What you'll love
Fee Details
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Super Value Titanium Credit Card has been designed to deliver exciting rewards, offers, and cashback to its users. You get the maximum benefits on using the card for utility and telephone bill payments, fuel purchase, etc.
Cashback on fuel
Cashback on telecom bill payments
Cashback on utility bills
Easy EMI: For every purchase of Rs.5,000 or above, you get the option of converting it to EMIs. Thus, you can easily pay the amount in monthly instalments.
Balance on EMI: You also get the option to convert the entire outstanding balance on the card (up to Rs.5 lakh) into EMIs. Also, you don't have to pay any processing fee to avail this facility.
Easy loans: If you are in need of a loan, you can easily avail one for up to Rs.5 lakh with tenures ranging from 12 to 60 months.
The credit limit on your card is the maximum amount of credit that the bank extends to you through the card. Your credit limit is set by the bank depending on your monthly income, income stability, and a few other factors. You can get it revised in due course.
| Type of Fee/Charge | Amount |
|---|---|
|
Joining fee |
Rs.750 (NIL for premium clients) |
|
Annual fee |
Rs.750 (2nd year onwards) (NIL for premium clients) |
|
Interest rate |
3.49% per month |
|
Cash withdrawal fee |
3% of the withdrawn amount or Rs.300 (whichever is higher) |
|
Rewards redemption fee |
Rs.99 |
|
Late payment charges |
If the statement balance is:
|
|
Cash processing fee |
Rs.299 |
|
Over limit charges |
2.5% of the over-limit amount (minimum Rs.500) |
|
Foreign currency transaction fee |
3.5% |
|
Cash/Cheque pickup fee |
|
To be eligible to apply for the Standard Chartered Super Value Titanium Credit Card, you should fulfil the following criteria:
To apply for the Standard Chartered Super Value Titanium Credit Card, you need to submit the following documents:
One of the following:
Aadhaar card and one of the following if your current residence address is not same as your Aadhaar address:
To apply for the card, visit the official Standard Chartered Super Value Titanium Credit Card website and click on the 'Apply Now' option.
Enter the information asked for and click on 'Proceed'. You would be contacted by the bank representatives who would help you in initiating the application process.
The monthly minimum amount due on your card would be the higher of the following amounts - a) 5% of the statement outstanding or b) the sum total of all the installments billed, fees, interests, over limit amount, and 1% of the principal or Rs.250.
Depending on the payment due date on your card, the grace period can vary from 18-48 days to 25-55 days.
To pay your credit card bills, you have multiple online and offline methods. The online payment methods include online banking, bill desk, NEFT, Visa money transfer, Electronic Clearing Service (ECS), etc. On the other hand, the offline payment ways include cheques, draft, and cash payment.
Yes, you can certainly apply for an add-on card of your Super Value Titanium Card. Please note that there wouldn't be any separate limit on the add-on card.
Yes, you can request the bank to revise the credit limit on your card. The bank, after reviewing your credit card repayment behaviour, would decide on the new credit limit.
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