Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Custom Free
     

    Get a card

  • Shopping & Cashback Credit Cards

    Loading your search...
  • Shopping credit cards are one of the popular category of credit cards that have been widely accepted by people of different age groups. With the increasing demand for the cards, several leading banks in India started offering a wide range of shopping credit cards.

    Here are some of the top shopping credit cards offered by various banks (Updated on June 11, 2019)
    1. SBI SimplySave Credit Card
    2. Axis Bank Buzz Credit Card
    3. Kotak Essentia Platinum Credit Card
    4. Snapdeal HDFC Bank Credit Card
    5. The American Express® Gold Card
    6. Kotak Delight Credit Card
    7. Axis Bank Neo Credit Card
    8. FBB SBI STYLEUP Card
    9. HSBC Visa Platinum Credit Card
    10. Citi Cashback Card
    More
    We found 9 Shopping & Cashback Credit Cards
    Card
    1st Year Fee
    Rewards
    Joining Perks
    499
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details
    0
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details
    Reduced to 0 If HDFC account is present 500
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details
    1999
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    1499
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    500
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details
    750
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details
    250
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details
    499
    100% PAPERLESS APPROVAL
    What you'll love
    Documents
    You'll also love
    Fee Details

    Top Shopping Credit Cards in India

    The SimplySAVE credit card offered by SBI is best suited for those who conduct their day to day transactions on credit cards. By offering accelerated rewards on popular spending categories such as grocery, movies, dining, etc., the credit card offers maximum benefits.

    Features of SBI SimplySave Card
    • Earn 10 times more reward points on spends related to grocery, movies, dining and departmental stores.
    • For every Rs.100 that you spend on any other category, earn 1 reward point
    • Redeem your reward points against your credit card outstanding balance or redeem against gifts from the rewards catalogue
    • Get fuel surcharge waiver for fuel transactions valued between Rs.500 and Rs.3000 at any petrol pump across India
    • Get 2000 bonus reward points by spending Rs.2000 or more within first 60 days of receiving the card

    Kotak Delight Platinum Credit card offers privileges on various lifestyle categories such as entertainment, dining, travelling and others. The card comes with cashback offers, discounts, fee waivers and many other benefits on all the mentioned categories making it a comprehensive credit card.

    Features of Kotak Delight Platinum Credit Card
    • Earn 10% cash back on all movie and dining transactions. The cashback can be availed by spending a minimum of Rs.10,000 on categories other than entertainment and dining in one billing cycle.
    • Spend Rs.1,25,000 every 6 months and get 4 complimentary PVR movie tickets
    • Get 1.8% railway surcharge waiver for bookings done on irctc.com and 2.5% for bookings done at the Indian Railway booking counters
    • Get a waiver of 2.5% fuel surcharge on fuel transactions made at fuel stations across India

    If you wish to receive cash back on most of your credit card transactions, then the HDFC’s MoneyBack credit card is for you. The card allows the users to accumulate reward points and redeem them for cash instead of gifts and rewards.

    Features of HDFC Bank MoneyBack Card
    • Earn 2 reward points for every Rs.150 spent on the card
    • For online purchases done with the card, you earn 4 reward Points
    • Every 100 reward points can be redeemed for a cash back of Rs.20
    • Option to redeem reward points even for gifts and air miles from HDFC’s rewards catalogue
    • Fuel surcharge waiver of 1% on fuel transactions with a minimum transaction value of Rs.400

    With a zero joining fee and annual fee offer, the Visa Platinum credit card offered by HSBC provides comprehensive benefits including cashback offers, discounts on travel and dining spends, movie ticket offers, accelerated reward points on category spends, etc.

    Features of HSBC Visa Platinum Card
    • Welcome benefits include Rs.250 BookMyShow voucher and Rs.2000 Cleartrip voucher
    • Earn 3 times more reward points on all telecom, hotel and dining transactions for first 12 months
    • Earn 2 reward points on every Rs.150 spent on the card
    • For spending over Rs.50,000 in a calendar month, get a movie ticket voucher worth Rs.500
    • Fuel surcharge waiver of up to Rs.250 per calendar month for fuel transactions between Rs.400 to Rs.4000.
    • Up to 15% discounts on dining spends in major cities

    Types Of Shopping Credit Cards In India

    Shopping has been an all-time past time for most of us. Whether there is an occasion or not, we tend to shop as and when we feel like having some new stuff. Whether we shop purposefully or impulsively, we never stop doing it. And those SALE day offers and Black Friday sales make us even more exciting. What if we get such kind of deals throughout the year? It sounds little exaggerated, but with right kind of shopping tools we can make every purchase exciting.

    Cashback shopping credit cards: The name says it all. Cashback shopping credit cards will bring you back a percentage of transaction amount as cashback. The amount of cashback varies from one retailer to another. If you are loyal to one or more brands, you can search for credit cards that offer cashback on that particular brand.

    Shopping credit cards with accelerated rewards: These shopping credit cards may not bring you instant luck but would surprise you with gifts and rewards. Unlike regular purchases, spends related to shopping on a few categories like apparel, accessories, cosmetics, etc., would bring you accelerated reward points which can be exchanged for gifts, discounts and other deals as offered by your bank.

    Shopping credit cards with discount offers: Some shopping credit cards provide a year-round discount on purchases made at particular stores, either online or offline. If you frequently shop at a particular retail store, say Shoppers Stop, LifeStyle, Trends, etc., you can choose a credit card that offers discounts on spends related to that stores.

    Besides the above-listed features, shopping credit cards offer complimentary gift vouchers, e-vouchers, annual fee reversal, and other exciting offers related to shopping.

    How To Apply For Shopping Credit Cards Online?

    Applying for a shopping credit card or any credit card has become easy with the online application process. You can choose the credit card that suits your lifestyle requirements and visit the online application page to apply for the same. Mentioned below are two different channels through which you can apply for a shopping credit card online.

    airline credit cards

    Apply through bank’s website

    The first method is to apply through the respective bank’s website. As most banks are accepting credit card applications online, you can initiate your application process using the online medium. Follow the below steps to apply for a shopping credit card through a bank’s website.

    Steps to apply for a shopping credit card online
    • Visit the respective bank’s website
    • Look for your preferred shopping credit card
    • Click on the card to access detailed information about the card
    • Click on ‘Apply’ button to submit an online application for the same
    • On the online application page, fill all the required fields with accurate information, read the terms and conditions before accepting and click on ‘Submit’

    The system will generate an application reference number on successful submission of the application. The bank will take 3-4 days to review the application and if the details meet the eligibility criteria, you will receive a call informing you about further steps in the application process.

    If everything goes well, the bank will take 7-10 days to process the credit card. You can track the status of your application using the application ID through the bank’s website.

    Apply Through Bankbazaar Website

    The second and equally authorised channel to apply for a shopping credit card is through BankBazaar website. BankBazaar is a partner service provider to more than 50 banks and offers a comprehensive platform to shop for credit cards and other financial products.

    You can find shopping credit cards offered by different banks under one roof, enabling you to compare and choose the best card in the market. Further, you can apply for the same on BankBazaar website. Mentioned below are the steps to apply for a credit card through BankBazaar website.

    Steps to apply for a shopping credit card through BankBazaar
  • Visit Bankbazaar.com
  • Select ‘Credit Cards’ from the main menu
  • Find your shopping credit card from the list of credit cards
  • Check your eligibility for the card by providing some basic details such as your name, location, income details, etc.
  • If your profile is eligible for the credit card, you will be redirected to online application page. Fill all the required fields with relevant data and click on ‘Submit’
  • The system will generate an Application ID, which can be later used to track the status of your application using BankBazaar’s ‘Track Application’ facility.

    Eligibility To Apply For Shopping Credit Cards

    The basic eligibility required to apply for a shopping credit card is provided below. The eligibility guidelines may not be the same for all the banks and all the credit cards. Hence, it is recommended to check with the bank for specific eligibility details.

    • Applicant should be a citizen of India
    • Salaried or self-employed
    • Should have a decent credit history (Not applicable for first time borrowers)
    • Age of the applicant – Min. 21 years and Max. 60 years

    Documents Required To Apply For Shopping Credit Cards

    The documents required to apply for shopping credit cards are mentioned below. Again, since each bank has a different requirement, for bank specific documentation, you need to check with the bank or its website.

    • Copy of identity proof such as Aadhaar card, passport, etc.
    • Copy of address proof document such as Voter’s ID, Aadhaar, driving licence, electricity bill, passport, etc., whichever holds your current address
    • PAN card copy
    • Two months salary slips or IT Returns
    • Duly signed in application
    • 1 passport size photograph
      

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    Shopping & Cashback Credit Cards Reviews

    • ICICI Bank Credit Card
      "Facilities are good"
      0.5 5.0/5 "Blown Away!"
      ICICI is a good card to use and we can get the proper information from the customer care officer. We can convert our purchase into EMI as well. In one shot, they have increased my limit upto Rs. 6000. I'm getting the rewards points which i haven't utilized till now. Overall, i'm satisfied with the services.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jul 20, 2019
    • ICICI Bank
      ICICI Bank Credit Card
      "Good card"
      0.5 3.5/5 "Pretty good"
      My credit card was taken with ICICI BANK . I ma holding this card for past few months . I use this card for shopping , traveling , petrol and for so many purpose . They offered good credit limit here and service is also good . Features are good here and it is life time free card .
      Was this review helpful? 1
      , kochi
      Reviewed on Jul 20, 2019
    • HDFC Bank Credit Card
      "I'm not satisfied with the service"
      0.5 5.0/5 "Blown Away!"
      In HDFC, i could not able to convert my purchase into EMI and for last 4 years, i have been using the card with HDFC. I haven't know about the variant of my card. I got the limit of Rs. 50000 and i haven't received any offer for credit limit enhancement. I am planning to disconnect with my HDFC credit card.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jul 20, 2019
    • Bank Bazaar Credit Card
      "Bankbazaar can provide all the guidance to new comers"
      0.5 4.0/5 "Great!"
      I got a full support from the bankbazaar customer care service people. I get a lots of information regarding the financial products through bankbazaar website. There was a good guidance and proper information has given. From 2016, i am using the bankbazaar website and its my 4th purchase with bankbazaar.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jul 20, 2019
    • Kotak Credit Card
      "One of the best card"
      0.5 5.0/5 "Blown Away!"
      Till now i haven't communicated with the kotak customer care people. Since i got the offer, i have selected them. I get rewards points on all my purchases. They have provided me a limit of Rs. 40000 and the annual fee is zero. Already i have converted my purchase into EMI.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jul 20, 2019
    • Axis Bank Credit Card
      "Good card"
      0.5 4.5/5 "Excellent!"
      My credit card was taken with AXIS BANK , i am holding this card for past few year . The fees and charges are too high with this card . I use the card for shopping, grocery and for so many general purpose . Benefits were good reward point and cash back offers .
      Was this review helpful? 2
      , new delhi
      Reviewed on Jul 20, 2019
    • Kotak Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am holding Kotak bank platinum credit card for more than one year which was processed directly to bank. The process was fast and on time I received a card from bank. It is a life time free credit card. The credit limit is sufficient. This card applicable for dining and airport lounges. I use for shopping and fuel purposes.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 20, 2019
    • review Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I am using a State Bank of India credit card. Credit limit is nominal. I have been using this card for the last 2 to 3 years. It is lifetime free card. I am quite happy with their services. I am using this credit card for online shopping and dinning.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 20, 2019
    • IndusInd Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have applied for INDUSIND bank credit card which was processed through an online. The process was smooth and received a card on time. It is a life time free credit card but the credit limit is sufficient. In mobile application is no proper information about card details. I use this card for shopping purpose. It take long to connect to the customer support and delay.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 20, 2019
    • IndusInd Bank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I had an offer for PLATINUM AURA EDGE MASTER CARD from Indusind Bank. Given credit limit is nominal and it is a lifetime free card. I received the card on time. I am using this card for online shopping, dinning and for cash withdrawal, I like the features of this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 20, 2019
    • ICICI Bank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I am using the card since from last 1 month with ICICI BANK, i have not used the card much, it is a payable card but there is a waver off option is there. The card has the movie ticket benefits of buy 1 get 1 offer. There are rewards points, cash backs.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 20, 2019
    • IndusInd Bank Credit Card
      "Good"
      0.5 1.0/5 "Really Bad"
      I have taken INDUSIND bank credit card for more than a month which was processed through an online. It is a life time free credit card but the credit limit is low only of up to 1 lakh. I expect more than that. If I spend this card for shopping purpose of thousands rupees available balance was not there.
      Was this review helpful? 0
      , pune
      Reviewed on Jul 20, 2019
    • Kotak Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      MY credit card was taken with KOTKA MAHINDRA BANK . I am holding this card for past few . . Offers were in shopping , movie tickets and dinning . There is no annul fee at at the time of getting the card . I use this card for multipurpose . There is no hidden charges with this card .
      Was this review helpful? 0
      , new delhi
      Reviewed on Jul 20, 2019
    • Bank Bazaar Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I get a excellent service from bankbazaar and its been more than 3 months since i use the website. This is my first purchase to bankbazaar. From the mobile application advertisements, i come to know about the bankbazaar website and customer care service experience is excellent.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 20, 2019
    • IndusInd Bank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      They have provided me a credit card from Indusind bank but the pin number is not provided and they are asking me to submit my ID card right now the ID is in the renewal purpose and audit purpose hence i could not able to use the card. Once the card got activated with the pin number, i can go for purchase.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 20, 2019
    • review Credit Card
      "Good"
      0.5 4.5/5 "Excellent!"
      I applied for SBI IRCTC credit card and got approved on time. I use to get offers from IRCTC but still not avail it. I can also use this card for shopping as well.There customer service is really good. I do have mutiple ATM and bank near by my residence which make to easy to have contact directly with bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 20, 2019
    • Kotak Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I use Kotak League credit card for last one year. The annual charges are applicable and its reasonable for me. They have given me a better limit. I mainly use this card for shopping. I am getting reward points and I do more transactions through this card. On spend of Rs.100, I get 1point which is equal to one rupee.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Jul 20, 2019
    • HDFC Bank Credit Card
      "Need to enhance the credit limit"
      0.5 4.0/5 "Great!"
      I am holding HDFC bank master titanium credit card for more than 9 years which was applied directly to bank. The process was smooth. It is a life time free credit card and the credit limit is not enhanced so far and it is low . It is applicable for dining and airport lounges. I use this card for shopping and personal purposes.
      Was this review helpful? 0
      , faridabad
      Reviewed on Jul 20, 2019
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      It was a good experience wit STATE BANK OF INDIA credit card . They do have offers on shopping and i am getting reward points also . Overall I never had any issues with their services. This card is good for all your daily life needs. The whole application is easy . The card is free .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 20, 2019
    • IndusInd Bank Credit Card
      "Better Card"
      0.5 5.0/5 "Blown Away!"
      I have not started using the Indusind bank credit card. Just for the online shopping, i bought this card. They have provided me a limit of Rs. 50000 but my expectation was more and its okay for me. There is no annual fee on this card. I'm not yet contact the customer care service. The documentation process was fine.
      Was this review helpful? 0
      , noida
      Reviewed on Jul 20, 2019
    Common Loader Icon
    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.