SBI SimplySAVE Credit Card offers savings on various purchases or transactions that we conduct on everyday basis.
From accelerated reward points to spend-based rewards to renewal fee waiver, the credit card offers more practical benefits that enable the cardholders to save while they spend on the credit card. Let’s look at the features and benefits of SimplySAVE SBI Credit Card in detail.
Renewal fee waiver:
|Type of Charge||Fee|
|Finance charge||Up to 3.50% per month (42% per annum)|
|Cash advance fee at domestic ATMs, international ATMs, and SBI ATMs||2.5% of the transaction amount or Rs. 500 (whichever is higher)|
|Cash payment fee||Rs.250|
|Overlimit||2.5% of overlimit amount or Rs.600 (whichever is higher)|
|Payment dishonor fee||2% of the amount (minimum of Rs.500)|
|Cheque payment fee||Rs.100|
|Statement retrieval||Rs.100 per statement which is over 2 months old|
|Card replacement||Rs.100 to Rs.250|
|Fee for increasing credit limit||Rs.200 per request for increase|
|Dynamic and static conversion fee||
|Network change fee||Rs.200 per request for network upgrade or network downgrade|
|Foreign currency transaction fee||
|Rewards redemption fee||
|Overdue finance charge||
The documents required to apply for SimplySAVE credit card vary for each customer. Below is an indicative list of documents required for any credit card application.
You can visit SBI Cards official website to apply for SimplySAVE credit card online.
Alternatively, you can also apply for the card through BankBazaar, which delights you with attractive partner offers.Steps to apply for SBI SimplySAVE Credit Card on bankbazaar.com
Upon successful submission of the application, you will receive an acknowledgement message on your registered mobile number with the Application ID. You can use the same to track your credit card application status.
While the SBI SimplySAVE Credit Card is designed for day-to-day in-store spends such as dining, movies, groceries and others, the SimplyCLICK is for online shopping. Most of the features and benefits offered on the latter are woven around online shopping.
Your immediate family members, above 18 years of age, can apply for an add-on credit card which has similar features as that of your card.
Yes, you can use the SBI SimplySAVE Credit Card for transferring your outstanding balance from any other credit card.
Yes, the SBI SimplySAVE Credit Card will be accepted overseas. Please note that this card will not be accepted in Nepal and Bhutan.
You can easily redeem your reward points through online and offline methods. Visit the SBI website to learn more about redeeming your reward points.
Yes, the reward points you earn on the SBI SimplySAVE Credit Card will expire after two years.
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