Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • SIB OneCard Credit Card

    The OneCard Credit Card is the result of a partnership between South Indian Bank (SIB) and FPL Technologies Private Limited (FBL). Apart from a physical credit card, you will also receive a virtual credit card through the OneCard mobile application. The virtual card can be used for purchases both online and on mobile application and is powered by VISA.

    Key Highlights of SIB OneCard Credit Card

    • No joining or annual fees
    • No fees for rewards redemption
    • OneCard mobile app enables easier management and control of the card
    • Swipe to Pay without the need for OTP for online purchases

    Fees and Charges of the SIB OneCard Credit Card

    Particulars Fee
    Joining Fee Nil
    Annual Fee Nil

    Features and Benefits of SIB OneCard Credit Card

    • Top two categories of spends attract 5x reward points
    • All categories of spends earn reward points.
    • Earn one reward point for every Rs.50 spent.
    • No restriction on amounts for reward points.
    • Instant credit of points.
    • No expiry of reward points.
    • Even fractional points in reward points without rounding off.
    • Payments can be made in Equated Monthly Instalments (EMI).

    Credit Limit of the SIB OneCard Credit Card

    • You can control every aspect of the limit of your credit card from the OneCard app.
    • You can set the transaction limit for domestic and/or
    • You can control all online and offline transactions and also contactless payments.

    Customer Care of the SIB OneCard Credit Card

    • You can write to
    • You can also call 1800 210 9111.

    How to Apply for SIB OneCard Credit Card

    You can apply for the SIB OneCard credit card through the mobile application. For this, all you have to do is download the OneCard mobile application from the App Store or Google Play Store. Fill in the required details, mobile number, email address, residential address where the physical card can be delivered, and PAN number. The offer for the credit card will be delivered in a few minutes. After acceptance, the virtual card will be activated instantly. The physical card will be delivered to your registered address within a few days.

    FAQs on SIB OneCard Credit Card

    1. Is this a virtual credit card?

      Yes, this is a virtual credit card. It is VISA-powered card and you can use it for online or app-based transactions or purchases.

    2. What do I do if my mobile phone and the OneCard are lost?

      If your mobile phone and OneCard is lost, you should report the theft to the police and file an First Information Report (FIR).

    3. Is this a contactless card?

      Yes, this is a contactless credit card.

    4. Am I allowed to change my email address and/or mobile number?

      With the OneCard App, you can change your email address and/or mobile number.

    5. What do I do if I have lost or misplaced the OneCard?

      You can always lock your card temporarily from the OneCard App.

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