Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • RBL Bank vCard

    The RBL Bank vCard is a unique digital mobile product which includes a mobile application and a credit card. The vCard Mobile App can be used to conduct various financial transactions with merchants while also transferring cash from it to your own bank account. Card spends can be easily converted into Equated Monthly Instalments (EMIs).

    The vCard offers significant rewards for purchases which can then be redeemed for any product you fancy in the RBL Bank's catalog. You also get bonus reward points and cashback for grocery purchases. There are substantial reward points for milestone spends that can be redeemed for gift vouchers worth thousands of rupees. Fuel surcharge waivers are also offered as well as offers on movie tickets.

    Benefits of using RBL Bank vCard

    Some of the benefits of using RBL Bank vCard are:

    • You can use the card to make payment to merchants anytime, anywhere
    • You will receive rewards each time you use the vCard to make a transaction

    Why should you use RBL Bank vCard?

    Some of the reasons why you must use RBL Bank vCard are given below:

    • You can use the RBL Bank vCard to pay any merchant
    • You can use the card to transfer money to your own bank account via vCard app
    • Each time you make a transaction, you have the option of converting your spends into EMIs using the vCard app

    RBL Bank vCard Features

    Reward Program

    • You will receive 1 reward point for every Rs.100 spent by you. You can visit the website to redeem your points.

    Wednesday Delights

    • You will be eligible to get 1+1 ticket (up to Rs.200) if you book a ticket for a Wednesday show once a month on BookMyShow.
    • Every time you purchase something from Pizza Hut or Domino’s Pizza online on a Wednesday, you will receive 10% value back on the total spending.
    • Get value back of 5% on grocery shopping on Wednesday.
    • You will receive a maximum bonus reward points of 1,000 each for using the card to buy groceries and pizza in a billing cycle.

    Monthly Milestone

    • You will receive 4,000 bonus points if you spend Rs.1.2 lakh in a year, redeemable for vouchers worth Rs.1,000.

    Fuel Surcharge Waiver

    • Get a fuel surcharge waiver of Rs.100 per month on making fuel transactions ranging between Rs.500 and Rs.4,000.

    RBL Bank vCard Fees

    • The RBL Bank vCard comes for free in the first year.
    • Annual fee of Rs.500 will be charged from second year onwards which is waived on spending Rs.1 lakh in the previous year.

    How to Apply for RBL Bank vCard?

    Given below is the process you will have to follow while applying for RBL Bank vCard:

    • Download the vCard app on your mobile phone.
    • Open the app and provide the necessary information and submit it along with the necessary documents.
    • Your information will be verified, and you will be informed about your eligibility and credit limit.
    • You will have to provide your eKYC and DigiLocker access through Aadhaar two factor authentication i.e. MPIN or biometric.
    • Once you know the credit limit, you can start making the transactions using the vCard app. You will also receive the vCard credit card on your communication address. The rate of interest will be charged only on the amount used by you.

    FAQs on RBL Bank vCard

    1. Am I allowed to withdraw cash from ATMs with the RBL vCard?

      Yes, you can withdraw cash from the ATM. You will be charged 2.5% for every withdrawal.

    2. How does UPI works for the RBL vCard?

      The RBL vCard lets you make payment to any UPI app like Bank Apps, BHIM, Whatsapp, GooglePay, PayTM, and PhonePe for zero charge as an introductory offer.

    3. How do I check the details of my transactions?

      The transactions made through the credit card can be seen in ‘Passbook’ option in vCard app.

    4. How do I change my m-PIN?

      You can change your m-PIN via the vCard app.

    5. Is there a credit card that will give me a free Credit Advisory Report?

      Yes, the RBL Bank BankBazaar SaveMax Credit Card offers a free Credit Advisory Report every month.

    6. What is the maximum credit limit I can get?

      The maximum credit limit you can get is Rs.5 lakh.

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