Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Custom Free

    Get a card

  • >
    Loading your search...
  • Paytm First Credit Card

    The Paytm First Credit Card is multi-purpose in its services. This card is co-powered by CitiBank. You will be entitled to a wide range of benefits and features offered by Paytm as well as CitiBank. The credit card comes with an annual fee of Rs.500 which will be waived off if your annual expenditure is more than Rs.50,000 in a year.

    Key Highlights of the Paytm First Credit Card
    • Annual fee of Rs.500 only which can be waived off.
    • 1% cashback on all transactions made with the card.
    • Complimentary Paytm First membership for cardholders.

    Offers and Benefits of the Paytm First Credit Card

    Cashback Benefits
    • 1% cashback on all transactions.
    • Cashback up to Rs.360 on adding money to your Paytm wallet.
    • Free movie tickets worth Rs.1,200.
    Travel Benefits
    • Cashback on all your bus bookings up to Rs.1,200.
    • On flight ticket bookings, enjoy a cashback of up to Rs.12,000.
    Entertainment Benefits
    • Get a free 1-year subscription of Eros Now worth Rs.2,000.
    • Make the most of free subscription of Gaana worth Rs.999 for 1 year.
    Lifestyle Benefits
    • Offers from The Man Company worth Rs.2,400.
    • Offers on products worth Rs.6,000 from Ombre Lane (Women's Formal Wear).
    • Discount coupons eyeglasses and sunglasses from Cool winks worth Rs.4,800.
    Other Benefits
    • Enjoy a 10% discount on all your Premier cab bookings on Uber.
    • Free OYO Wizard Blue membership which is worth Rs.499.

    Citi Bank Offers on Paytm First Credit Card

    Along with Paytm, customers who hold this card also receive a variety of offers from Citi Bank since it is co-powered with the bank.

    Dining Offers and Benefits
    • Enjoy discounts of up to 15% on all restaurants who are partnered with CitiBank.
    Entertainment Benefits Offer 1: Get a 1+1 offer on movie tickets through Paytm Movies.

    Validity - 28 June 2019.

    Terms and Conditions:
    • By adding the code 'CITIFRIDAY' you can avail the offer of getting 2 movie tickets at the price of 1.
    • The offer is available every Friday.
    • It can be availed on all Citi credit and debit cards.
    Lifestyle Benefits

    A wide variety of lifestyle benefits offered by Citi Bank can be enjoyed with your Paytm First credit card.

    • Instant savings of up to Rs.25,000 through MakeMyTrip
    • Cashback of up to Rs.2,000 on the purchase of Oppo Reno series with citibank credit cards.
    • 50% discount on an annual subscription of Zomato Gold.
    • 30% savings on orders from Eazy Diner.
    • 25% cashback on orders from Swiggy
    • Cashback of up to 15% on purchases made on Snapdeal.

    Eligibility of the Paytm First Credit Card

    There are no eligibility criteria to apply for this credit card.The Paytm First card is available only for selected customers since there have been a high number of requests since its introduction.

    Fee & Charges

    The only fee for the Paytm First credit card is the annual fee which is Rs.500. This fee is waived off if your annual spends are more than Rs.50,000.

    How to Apply Online

    You can apply for a credit card through the latest version of the Paytm mobile app.
    Step 1: Once you open the application you have to click on paytm first card, you will need to fill in the required application form.

    Step 2: After the form is submitted and reviewed by CitiBank, the bank representative will contact you to complete the KYC process.

    Step 3: The credit card will then be mailed to your registered address.


    1. How do I activate my Paytm First card?
    2. The credit card is given to you in a pre-activated state. Once you receive it, you can immediately start using it for any kind of online transaction.

      For any kind of offline transaction, you will need to set up the card PIN. To set the PIN, here are the steps you need to follow:

        • Visit the website of Citibank.
        • Select the type of account as 'credit card'.
        • Enter the card number, CVV and date of birth.
        • Once done, an OTP will be sent by the bank to the registered mobile number.
        • You can then set up the user ID along with the password and PIN of your account.

      If you already have an account with CitiBank and are a customer, the Paytm First credit card will be directly added to your account. You can log in to net banking and follow these steps to set up your card PIN.

      • Select the section of 'Cards' and click on the option of 'PIN related'.
      • Once you do, select 'Generate Credit Card PIN'.
      • Choose the Paytm card and enter your CVV.
      • The OTP will be sent to your registered number.
      • You can then set up a PIN number of your choice.
    3. How do I earn and redeem cashback?
    4. As a credit cardholder, you will be entitled to 1% cashback on all transactions done with the card. The cashback will be automatically credited to your card 2 days after the monthly bill is generated.

    5. How do I get my Credit card statement?
    6. Once the bill is generated, it will be sent to your registered email address. Along with this you can also log in to your CitiBank account and download the billing statement.

    7. How to pay your first credit card bill?
    8. You will be able to pay the credit card bill on Paytm itself through the Paytm First card passbook.


    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    This Page is BLOCKED as it is using Iframes.