The Paytm First Credit Card is multi-purpose in its services. This card is co-powered by CitiBank. You will be entitled to a wide range of benefits and features offered by Paytm as well as CitiBank. The credit card comes with an annual fee of Rs.500 which will be waived off if your annual expenditure is more than Rs.50,000 in a year.Key Highlights of the Paytm First Credit Card
There are no eligibility criteria to apply for this credit card.The Paytm First card is available only for selected customers since there have been a high number of requests since its introduction.
The only fee for the Paytm First credit card is the annual fee which is Rs.500. This fee is waived off if your annual spends are more than Rs.50,000.
You can apply for a credit card through the latest version of the Paytm mobile app.
Step 1: Once you open the application you have to click on paytm first card, you will need to fill in the required application form.
Step 2: After the form is submitted and reviewed by CitiBank, the bank representative will contact you to complete the KYC process.
Step 3: The credit card will then be mailed to your registered address.
The credit card is given to you in a pre-activated state. Once you receive it, you can immediately start using it for any kind of online transaction.
For any kind of offline transaction, you will need to set up the card PIN. To set the PIN, here are the steps you need to follow:
If you already have an account with CitiBank and are a customer, the Paytm First credit card will be directly added to your account. You can log in to net banking and follow these steps to set up your card PIN.
As a credit cardholder, you will be entitled to 1% cashback on all transactions done with the card. The cashback will be automatically credited to your card 2 days after the monthly bill is generated.
Once the bill is generated, it will be sent to your registered email address. Along with this you can also log in to your CitiBank account and download the billing statement.
You will be able to pay the credit card bill on Paytm itself through the Paytm First card passbook.
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