SBI SimplySAVE Credit Card offers savings on various purchases or transactions that we conduct on everyday basis.
From accelerated reward points to spend-based rewards to renewal fee waiver, the credit card offers more practical benefits that enable the cardholders to save while they spend on the credit card. Let’s look at the features and benefits of SimplySAVE SBI Credit Card in detail.
Offers on Bank Bazaar
Renewal fee waiver:
|Renewal fee per annum||Rs.499 (From 2nd year)|
|Add-On card fee||Nil|
|Cash advance fee||
|Finance Charges||3.50% per month or 42% per annum|
|Payment dishonor fee||2% of the payment amount; minimum of Rs.450|
|Statement request||Rs.100 per statement (more than 2 months old)|
|Cash payment fee||Rs.199 + applicable taxes|
|Late payment fee||
|Cheque payment fee||Rs.100|
|Card replacement fee||Rs.100 to Rs.250|
|Over limit fee||2.5% of the over limit amount; minimum of Rs.600|
|Rewards redemption fee||Rs.99|
|Foreign currency transaction||3.50%|
Eligibility for SBI SimplySAVE credit card depends on SBIs internal policy. If you wish to know whether you’re eligible to apply for the card, follow the instructions mentioned below.
You will then find the list of cards you are eligible for. If you find SimplySAVE SBI card in the list, it indicates that you met the eligibility criteria to apply for the card. You can click on ‘Apply Now’ button under the card to apply for the same.
Alternatively, you can also call SBI credit card customer care to check your eligibility for SBI SimplySAVE Credit Card.
The documents required to apply for SimplySAVE credit card vary for each customer. Below is an indicative list of documents required for any credit card application.
You can visit SBI Cards official website to apply for SimplySAVE credit card online.
Alternatively, you can also apply for the card through BankBazaar, which delights you with attractive partner offers.Steps to apply for SBI SimplySAVE Credit Card on bankbazaar.com
Upon successful submission of the application, you will receive an acknowledgement message on your registered mobile number with the Application ID. You can use the same to track your credit card application status.
SimplySAVE Credit Card provides the best benefits any other lifestyle credit card would offer. Some of the key benefits offered by the card include 2,000 bonus reward points within first 60 days of card issuance, 4 reward points on every spend and 10 reward points on most lifestyle categories and annual fee reversal. Regarding the cons of the card, the features and benefits offered on the card justify the annual fee it charges. Apparently, there are no prominent drawbacks for regular users of the card.
While the SBI SimplySAVE Credit Card is designed for day-to-day in-store spends such as dining, movies, groceries and others, the SimplyCLICK is for online shopping. Most of the features and benefits offered on the latter are woven around online shopping.
Your immediate family members, above 18 years of age, can apply for an add-on credit card which has similar features as that of your card.
Yes, you can use the SBI SimplySAVE Credit Card for transferring your outstanding balance from any other credit card.
Yes, the SBI SimplySAVE Credit Card will be accepted overseas. Please note that this card will not be accepted in Nepal and Bhutan.
You can easily redeem your reward points through online and offline methods. Visit the SBI website to learn more about redeeming your reward points.
You can withdraw up to Rs.12,000 in one day using the SBI SimplySAVE Credit Card.
Yes, the reward points you earn on the SBI SimplySAVE Credit Card will expire after two years.
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