Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
RBL Bank India Startup Club World Credit Card, as the name suggests, is designed to suit the requirements of new entrepreneurs who have recently started their career in business. The startup scene in India is growing faster than ever. To help boost the economic growth, RBL Bank has launched the India Startup World Credit Card especially dedicated to fit the bill of young entrepreneurs.
The India Startup Card offers a host of benefits and reward programmes for the customers. From complimentary lounge access, bonus points on achieving milestone spendings, cash back on utility spends, and concierge services to receiving as much as 5 reward points for each Rs.100 spent on purchases and bill payments, the card provides top of the range services and offers for all the young industrialists.
The features and benefits of RBL India Startup World Credit Card are mentioned below:
| Details of Fees | Particulars |
|---|---|
| Annual Membership Fee | Rs.5,000 |
| Add-on Card | Nil |
| Finance charges (Retail purchases and Cash) | APR 3.4% per month (a maximum 42% per year) |
| Cash Advance Transaction fee | 2.5% of the cash amount with a minimum of Rs.300 |
| Call-a-draft fee | 2.5% of the draft amount with a minimum of Rs.300 |
| Card Replacement for Lost/Stolen/ Reissue/Any other replacement | Rs.200 |
| Duplicate Statement | Rs.100 |
| Overdue Penalty/Late Payment | 15% of the total amount due with a minimum Rs.350 and maximum Rs.1,000 |
| Over Limit Penalty | Rs.600 |
| Charge Slip Retrieval Fee | Rs.100 |
| Outstation Cheque Fee | Rs.100 |
| Cheque Return/Dishonour Fee Auto Debit Reversal-Bank Account out of funds | Rs.500 |
| Cash Payment at branches | Rs.100 per cash deposit transaction done |
| Foreign Currency Transaction | 3.50% |
| Fuel Transaction Charge-for transaction made at petrol pumps to purchase fuel | 1% surcharge on fuel transaction amount or Rs.10, whichever is higher |
| Surcharge on Purchase / Cancellation of Railway Tickets | IRCTC Service charges + Payment Gateway. Transaction charge [Up to 1.8% of ticket amount and IRCTC service charge] |
With RBL India Startup World Credit Card, one can get great reward points on purchases and bill payments. Although the joining and annual fee of the card is Rs.5,000 per year, the services such as concierge services, lounge access, and bonus points on milestone spending offered by in lieu make the card a well-suited option among young entrepreneurs.
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