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  • SimplySAVE SBI Card

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  • The SimplySAVE SBI Card lets you save on your everyday spends. The first-year fee (joining fee) is Rs.499. You pay Rs.499 as the annual fee from the second year onwards. This amount is waived if you charge more than Rs.1 lakh to your card in a year.
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    Fee Details

    Key Highlights of SBI SimplySAVE Credit Card

    SBI SimplySAVE Credit Card offers savings on various purchases or transactions that we conduct on everyday basis.

    From accelerated reward points to spend-based rewards to renewal fee waiver, the credit card offers more practical benefits that enable the cardholders to save while they spend on the credit card. Let’s look at the features and benefits of SimplySAVE SBI Credit Card in detail.

    • A lifestyle credit card with a minimal renewal fee.
    • Renewal fee waiver on milestone spends.
    • Accelerated reward points on day-to-day spend categories.
    • Bonus reward points within 60 days of card set-up.
    Apply for SBI SimplySAVE Credit Card
    SimplySAVE SBI Credit Card

    Lifestyle benefits offered by SBI SimplySAVE Credit Card

    • Earn 10x reward points on movies, departmental store, grocery, and dining spends.
    • Earn 1 reward point for every Rs.100 spent for all other categories.

    Offers on Bank Bazaar

    • Check your eligibility for the SimplySAVE Credit Card for free.
    • Free credit score check.
    • 100% paperless approval and hassle-free processing guaranteed.

    Features and Benefits of SimplySAVE SBI Credit Card

    Welcome benefit:

    • Earn 2,000 bonus reward points by spending Rs.2,000 or more within the first 60 days of card issuance.

    Renewal fee waiver:

    • Spend Rs.1 lakh or more in a membership year and get your annual fee of Rs.499 waived off. The waiver is applicable from 2nd year onwards.

    Fees and Charges associated with SimplySAVE SBI Card

    Charge Amount
    Joining Fee Nil
    Annual fee Rs.499
    Renewal fee per annum Rs.499 (From 2nd year)
    Add-On card fee Nil
    Cash advance fee
    • 2.5% of the amount withdrawn or Rs.500 (Domestic ATMs)
    • 2.5% of the amount withdrawn or Rs.500 (International ATMs)
    Finance Charges 3.50% per month or 42% per annum
    Payment dishonor fee 2% of the payment amount; minimum of Rs.450
    Statement request Rs.100 per statement (more than 2 months old)
    Cash payment fee Rs.199 + applicable taxes
    Late payment fee
    • From Rs.0 to Rs.500 - Nil
    • More than Rs.500 up to Rs.1,000 - Rs.400
    • More than Rs.1,000 up to Rs.10,000 - Rs.750
    • More than Rs.10,000 up to Rs.25,000 - Rs.950
    • More than Rs.25,000 up to Rs.50,000 - Rs.1,100
    • More than Rs.50,000 - Rs.1,300
    Cheque payment fee Rs.100
    Card replacement fee Rs.100 to Rs.250
    Over limit fee 2.5% of the over limit amount; minimum of Rs.600
    Rewards redemption fee Rs.99
    Foreign currency transaction 3.50%

    Eligibility to Apply for SimplySAVE SBI Card

    Eligibility for SBI SimplySAVE credit card depends on SBIs internal policy. If you wish to know whether you’re eligible to apply for the card, follow the instructions mentioned below.

    • Go to SBI Credit Cards ‘Simplyfier’ page (www.sbicard.com/en/personal/credit-cards/simplyfier.page)
    • Click on ‘Your income and expense information
    • Select your income and monthly expenditure and click on ‘Show my card’

    You will then find the list of cards you are eligible for. If you find SimplySAVE SBI card in the list, it indicates that you met the eligibility criteria to apply for the card. You can click on ‘Apply Now’ button under the card to apply for the same.

    Alternatively, you can also call SBI credit card customer care to check your eligibility for SBI SimplySAVE Credit Card.

    Documents required to Apply for SimplySAVE SBI Credit Card

    The documents required to apply for SimplySAVE credit card vary for each customer. Below is an indicative list of documents required for any credit card application.

    • Identity proof
    • Address proof
    • PAN card
    • Passport size photograph
    • Income proof document
    • Bank statement

    How to Apply for SimplySAVE SBI Card Online?

    You can visit SBI Cards official website to apply for SimplySAVE credit card online.

    Alternatively, you can also apply for the card through BankBazaar, which delights you with attractive partner offers.

    Steps to apply for SBI SimplySAVE Credit Card on bankbazaar.com
    • Click on the ‘Check Eligibility’ button on the page.
    • Fill the required details to know your eligibility to apply for the card.
    • Eligible applicant would be redirected to the online application page.
    • Fill the online application form and click on ‘Submit’.
    • Upload and submit the required documents.

    Upon successful submission of the application, you will receive an acknowledgement message on your registered mobile number with the Application ID. You can use the same to track your credit card application status.

    FAQs related to SimplySAVE SBI Card

    1. What are the pros and cons of SimplySAVE SBI Card?

      SimplySAVE Credit Card provides the best benefits any other lifestyle credit card would offer. Some of the key benefits offered by the card include 2,000 bonus reward points within first 60 days of card issuance, 4 reward points on every spend and 10 reward points on most lifestyle categories and annual fee reversal. Regarding the cons of the card, the features and benefits offered on the card justify the annual fee it charges. Apparently, there are no prominent drawbacks for regular users of the card.

    2. What is the difference between SBI SimplySAVE Credit Card and SimplyCLICK Credit Card?

      While the SBI SimplySAVE Credit Card is designed for day-to-day in-store spends such as dining, movies, groceries and others, the SimplyCLICK is for online shopping. Most of the features and benefits offered on the latter are woven around online shopping.

    3. Can my family members use the card simultaneously?

      Your immediate family members, above 18 years of age, can apply for an add-on credit card which has similar features as that of your card.

    4. Am I allowed to transfer any outstanding balances on other credit cards to my SimplySAVE SBI Card?

      Yes, you can use the SBI SimplySAVE Credit Card for transferring your outstanding balance from any other credit card.

    5. Will the SBI SimplySAVE Credit Card be accepted outside India?

      Yes, the SBI SimplySAVE Credit Card will be accepted overseas. Please note that this card will not be accepted in Nepal and Bhutan.

    6. How do I redeem the reward points on my SBI SimplySAVE Credit Card?

      You can easily redeem your reward points through online and offline methods. Visit the SBI website to learn more about redeeming your reward points.

    7. How much cash am I allowed to withdraw using my SBI SimplySAVE Credit Card?

      You can withdraw up to Rs.12,000 in one day using the SBI SimplySAVE Credit Card.

    8. Will the SBI SimplySAVE Credit Card reward points expire?

      Yes, the reward points you earn on the SBI SimplySAVE Credit Card will expire after two years.

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