Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • loading

    We found 1 Oriental Bank of Commerce SBI Platinum Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    2999
    Response Time Within 30 minutes
    What you'll love
    Documents
    You'll also love
    Fee Details

    Oriental Bank of Commerce SBI Platinum Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    Oriental Bank of Commerce SBI Platinum Credit Card is a co-branded credit card, as the name suggests. This is an exclusive credit card offered by State Bank of India and Oriental Bank of Commerce, that offers unique features like five times more reward points on dining, shopping, etc., cashback privileges, and much more.

    Features of Oriental Bank of Commerce SBI Platinum Credit Card:

    • Get instant access to funds, anywhere in the world, with your Oriental Bank of Commerce SBI Platinum Credit Card. With over 10,000 State Bank ATMs and more Visa Atms in India and abroad, there will be no issues with regard to accessibility.
    • Your convenience is assured through the net banking feature that is enabled on the card. You can get:
      • Card statements for the past 12 months, instantly.
      • Track all your credit card transactions using the spends analyser.
      • Block/report loss or theft of the card
      • Place a request for duplicate card statement, etc.
    • Get monthly e-statements to your registered email id.
    • SMS alert facility is also available wherein you are informed about the transactions made on your card through SMS to your registered mobile number.
    • There is no fuel surcharge applicable, if you use this credit card to buy fuel from any fuel station across India and abroad as well for an amount that falls within the range of Rs.500 - Rs.4000.
    • An easy Bill Pay facility is provided along with this credit card, absolutely free of cost. Now you cannot just pay all your utility bills on time, but also earn reward points on the payments made using this facility.
    • Flexipay facility is also enabled wherein you can make large purchases using your card and easily convert them into simple EMIs that can be paid on a monthly basis at an attractive interest rate.
    • You can also transfer the balances on your existing credit cards from other banks and enjoy higher savings through a lower rate of interest offered by the Bank.
    • The easy money facility available on the card offers you the provision of being able to request a bank draft by simply calling the SBI helpline.
    • The card also extends flexible credit facility wherein you can repay your outstanding dues according to your convenience. This extended credit facility helps you plan and manage your repayment options.
    • Book your railway tickets online in quickly and easily, using your Oriental Bank of Commerce SBI Platinum Credit Card. Doorstep delivery is also assured.
    • You can apply for add-on cards for your family members.
    • Get emergency replacement of your card, whether you are in India or abroad, by simply calling the Visa credit card Helpline.

    Benefits of Oriental Bank of Commerce SBI Platinum Credit Card:

    • True Lifestyle benefits:
      • Get 5 times more Cash Points when you use your card for International purchases, buying merchandise from Departmental Stores, and also on dining.
      • For each Rs.100 spent on the card, get up to 10 Cash Points. This is applicable on International purchases, buying merchandise from Departmental Stores, and also on dining. These cash points can be encashed in order to pay the outstanding balance on your Oriental Bank of Commerce platinum Card.
      • Get access to more than 200 Golf Courses around the globe.
    • True Lounge Access: Priority Pass Program is made available to customers and also provides them free access to the Elite Priority Pass program. With these benefits you can enjoy access to more than 600 Super Luxury Lounges in around 300 cities around the world. The Visa Airport Lounge Access Program also gives customer’s access to domestic and international Airport Lounges.
    • True Value Benefits:
      • Get Rs. 3,000 worth of apparel voucher, as a welcome gift.
      • Earn either a completely free of charge Domestic Air Ticket (One Way) or Rs. 3,000 worth of apparel voucher as reward, if you make purchases worth Rs.4 Lakhs annually.
      • If you make purchases worth Rs.5 Lakhs in a year, you can get Rs. 3,000 worth of apparel voucher or a completely free of charge Domestic Air Ticket (One Way), as reward.
      • Get Rs. 3,000 worth of apparel voucher upon renewal of your card. This can be availed if your annual spend is more than Rs.2 Lakhs.
    • True Transparency benefits:
      • Annually you can earn upto 40,000 Cash Points.
      • Complimentary membership is provided through the card for the priority pass program. However, when you visit a Priority Pass member lounge, you will be charged a usage fee of maximum $27 on your SBI Platinum Card.

    Fees and Charges:

    Joining Fee Rs. 2,999
    Annual Fee Rs. 2,999
    Add-on Fee Nil
    Finance charges Upto 3.35% per month
    Cash Advance limit Upto 80% of Credit Limit
    Cheque Pickup Rs. 90
    Statement Retrieval Rs. 100
    Overlimit Charges 2.5% of Overlimit Amount (Min. Rs. 500)
    Card Replacement Rs. 100
    Emergency Card Replacement Whilst Abroad Nil

    Oriental Bank of Commerce SBI Platinum Card FAQs:

    1. Does the card come with a fraud liability cover?

      Yes. The card offers a free credit card fraud liability cover for a sum of up to Rs. 1, 00,000 for any loss on the card for a period of:

      • 48 hours before the loss has been reported
      • 7 days after the loss has been reported
    2. Can I shop online using this card?

      Yes, you can shop online using this card, wherever Visa/Mastercard is accepted. Your transactions online are highly secure since it is verified by Visa and MasterCard secure code.

    3. What is the fuel surcharge waiver applicable on the card?

      There is no fuel surcharge applicable as per the “Fuel Freedom” feature on the card, if you use this credit card to buy fuel from any fuel station across India and abroad as well for an amount that falls within the range of Rs.500 - Rs.4000.

    4. What are the late payment charges applicable on the Oriental Bank of Commerce SBI Platinum Credit Card?

      The late payment charges applicable on the Oriental Bank of Commerce SBI Platinum Credit Card is as follows:

      Rs.0-Rs.200 No charge
      Rs.200 - Rs.500 Rs. 100
      Rs.500 - Rs.1000 Rs. 200
      Rs.1000 - Rs.10,000 Rs.500
      > Rs.10,000 Rs. 750
    5. Is there an interest free credit period provided on the card?

      Yes. The card has up to 50 days interest free credit period offer which is applicable only if the outstanding amount from retail purchases made in the previous month has been fully repaid.

     Loading your search... Loading your search...
  • Oriental Bank of Commerce SBI Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Good To Use"
      0.5 5.0/5 "Blown Away!"
      I availed credit card from State bank of India. The bank offered chargeable card along with the good credit limit. Even I am getting reward points and cash back offers on my card. There was no issues with the bank for the card which I hold. Overall service is good.
      Was this review helpful? 0
      , ankleshwar
      Reviewed on Jul 13, 2017
    • SBI Cards Credit Card
      "Convenient to use"
      0.5 5.0/5 "Blown Away!"
      I hold chargeable credit card with State bank of India. The annual fee is around 499 I believe. I am happy with the credit limit offered by the bank. Also they are giving reward points and cash back offers on my card. So it is very much comfortable to use.
      Was this review helpful? 1
      , bhopal
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      SBI credit card has all kind of benefits, good to get an card which is helpful and highly beneficial. SBI credit card is high in reward points, the credit limit they have offered is very best 1.5 lakhs and its chargeable card of 500 and the card is really good for all kinds of needs.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "Convenient Credit Card"
      0.5 4.0/5 "Great!"
      I have IRCTC credit card from SBI, I didn't get any offers from them in term of reward points or cash backs. But the Credit limit offered by them is very much satisfactory. SBI IVR system is not upto the mark, I can't reach the executives immediately to resolve my queries.
      Was this review helpful? 0
      , chennai
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "Good to Use"
      0.5 4.0/5 "Great!"
      For the past one year, I am using SBI cards. The one I hold with SBI is a life time free card. The credit limit is pretty good and I do not have any issues with the bank for the credit card. I am more comfortable with the card and the services are pretty good.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "Good to Use"
      0.5 5.0/5 "Blown Away!"
      State bank of India offered life time free credit card. I do have savings account with the same bank. The bank is good in customer service and response. I am more comfortable with the bank and I do not have any problem with the bank for the card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jul 12, 2017
    • SBI Cards Credit Card
      "The best on credit card"
      0.5 5.0/5 "Blown Away!"
      SBI has offered me a Master Credit card and I paid a joining fee of 499. There are annual charges of 499 as well. But I get a lot of cash back offers. If I spend Rs. 1000 online for shopping, I would get back a10% as cash back. There is a cash back on groceries too. For every 100 spent, I would get 4 points and I can redeem those points to pay my bill. The credit limit is good and there are other benefits like a loan on card, balance transfer and the EMI options too.
      Was this review helpful? 1
      , navi mumbai
      Reviewed on Jul 11, 2017
    • SBI Cards Credit Card
      "Good to use"
      0.5 4.0/5 "Great!"
      State bank of India offered a life time free credit card for me. I already holding savings account with the bank. The credit limit is quite good and I do not have any issues with the bank for the credit card. I am getting reward points and cash back offers on the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 11, 2017
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am holding a SBI platinum credit card for more than a year. The customer service and the response was good with SBI. This card has good benefits, but I never utilized the benefits. The rate of interest is high when compared with others. I am not happy about the credit limit, still they can increase the credit limit in future. I am happy to use this platinum card with SBI.
      Was this review helpful? 2
      , bangalore
      Reviewed on Jul 11, 2017
    • SBI Cards Credit Card
      "King in collecting interest rate"
      0.5 1.0/5 "Really Bad"
      I was offered a credit limit of Rs.79,000 on my SBI credit card its pretty good to use, but I am not fine with their service. If I have any queries related to the credit card I have to call their customer service, even if I call them I dont get any kind of response from them either. Interest rate was also very high for all transactions and they won't give clear information about the charges too.
      Was this review helpful? 1
      , visakhapatnam
      Reviewed on Jul 11, 2017
    • SBI Cards Credit Card
      "They should reduce the annual charges"
      0.5 4.0/5 "Great!"
      SBI given good credit limit with flexi pay option. I could convert the purchase amount into an EMI and also with balance transfer option. Other than that SBI giving good reward points for all transaction, One draw back on my SBI credit card, they are charging around 35% per annum as the interest rate on the outstanding principle amount.
      Was this review helpful? 1
      , chennai
      Reviewed on Jul 10, 2017
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I am having platinum card with Sbi for past 2 years. This card is used to purchases, grocery and fuel purposes. I am happy with the credit limit with this platinum card. The customer service and the response is good. The rate of interest with this card is average. I am satisfied to use this platinum card of SBI.
      Was this review helpful? 1
      , bangalore
      Reviewed on Jul 10, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      The credit card at SBI bank has a good network as I can use the card everywhere. I have not had any issues till date. The offers are excellent on the card and I am also happy with the credit card limit. I have just opted this card ans since Iam a TATA employee they have offered me this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 10, 2017
    • SBI Cards Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I was given a simple save card by State Bank of India. They provide good offers and they are awesome in terms of customer service. The response is really good from the bank whenever I reach them the credit limit they have offered is 50000 rupees and annual charge of this card is 500/-
      Was this review helpful? 0
      , bangalore
      Reviewed on Jul 09, 2017
    • SBI Cards Credit Card
      "Very Good service"
      0.5 4.0/5 "Great!"
      I am satisfied with the overall service with the State bank of India Credit card i am using this service for about a year now and I get normal benefits and reward points, the credit limit they have offered is 48000 rupees and its a life time free card
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Jul 09, 2017
    • SBI Cards Credit Card
      "Should be more transparent"
      0.5 1.0/5 "Really Bad"
      Earlier I got a call from Tata Company, They said they would be giving Tata SBI card with a very low processing fee of Rs.99. Even the card got dispatch but I was not available in my home. Hence the card got returned, after 15 days I got message and statement they charged Rs.510. Without getting that card I got two months bill of Rs.1200, If I call they were not responding well, but I got mail confirmation stating that my card has been blocked.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Jul 07, 2017
    • SBI Cards Credit Card
      "Good to use"
      0.5 3.0/5 "Satisfactory"
      State bank of India is providing a good service for credit cards. I use SBI cards for long time but the credit limit is not satisfactory because it is low. But I am getting reward points and cash back offers on the card. I never checked about the point redemption.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Jul 07, 2017
    • SBI Cards Credit Card
      "Trustable Bank"
      0.5 5.0/5 "Blown Away!"
      I believe SBI because it a Indian bank, therefore I have opened saving account with them. It a trusted bank, previously it was not that much good but currently they are progressing many features , I am using SBI buddy mobile app it is good, I could do everything through online and it is very much user friendly.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 07, 2017
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I prefer the credit card from State Bank of India, because they have decent offers. They provide free gift vouchers worth 3K and there are other good deals. The credit limit is a bit low, but the card is accessible all over. There is a annual fee for the card.
      Was this review helpful? 3
      , bangalore
      Reviewed on Jul 07, 2017
    • SBI Cards Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      It is a average experience wit State bank of India. After me submitting my details to the bank, they took a month to execute it. It has not been a very satisfactory process for me for the credit card. The deals on the card may be good, but they need to work on the customer services.
      Was this review helpful? 1
      , mumbai
      Reviewed on Jul 07, 2017
    Common Loader Icon
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.