Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • RBL India Startup World Credit Card

    RBL Bank India Startup Club World Credit Card, as the name suggests, is designed to suit the requirements of new entrepreneurs who have recently started their career in business. The startup scene in India is growing faster than ever. To help boost the economic growth, RBL Bank has launched the India Startup World Credit Card especially dedicated to fit the bill of young entrepreneurs.

    The India Startup Card offers a host of benefits and reward programmes for the customers. From complimentary lounge access, bonus points on achieving milestone spendings, cash back on utility spends, and concierge services to receiving as much as 5 reward points for each Rs.100 spent on purchases and bill payments, the card provides top of the range services and offers for all the young industrialists.

    Features And Benefits Of RBL India Startup World Credit Card

    The features and benefits of RBL India Startup World Credit Card are mentioned below:

    • Value Back on Utility Bills – With RBL India Startup World Credit Card, paying utility bills are no more a concern as the India Startup Credit Cardholders can earn up to 2.5% value back through reward points. If the bill payment expenditure is Rs.10,000, one can earn a value back of 1,000 reward points. The maximum limit for reward points that one can earn per month is 8,000.
    • Lounge Experience – The RBL India Startup cardholders get access to the lounges in over 700+ leading airports both in India and abroad. Additionally, they can enjoy 2 free quarterly visits at the domestic lounges at all major airports in India by simply showing their credit card.
    • Priority Pass Membership – The India Startup Club World cardholders can also get a membership to the Priority Pass Programme which would allow them unlimited access to 700+ airport lounges available worldwide. The charge per visit is 27 dollars, and any accompanying member’s charge is 27 dollars per visit. One can write at or call the customer care at 18001219050 to enrol his/her name for the Priority Pass Program.
    • World Class Concierge – The RBL India Startup World Credit Card provides assistance for all booking related queries such as Golf Course Referral and Reservation Assistance, Special Events and Performance Assistance, Business Services, Hotel Referral and Reservation Assistance, and Dining Referral and Reservation Assistance. One can call the RBL customer care at 1800 123 8040 to avail these services.
    • Welcome Gift – By signing up for a new RBL India Startup credit card, customers are rewarded with a welcome gift of 20,000 reward points which is worth Rs.5,000. The cardholder has to make a transaction with his/her India Startup Credit Card with 60 days of receipt to enjoy the welcome benefit.
    • Rewards – For every Rs.100 spent on purchases other than fuel, the RBL India Startup World cardholders get 5 rewards point.
    • Reward Rate – The reward rate on RBL India Startup World card is 1.25% with additional cash back of 2.5% on utility bill payments.
    • Bonus Rewards – The India Startup World Credit Cardholders can get a bonus as an additional 5,000 reward points if they spend Rs.2 lakh or more. The additional reward points become 5,000 and 10,000 if they spend Rs.5 lakh or more and Rs.10 lakh or more, respectively.

    Fees and Charges for RBL India Startup World Credit Card

    Details of Fees Particulars
    Annual Membership Fee Rs.5,000
    Add-on Card Nil
    Finance charges (Retail purchases and Cash) APR 3.4% per month (a maximum 42% per year)
    Cash Advance Transaction fee 2.5% of the cash amount with a minimum of Rs.300
    Call-a-draft fee 2.5% of the draft amount with a minimum of Rs.300
    Card Replacement for Lost/Stolen/ Reissue/Any other replacement Rs.200
    Duplicate Statement Rs.100
    Overdue Penalty/Late Payment 15% of the total amount due with a minimum Rs.350 and maximum Rs.1,000
    Over Limit Penalty Rs.600
    Charge Slip Retrieval Fee Rs.100
    Outstation Cheque Fee Rs.100
    Cheque Return/Dishonour Fee Auto Debit Reversal-Bank Account out of funds Rs.500
    Cash Payment at branches Rs.100 per cash deposit transaction done
    Foreign Currency Transaction 3.50%
    Fuel Transaction Charge-for transaction made at petrol pumps to purchase fuel 1% surcharge on fuel transaction amount or Rs.10, whichever is higher
    Surcharge on Purchase / Cancellation of Railway Tickets IRCTC Service charges + Payment Gateway. Transaction charge [Up to 1.8% of ticket amount and IRCTC service charge]

    With RBL India Startup World Credit Card, one can get great reward points on purchases and bill payments. Although the joining and annual fee of the card is Rs.5,000 per year, the services such as concierge services, lounge access, and bonus points on milestone spending offered by in lieu make the card a well-suited option among young entrepreneurs.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    This Page is BLOCKED as it is using Iframes.