Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  •  Loading your search... Loading your search...
  • Standard Chartered Bajaj Finserv World Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Standard Chartered Bajaj Finserv World Credit Card

    One of the foremost banks in the world, Standard Chartered is a British multinational financial services and banking company. This bank is headquartered in London, United Kingdom and was founded in the year 1969. As part of its banking portfolio, Standard Chartered offers a number of products and services to suit every individual’s myriad need, such as home loans, credit cards, auto loans and debit cards, among others.

    Through its collaboration with Bajaj Finserv, a well-known financial company, Standard Chartered has come up with a credit card with privileges to suit every discerning individual. The Standard Chartered Bajaj Finserv World Credit Card offers a plethora of unique features and benefits to suit a customer’s need for a luxurious lifestyle.

    Highlights

    • Customers can earn 5 times the Rewards when they use their Standard Chartered Bajaj Finserv World Credit Card at supermarkets and other stores.
    • On other spends, customers can earn upto 3 times the Rewards.
    • Cardholders can also avail easy and convenient features such as online payment of their bills.

    Features

    Reward Points

    • Each time customers spend on purchases made at department stores, supermarkets, grocery stores and other apparel outlets using their Standard Chartered Bajaj Finserv World Credit Card, they will earn up to 5X the rewards.
    • Cardholders earn 5 Reward points on every Rs.100 that they spend on purchases from department stores, supermarkets, grocery stores and other apparel outlets using their World credit card.
    • When customers spend on other categories than the ones mentioned above, using their Standard Chartered Bajaj Finserv World Credit Card, cardholders stand to earn 3X the rewards.
    • Individuals earn 3 Reward points on every Rs.100 that they spend on purchases from other categories.

    Online Payment

    • Customers have the advantage of paying their credit card bills online in a secure manner from anywhere and from any bank as well.

    Grace Period

    • Customers can procure an interest free grace period of 18 days to 48 days or 25 days to 55 days based on the due date of payment. This interest-free period will not be applicable for revolving balances and cash advances. For these options, interest is applicable from the date of transaction.

    Eligibility Criteria for Standard Chartered Bajaj Finserv World Credit Card

    Standard Chartered will decide if an individual is eligible to procure a Standard Chartered Bajaj Finserv World Credit Card based on his/her income and employment. Other factors are also applicable.

    Documents Required for Standard Chartered Bajaj Finserv World Credit Card

    Among the various documents needed to avail a Standard Chartered Bajaj Finserv World Credit card the most important ones include address and identity proof such as a Passport, Aadhaar Card, Pan Card, Voter ID and Driving License, among others. Other documents such as salary slips will be requested for based on the bank requirements. Further details can be sought at the bank.

    Fees and Charges

    Annual fee for the 1st year Rs.2,999
    Renewal fee from 2nd year Rs.2,999
    Annual Fee for Add-on card for 1st year Nil
    Late Charge If payment for 2 months has been consecutively missed, Rs.100 is the fee applicable.
    Overlimit A minimum of Rs. 500 or 2.5% of the overlimit amount
    Rewards Redemption Fee Rs 99
    Cash Advance Fees - ATM Rs. 300 or 3% of the amount withdrawn, for each transaction. Additional Rs.500 will be charged if the teller facilities at Standard Chartered branches are used.
    Overseas Transaction 3.5% transaction fee
    Surcharge Railways - 2.5% or Rs.25, whichever is the higher amount Petrol - 2.5% or Rs.10, whichever is the higher amount
    Cash/Cheque Pickup fee Rs.100 for overdue card accounts

    Frequently Asked Questions (FAQs)

    1. What are documents required to procure Standard Chartered Bajaj Finserv World Credit Card?

      1. The basic documents required are -
        • Form 60 or PAN card
        • Passport size photographs
        • Proof of Income - Form 16 or IT Return Copy or Latest Payslip
        • Identity Proof such as PAN card
        • Address proof (Any one) -
      2. Passport
      3. Driving License
      4. UID Aadhaar No.
      5. Voter’s ID
      6. Additional documents may be asked for by the bank based on their requirements, at the time of application.
    2. What are the Service Tax applicable?

      The following charges are applicable -

      1. Service charges of 15%, which comprises of -
        • 14% service tax
        • 0.5% Swachh Bharat Cess
        • 0.5% Krishi Kalyan Cess
      2. Service Tax credit cannot be claimed under the CENVAT credit Rules of 2004 with respect to charges being reversed or waived.
    3. What are the charges applicable for late payment?

      1. The charges applicable for late payment, are as follows:
      Amount Due Fee Applicable
      0 to Rs.500 Rs.100
      Rs.501 to Rs.2,000 Rs.350
      Rs.2,001 to Rs.4,000 Rs.500
      Rs.4,001 to Rs.20,000 Rs.700
      Above Rs.20,000 Rs.800
    4. What is the Minimum Due Amount?

      1. The minimum amount that is due every month, is a higher of the following-
        1. 5% of outstanding statement, or
        2. Total amount of all the billed installments, fees, interest and other charges. In addition to this, the overlimit amount and 1% of principal will be added, or
        3. Rs.250
      2. In case customers have an unpaid minimum amount which has been carried over from the previous month, this will also get added to the due amount for the current month.
      3. If the statement balance is below Rs.250 or in case of default, the entire outstanding amount will have to be paid. Customers are also advised to pay more than their minimum due amount every month, to stay financially safe.
    5. How to Apply for a Standard Chartered Bajaj Finserv World Credit Card?

      Application can be done online or customers can contact the Standard Chartered Customer Care. Another option would be to visit any of the Standard Chartered branches.

    Other Top Credit Card by Standard Chartered Bank

    Standard Chartered Bajaj Finserv World Credit Card Reviews

    • Standard Chartered Bank Credit Card
      "Good to Approach"
      0.5 4.0/5 "Great!"
      I am yet to get the Standard Chartered credit card, Recently I applied through their executive, customer interaction is good. The executive called and approved the credit card on time without any activation fee and also there are no annual charges which is applicable.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 16, 2017
    • Standard Chartered Bank Credit Card
      "Exellent card to use"
      0.5 5.0/5 "Blown Away!"
      I use the Platinum card with Standard charted bank for past 6years. I use this card for mobile payments, shopping , grocery, online purchases and for bill payments. I am satisfied with the credit limit. There is no annual fee with this card.
      Was this review helpful? 0
      , greater noida
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Good experience with STANDARD CHARTERED BANK credit card . I have earned reward points for every purchasing on my credit card, I used to make payment through online.They are very transparent in transactions statements, no hidden charges.But I wish standard Chartered bank should improve offers on credit card, because I didn't receive any offers on my card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Credit Card
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      The experience at Standard Chartered Bank for the credit card is good. The customer services are satisfactory and it is a better experience. There are no hassles in my statements and also in the offers. The credit limit is also good. They provide better services for this product.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have the Standard charted bank visa credit card for past 4years. The customer support is good with Standard charted bank credit card department. I am not satisfied with the credit limit, but they have promised that they will increase credit limit, I use thus card for shopping online and for usages .
      Was this review helpful? 0
      , kolkata
      Reviewed on Oct 15, 2017
    • Standard Chartered Bank Credit Card
      "Best one"
      0.5 4.0/5 "Great!"
      I am holding the Standard chartered bank credit card from the last 4.5 years of time. Response was fine one for me with them and the customer service is also best one. Credit limit value was not much good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Credit Card
      "Average card to use"
      0.5 5.0/5 "Blown Away!"
      Having the Standard Charted Bank lifestyle card for past 7years, but I don't use this card much. I am happy with the credit limit. I have benefits with this card, If I go purchase the clothing in the lifestyle store. I would say this card has come along with my salaried account. I would say it is average card to use. There is no annual fee with this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Credit Card
      "Better card to useq"
      0.5 5.0/5 "Blown Away!"
      I hold a Standard Charted bank platinum rewards card for past 6 years. I use this card for all purchases and for bill payments. The credit limit is Rs,40,00 and I am satisfied with it. There is no annual fee with this card. The additional charges and the rate of interest is low with this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 14, 2017
    • Standard Chartered Bank Credit Card
      "Doesn't act per commitment"
      0.5 1.0/5 "Really Bad"
      Standard Chartered Bank as far as my experience goes very rarely act on their commitment. I was actually promised a Credit Card with high credit limit, but when the card came in I was offered lesser limit. I felt they should atleast have the courtesy to inform me about the same.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 13, 2017
    • Standard Chartered Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am using SCB credit card from last 3 years, the services provided by SCB is comparatively good. I also get offers like EMI and cashback but i do not avail it. It is very good card to use. I use this card for personal use like shopping and dining and when it comes to credit limit, it is satisfactory.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 13, 2017
    • Standard Chartered Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Standard Chartered Bank and i can clearly say that it has been an excellent experience with them. The service and response from them has been pretty good all throughout the time that i have the credit card and the offers and charges have been the same as promised initially.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 13, 2017
    • Standard Chartered Bank Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      My credit card was taken with Standard Chartered Bank. I earn reward points and cash back offers when I use for online purchase. The customer service is good, they update me about the offers. I got a 24/7 helpline number to reach the customer support.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 13, 2017
    • Standard Chartered Bank Credit Card
      "Hidden charges and high rate of interest "
      0.5 2.0/5 "Expected more"
      I hold a credit card with Standard Chartered Bank and i would say that they are not as flexible with the due dates for payments and also have hidden charges that i personally am not comfortable with. Their rate of interest is also on a higher scale.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 12, 2017
    • Standard Chartered Bank Credit Card
      "Very Good"
      0.5 4.0/5 "Great!"
      I hold a credit card with Standard chartered Bank for the last 15 years and i would like to say that i am very happy with the services and the response that i receive from them. I am satisfied with the credit limit given to me and have had no major issues with them. I appreciate the initiative taken by them to resolve any small concern that arises.
      Was this review helpful? 0
      , faridabad
      Reviewed on Oct 11, 2017
    • Standard Chartered Bank Credit Card
      "Everything has to be improved"
      0.5 1.0/5 "Really Bad"
      Standard Chartered is decreasing the credit limit without my confirmation, I spoke with their customer care executive but still they were reducing the limit. At the time of getting the card, they told there was no annual fee now a days they taking Rs.700 on yearly basis.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 11, 2017
    • Standard Chartered Bank Credit Card
      "Good to use"
      0.5 5.0/5 "Blown Away!"
      I have titanium Standard Chartered credit card, where I go for grocery shopping I will get some reward points, I could points into voucher. I am holding this SCB just for three months they gave me some complementary offers based on that credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 11, 2017
    • Standard Chartered Bank Credit Card
      "Looking for a better service"
      0.5 3.0/5 "Satisfactory"
      Standard Chartered customer care is a little bit tuf to reach, they do have helpline number but their IVRS is very bad to connect with the executive again their service was not customer oriented, they are providing good offers and movie tickets,reward etc.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 11, 2017
    • Standard Chartered Bank Credit Card
      "Good to Hold"
      0.5 2.5/5 "Just OK"
      Standard Chartered site is not userfriendly, if I make the payment it take 2 to 3 days to reflect that payment, they should improve their payment gate way, But SCB gave me life time free credit card. I am using it for past five years its good for basic transaction.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 10, 2017
    • Standard Chartered Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I would say the customer service is good with Standard charted bank. The SCB Yatra platinum credit card is used by me for very long time. This card has not having the EMI converting option. The options are very less with Standard charted bank Yatra credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 09, 2017
    • Standard Chartered Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      The Emi converting option is not available with Standard charted portal , we need to call the customer support and need to request for the EMI option with this card. The website is not comfortable with SCB. I am using the Manhattan credit card for very long time with SCB.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 09, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.