•  Loading your search... Loading your search...
  • Standard Chartered Super Value Titanium Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Standard Chartered Super Value Titanium Credit Card

    Founded in the year 1969, Standard Chartered PLC has its headquarters in London. Standard Chartered is a multinational banking and finance company that has its presence in more than 70 countries across the globe. This is a universal bank which means that a wide variety of products and services is provided by the bank such as, investment as well as commercial services. As part of its banking portfolio, Standard Chartered offers it customers numerous investment opportunities, credit cards and loans.

    Amongst its various credit card offerings, Standard Chartered provides customers with the Super value Titanium credit card for those who appreciate a good value. This card is meant for those financially savvy individuals who understand the nitty-gritties of economy and wish to save as much as they can. Customers who use the Standard Chartered Super Value Titanium credit card can procure numerous savings offers along with cash back on telephone and fuel bills.

    Highlights

    • Savings on fuel
    • Cashback on telecom payments from every service provider
    • Cashback on utility bills when paid for with the Super Value Titanium credit card
    • Number of attractive rewards

    Benefits of Standard Chartered Super Value Titanium Credit Card

    • Savings on fuel

    Customers can procure a cashback of 5% on fuel at every petrol pump in India when they use their Standard Chartered Super Value Titanium credit card to pay for the same. They will receive a surcharge reversal of 2.5% and a cashback of 2.5% on transaction amount at all petrol pumps, such as Reliance, HPCL, BPCL and IOC.

    • Cashback on telecom payments

    Customers can procure a cashback of 5% on all telecom payments including phone bills across every service provider such as, Vodafone, MTNL, Airtel, BSNL, Reliance and TATA Indicomm.

    • Cashback on utility bills

    Super Value Titanium credit cardholders can avail a cashback of 5% on every utility bill payment, allowing individuals to save on gas, electricity and water.

    • Cashback limit

    In order to be eligible to avail a cashback, the minimum transaction amount that the customer will have to have is Rs.750. For every transaction, the minimum cashback amount that can be procured is Rs.100. Customers can earn a maximum cashback of Rs.500 per month.

    • Reward Points

    Super Value Titanium credit card holders can earn Reward Points on their transactions and exchange these points for a host of wonderful gifts and offers. For every Rs.100 spent on a category other than utility, fuel and telecom, customers can earn 1 Reward Point.

    Features of Standard Chartered Super Value Titanium Credit Card

    • Worldwide Acceptance

    The Standard Chartered Super Value Titanium credit card is accepted throughout the globe in more than 19 million MasterCard and Visa affiliated establishments worldwide with more than 1.1 lakh establishments in Nepal and India.

    • Add-On Cards

    Customers can share the benefits and security of their Standard Chartered Super Value Titanium credit card with their spouse, siblings, parents or children.

    • Option to Transfer Balance

    Customers can transfer the outstanding balance from their other credit cards to their Standard Chartered Super Value Titanium credit card and avail reduced rates of interest.

    • Cash Advance Facility

    Customers have access, at all times, to 1.5 million ATMs throughout the globe and over 20,000 ATMs across the country.

    • Railway/Airline Counters

    Customers can use their Standard Chartered Super Value Titanium credit card to buy airline or railway tickets online or at counters.

    • Instabuys

    Customers can now avail the ‘Instabuys’ feature and pay for all their big ticket purchases in easy and convenient instalments.

    • Annualised Percentage Rate

    The monthly interest rate is annualised to arrive at Annualised percentage rate. The monthly rate of interest is 3.1% per month and is annualised to arrive at an annualised percentage rate of 37.20%. This rate is fixed for a period of 3 months from the time of the credit card set up. If the annualised percentage rate is revised, it will be communicated through the monthly statement.

    Additional Offers and Perks

    • Customers can avail 1000 Reward Points on the first swipe of their card.
    • When customers spend over Rs.60,000 on their card annually, they will not have the pay the renewal fee for this card.

    Eligibility Criteria for Standard Chartered Super Value Titanium Credit Card

    The eligibility criteria for procuring a Standard Chartered Super Value Titanium Credit Card is decided based on the applicant’s income and employment, among other factors. Applicants can apply for the Super Value Titanium credit card online or they can call the Standard Chartered Customer Care number. Another option would be to visit one of the Standard Chartered branches.

    Documents Required for Standard Chartered Super Value Titanium Credit Card

    The main documents required procure a Standard Chartered Super Value Titanium credit card include ID Proof as well as address proof such as Passport, PAN card, Voter ID, among others. Other documents may be requested, based on the bank’s requirements. Applicants can contact the bank for further details regarding the same.

    Fees and Charges

    Entrance Fee -
    Annual fee for the 1st year Rs.499
    Renewal fee from 2nd year Rs.750
    Fee for Add-on card for 1st year Nil
    Fee for Add-on card from 2nd year Nil
    Late Charge If payment for 2 months has been consecutively missed, Rs.100 is the fee applicable.
    Overlimit A minimum of Rs.500 or 2.5% of the overlimit amount
    Rewards Redemption Fee Rs.99
    Cash Advance Fees - ATM Rs.300 or 3% of the amount withdrawn, for each transaction. Additional Rs.500 will be charged if the teller facilities at Standard Chartered branches are used.
    Overseas Transaction 3.5% transaction fee
    Service tax 15% on Service Charges and this comprises of -
    • 14% Service tax
    • 0.5% Swachh Bharat Cess
    • 0.5% Krishi Kalyan Cess
    Surcharge Railways - 2.5% or Rs.25, whichever is higher Petrol - 2.5% or Rs.10, whichever is higher
    Cash/Cheque Pickup fee Rs.100 for overdue card accounts

    Frequently Asked Questions (FAQs)

    1. What are documents required to procure Standard Chartered Super Value Titanium Credit Card?

      The basic documents required are -

      1. Form 60 or PAN card
      2. Proof of Income - Form 16 or IT Return Copy or Latest Payslip
      3. Passport size photographs
      4. Identity Proof (Any one) -
        • Passport
        • Aadhaar card
        • PAN card
        • Driving License
      5. Address proof (Any one) -
        • Driving License
        • Passport
        • Voter’s ID
        • UID Aadhaar Number
    2. What are the Service Tax applicable?

      Applicable Service Tax is 14% of Service Charges.

    3. What are the charges applicable for late payment?

      The charges applicable for late payment are as follows:

      Amount Due Fee Applicable
      0 to Rs.500 Rs.100
      Rs.501 to Rs.2,000 Rs.350
      Rs.2,001 to Rs.4,000 Rs.500
      Rs.4,001 to Rs.20,000 Rs.700
      Above Rs.20,000 Rs.800
    4. What is the Minimum Due Amount?

      The minimum amount that is due every month is the higher of the following-

      1. 5% of the statement that is outstanding, or
      2. Total of all the billed installments, fees, interest and other charges along with the overlimit amount and 1% of principal, or
      3. Rs.250

      In case customers have an unpaid minimum amount that is due from the previous month, this will also get added to the minimum due amount for the present month.

      If the statement balance is below Rs.250 or in case of default, the entire amount that is outstanding will have to be paid. Customers are also advised to pay more than their minimum due amount every month, to prevent financial troubles later on.

    Other Top Credit Card by Standard Chartered Bank

    Standard Chartered Super Value Titanium Credit Card Reviews

    • Standard Chartered Bank Credit Card
      "Average"
      0.5 2.5/5 "Just OK"
      My credit card was taken with STANDARD CHARTER bank 5 years back. Their customer service and responsiveness was really good. The credit limit was very low . The customer service and responses was not good. The benefits are also not up to the mark.
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • Standard Chartered Bank Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      My credit card was taken with STANDARD CHARTER bank 1.5 years back. I hold platinum card and the credit limit was 1,35,000 which is satisfactory. The customer service and responses was really was not good. The charges are very high in case of late payment,
      Was this review helpful? 0
      , bangalore
      Reviewed on May 20, 2018
    • Standard Chartered Bank Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Standard Chartered credit card for a while. The gave me a limit of 118000. The card is also equipped with a solid reward points system. Overall I never had any issues with their services.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 18, 2018
    • Standard Chartered Bank Credit Card
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      It has been a good service which they have been providing so far, there has been no issues faced so far. The customer service also had been good and had been providing a good service. I have not faced any kind of issues so far with any of the banking or during any transactions using it.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 18, 2018
    • Standard Chartered Bank Credit Card
      "Good card to hold"
      0.5 5.0/5 "Blown Away!"
      I hold a Titanium credit card with STANDARD CHARTERED BANK. I used to get reward points with the card.I have not yet used the points. The application with the bank is good. For EMI conversion there will be no charges. The customer service with the bank is fine.
      Was this review helpful? 0
      , chennai
      Reviewed on May 17, 2018
    • Standard Chartered Bank Credit Card
      "Untrusted bank"
      0.5 0.5/5 "Unacceptable"
      Standard chartered systems are even this updated that they can provide the current status of how much payment u are supposed to make. When u ask them they will tell make payment XYZ after making payment of X Y Z. They will charge more when u will ask why i need to bow the interest even after making the complete payment they will say our system is like this Make fool of employees by misleading them and making money
      Was this review helpful? 0
      , pune
      Reviewed on May 16, 2018
    • Standard Chartered Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the STANDARD CHARTERED BANK Titanium Credit Card for a 1 Month. I haven't used the card much. I am happy with the limit of this card. The card also give reward points. I never faced any issues with the card and their services. Their customer support is also good.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 15, 2018
    • Standard Chartered Bank Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I had been having a good experience with the usage of this card, it is the best among all the other credit cards which i am using. It has been very comfortable using their services, so far i have not faced any issues or hassles using the card or their services. It can be said as one of the best card.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 15, 2018
    • Standard Chartered Bank Credit Card
      "Landmark Platinum Rewards credit card"
      0.5 4.5/5 "Excellent!"
      Life time free credit card with good benefits on landmark stores. 9x reward points for every INR 200 spent on Landmark stores such as Lifestyle, Max and Home Centre. Get 5% cashback on your grocery shopping at SPAR stores. Points are redeemable at landmarkrewards with each point value equal to 60paise.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 14, 2018
    • Standard Chartered Bank Credit Card
      "BEST CARD"
      0.5 4.5/5 "Excellent!"
      Using Standard chartered credit card for 10 years their service and response is good compared to other bank available in market .their is annual charges which gets waived off after using certain limit . Am satisfied with the credit limit and rate of interest . Overall good card to use for fuel and utility purpose .
      Was this review helpful? 0
      , pune
      Reviewed on May 13, 2018
    • Standard Chartered Bank Credit Card
      "GOOD CARD"
      0.5 4.0/5 "Great!"
      Using Standard chartered credit card for long time their service and response is good compared to other bank available in market. Further there are no annual charges its life time free card . Am satisfied with the credit limit and rate of interest . Overall a good card to use.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 13, 2018
    • Standard Chartered Bank Credit Card
      "Platinum reward card"
      0.5 5.0/5 "Blown Away!"
      I hold a platinum reward card with STANDARD CHARTERED BANK. I get good reward points with this card. I have not yet redeemed my reward points. For the past 1 year i am using this card. They have some good offers with Standard Chartered.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 12, 2018
    • Standard Chartered Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I hold a credit card with STANDARD CHARTERED .For every purchase i used to get reward points with this card. I have not yet redeemed the reward points. I have take EMI conversion with the card. There is no annual charges.They have good offer with online portals.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 11, 2018
    • Standard Chartered Bank Credit Card
      "Awesome credit card"
      0.5 4.0/5 "Great!"
      I have been using Stan Chart Manhattan Platinum Credit card for over five years. I am very happy with the services provided so far. I also utilized their short term loan offers which are really helpful in cash crunches. The interest rates are very reasonable. Overall great experience!
      Was this review helpful? 0
      , pune
      Reviewed on May 11, 2018
    • Standard Chartered Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I hold a credit card with Standard Chartered Bank from last 2 years, there is an annual fee but it will be waived off based on the number of transactions done. The credit limit is sufficient in this credit card. I use net banking for making bill payments and i get good cash back offers on this card.
      Was this review helpful? 0
      , pune
      Reviewed on May 11, 2018
    • Standard Chartered Bank Credit Card
      "Unhappy with the services"
      0.5 2.5/5 "Just OK"
      I bank with Standard Chartered Bank for the credit card. It has not been a up to the mark experience. The bank needs to improve on the offers, they need to provide more benefits. The customer services are also not up to the mark too. They also need to enhance the credit limit.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 11, 2018
    • Standard Chartered Bank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      There is no annual fee in this Standard Chartered Bank . It is a free credit card. They are also offering some cashbacks. They are launching sometime good cashbacks. They will send regular notification through my mail and SMS. All good in Standard Chartered Bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 11, 2018
    • Standard Chartered Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      From past two years that i am using this card and the service is very good and also the customer service provided by them is very good. I am also getting the reward points from my card from past 2 years, and i am using my points by redeeming that in many ways. I use my card for multiple purpose.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 10, 2018
    • Standard Chartered Bank Credit Card
      "Credit card with Standard Chartered"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with Standard Chartered Bank. I used to get reward points with the card and even i have redeemed my reward points. The annual charge is 250 rupees. I have not done any EMI conversions. The customer service and response is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 10, 2018
    • Standard Chartered Bank Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am having a credit card with Standard Chartered bank from last 1 year, i am using net banking services to make bill payments. Offers like reward points are good in this credit card and there is no issue at the time of redeeming the points. This is a lifetime free credit card and the credit limit is sufficient in this credit card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 09, 2018
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.