Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • SBM OneCard Lite Credit Card

    With the SBM OneCard Lite Credit Card is a virtual credit card where you can enjoy benefits on shopping and lifestyle spends. The reward points you earn SBM OneCard Lite Credit Card never expire.

    Key Highlights of the SBM OneCard Lite Credit Card

    • Virtually manage your credit card.
    • You get 1 reward point for every Rs.50 that you spend.
    • You get a bonus of 5x when you reach milestone spends.

    SBM OneCard Lite Credit Card App

    Through the SBM OneCard Lite Credit Card, you can do the following:

    • Activate your OneCard
    • You can the PIN for your app.
    • Virtually manage your credit card.
    • Make payments for your credit card bill.
    • You can also enable domestic, online, and international usage of the credit card.
    • You can easily control your cash and credit withdrawal limits.
    • You can set your OneCard PIN.
    • You can raise queries about your OneCard.

    Features and Benefits of the SBM OneCard Lite Credit Card

    Reward points benefits:

    • You get 1 reward point for every Rs.50 that you spend.
    • You get less reward points for amounts less than Rs.50.
    • You get bonus 5x when you reach milestone spends.

    Fees and Charges of the SBM OneCard Lite Credit Card

    Type of Charge Fee
    Joining fee NIL
    Annual fee NIL
    Reissue of lost/damaged card Rs.145 (from the second replacement)
    Interest 2.5% to 3.5% per month (30% to 42% annually)
    Cash advance fee 2.5% of the amount, subject to a minimum of Rs.300
    Rewards redemption fee NIL
    Forex markup fee 1%
    Overlimit charges 2.5% of overlimit amount
    Late payment 2.5% of the total amount due

    FAQs on SBM OneCard Lite Credit Card

    1. Who do I contact to change my registered mobile number?

      If you change the registered mobile number or e-mail address, you can intimate us by sending an email to help@getonecard.app.

    2. Is there a forex markup fee with the credit card?

      Yes, the forex markup fee is 1%.

    3. What happens to the reward points when I spend less than Rs.50?

      You get less reward points for amounts less than Rs.50.

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