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    We found 1 Oriental Bank of Commerce SBI Platinum Credit Card
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    Oriental Bank of Commerce SBI Platinum Credit Card

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    Oriental Bank of Commerce SBI Platinum Credit Card

    Oriental Bank of Commerce SBI Platinum Credit Card is a co-branded credit card, as the name suggests. This is an exclusive credit card offered by State Bank of India and Oriental Bank of Commerce, that offers unique features like five times more reward points on dining, shopping, etc., cashback privileges, and much more.

    Features of Oriental Bank of Commerce SBI Platinum Credit Card:

    • Get instant access to funds, anywhere in the world, with your Oriental Bank of Commerce SBI Platinum Credit Card. With over 10,000 State Bank ATMs and more Visa Atms in India and abroad, there will be no issues with regard to accessibility.
    • Your convenience is assured through the net banking feature that is enabled on the card. You can get:
      • Card statements for the past 12 months, instantly.
      • Track all your credit card transactions using the spends analyser.
      • Block/report loss or theft of the card
      • Place a request for duplicate card statement, etc.
    • Get monthly e-statements to your registered email id.
    • SMS alert facility is also available wherein you are informed about the transactions made on your card through SMS to your registered mobile number.
    • There is no fuel surcharge applicable, if you use this credit card to buy fuel from any fuel station across India and abroad as well for an amount that falls within the range of Rs.500 - Rs.4000.
    • An easy Bill Pay facility is provided along with this credit card, absolutely free of cost. Now you cannot just pay all your utility bills on time, but also earn reward points on the payments made using this facility.
    • Flexipay facility is also enabled wherein you can make large purchases using your card and easily convert them into simple EMIs that can be paid on a monthly basis at an attractive interest rate.
    • You can also transfer the balances on your existing credit cards from other banks and enjoy higher savings through a lower rate of interest offered by the Bank.
    • The easy money facility available on the card offers you the provision of being able to request a bank draft by simply calling the SBI helpline.
    • The card also extends flexible credit facility wherein you can repay your outstanding dues according to your convenience. This extended credit facility helps you plan and manage your repayment options.
    • Book your railway tickets online in quickly and easily, using your Oriental Bank of Commerce SBI Platinum Credit Card. Doorstep delivery is also assured.
    • You can apply for add-on cards for your family members.
    • Get emergency replacement of your card, whether you are in India or abroad, by simply calling the Visa credit card Helpline.

    Benefits of Oriental Bank of Commerce SBI Platinum Credit Card:

    • True Lifestyle benefits:
      • Get 5 times more Cash Points when you use your card for International purchases, buying merchandise from Departmental Stores, and also on dining.
      • For each Rs.100 spent on the card, get up to 10 Cash Points. This is applicable on International purchases, buying merchandise from Departmental Stores, and also on dining. These cash points can be encashed in order to pay the outstanding balance on your Oriental Bank of Commerce platinum Card.
      • Get access to more than 200 Golf Courses around the globe.
    • True Lounge Access: Priority Pass Program is made available to customers and also provides them free access to the Elite Priority Pass program. With these benefits you can enjoy access to more than 600 Super Luxury Lounges in around 300 cities around the world. The Visa Airport Lounge Access Program also gives customer’s access to domestic and international Airport Lounges.
    • True Value Benefits:
      • Get Rs. 3,000 worth of apparel voucher, as a welcome gift.
      • Earn either a completely free of charge Domestic Air Ticket (One Way) or Rs. 3,000 worth of apparel voucher as reward, if you make purchases worth Rs.4 Lakhs annually.
      • If you make purchases worth Rs.5 Lakhs in a year, you can get Rs. 3,000 worth of apparel voucher or a completely free of charge Domestic Air Ticket (One Way), as reward.
      • Get Rs. 3,000 worth of apparel voucher upon renewal of your card. This can be availed if your annual spend is more than Rs.2 Lakhs.
    • True Transparency benefits:
      • Annually you can earn upto 40,000 Cash Points.
      • Complimentary membership is provided through the card for the priority pass program. However, when you visit a Priority Pass member lounge, you will be charged a usage fee of maximum $27 on your SBI Platinum Card.

    Fees and Charges:

    Joining Fee Rs. 2,999
    Annual Fee Rs. 2,999
    Add-on Fee Nil
    Finance charges Upto 3.35% per month
    Cash Advance limit Upto 80% of Credit Limit
    Cheque Pickup Rs. 90
    Statement Retrieval Rs. 100
    Overlimit Charges 2.5% of Overlimit Amount (Min. Rs. 500)
    Card Replacement Rs. 100
    Emergency Card Replacement Whilst Abroad Nil

    Oriental Bank of Commerce SBI Platinum Card FAQs:

    1. Does the card come with a fraud liability cover?

      Yes. The card offers a free credit card fraud liability cover for a sum of up to Rs. 1, 00,000 for any loss on the card for a period of:

      • 48 hours before the loss has been reported
      • 7 days after the loss has been reported
    2. Can I shop online using this card?

      Yes, you can shop online using this card, wherever Visa/Mastercard is accepted. Your transactions online are highly secure since it is verified by Visa and MasterCard secure code.

    3. What is the fuel surcharge waiver applicable on the card?

      There is no fuel surcharge applicable as per the “Fuel Freedom” feature on the card, if you use this credit card to buy fuel from any fuel station across India and abroad as well for an amount that falls within the range of Rs.500 - Rs.4000.

    4. What are the late payment charges applicable on the Oriental Bank of Commerce SBI Platinum Credit Card?

      The late payment charges applicable on the Oriental Bank of Commerce SBI Platinum Credit Card is as follows:

      Rs.0-Rs.200 No charge
      Rs.200 - Rs.500 Rs. 100
      Rs.500 - Rs.1000 Rs. 200
      Rs.1000 - Rs.10,000 Rs.500
      > Rs.10,000 Rs. 750
    5. Is there an interest free credit period provided on the card?

      Yes. The card has up to 50 days interest free credit period offer which is applicable only if the outstanding amount from retail purchases made in the previous month has been fully repaid.

    Oriental Bank of Commerce SBI Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI from last 1.5 years, the credit card services are best when compared to all other credit cards. Offers like reward points are good in this credit card and i use this credit card for general purpose. I am happy with the credit limit in this SBI credit card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 23, 2018
    • SBI Cards Credit Card
      "Waste Credit Card in SBI"
      0.5 1.0/5 "Really Bad"
      I used to try a customer care lots of times. It wont connect at all. They are charing Rs. 500 as annual fee. There is no much offers in this SBI credit card. I have been using this card for 4 years. I used to do online purchase by using this card. They provided me a Rs. 21000 as a credit limit which is very less. They are charging extra if i use more than credit limit. They are charging like over limit usage, Service charges, Low usage charges. I will not recommend this card to anyone.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2018
    • SBI Cards Credit Card
      "EXCELENT"
      0.5 5.0/5 "Blown Away!"
      My overall experience is good. They charge me for late payment fee and it is 3.35%. My reward points is good. Customer service is good and responsive to the customers, Offers i have to check regarding this from my card, I am satisfied with the limit from my card.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2018
    • SBI Cards Credit Card
      "Satisfied"
      0.5 3.0/5 "Satisfactory"
      I have a credit card with SBI from last 5 years, i use this credit card for multipurpose and there was some illegal transaction done on this credit card, it took 6 months for the amount to get refunded. I pay an annual fee of Rs 500 with the credit limit of Rs 70000 in this credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2018
    • SBI Cards Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The state bank credit card service was good and I have got the Sbi Simply Save credit card within 7 days of time, they took time to process the credit card application . The process got delayed. The customer support service and the response need to be improved with the State bank of India.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 3.5/5 "Pretty good"
      SBI provides good services on credit card when compared to all other credit cards. I am using this credit card from last 6 months and i pay an annual fee of Rs 499 for this credit card. Offers like reward points are good with this credit card and i use this credit card for shopping purpose.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      SBI provides good services on credit card when compared to all other credit cards. I am using this credit card from last 11 years and there was no annual fee charged for this credit card. Offers like reward points are good in this credit card and i use net banking for making bill payments.
      Was this review helpful? 0
      , indore
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The service was good from the State bank of India , after the approval I have got the Sbi Simply Save credit card within 10days of time. The customer support service and the response is good from the state bank of India.The credit limit value is good with this card and I am satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Recently I have got the Insta loan from the State bank of India around 8 months ago, and they have disbursed the loan amount within 8days of time. The customer support service and the response is excellent with the State bank of India. There is no need to submit any kind of documents in getting the insta loan with the State bank of India. The rate of interest and the charges are average with the Sbi.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the Sbi Simply Save credit card for the past 2 years. The customer support service and the response is good from the State bank . The credit limit value is good with this card and I am satisfied with it, it would be good if they can increase the credit limit value in future.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I hold a credit card with SBI from last 8 months, there was no annual fee charged at the time of getting this credit card. I am happy with the credit card services provided by this bank. I get good offers on this credit card and i am satisfied with the credit limit in this credit card.
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "No Hassles"
      0.5 5.0/5 "Blown Away!"
      State Bank of India is good in the credit card services. I get a lot of good benefits and the credit card limit is also satisfactory. I can access my card online and offline and there has been no issues. The transactions are smooth and the statements are also clear.
      Was this review helpful? 0
      , darbhanga
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the SBI Simply save credit card for the past 7months. The customer support service and the response is good from the state bank of India. The credit limit value is good with this card and I am satisfied with it.It would be great if they can increase the credit limit value.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding this card for the past six months, the services had been very good so far. There has not been any problems faced from their side so far in banking or using the card. The credit limit has been a little low, and i am expecting an increase in the near future. There has been good reward points for fuel purchases and i have also been using the card for shopping as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The credit card service was good from the State bank of India and i have got the Fbb Sbi platinum credit card within 5 days of time. The customer support service and the response is good from the State bank and I am satisfied with the credit limit value.
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the SBI Visa Credit card for a while. They offered me a very good limit , Limit is more than 3 lacs. I Make payments online. There were no problems at all with their services. This card is very useful for all my monthly transactions.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      The state bank sends the credit card statements on time and I use the Sbi Simply Save credit card for more than 6years. The customer support service and the response is good from the State bank . The credit limit value is very low with this card and I am not satisfied with it.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I've been using the SBI Prime Credit card for almost a 1 Month. The limit they offered is good . I use this card for shopping and all other day to to day transactions. I never faced any problems with the card and their services.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the SBI Simply Save card for the past 1.5 years. The Benefits of are good. The limit is just okay but not what I expected. Their service is very good and I never had any issues with the card and their services. Overall it is a good card to use.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Good Card to Use"
      0.5 5.0/5 "Blown Away!"
      They have provided me a credit limit of Rs. 16000. I always get a good response from SBI I have called to customer care for billing issue. They given me a prompt response. There was very less time to reach the customer care executive. They will provide Credit limit and it is purely based on the salary.
      Was this review helpful? 0
      , chennai
      Reviewed on May 21, 2018
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