Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
RBL Bank offers a credit card designed to please golfing enthusiasts and encourage young golfers. Talented golfers are rewarded with surprise bonuses. The RBL Bank IGU NHS Golf World Credit Card is loaded with golfing privileges and benefits. Get access to premier golf courses, free unlimited golf lessons, and complimentary golfing rounds. Make your travels comfortable and smooth with complimentary Priority Pass Membership that gives you access to select airport lounges. Earn rewards as you spend, which are accelerated 10-fold when you shop at partner stores. Also avail of discounts on golfing accessories with RBL Bank partner stores. The card is accepted worldwide and carries insurance against lost card liability.
You are entitled to earn 2 reward points for every Rs. 100 spent on your card. Your reward points are accelerated 10 times more when you spend at select partners. Redeem your rewards for gifts or vouchers that include lifestyle brands, designer products, electronics, golf equipment, golf holidays, and gift vouchers.
Enroll in the Priority Pass membership programme for free and make your travels smoother. Get two free visits every quarter to selected domestic lounges in major Indian airports. Pay the lounge visit charge of $27 and have access to over 700 lounges across the world. You will have access to free internet, newspapers and magazines, showers and beds, entertainment facilities, conference rooms, complimentary drinks and snacks.
You are protected against fraud liability on your credit card if it is lost or stolen. Get coverage for up to Rs. 2 lakhs for 4 days prior to reporting the card.
The credit card is valid internationally at over 23 million MasterCard outlets which includes 1 lakh outlets in India and Nepal.
The RBL Bank IGU NHS Golf World Card is embedded with an EMV chip. It is also PIN enabled that requires a Personal Identification Number to verify and authorise any transaction you may carry out. Online transactions have an OTP Layer that requires a one-time password that will be sent to your registered mobile phone or email to authorise the transaction.
You have the freedom to fix purchase limits on your main credit card and RBL add-on credit cards. Set limits according to your financial affordability and convenience by calling the customer care.
Be up to date on your card information, transactions and details with SMS and email alerts. Receive alerts on your receipt of payment, card statement, payment date missed and more.
Call the RBL Bank credit card customer care for assistance on golf, National Handicap Services, service requests, concierge services and designer products.
| Type of Fee | Amount |
|---|---|
| Joining Fee | Nil |
| Annual Fee | Nil |
| Add on Card | Nil |
| Interest on revolving credit | Up to 3.4% per month (40.80% p.a.) |
| Minimum due | 5% of the amount due + EMI + Overlimit amount |
| Type of Fee | Amount |
|---|---|
| Cash withdrawal fee | 2.5% of the transaction amount subject to a minimum of Rs. 300. |
| Dial A Draft | 2.5% of the transaction amount subject to a minimum of Rs. 300. |
| Over limit charges | Rs. 600 |
| Fuel surcharge | 2.5 % of the transaction subject to a minimum of Rs. 10. |
| Booking Railway ticket charges | 1.8% of the ticket amount + IRCTC service charge. |
| Duplicate Statement | Rs. 100 per statement |
| Chargeslip retrieval | Rs. 100 per slip |
| Outstation Cheque | Rs. 100 |
| Cheque return | Rs. 500 |
| Auto-debit dishonor | Rs. 500 |
| Late Payment | 15% of the total amount due, subject to a minimum of Rs. 350 and a maximum of Rs. 1,000. |
| Card replacement | Rs. 200 |
| Foreign Currency Transaction | 3.5% + Mastercard charges |
| Cash payment at branches | Rs. 100 |
This card is available to any golf enthusiast. You should be at least 18 years old to avail of this credit card. Young golfers can apply for this card as an add-on card while the primary applicant will be the parent or guardian.
You need to submit the following documents to avail of the RBL Bank IGU NHS Golf World Card.
Call the 24-hour toll free hotline provided by RBL and inform them that the card has been lost. Your card will be blocked immediately. Follow up with a written letter to RBL Bank stating the same.
You can use any of the following methods to make payments towards your credit card.
Your credit card might be declined due to reaching the spending limit, damaged card, unauthorised transactions and so on. Call the 24-hour customer care helpline to get assistance and solutions.
Yes, you can withdraw cash with your RBL Bank credit card. A fee is applicable along with interest.
Your eligible cash limit is indicated on the billing statement of your credit card every month. You may withdraw up to the limit specified.
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