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    We found 1 Oriental Bank of Commerce SBI Platinum Credit Card
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    1st Year Fee
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    2999
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    Oriental Bank of Commerce SBI Platinum Credit Card

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    Oriental Bank of Commerce SBI Platinum Credit Card

    Oriental Bank of Commerce SBI Platinum Credit Card is a co-branded credit card, as the name suggests. This is an exclusive credit card offered by State Bank of India and Oriental Bank of Commerce, that offers unique features like five times more reward points on dining, shopping, etc., cashback privileges, and much more.

    Features of Oriental Bank of Commerce SBI Platinum Credit Card:

    • Get instant access to funds, anywhere in the world, with your Oriental Bank of Commerce SBI Platinum Credit Card. With over 10,000 State Bank ATMs and more Visa Atms in India and abroad, there will be no issues with regard to accessibility.
    • Your convenience is assured through the net banking feature that is enabled on the card. You can get:
      • Card statements for the past 12 months, instantly.
      • Track all your credit card transactions using the spends analyser.
      • Block/report loss or theft of the card
      • Place a request for duplicate card statement, etc.
    • Get monthly e-statements to your registered email id.
    • SMS alert facility is also available wherein you are informed about the transactions made on your card through SMS to your registered mobile number.
    • There is no fuel surcharge applicable, if you use this credit card to buy fuel from any fuel station across India and abroad as well for an amount that falls within the range of Rs.500 - Rs.4000.
    • An easy Bill Pay facility is provided along with this credit card, absolutely free of cost. Now you cannot just pay all your utility bills on time, but also earn reward points on the payments made using this facility.
    • Flexipay facility is also enabled wherein you can make large purchases using your card and easily convert them into simple EMIs that can be paid on a monthly basis at an attractive interest rate.
    • You can also transfer the balances on your existing credit cards from other banks and enjoy higher savings through a lower rate of interest offered by the Bank.
    • The easy money facility available on the card offers you the provision of being able to request a bank draft by simply calling the SBI helpline.
    • The card also extends flexible credit facility wherein you can repay your outstanding dues according to your convenience. This extended credit facility helps you plan and manage your repayment options.
    • Book your railway tickets online in quickly and easily, using your Oriental Bank of Commerce SBI Platinum Credit Card. Doorstep delivery is also assured.
    • You can apply for add-on cards for your family members.
    • Get emergency replacement of your card, whether you are in India or abroad, by simply calling the Visa credit card Helpline.

    Benefits of Oriental Bank of Commerce SBI Platinum Credit Card:

    • True Lifestyle benefits:
      • Get 5 times more Cash Points when you use your card for International purchases, buying merchandise from Departmental Stores, and also on dining.
      • For each Rs.100 spent on the card, get up to 10 Cash Points. This is applicable on International purchases, buying merchandise from Departmental Stores, and also on dining. These cash points can be encashed in order to pay the outstanding balance on your Oriental Bank of Commerce platinum Card.
      • Get access to more than 200 Golf Courses around the globe.
    • True Lounge Access: Priority Pass Program is made available to customers and also provides them free access to the Elite Priority Pass program. With these benefits you can enjoy access to more than 600 Super Luxury Lounges in around 300 cities around the world. The Visa Airport Lounge Access Program also gives customer’s access to domestic and international Airport Lounges.
    • True Value Benefits:
      • Get Rs. 3,000 worth of apparel voucher, as a welcome gift.
      • Earn either a completely free of charge Domestic Air Ticket (One Way) or Rs. 3,000 worth of apparel voucher as reward, if you make purchases worth Rs.4 Lakhs annually.
      • If you make purchases worth Rs.5 Lakhs in a year, you can get Rs. 3,000 worth of apparel voucher or a completely free of charge Domestic Air Ticket (One Way), as reward.
      • Get Rs. 3,000 worth of apparel voucher upon renewal of your card. This can be availed if your annual spend is more than Rs.2 Lakhs.
    • True Transparency benefits:
      • Annually you can earn upto 40,000 Cash Points.
      • Complimentary membership is provided through the card for the priority pass program. However, when you visit a Priority Pass member lounge, you will be charged a usage fee of maximum $27 on your SBI Platinum Card.

    Fees and Charges:

    Joining Fee Rs. 2,999
    Annual Fee Rs. 2,999
    Add-on Fee Nil
    Finance charges Upto 3.35% per month
    Cash Advance limit Upto 80% of Credit Limit
    Cheque Pickup Rs. 90
    Statement Retrieval Rs. 100
    Overlimit Charges 2.5% of Overlimit Amount (Min. Rs. 500)
    Card Replacement Rs. 100
    Emergency Card Replacement Whilst Abroad Nil

    Oriental Bank of Commerce SBI Platinum Card FAQs:

    1. Does the card come with a fraud liability cover?

      Yes. The card offers a free credit card fraud liability cover for a sum of up to Rs. 1, 00,000 for any loss on the card for a period of:

      • 48 hours before the loss has been reported
      • 7 days after the loss has been reported
    2. Can I shop online using this card?

      Yes, you can shop online using this card, wherever Visa/Mastercard is accepted. Your transactions online are highly secure since it is verified by Visa and MasterCard secure code.

    3. What is the fuel surcharge waiver applicable on the card?

      There is no fuel surcharge applicable as per the “Fuel Freedom” feature on the card, if you use this credit card to buy fuel from any fuel station across India and abroad as well for an amount that falls within the range of Rs.500 - Rs.4000.

    4. What are the late payment charges applicable on the Oriental Bank of Commerce SBI Platinum Credit Card?

      The late payment charges applicable on the Oriental Bank of Commerce SBI Platinum Credit Card is as follows:

      Rs.0-Rs.200 No charge
      Rs.200 - Rs.500 Rs. 100
      Rs.500 - Rs.1000 Rs. 200
      Rs.1000 - Rs.10,000 Rs.500
      > Rs.10,000 Rs. 750
    5. Is there an interest free credit period provided on the card?

      Yes. The card has up to 50 days interest free credit period offer which is applicable only if the outstanding amount from retail purchases made in the previous month has been fully repaid.

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  • Oriental Bank of Commerce SBI Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Easy to hold credit card"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with SBI. In SBI they provide lot of options to the customers. Balance transfer options available with this credit card. Even also they provide reward points and cash backs during my online purchases.There is no hidden charges with SBI.
      Was this review helpful? 0
      , delhi
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      The credit card offers at State Bank of India is average to me. I do not get much of it and there are charges for the card. They could improve on the credit limit as well and there could be more ongoing offers. The statements are on time and it is transparent.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I had taken SBI's credit card 3 years back . They have offered platinum card and I get reward points for it.I have 24/7 helpline number and I have tried using it also.My credit limit is 70,000 which was satisfactory. My overall experience was very good.
      Was this review helpful? 0
      , faridabad
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Benefits are good"
      0.5 5.0/5 "Blown Away!"
      SBI has offered me a credit card and the deals on the card is perfect. The response is good and there are no charges taken for the card. The bank has always been transparent in the process and the credit limit they provide is really good and helpful.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Convenient for shopping and transaction"
      0.5 5.0/5 "Blown Away!"
      SBI takes high interest rate on balance transfer, yearly transaction and also in EMI conversion. But they gave me good feature on card, I could withdraw the money and also with good reward points and cash back. Everything is good but they should reduce the interest rate and charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      I am using SBI Credit card from the last one year of time. Offers are really good one with the SBI Credit card and their customer service is also working in good way. Online payment mode is also good one with them.
      Was this review helpful? 0
      , lucknow
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Good for all transaction"
      0.5 4.5/5 "Excellent!"
      I am having signature credit card of SBI. I could redeem the points into cash. I am keep getting cash back offers in e commerce website like Amazon, Flipkart I am using around six y ears and also they are providing fantastic credit limit I am happy with that.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      State Bank of India has offered me a credit card with a credit limit of 2.5 Lakhs. The offers are also good on the card, there are no hassles when I contact them as well. There are flexible payment features and the online banking is good to make my payments.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Best"
      0.5 3.5/5 "Pretty good"
      I am having the credit card with the SBI cards and am having it from the four to five years of time. I would like to say that the response is good one with them and the credit limit value is also a good one for me with them.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      SBI has also offered me a credit card and the offers on the card is good. The customer support is also easy to reach too and the team sorts out the clarifications. There are no charges and the credit limit is perfect and the statements are also perfect for me.
      Was this review helpful? 0
      , vapi
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      State Bank of India could provide more deals on the credit card. The customer services could be more proactive and the response as well. I do not use the card much and it is a average experience overall. To what I have used it the statements are clear.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 25, 2017
    • SBI Cards Credit Card
      "Fantastic services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with State Bank of India. The customer services are good and the offers are top. There are a lot of benefits on the card and the card transactions are smooth and easy. The rewards are also good and easy to redeem. It is useful.
      Was this review helpful? 0
      , kota
      Reviewed on Sep 24, 2017
    • SBI Cards Credit Card
      "Good deals"
      0.5 5.0/5 "Blown Away!"
      State Bank of India is very good in the credit card services and the bank is doing good in the credit limit and the options they have on my card. There are no technical issues while using the card. The credit limit is also good and there are no charges.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 24, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      Using the Sbi platinum credit card for more than 3years. The customer service is good with SBI credit card department . I am satisfied with the credit limit. There is no annual fee for this card. I use this card for material purchases, online shopping and for other bill payments, and fro ticket booking. The rate of interest is nominal with SBI platinum card .
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 24, 2017
    • SBI Cards Credit Card
      "Perfect in offers"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with State Bank of India. There are excellent options on the card like a balance transfer. There are EMI options and the other customer services are good. Just that the credit limit is low, it is of 24K. The statements are clear.
      Was this review helpful? 0
      , baddi
      Reviewed on Sep 24, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the SBI visa platinum credit card for shopping , online purchases and for other bill payments. The customer service is good with SBI credit card department. I am not satisfied with the credit limit. They need to increase the credit limit in future. The rate of interest and the charges are very high with SBI visa platinum credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 24, 2017
    • SBI Cards Credit Card
      "Excellent benefits"
      0.5 5.0/5 "Blown Away!"
      State Bank of India has a lot of decent offers on the credit card. There is a balance transfer option and it can be done online without having to visit to contact the phone banking. The customer services are also good and there are no charges on my card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 24, 2017
    • SBI Cards Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      SBI credit card is really helpful and their executives of SBI credit is really supportive they have given me good shopping FDD card. SBI credit card provides me a valuable service for me as I got a very good rate of interest and fees and charges. I never ever had any issues with SBI and i like the services of SBI credit card and i can even suggest for my friends and relatives as well.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 24, 2017
    • SBI Cards Credit Card
      "Good and perfect offers "
      0.5 5.0/5 "Blown Away!"
      I also bank with State Bank of India for a credit card and the offers are good. There are a lot of benefits on the card as well. The transactions are easy and I can access my card all over online and offline. There are convenient EMI features which I can choose from.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Sep 24, 2017
    • SBI Cards Credit Card
      "Satisfied"
      0.5 4.0/5 "Great!"
      I am having the SBI credit card and am using it from the last four months of time. I would like to say that the response is very quick and good and the credit limit value is also more than enough for me till now.
      Was this review helpful? 0
      , pune
      Reviewed on Sep 23, 2017
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