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    We found 1 Oriental Bank of Commerce SBI Platinum Credit Card
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    1st Year Fee
    Rewards
    Joining Perks
    2999
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    Oriental Bank of Commerce SBI Platinum Credit Card

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    Oriental Bank of Commerce SBI Platinum Credit Card

    Oriental Bank of Commerce SBI Platinum Credit Card is a co-branded credit card, as the name suggests. This is an exclusive credit card offered by State Bank of India and Oriental Bank of Commerce, that offers unique features like five times more reward points on dining, shopping, etc., cashback privileges, and much more.

    Features of Oriental Bank of Commerce SBI Platinum Credit Card:

    • Get instant access to funds, anywhere in the world, with your Oriental Bank of Commerce SBI Platinum Credit Card. With over 10,000 State Bank ATMs and more Visa Atms in India and abroad, there will be no issues with regard to accessibility.
    • Your convenience is assured through the net banking feature that is enabled on the card. You can get:
      • Card statements for the past 12 months, instantly.
      • Track all your credit card transactions using the spends analyser.
      • Block/report loss or theft of the card
      • Place a request for duplicate card statement, etc.
    • Get monthly e-statements to your registered email id.
    • SMS alert facility is also available wherein you are informed about the transactions made on your card through SMS to your registered mobile number.
    • There is no fuel surcharge applicable, if you use this credit card to buy fuel from any fuel station across India and abroad as well for an amount that falls within the range of Rs.500 - Rs.4000.
    • An easy Bill Pay facility is provided along with this credit card, absolutely free of cost. Now you cannot just pay all your utility bills on time, but also earn reward points on the payments made using this facility.
    • Flexipay facility is also enabled wherein you can make large purchases using your card and easily convert them into simple EMIs that can be paid on a monthly basis at an attractive interest rate.
    • You can also transfer the balances on your existing credit cards from other banks and enjoy higher savings through a lower rate of interest offered by the Bank.
    • The easy money facility available on the card offers you the provision of being able to request a bank draft by simply calling the SBI helpline.
    • The card also extends flexible credit facility wherein you can repay your outstanding dues according to your convenience. This extended credit facility helps you plan and manage your repayment options.
    • Book your railway tickets online in quickly and easily, using your Oriental Bank of Commerce SBI Platinum Credit Card. Doorstep delivery is also assured.
    • You can apply for add-on cards for your family members.
    • Get emergency replacement of your card, whether you are in India or abroad, by simply calling the Visa credit card Helpline.

    Benefits of Oriental Bank of Commerce SBI Platinum Credit Card:

    • True Lifestyle benefits:
      • Get 5 times more Cash Points when you use your card for International purchases, buying merchandise from Departmental Stores, and also on dining.
      • For each Rs.100 spent on the card, get up to 10 Cash Points. This is applicable on International purchases, buying merchandise from Departmental Stores, and also on dining. These cash points can be encashed in order to pay the outstanding balance on your Oriental Bank of Commerce platinum Card.
      • Get access to more than 200 Golf Courses around the globe.
    • True Lounge Access: Priority Pass Program is made available to customers and also provides them free access to the Elite Priority Pass program. With these benefits you can enjoy access to more than 600 Super Luxury Lounges in around 300 cities around the world. The Visa Airport Lounge Access Program also gives customer’s access to domestic and international Airport Lounges.
    • True Value Benefits:
      • Get Rs. 3,000 worth of apparel voucher, as a welcome gift.
      • Earn either a completely free of charge Domestic Air Ticket (One Way) or Rs. 3,000 worth of apparel voucher as reward, if you make purchases worth Rs.4 Lakhs annually.
      • If you make purchases worth Rs.5 Lakhs in a year, you can get Rs. 3,000 worth of apparel voucher or a completely free of charge Domestic Air Ticket (One Way), as reward.
      • Get Rs. 3,000 worth of apparel voucher upon renewal of your card. This can be availed if your annual spend is more than Rs.2 Lakhs.
    • True Transparency benefits:
      • Annually you can earn upto 40,000 Cash Points.
      • Complimentary membership is provided through the card for the priority pass program. However, when you visit a Priority Pass member lounge, you will be charged a usage fee of maximum $27 on your SBI Platinum Card.

    Fees and Charges:

    Joining Fee Rs. 2,999
    Annual Fee Rs. 2,999
    Add-on Fee Nil
    Finance charges Upto 3.35% per month
    Cash Advance limit Upto 80% of Credit Limit
    Cheque Pickup Rs. 90
    Statement Retrieval Rs. 100
    Overlimit Charges 2.5% of Overlimit Amount (Min. Rs. 500)
    Card Replacement Rs. 100
    Emergency Card Replacement Whilst Abroad Nil

    Oriental Bank of Commerce SBI Platinum Card FAQs:

    1. Does the card come with a fraud liability cover?

      Yes. The card offers a free credit card fraud liability cover for a sum of up to Rs. 1, 00,000 for any loss on the card for a period of:

      • 48 hours before the loss has been reported
      • 7 days after the loss has been reported
    2. Can I shop online using this card?

      Yes, you can shop online using this card, wherever Visa/Mastercard is accepted. Your transactions online are highly secure since it is verified by Visa and MasterCard secure code.

    3. What is the fuel surcharge waiver applicable on the card?

      There is no fuel surcharge applicable as per the “Fuel Freedom” feature on the card, if you use this credit card to buy fuel from any fuel station across India and abroad as well for an amount that falls within the range of Rs.500 - Rs.4000.

    4. What are the late payment charges applicable on the Oriental Bank of Commerce SBI Platinum Credit Card?

      The late payment charges applicable on the Oriental Bank of Commerce SBI Platinum Credit Card is as follows:

      Rs.0-Rs.200 No charge
      Rs.200 - Rs.500 Rs. 100
      Rs.500 - Rs.1000 Rs. 200
      Rs.1000 - Rs.10,000 Rs.500
      > Rs.10,000 Rs. 750
    5. Is there an interest free credit period provided on the card?

      Yes. The card has up to 50 days interest free credit period offer which is applicable only if the outstanding amount from retail purchases made in the previous month has been fully repaid.

    Oriental Bank of Commerce SBI Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Good experience"
      0.5 4.0/5 "Great!"
      I have recently taken a credit card with a limit of 42K with State Bank Of India and i feel that they could have given me a better limit. Apart from that i have had no issues with the process and service that i received from them. It was completed quickly and the card was given to me on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "Low credit limit"
      0.5 3.0/5 "Satisfactory"
      I have taken a credit card with State Bank Of India and i would say that it was an easy and fast process with them. The procedures were quick and the process was completed on time with no delay. However i would say that they could provide better limits as they currently given me a limit of 42K which is low.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.5/5 "Excellent!"
      I have applied for the credit card from the online portal, my credit card application was approved with SBI cards and it was a good experience. I received my credit card within 10 days which is normal time. They did not charge any annual fee at the time of getting this credit card. I am not aware of any offers on this card. Documents were collected door step. I use this card for shopping purpose and the credit limit is satisfactory.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I got better response from SBI credit card department in regards to my credit card application and they took 15days of time to disburse my credit card. The customer support was good with SBI. The rate of interest and the charges are high with the SBI simply save credit card ,
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "Best"
      0.5 4.0/5 "Great!"
      The experience was fine one with the SBI credit card and the card got disbursed within fifteen days of time. I am happy with them till now. I would like to say that the customer service and other things are really better one with the SBI credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "Very good"
      0.5 4.5/5 "Excellent!"
      I got average service from State bank of India in regards to my credit card disbursement. They have taken around 10 to 15 days of time to disburse my SBI simply save credit card. The credit limit is very low with this card. I am not satisfied with the credit limit, they need to increase the credit limit.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "Process is satisfactory"
      0.5 4.0/5 "Great!"
      It has been a month now that I hold a credit card with State Bank of India. It is a on time process and the customer services are good. There are good benefits on the card like the EMI facilities. The credit limit is also good. Just that I have not used the card much.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "Good but low limit"
      0.5 5.0/5 "Blown Away!"
      I have recently taken a credit card with State bank Of India and it has been a good experience during the process of receiving the credit card. I had no issues with the service and the card was given to me on time. I have a limit of 50K given to me but i was expecting a better limit.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      State bank of India credit card service was good ,the customer service was prompt compare to others in the market. They offered a credit limit of 42k which was comfortable for me it was totally a excellent experience with state bank of India for my credit card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The credit card experience was good with State bank of India and they disbursed my SIMPLY SAVE card within 15working days. The customer support is good with the SBI credit card department. I am satisfied with the credit limit. I use this card for purchases, utility bills and for other bill payments.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      It was a good experience with sbi for my credit card service the customer service was good they offered me a credit limit 50k which was fine, It was not sufficient for me still it was totally a good experience with sbi for my credit card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "Best"
      0.5 4.0/5 "Great!"
      The experience was fine one with the SBI credit card and the card got disbursed within fifteen days of time. I am happy with them till now. Customer service and other things are really better one with the SBI credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "Average service"
      0.5 3.5/5 "Pretty good"
      It was a average service from sbi credit card service the customer service was not good as I expected from sbi they need to improve their response with the customer they offered me a credit limit of 75k which was comfortable for me it was a good experience with sbi credit card service.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "Average service"
      0.5 3.5/5 "Pretty good"
      State bank of india platinum credit card service was good the offers are good with state bank of india the customer service was good they offered me a good credit limit it was a good experience with state bank of india for my platinum credit card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      It was a good experience with State Bank of India. I hold a simply save credit card and the specialty about the card is the balance transfer option. It is a very useful option for me. The next good thing is it is a life time free card and I am also satisfied with the limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "Good "
      0.5 3.0/5 "Satisfactory"
      Customer service is okay one with the State Bank of India credit card and the response is good. The credit card got disbursed within a week of time. I would like to say that the response and other things are fine one with them.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "Average service"
      0.5 1.0/5 "Really Bad"
      I am not satisfied with the SBI service because they never gave me any response in regards to my credit card application, after submitting the required documents they failed to give a call back to process my credit card application. I would say I got average service.
      Was this review helpful? 0
      , kolkata
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      SBI credit card service was awesome the customer service was good with sbi compare to others others in the market they offered me a limit of 1k the documents have been collected from my door step I am very much happy with the service of sbi for my credit card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "Overall good experience"
      0.5 5.0/5 "Blown Away!"
      I received the simply click credit card within one week from State Bank of India. The credit limit is of 50K and when ever I use the card I have no issues. I am not sure on the charges and the rate of interest yet. Overall the deals are good and I am satisfied.
      Was this review helpful? 0
      , chennai
      Reviewed on Nov 23, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have got the credit card with the State bank of India and the customer service is good one with them. I have got the credit card within fourteen days of time from the date, when I have applied. I am happy with the SBI credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 23, 2017
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