One of the foremost banks in the world, Standard Chartered is a British multinational financial services and banking company. This bank is headquartered in London, United Kingdom and was founded in the year 1969. As part of its banking portfolio, Standard Chartered offers a number of products and services to suit every individual’s myriad need, such as home loans, credit cards, auto loans and debit cards, among others.
Through its collaboration with Bajaj Finserv, a well-known financial company, Standard Chartered has come up with a credit card with privileges to suit every discerning individual. The Standard Chartered Bajaj Finserv World Credit Card offers a plethora of unique features and benefits to suit a customer’s need for a luxurious lifestyle.
Standard Chartered will decide if an individual is eligible to procure a Standard Chartered Bajaj Finserv World Credit Card based on his/her income and employment. Other factors are also applicable.
Among the various documents needed to avail a Standard Chartered Bajaj Finserv World Credit card the most important ones include address and identity proof such as a Passport, Aadhaar Card, Pan Card, Voter ID and Driving License, among others. Other documents such as salary slips will be requested for based on the bank requirements. Further details can be sought at the bank.
|Annual fee for the 1st year||Rs.2,999|
|Renewal fee from 2nd year||Rs.2,999|
|Annual Fee for Add-on card for 1st year||Nil|
|Late Charge||If payment for 2 months has been consecutively missed, Rs.100 is the fee applicable.|
|Overlimit||A minimum of Rs. 500 or 2.5% of the overlimit amount|
|Rewards Redemption Fee||Rs 99|
|Cash Advance Fees - ATM||Rs. 300 or 3% of the amount withdrawn, for each transaction. Additional Rs.500 will be charged if the teller facilities at Standard Chartered branches are used.|
|Overseas Transaction||3.5% transaction fee|
|Surcharge||Railways - 2.5% or Rs.25, whichever is the higher amount Petrol - 2.5% or Rs.10, whichever is the higher amount|
|Cash/Cheque Pickup fee||Rs.100 for overdue card accounts|
The following charges are applicable -
|Amount Due||Fee Applicable|
|0 to Rs.500||Rs.100|
|Rs.501 to Rs.2,000||Rs.350|
|Rs.2,001 to Rs.4,000||Rs.500|
|Rs.4,001 to Rs.20,000||Rs.700|
Application can be done online or customers can contact the Standard Chartered Customer Care. Another option would be to visit any of the Standard Chartered branches.