Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The Freedom SuperCard by RBL Bank is a lifestyle credit card by RBL Bank which compliments the lifestyle of the customers along with offering a host of features and benefits. Apart from helping with savings, the RBL Bank Freedom SuperCard also offers benefits across other categories such as travel and entertainment. With an annual fee of Rs.999, the Freedom SuperCard comes with a finance charge of up to 3.99% per month.
| Welcome Benefit |
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| Supercard benefits |
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| Reward Point Benefits |
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| Entertainment Benefits |
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| Travel Benefits |
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| Fuel Benefits |
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| Other Benefits |
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| Avail cash on card | You can apply for a pre-approved loan without having to block the credit limit of your card. Pay back the loan in easy installments with the advantage of multiple tenure options. |
| Buy now, pay later | You can apply for the Split n Pay program where you can convert spend of Rs.3,000 and above into monthly EMIs and pay them back at lower interest rates. |
| Transfer balance | You can avail the option of transfering your outstanding amount on your other credit card to your Platinum Freedom SuperCard and clear them at a lower interest rate. |
| Xpress Cash | Get instant loan within your credit limit in case of any cash crunch |
| Cash advance | Fulfill your short-term cash requirements by availing this feature and enjoy a credit free period of up to 50 days. |
| Contactless transactions | Use the tap and pay feature to make contactless purchases for up to Rs.5,000 where the card never leaves your hand. |
| Hassle-free payments | Pay your bill in a safe and secure manner through various online channels available. |
| Global acceptance | This card is accepted all over the world. |
| Safe and secure |
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| 24x7 customer service | Call the number +91 22 7119 0900 or send a mail to supercardservice@rblbank.com in case of any query. |
The credit limit of the RBL Bank Freedom SuperCard is assigned by the bank. RBL Bank considers a number of factors before assigning the limit such as the credit score of the applicant, repayment habits of past dues, etc.
| Type of Charge | Amount |
|---|---|
| Joining fee | Rs.999 |
| Annual fee | Rs.999 |
| Over limit penalty | Rs.600 |
| Cash advance transaction fee | 2.5% of the cash amount (minimum of Rs.500) |
| Add-on card fee | Nil |
| Finance charge | Up to 3.99% per month |
| Charge slip retrieval fee | Rs.100 |
| Card replacement fee | Nil |
| Cash payment at branches | Rs.250 per deposit |
| Duplicate statement fee | Nil |
| Cheque return | Rs.500 |
| Surcharge on Railway tickets | As per IRCTC |
| Fuel transaction fee | 3.50% |
| Rewards redemption fee | Rs.99 |
| Benefits | Value (in Rs) |
|---|---|
| Welcome Gift: Get 2,000 reward points on spending Rs.2,000 within 30 days of the issuance of the card issuance (No welcome rewards will be given to First Year Free cards) | 500 |
| Spend Based Waiver: Spend Rs.75,000 in a year and get waiver of next year annual fee | 999 |
| 1 Reward Point for every Rs.100 spent (Assuming normal spends of Rs.1.2 lakh); Reward Point Earned = 1,200 | 300 |
| Get 2X reward points on all online spends, except for online purchases made on education, insurance, utilities and wallet load. (Maximum Cap: 1,000 reward points) (2 reward points / Rs.100) (Assuming online apends of Rs.1.2 lakh); Reward Points Earned = 2,400 | 600 |
| 4 Complimentary Domestic Airport Lounge access in a year | 6,000 |
| BookMyShow offer: 1+1 (up to Rs. 200) Movie tickets on any one day of the month | 2,400 |
| Fuel surcharge waiver of up to Rs. 100 per month | 1,200 |
| Total benefit per annum | 11,500+ |
In case of queries regarding RBL Bank Freedom SuperCard, you can reach the following:
The annual fee of the RBL Bank Freedom SuperCard is Rs.999.
No, the add-on credit card comes at no extra cost.
The credit limit for RBL Bank Freedom SuperCard is equal to the Fixed Deposit deposited by the customer. The cash limit for RBL Bank Freedom SuperCard will be 75% of credit limit. The cash withdrawal is interest-free for up to 50 days. However, 2.5% or Rs. 500 as processing fees, whichever is higher, will be charged for cash withdrawal.
There is a buffer of 50 days from the due date to pay RBL Bank Freedom SuperCard dues. On failing to pay the dues within 50 days, the card will be blocked.
Yes. You can convert your purchases of above Rs.2,500 into EMIs on the RBL Bank BankBazaar SaveMax Credit Card.
The minimum investment is Rs. 25,000 with an annual rate of return of up to 6.85* p.a. (subject to change).
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