Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
The RBL Bank Classic Shopper Credit Card is a card that is designed to make you a happy customer whether you spend locally or internationally. Earn rewards on all your spends which you can later redeem for a host of gifts and vouchers that include flights, hotels, gadgets, mobile recharges and shopping. There are three options available with the RBL Bank Classic Shopper Credit Card:
Enjoy benefits of zero fraud liability, online banking, cash access, flexible limits, and international validity. Share the benefits of your credit card with your parents, children and spouse with up to 5 add-on cards.
Earn rewards as you shop. Get 2 reward points for every Rs. 100 you spend on your RBL Bank Classic Shopper Card. Redeem these rewards from an all-new programme introduced by RBL Bank. Rewards include flight tickets, hotel stays, retail shopping vouchers, curated personalized gifts, mobile recharges and latest gadgets and products.
Withdraw cash from any ATM in India and abroad that displays the MasterCard, Cirrus or Maestro sign. A transaction fee will be charged for this service. Interest on cash withdrawals are levied from the date of transaction till the dues are settled.
Share the features of your credit card with up to 5 of your family members. You can avail RBL bank add-on credit cards for your parents, children and spouse. Children should be above the age of 18 years.
In case your card is lost or stolen, you need to inform RBL bank immediately. Once you have reported the card, you will not be held accountable for any fraudulent charges or purchases.
Enjoy shopping all over the world with your RBL Bank Classic Shopper Card. This credit card is accepted at over 23 million MasterCard outlets which includes 1.2 lakh outlets in India and Nepal. Buy in any currency and pay back the amount in Indian Rupees.
The RBL Bank Classic Shopper Card has extra layers of protection in the form of an EMV chip and PIN. The Personal Identification Number (PIN) is used to authorise your transactions. Once you enter your PIN, the transaction will be verified and billed. For online transactions, you are protected by the OTP (One-time password) which is generated and sent to your registered email and mobile number. The OTP needs to be entered to authorise the transaction.
Choose your credit and cash limit on your RBL Bank Classic Shopper Card. You can also set different limits on your add-on cards.
Be up to date on your card information through email and SMS alerts. Be aware of every transaction, payment date missed, receipt of payment, card statement, and more.
Access your credit card account anytime and from anywhere with RBL Bank Net Banking. View statements up to 6 months ago, view unbilled transactions, check available credit limits, request for demand drafts and balance transfers.
RBL Bank provides a customer care service to assist you with any card-related queries and issues you might have. Contact the RBL bank credit card toll-free number at any time to resolve your questions or problems as soon as possible.
| Type of Charge | Amount |
|---|---|
| Joining Fee | Communicated at the time of application |
| Annual Fee | Up to Rs. 2,000 |
| Add on Card | Up to Rs. 500 |
| Interest on revolving credit | Up to 3.4% per month (40.80% p.a.) |
| Minimum due | 5% of the amount due + Overlimit amount |
| Type of Charge | Amount |
|---|---|
| Late Payment | 15% of the total amount due, subject to a minimum of Rs. 350 and a maximum of Rs. 1,000. |
| Call A Draft | 2.5% of the transaction amount subject to a minimum of Rs. 300. |
| Cash advance fee | 2.5% of the transaction amount subject to a minimum of Rs. 300. |
| Cash payment at branches | Rs. 100 |
| Over limit charges | Rs. 600 |
| Outstation Cheque | Rs. 100 |
| Auto-debit dishonor | Rs. 500 |
| Cheque return | Rs. 500 |
| Chargeslip retrieval | Rs. 100 per slip |
| Booking Railway ticket charges | 1.8% of the ticket amount + IRCTC service charge. |
| Fuel surcharge | 2.5 % of the transaction subject to a minimum of Rs. 10. |
| Duplicate Statement | Rs. 100 per statement |
| Card replacement | Rs. 200 |
| Foreign Currency Transaction | 3.5% + Mastercard charges |
Credit cards are offered at the sole discretion of RBL Bank. Kindly contact the bank for more information.
You need to submit the following documents to avail of the RBL Bank Classic Shopper Card. More documentation will be required as per RBL Bank norms.
No, this card is valid only for residential Indians. If you leave the country for good, you have to surrender your credit card. The RBI guidelines state that you cannot hold this card if you are locating abroad for work or emigration.
In the event that your card is lost or stolen, you must report it to RBL Bank as soon as possible via the customer care helpline. Report the loss of your card and after that you will not be liable for any fraudulent transactions on your card.
You can use this credit card domestically and internationally. The card is valid at any merchant and ATM which accepts MasterCard, Maestro and Cirrus. The card is valid for international transactions where you can pay in any currency and settle the bill in Indian Rupees.
To pay your credit card bill, RBL Bank offers a number of options. Use any of the following methods to clear your credit card dues.
No, this is not possible. The RBL credit card issued in your name is for your personal use and cannot be used by anybody else. You may avail of up to 5 supplementary cards for your family members. You can choose the credit limit you wish to grant them and all charges to the add-on card will have to be paid by you.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
