Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • RBL HyperCITY Rewards Credit Card

    RBL Bank in association with HyperCity supermarket is offering the RBL Bank HyperCITY Rewards Credit Card that provides great value to frequent shoppers. May it be shopping for your monthly groceries, kitchen appliances, apparels, or footwear, every purchase at HyperCity mall will bring you great rewards. Besides the card also offers regular RBL Credit Card features such as welcome gifts, fuel surcharge waiver, reward points and lot more.

    Let’s have a look at the features, benefits, fees, charges and other things related to the credit card in details.

    Features and Benefits of RBL Bank HyperCITY Rewards Credit Card

    • Welcome gift: Spend Rs.2,000 within first 60 days of receiving the card, earn reward points worth Rs.500 as welcome gift.
    • Cashback offer: Shop anything including food, fashion, décor, and everything at any HyperCity stores located across India and get 3% cashback on the total bill. However, the spends on the credit card eligible for the cashback are capped at Rs.10,000 per month.
    • Movie ticket offers: Movie tickets booked through BookMyShow on Wednesdays are eligible for 1+1 offer subject to a maximum discount value of Rs.200. The offer can be availed once every month.
    • Fuel surcharge waiver: Every fuel purchase made using the card becomes eligible for fuel surcharge waiver. The maximum waiver amount is capped at Rs.100 per month.
    • Annual fee reversal: If the annual spends on the card exceed or equals 1.5 lakh, the annual fee on the card will be reversed.

    Rewards of RBL Bank HyperCITY Rewards Credit Card

    • Earn while you spend: Cardholders will earn 1 reward point for every Rs.100 spent using the card for all types of purchases, except purchases made at fuel station.
    • Reward redemption: All the accrued rewards points can be redeemed for more than 5,000 products, deals and offers listed on RBL rewards catalogue.

    Important Fees and Charges - RBL Bank HyperCITY Rewards Credit Card

    Type of Fee Amount (INR)
    Joining fee Rs.499 + service tax ()
    Annual membership fee Rs.499 (waived off on spends of Rs.1.5 lakh or more)
    Add-on card fee Nil
    Interest rate (for retail purchases and cash withdrawals) Up to 3.5% per month (42.00% per annum)
    Late payment fee 15% of total amount due (Min. Rs.350, Max. Rs.1,000)
    Over limit penalty Rs.600

    Other Charges of RBL Bank HyperCITY Rewards Credit Card

    Type of Charge Amount (INR)
    Cash advance transaction fee 2.5% of the cash amount (Min. Rs.300)
    Call-a-draft fee 2.5% of the draft amount (Min. Rs.300)
    Card replacement fee (for stolen /  lost / torn cards) Rs.200
    Surcharge on booking or cancelling railway tickets 1.8% of ticket amount + IRCTC service charge
    Fuel surcharge 1% on fuel transaction value (subject to a minimum of Rs.10)
    Credit card bill cash payment at RBL branches Rs.100 per transaction
    Foreign currency transaction 3.50%
    Outstation cheque fee Rs.100
    Duplicate statement fee Rs.100
    Charge slip retrieval fee or copy fee Rs.100
    Cheque return fee or Auto-debit dishonour fee Rs.500

    How to Apply for RBL Bank HyperCITY Rewards Credit Card

    The credit card can be applied through RBL Bank’s official website by following the below steps.

    • Visit RBL website (
    • From the main menu select ‘Credit Cards > RBL Bank HyperCITY Rewards Credit Card’
    • Click on the ‘Apply Now’ button
    • You will be redirected to an online application form, where you need to select the card and enter required details before submitting

    Once the bank receives your application, you’re likely to receive a call on which you will be explained the further process to get the credit card.

    Alternatively, you can also call RBL Bank credit card helpline numbers - 022 6232 7777 or 1800 121 9050 to know the offline process for applying for the Crossword Black credit card. You can also send an e-mail to requesting them to help you with the application process of the credit card.

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