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    Standard Chartered Super Value Titanium Credit Card

    We found 1 Standard Chartered Super Value Titanium Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    Response Time Within 30 minutes
    Rs.750 Amazon voucher free
    What you'll love
    Documents
    Fee Details

    Standard Chartered Super Value Titanium Credit Card is Rated as "Excellent!" by 69 Users

    Fees & Charges

    Promised Interest Rate

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    Founded in the year 1969, Standard Chartered PLC has its headquarters in London. Standard Chartered is a multinational banking and finance company that has its presence in more than 70 countries across the globe. This is a universal bank which means that a wide variety of products and services is provided by the bank such as, investment as well as commercial services. As part of its banking portfolio, Standard Chartered offers it customers numerous investment opportunities, credit cards and loans.

    Amongst its various credit card offerings, Standard Chartered provides customers with the Super value Titanium credit card for those who appreciate a good value. This card is meant for those financially savvy individuals who understand the nitty-gritties of economy and wish to save as much as they can. Customers who use the Standard Chartered Super Value Titanium credit card can procure numerous savings offers along with cash back on telephone and fuel bills.

    Highlights

    • Savings on fuel
    • Cashback on telecom payments from every service provider
    • Cashback on utility bills when paid for with the Super Value Titanium credit card
    • Number of attractive rewards

    Benefits of Standard Chartered Super Value Titanium Credit Card

    • Savings on fuel

    Customers can procure a cashback of 5% on fuel at every petrol pump in India when they use their Standard Chartered Super Value Titanium credit card to pay for the same. They will receive a surcharge reversal of 2.5% and a cashback of 2.5% on transaction amount at all petrol pumps, such as Reliance, HPCL, BPCL and IOC.

    • Cashback on telecom payments

    Customers can procure a cashback of 5% on all telecom payments including phone bills across every service provider such as, Vodafone, MTNL, Airtel, BSNL, Reliance and TATA Indicomm.

    • Cashback on utility bills

    Super Value Titanium credit cardholders can avail a cashback of 5% on every utility bill payment, allowing individuals to save on gas, electricity and water.

    • Cashback limit

    In order to be eligible to avail a cashback, the minimum transaction amount that the customer will have to have is Rs.750. For every transaction, the minimum cashback amount that can be procured is Rs.100. Customers can earn a maximum cashback of Rs.500 per month.

    • Reward Points

    Super Value Titanium credit card holders can earn Reward Points on their transactions and exchange these points for a host of wonderful gifts and offers. For every Rs.100 spent on a category other than utility, fuel and telecom, customers can earn 1 Reward Point.

    Features of Standard Chartered Super Value Titanium Credit Card

    • Worldwide Acceptance

    The Standard Chartered Super Value Titanium credit card is accepted throughout the globe in more than 19 million MasterCard and Visa affiliated establishments worldwide with more than 1.1 lakh establishments in Nepal and India.

    • Add-On Cards

    Customers can share the benefits and security of their Standard Chartered Super Value Titanium credit card with their spouse, siblings, parents or children.

    • Option to Transfer Balance

    Customers can transfer the outstanding balance from their other credit cards to their Standard Chartered Super Value Titanium credit card and avail reduced rates of interest.

    • Cash Advance Facility

    Customers have access, at all times, to 1.5 million ATMs throughout the globe and over 20,000 ATMs across the country.

    • Railway/Airline Counters

    Customers can use their Standard Chartered Super Value Titanium credit card to buy airline or railway tickets online or at counters.

    • Instabuys

    Customers can now avail the ‘Instabuys’ feature and pay for all their big ticket purchases in easy and convenient instalments.

    • Annualised Percentage Rate

    The monthly interest rate is annualised to arrive at Annualised percentage rate. The monthly rate of interest is 3.1% per month and is annualised to arrive at an annualised percentage rate of 37.20%. This rate is fixed for a period of 3 months from the time of the credit card set up. If the annualised percentage rate is revised, it will be communicated through the monthly statement.

    Additional Offers and Perks

    • Customers can avail 1000 Reward Points on the first swipe of their card.
    • When customers spend over Rs.60,000 on their card annually, they will not have the pay the renewal fee for this card.

    Eligibility Criteria for Standard Chartered Super Value Titanium Credit Card

    The eligibility criteria for procuring a Standard Chartered Super Value Titanium Credit Card is decided based on the applicant’s income and employment, among other factors. Applicants can apply for the Super Value Titanium credit card online or they can call the Standard Chartered Customer Care number. Another option would be to visit one of the Standard Chartered branches.

    Documents Required for Standard Chartered Super Value Titanium Credit Card

    The main documents required procure a Standard Chartered Super Value Titanium credit card include ID Proof as well as address proof such as Passport, PAN card, Voter ID, among others. Other documents may be requested, based on the bank’s requirements. Applicants can contact the bank for further details regarding the same.

    Steps to Apply for Standard Chartered Super Value Titanium Credit Card

    Customers need to worry about going through long, drawn out processes to get their Super Value Titanium Credit Card from Standard Chartered. All they will have to do, is visit the BankBazaar website and click on ‘Credit Cards’ under the ‘Select a Product’ section. They will then be redirected to a page wherein a list of credit card options will be given. They will have to choose the Standard Chartered Super Value Titanium credit card under this option and click on ‘Apply.

    Fees and Charges

    Entrance Fee -
    Annual fee for the 1st year Rs.499
    Renewal fee from 2nd year Rs.750
    Fee for Add-on card for 1st year Nil
    Fee for Add-on card from 2nd year Nil
    Late Charge If payment for 2 months has been consecutively missed, Rs.100 is the fee applicable.
    Overlimit A minimum of Rs.500 or 2.5% of the overlimit amount
    Rewards Redemption Fee Rs.99
    Cash Advance Fees - ATM Rs.300 or 3% of the amount withdrawn, for each transaction. Additional Rs.500 will be charged if the teller facilities at Standard Chartered branches are used.
    Overseas Transaction 3.5% transaction fee
    Service tax 15% on Service Charges and this comprises of -
    • 14% Service tax
    • 0.5% Swachh Bharat Cess
    • 0.5% Krishi Kalyan Cess
    Surcharge Railways - 2.5% or Rs.25, whichever is higher Petrol - 2.5% or Rs.10, whichever is higher
    Cash/Cheque Pickup fee Rs.100 for overdue card accounts

    Frequently Asked Questions (FAQs)

    1. What are documents required to procure Standard Chartered Super Value Titanium Credit Card?

      The basic documents required are -

      1. Form 60 or PAN card
      2. Proof of Income - Form 16 or IT Return Copy or Latest Payslip
      3. Passport size photographs
      4. Identity Proof (Any one) -
        • Passport
        • Aadhaar card
        • PAN card
        • Driving License
      5. Address proof (Any one) -
        • Driving License
        • Passport
        • Voter’s ID
        • UID Aadhaar Number
    2. What are the Service Tax applicable?

      Applicable Service Tax is 14% of Service Charges.

    3. What are the charges applicable for late payment?

      The charges applicable for late payment are as follows:

      Amount Due Fee Applicable
      0 to Rs.500 Rs.100
      Rs.501 to Rs.2,000 Rs.350
      Rs.2,001 to Rs.4,000 Rs.500
      Rs.4,001 to Rs.20,000 Rs.700
      Above Rs.20,000 Rs.800
    4. What is the Minimum Due Amount?

      The minimum amount that is due every month is the higher of the following-

      1. 5% of the statement that is outstanding, or
      2. Total of all the billed installments, fees, interest and other charges along with the overlimit amount and 1% of principal, or
      3. Rs.250
    5. In case customers have an unpaid minimum amount that is due from the previous month, this will also get added to the minimum due amount for the present month.
    6. If the statement balance is below Rs.250 or in case of default, the entire amount that is outstanding will have to be paid. Customers are also advised to pay more than their minimum due amount every month, to prevent financial troubles later on.
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    Standard Chartered Super Value Titanium Credit Card Reviews

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