Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Standard Chartered Bajaj Finserv World Credit Card Reviews

    • Standard Chartered Bank Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      I hold a credit card with Standard Chartered bank and the offers are good. I earn reward points but I am unable to redeem the points. The credit limit is of 32k, but I am needing a better limit on the card. The customer services and response is good and satisfactory.
      Was this review helpful? 0
      , ernakulam
      Reviewed on Jun 23, 2017
    • Standard Chartered Bank Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      I hold a life time free credit card with Standard Chartered bank. I have no issues in using this product with the bank. There are continuous calls and there are offers as well. The online banking is good and very much helpful as I can make my payments online and check on my transactions.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 22, 2017
    • Standard Chartered Bank Credit Card
      "Best one"
      0.5 5.0/5 "Blown Away!"
      I am using Standard chartered bank credit card from the last three years of time, also the customer service is a good one. Online services are also good one , also the payment was not delayed till now. Credit limit value is good one with them and it is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 22, 2017
    • Standard Chartered Bank Credit Card
      "Looking for Better feature"
      0.5 5.0/5 "Blown Away!"
      I felt Standard Chartered credit card experience is good, Whatever I utilized, I used to make the full payment. Email service of the bank is very bad, will get the reply very delay. But phone banking service is really good. Being a staff they provided me a life time free credit card, I am using titanium card for fuel and telecom purpose and platinum credit card which is for the normal usage.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 21, 2017
    • Standard Chartered Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I don't have any Standard Chartered account but their credit card service is experience I was using life time free credit card for past 10 years. It was good, they had offers and the credit limit they have offered is 10000 rupees and at that it was provided that much but I was ok with that. Now its been six months I have closed the account.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 20, 2017
    • Standard Chartered Bank Credit Card
      "Provide more offers"
      0.5 3.5/5 "Pretty good"
      I hold a credit card with Standard Chartered Bank for the last three years. They need to improve much on the offers online. It would be better if I get a better credit limit and more cash back or discounts when ever I use the card. A pretty average experience.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 17, 2017
    • Standard Chartered Bank Credit Card
      "Nice services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card of SCB, there are no charges taken for it. The offers are excellent and the card is accepted all over, it has not let me down when I used it online and offline. There are discounts and there are cash back offers too. Overall it was really prefect.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 17, 2017
    • Standard Chartered Bank Credit Card
      "Good to have a card with SCB"
      0.5 4.0/5 "Great!"
      I got Standard Charted bank Platinum Elite card. I use this card for past 8 years. I get benefits like rewards points, cash back offers with this card. If yearly I made a purchase of Rs.1laksh my annual fee will be waived off. The rate of interest is nominal with this card. I am satisfied with the credit limit and with their service.
      Was this review helpful? 0
      , pune
      Reviewed on Jun 15, 2017
    • Standard Chartered Bank Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      I don't have any Standard Chartered account but their credit card service is experience, but they are charging high interest rate for an EMI. I am using Platinum rewards card, I use for dinning, shopping, flight tickets and fuel filling. But I am not getting any discount on it. If It crosses some certain limit of transaction I would be getting the some discount at that time.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jun 15, 2017
    • Standard Chartered Bank Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      The Standard Charted Bank credit card carries reward points and cash offers. I redeem these two benefits with this card. I am holding this standard charted super value titanium credit card for past 5 years. I am happy with the credit limit. The rate of interest is high, when compared with others, I have not ended up paying the bill with the interest yet. I am happy and satisfied using this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 14, 2017
    • Standard Chartered Bank Credit Card
      "Not affordable for common people"
      0.5 4.0/5 "Great!"
      I do have Standard chartered bank credit card and am using it from the last six years of time. The response was good one with the Standard chartered bank credit card and the online services are also good one with them. There were no offers with them till now like its a kind of add- on card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jun 12, 2017
    • Standard Chartered Bank Credit Card
      "Good Process"
      0.5 4.0/5 "Great!"
      The card which I hold is a chargeable one. It has good features. I use credit card with Standard Chartered bank. Whenever I use the card on shopping or other things I will get reward points and cash back offers regularly. The credit card service is good with SCB.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jun 12, 2017
    • Standard Chartered Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I would like to say Standard chartered bank credit card did not work well, because I have not got the proper services and offer from them.. I am with them from the last six years of time and the credit limit value is too lesser like 10500 and its chargeable card as well 499 . As a customer, I would like to say that they need to improve their services.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jun 12, 2017
    • Standard Chartered Bank Credit Card
      "Good fo online shopping"
      0.5 4.0/5 "Great!"
      I am having Standard chartered bank credit card from the last eight months of time and am not using this credit card much. I would like to say that the response is a kind of okay one and the online offers are really good one and service too.
      Was this review helpful? 0
      , noida
      Reviewed on Jun 10, 2017
    • Standard Chartered Bank Credit Card
      "Not Good Enough"
      0.5 3.5/5 "Pretty good"
      I do have credit card with Standard Chartered Bank. But I do not like the services of SCB. Because the online features are not good and so convenient. Net banking app is not user friendly, every time they will ask for OTP. Also there is no reward points and cash back offers on my credit card.
      Was this review helpful? 1
      , pune
      Reviewed on Jun 10, 2017
    • Standard Chartered Bank Credit Card
      "Looking for the Best feature"
      0.5 4.0/5 "Great!"
      Standard Chartered credit card is not upto the mark, some times they are giving good reward points for the transactions. But they not increasing the credit limit and interest rate was much higher. SCB card feature is good, I am using platinum credit card it is accessible allover India.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jun 08, 2017
    • Standard Chartered Bank Credit Card
      "Satisfactory Service"
      0.5 4.0/5 "Great!"
      I use credit card with Standard chartered bank. They provided the card as a life time free card. Also quoted good credit limit which is satisfactory. I have reward points and cash back offers on my card but I never tried to convert the points into cash. I do not know whether they have an option to convert the points into cash. But the services are good with SCB.
      Was this review helpful? 0
      , chennai
      Reviewed on Jun 07, 2017
    • Standard Chartered Bank Credit Card
      "Its convenient for transaction"
      0.5 5.0/5 "Blown Away!"
      Standard Chartered credit card service is good, always they used to contact me through telephonic, mail and message which is really good. I am using life time free credit card for past four months. Its good, they gave me good offers and features based on this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jun 03, 2017
    • Standard Chartered Bank Credit Card
      "Average card to use"
      0.5 3.5/5 "Pretty good"
      Using platinum Standard charted bank Yatra platinum credit card for more than 3 months. It is a life time validity card. I got benefits like reward points, cash back offers, fuel surcharge waiver is available with this card. I am not sure how to get all this benefits. The rate of interest is high with this card. SCB can still increase the credit limit. Overall it is an average card to use.
      Was this review helpful? 2
      , chennai
      Reviewed on May 30, 2017
    • Standard Chartered Bank Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      There are no unnecessary charges or hidden charges with Standard Chartered Bank for the credit card. I use this card for long time and I did not face any issues with them till date. I receive reward points and cash back offers on my card but the drawback is there is no option to convert those points into cash. Customer service and responsiveness were equally good.
      Was this review helpful? 0
      , pune
      Reviewed on May 27, 2017
    Common Loader Icon

    Standard Chartered Bajaj Finserv World Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    One of the foremost banks in the world, Standard Chartered is a British multinational financial services and banking company. This bank is headquartered in London, United Kingdom and was founded in the year 1969. As part of its banking portfolio, Standard Chartered offers a number of products and services to suit every individual’s myriad need, such as home loans, credit cards, auto loans and debit cards, among others.

    Through its collaboration with Bajaj Finserv, a well-known financial company, Standard Chartered has come up with a credit card with privileges to suit every discerning individual. The Standard Chartered Bajaj Finserv World Credit Card offers a plethora of unique features and benefits to suit a customer’s need for a luxurious lifestyle.

    Highlights

    • Customers can earn 5 times the Rewards when they use their Standard Chartered Bajaj Finserv World Credit Card at supermarkets and other stores.
    • On other spends, customers can earn upto 3 times the Rewards.
    • Cardholders can also avail easy and convenient features such as online payment of their bills.

    Features

    Reward Points

    • Each time customers spend on purchases made at department stores, supermarkets, grocery stores and other apparel outlets using their Standard Chartered Bajaj Finserv World Credit Card, they will earn up to 5X the rewards.
    • Cardholders earn 5 Reward points on every Rs.100 that they spend on purchases from department stores, supermarkets, grocery stores and other apparel outlets using their World credit card.
    • When customers spend on other categories than the ones mentioned above, using their Standard Chartered Bajaj Finserv World Credit Card, cardholders stand to earn 3X the rewards.
    • Individuals earn 3 Reward points on every Rs.100 that they spend on purchases from other categories.

    Online Payment

    • Customers have the advantage of paying their credit card bills online in a secure manner from anywhere and from any bank as well.

    Grace Period

    • Customers can procure an interest free grace period of 18 days to 48 days or 25 days to 55 days based on the due date of payment. This interest-free period will not be applicable for revolving balances and cash advances. For these options, interest is applicable from the date of transaction.

    Eligibility Criteria for Standard Chartered Bajaj Finserv World Credit Card

    Standard Chartered will decide if an individual is eligible to procure a Standard Chartered Bajaj Finserv World Credit Card based on his/her income and employment. Other factors are also applicable.

    Documents Required for Standard Chartered Bajaj Finserv World Credit Card

    Among the various documents needed to avail a Standard Chartered Bajaj Finserv World Credit card the most important ones include address and identity proof such as a Passport, Aadhaar Card, Pan Card, Voter ID and Driving License, among others. Other documents such as salary slips will be requested for based on the bank requirements. Further details can be sought at the bank.

    Fees and Charges

    Annual fee for the 1st year Rs.2,999
    Renewal fee from 2nd year Rs.2,999
    Annual Fee for Add-on card for 1st year Nil
    Late Charge If payment for 2 months has been consecutively missed, Rs.100 is the fee applicable.
    Overlimit A minimum of Rs. 500 or 2.5% of the overlimit amount
    Rewards Redemption Fee Rs 99
    Cash Advance Fees - ATM Rs. 300 or 3% of the amount withdrawn, for each transaction. Additional Rs.500 will be charged if the teller facilities at Standard Chartered branches are used.
    Overseas Transaction 3.5% transaction fee
    Surcharge Railways - 2.5% or Rs.25, whichever is the higher amount Petrol - 2.5% or Rs.10, whichever is the higher amount
    Cash/Cheque Pickup fee Rs.100 for overdue card accounts

    Frequently Asked Questions (FAQs)

    1. What are documents required to procure Standard Chartered Bajaj Finserv World Credit Card?

      1. The basic documents required are -
        • Form 60 or PAN card
        • Passport size photographs
        • Proof of Income - Form 16 or IT Return Copy or Latest Payslip
        • Identity Proof such as PAN card
        • Address proof (Any one) -
      2. Passport
      3. Driving License
      4. UID Aadhaar No.
      5. Voter’s ID
      6. Additional documents may be asked for by the bank based on their requirements, at the time of application.
    2. What are the Service Tax applicable?

      The following charges are applicable -

      1. Service charges of 15%, which comprises of -
        • 14% service tax
        • 0.5% Swachh Bharat Cess
        • 0.5% Krishi Kalyan Cess
      2. Service Tax credit cannot be claimed under the CENVAT credit Rules of 2004 with respect to charges being reversed or waived.
    3. What are the charges applicable for late payment?

      1. The charges applicable for late payment, are as follows:
      Amount Due Fee Applicable
      0 to Rs.500 Rs.100
      Rs.501 to Rs.2,000 Rs.350
      Rs.2,001 to Rs.4,000 Rs.500
      Rs.4,001 to Rs.20,000 Rs.700
      Above Rs.20,000 Rs.800
    4. What is the Minimum Due Amount?

      1. The minimum amount that is due every month, is a higher of the following-
        1. 5% of outstanding statement, or
        2. Total amount of all the billed installments, fees, interest and other charges. In addition to this, the overlimit amount and 1% of principal will be added, or
        3. Rs.250
      2. In case customers have an unpaid minimum amount which has been carried over from the previous month, this will also get added to the due amount for the current month.
      3. If the statement balance is below Rs.250 or in case of default, the entire outstanding amount will have to be paid. Customers are also advised to pay more than their minimum due amount every month, to stay financially safe.
    5. How to Apply for a Standard Chartered Bajaj Finserv World Credit Card?

      Application can be done online or customers can contact the Standard Chartered Customer Care. Another option would be to visit any of the Standard Chartered branches.

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