Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Standard Chartered Super Value Titanium Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Standard Chartered Super Value Titanium Credit Card

    Founded in the year 1969, Standard Chartered PLC has its headquarters in London. Standard Chartered is a multinational banking and finance company that has its presence in more than 70 countries across the globe. This is a universal bank which means that a wide variety of products and services is provided by the bank such as, investment as well as commercial services. As part of its banking portfolio, Standard Chartered offers it customers numerous investment opportunities, credit cards and loans.

    Amongst its various credit card offerings, Standard Chartered provides customers with the Super value Titanium credit card for those who appreciate a good value. This card is meant for those financially savvy individuals who understand the nitty-gritties of economy and wish to save as much as they can. Customers who use the Standard Chartered Super Value Titanium credit card can procure numerous savings offers along with cash back on telephone and fuel bills.

    Highlights

    • Savings on fuel
    • Cashback on telecom payments from every service provider
    • Cashback on utility bills when paid for with the Super Value Titanium credit card
    • Number of attractive rewards

    Benefits of Standard Chartered Super Value Titanium Credit Card

    • Savings on fuel

    Customers can procure a cashback of 5% on fuel at every petrol pump in India when they use their Standard Chartered Super Value Titanium credit card to pay for the same. They will receive a surcharge reversal of 2.5% and a cashback of 2.5% on transaction amount at all petrol pumps, such as Reliance, HPCL, BPCL and IOC.

    • Cashback on telecom payments

    Customers can procure a cashback of 5% on all telecom payments including phone bills across every service provider such as, Vodafone, MTNL, Airtel, BSNL, Reliance and TATA Indicomm.

    • Cashback on utility bills

    Super Value Titanium credit cardholders can avail a cashback of 5% on every utility bill payment, allowing individuals to save on gas, electricity and water.

    • Cashback limit

    In order to be eligible to avail a cashback, the minimum transaction amount that the customer will have to have is Rs.750. For every transaction, the minimum cashback amount that can be procured is Rs.100. Customers can earn a maximum cashback of Rs.500 per month.

    • Reward Points

    Super Value Titanium credit card holders can earn Reward Points on their transactions and exchange these points for a host of wonderful gifts and offers. For every Rs.100 spent on a category other than utility, fuel and telecom, customers can earn 1 Reward Point.

    Features of Standard Chartered Super Value Titanium Credit Card

    • Worldwide Acceptance

    The Standard Chartered Super Value Titanium credit card is accepted throughout the globe in more than 19 million MasterCard and Visa affiliated establishments worldwide with more than 1.1 lakh establishments in Nepal and India.

    • Add-On Cards

    Customers can share the benefits and security of their Standard Chartered Super Value Titanium credit card with their spouse, siblings, parents or children.

    • Option to Transfer Balance

    Customers can transfer the outstanding balance from their other credit cards to their Standard Chartered Super Value Titanium credit card and avail reduced rates of interest.

    • Cash Advance Facility

    Customers have access, at all times, to 1.5 million ATMs throughout the globe and over 20,000 ATMs across the country.

    • Railway/Airline Counters

    Customers can use their Standard Chartered Super Value Titanium credit card to buy airline or railway tickets online or at counters.

    • Instabuys

    Customers can now avail the ‘Instabuys’ feature and pay for all their big ticket purchases in easy and convenient instalments.

    • Annualised Percentage Rate

    The monthly interest rate is annualised to arrive at Annualised percentage rate. The monthly rate of interest is 3.1% per month and is annualised to arrive at an annualised percentage rate of 37.20%. This rate is fixed for a period of 3 months from the time of the credit card set up. If the annualised percentage rate is revised, it will be communicated through the monthly statement.

    Additional Offers and Perks

    • Customers can avail 1000 Reward Points on the first swipe of their card.
    • When customers spend over Rs.60,000 on their card annually, they will not have the pay the renewal fee for this card.

    Eligibility Criteria for Standard Chartered Super Value Titanium Credit Card

    The eligibility criteria for procuring a Standard Chartered Super Value Titanium Credit Card is decided based on the applicant’s income and employment, among other factors. Applicants can apply for the Super Value Titanium credit card online or they can call the Standard Chartered Customer Care number. Another option would be to visit one of the Standard Chartered branches.

    Documents Required for Standard Chartered Super Value Titanium Credit Card

    The main documents required procure a Standard Chartered Super Value Titanium credit card include ID Proof as well as address proof such as Passport, PAN card, Voter ID, among others. Other documents may be requested, based on the bank’s requirements. Applicants can contact the bank for further details regarding the same.

    Fees and Charges

    Entrance Fee -
    Annual fee for the 1st year Rs.499
    Renewal fee from 2nd year Rs.750
    Fee for Add-on card for 1st year Nil
    Fee for Add-on card from 2nd year Nil
    Late Charge If payment for 2 months has been consecutively missed, Rs.100 is the fee applicable.
    Overlimit A minimum of Rs.500 or 2.5% of the overlimit amount
    Rewards Redemption Fee Rs.99
    Cash Advance Fees - ATM Rs.300 or 3% of the amount withdrawn, for each transaction. Additional Rs.500 will be charged if the teller facilities at Standard Chartered branches are used.
    Overseas Transaction 3.5% transaction fee
    Service tax 15% on Service Charges and this comprises of -
    • 14% Service tax
    • 0.5% Swachh Bharat Cess
    • 0.5% Krishi Kalyan Cess
    Surcharge Railways - 2.5% or Rs.25, whichever is higher Petrol - 2.5% or Rs.10, whichever is higher
    Cash/Cheque Pickup fee Rs.100 for overdue card accounts

    Frequently Asked Questions (FAQs)

    1. What are documents required to procure Standard Chartered Super Value Titanium Credit Card?

      The basic documents required are -

      1. Form 60 or PAN card
      2. Proof of Income - Form 16 or IT Return Copy or Latest Payslip
      3. Passport size photographs
      4. Identity Proof (Any one) -
        • Passport
        • Aadhaar card
        • PAN card
        • Driving License
      5. Address proof (Any one) -
        • Driving License
        • Passport
        • Voter’s ID
        • UID Aadhaar Number
    2. What are the Service Tax applicable?

      Applicable Service Tax is 14% of Service Charges.

    3. What are the charges applicable for late payment?

      The charges applicable for late payment are as follows:

      Amount Due Fee Applicable
      0 to Rs.500 Rs.100
      Rs.501 to Rs.2,000 Rs.350
      Rs.2,001 to Rs.4,000 Rs.500
      Rs.4,001 to Rs.20,000 Rs.700
      Above Rs.20,000 Rs.800
    4. What is the Minimum Due Amount?

      The minimum amount that is due every month is the higher of the following-

      1. 5% of the statement that is outstanding, or
      2. Total of all the billed installments, fees, interest and other charges along with the overlimit amount and 1% of principal, or
      3. Rs.250

      In case customers have an unpaid minimum amount that is due from the previous month, this will also get added to the minimum due amount for the present month.

      If the statement balance is below Rs.250 or in case of default, the entire amount that is outstanding will have to be paid. Customers are also advised to pay more than their minimum due amount every month, to prevent financial troubles later on.

    Other Top Credit Card by Standard Chartered Bank

    Standard Chartered Super Value Titanium Credit Card Reviews

    • Standard Chartered Bank Credit Card
      "Dissatisfied service"
      0.5 1.0/5 "Really Bad"
      Standard Chartered customer service is the upto the mark and they wont be customer oriented and they are not offering good features like HDFC card. I taken a mobile loan with SCB I have been paying my dues on time. But they suddenly called and asked for two months for EMI, but I have confirmed the payment details but without informing me to created loan account. They asked me pay me in that its really bad.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 21, 2017
    • Standard Chartered Bank Credit Card
      "Good to use"
      0.5 5.0/5 "Blown Away!"
      I have Titanium credit card from Standard Chartered on June 2017, they give me good reward point for every expenditure, but they not giving any cash back offers. Its good to hold for fuel filling, shopping, dinning etc. They gave me the credit limit of Rs.1.25 lakhs its good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 21, 2017
    • Standard Chartered Bank Credit Card
      "worst service"
      0.5 1.0/5 "Really Bad"
      The service of STANDARD CHARTERED bank for my credit card service is not good ,I am not happy with STANDARD CHARTERED bank service ,there is no proper response from them they are not customer friendly . Customer service is not up to mark there is no offers ,I feel they need to improve their service a lot .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 20, 2017
    • Standard Chartered Bank Credit Card
      "Nice to have"
      0.5 3.0/5 "Satisfactory"
      I am holding Standard Chartered credit just for four months, they have not provided any complimentary offers so far. But its a life time free credit card but still offers and credit limit is not that much satisfactory. It would be great if they improve the benefits of the card.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 20, 2017
    • Standard Chartered Bank Credit Card
      "good service"
      0.5 4.0/5 "Great!"
      The service from STANDARD CHARTERED for my credit card is very good I use to contact their customer service they are good and helpful but I feel the emi charges of STANDARD CHARTERED is little high but the rate of interest they offered is nominal compare to the market value ,I will say the service is very good from STANDARD CHARTERED.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 20, 2017
    • Standard Chartered Bank Credit Card
      "Life Time Free Credit Card"
      0.5 5.0/5 "Blown Away!"
      My organization provided Standard Chartered salary account and also a credit card. Credit limit is nominal it is fine for me. Its a life time free platinum credit card, I am getting good reward points which is used to buy the products in online store.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 19, 2017
    • Standard Chartered Bank Credit Card
      "Services are good"
      0.5 4.0/5 "Great!"
      I hold a credit card with Standard Chartered Bank and the banking services are good. There are good deals and offers and there are no charges related. There are a lot of offers online too, and my transactions goes through smoothly. The limit is good too.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 19, 2017
    • Standard Chartered Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I am happy with the services provided by Standard Chartered Bank. I hold a credit card and it has been a very good experience till date. They are providing me with the normal offers. I also have a decent credit limit. There are also no charges, it is free for life.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 17, 2017
    • Standard Chartered Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have the standard chartered bank credit card and am using it from the last three years of time. Customer service is an excellent one with them and I have not faced any issues with them till now.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Standard Chartered Bank Credit Card
      "Good to Approach"
      0.5 4.0/5 "Great!"
      I am yet to get the Standard Chartered credit card, Recently I applied through their executive, customer interaction is good. The executive called and approved the credit card on time without any activation fee and also there are no annual charges which is applicable.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 16, 2017
    • Standard Chartered Bank Credit Card
      "Exellent card to use"
      0.5 5.0/5 "Blown Away!"
      I use the Platinum card with Standard charted bank for past 6years. I use this card for mobile payments, shopping , grocery, online purchases and for bill payments. I am satisfied with the credit limit. There is no annual fee with this card.
      Was this review helpful? 0
      , greater noida
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Good experience with STANDARD CHARTERED BANK credit card . I have earned reward points for every purchasing on my credit card, I used to make payment through online.They are very transparent in transactions statements, no hidden charges.But I wish standard Chartered bank should improve offers on credit card, because I didn't receive any offers on my card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Credit Card
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      The experience at Standard Chartered Bank for the credit card is good. The customer services are satisfactory and it is a better experience. There are no hassles in my statements and also in the offers. The credit limit is also good. They provide better services for this product.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have the Standard charted bank visa credit card for past 4years. The customer support is good with Standard charted bank credit card department. I am not satisfied with the credit limit, but they have promised that they will increase credit limit, I use thus card for shopping online and for usages .
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Credit Card
      "Best one"
      0.5 4.0/5 "Great!"
      I am holding the Standard chartered bank credit card from the last 4.5 years of time. Response was fine one for me with them and the customer service is also best one. Credit limit value was not much good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Credit Card
      "Average card to use"
      0.5 5.0/5 "Blown Away!"
      Having the Standard Charted Bank lifestyle card for past 7years, but I don't use this card much. I am happy with the credit limit. I have benefits with this card, If I go purchase the clothing in the lifestyle store. I would say this card has come along with my salaried account. I would say it is average card to use. There is no annual fee with this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Credit Card
      "Better card to useq"
      0.5 5.0/5 "Blown Away!"
      I hold a Standard Charted bank platinum rewards card for past 6 years. I use this card for all purchases and for bill payments. The credit limit is Rs,40,00 and I am satisfied with it. There is no annual fee with this card. The additional charges and the rate of interest is low with this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Credit Card
      "Doesn't act per commitment"
      0.5 1.0/5 "Really Bad"
      Standard Chartered Bank as far as my experience goes very rarely act on their commitment. I was actually promised a Credit Card with high credit limit, but when the card came in I was offered lesser limit. I felt they should atleast have the courtesy to inform me about the same.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 13, 2017
    • Standard Chartered Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am using SCB credit card from last 3 years, the services provided by SCB is comparatively good. I also get offers like EMI and cashback but i do not avail it. It is very good card to use. I use this card for personal use like shopping and dining and when it comes to credit limit, it is satisfactory.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 13, 2017
    • Standard Chartered Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Standard Chartered Bank and i can clearly say that it has been an excellent experience with them. The service and response from them has been pretty good all throughout the time that i have the credit card and the offers and charges have been the same as promised initially.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 13, 2017
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