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    We found 1 Oriental Bank of Commerce SBI Platinum Credit Card
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    Oriental Bank of Commerce SBI Platinum Credit Card
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    Oriental Bank of Commerce SBI Platinum Credit Card

    Oriental Bank of Commerce SBI Platinum Credit Card is a co-branded credit card, as the name suggests. This is an exclusive credit card offered by State Bank of India and Oriental Bank of Commerce, that offers unique features like five times more reward points on dining, shopping, etc., cashback privileges, and much more.

    Features of Oriental Bank of Commerce SBI Platinum Credit Card:

    • Get instant access to funds, anywhere in the world, with your Oriental Bank of Commerce SBI Platinum Credit Card. With over 10,000 State Bank ATMs and more Visa Atms in India and abroad, there will be no issues with regard to accessibility.
    • Your convenience is assured through the net banking feature that is enabled on the card. You can get:
      • Card statements for the past 12 months, instantly.
      • Track all your credit card transactions using the spends analyser.
      • Block/report loss or theft of the card
      • Place a request for duplicate card statement, etc.
    • Get monthly e-statements to your registered email id.
    • SMS alert facility is also available wherein you are informed about the transactions made on your card through SMS to your registered mobile number.
    • There is no fuel surcharge applicable, if you use this credit card to buy fuel from any fuel station across India and abroad as well for an amount that falls within the range of Rs.500 - Rs.4000.
    • An easy Bill Pay facility is provided along with this credit card, absolutely free of cost. Now you cannot just pay all your utility bills on time, but also earn reward points on the payments made using this facility.
    • Flexipay facility is also enabled wherein you can make large purchases using your card and easily convert them into simple EMIs that can be paid on a monthly basis at an attractive interest rate.
    • You can also transfer the balances on your existing credit cards from other banks and enjoy higher savings through a lower rate of interest offered by the Bank.
    • The easy money facility available on the card offers you the provision of being able to request a bank draft by simply calling the SBI helpline.
    • The card also extends flexible credit facility wherein you can repay your outstanding dues according to your convenience. This extended credit facility helps you plan and manage your repayment options.
    • Book your railway tickets online in quickly and easily, using your Oriental Bank of Commerce SBI Platinum Credit Card. Doorstep delivery is also assured.
    • You can apply for add-on cards for your family members.
    • Get emergency replacement of your card, whether you are in India or abroad, by simply calling the Visa credit card Helpline.

    Benefits of Oriental Bank of Commerce SBI Platinum Credit Card:

    • True Lifestyle benefits:
      • Get 5 times more Cash Points when you use your card for International purchases, buying merchandise from Departmental Stores, and also on dining.
      • For each Rs.100 spent on the card, get up to 10 Cash Points. This is applicable on International purchases, buying merchandise from Departmental Stores, and also on dining. These cash points can be encashed in order to pay the outstanding balance on your Oriental Bank of Commerce platinum Card.
      • Get access to more than 200 Golf Courses around the globe.
    • True Lounge Access: Priority Pass Program is made available to customers and also provides them free access to the Elite Priority Pass program. With these benefits you can enjoy access to more than 600 Super Luxury Lounges in around 300 cities around the world. The Visa Airport Lounge Access Program also gives customer’s access to domestic and international Airport Lounges.
    • True Value Benefits:
      • Get Rs. 3,000 worth of apparel voucher, as a welcome gift.
      • Earn either a completely free of charge Domestic Air Ticket (One Way) or Rs. 3,000 worth of apparel voucher as reward, if you make purchases worth Rs.4 Lakhs annually.
      • If you make purchases worth Rs.5 Lakhs in a year, you can get Rs. 3,000 worth of apparel voucher or a completely free of charge Domestic Air Ticket (One Way), as reward.
      • Get Rs. 3,000 worth of apparel voucher upon renewal of your card. This can be availed if your annual spend is more than Rs.2 Lakhs.
    • True Transparency benefits:
      • Annually you can earn upto 40,000 Cash Points.
      • Complimentary membership is provided through the card for the priority pass program. However, when you visit a Priority Pass member lounge, you will be charged a usage fee of maximum $27 on your SBI Platinum Card.

    Fees and Charges:

    Joining Fee Rs. 2,999
    Annual Fee Rs. 2,999
    Add-on Fee Nil
    Finance charges Upto 3.35% per month
    Cash Advance limit Upto 80% of Credit Limit
    Cheque Pickup Rs. 90
    Statement Retrieval Rs. 100
    Overlimit Charges 2.5% of Overlimit Amount (Min. Rs. 500)
    Card Replacement Rs. 100
    Emergency Card Replacement Whilst Abroad Nil

    Oriental Bank of Commerce SBI Platinum Card FAQs:

    1. Does the card come with a fraud liability cover?

      Yes. The card offers a free credit card fraud liability cover for a sum of up to Rs. 1, 00,000 for any loss on the card for a period of:

      • 48 hours before the loss has been reported
      • 7 days after the loss has been reported
    2. Can I shop online using this card?

      Yes, you can shop online using this card, wherever Visa/Mastercard is accepted. Your transactions online are highly secure since it is verified by Visa and MasterCard secure code.

    3. What is the fuel surcharge waiver applicable on the card?

      There is no fuel surcharge applicable as per the “Fuel Freedom” feature on the card, if you use this credit card to buy fuel from any fuel station across India and abroad as well for an amount that falls within the range of Rs.500 - Rs.4000.

    4. What are the late payment charges applicable on the Oriental Bank of Commerce SBI Platinum Credit Card?

      The late payment charges applicable on the Oriental Bank of Commerce SBI Platinum Credit Card is as follows:

      Rs.0-Rs.200 No charge
      Rs.200 - Rs.500 Rs. 100
      Rs.500 - Rs.1000 Rs. 200
      Rs.1000 - Rs.10,000 Rs.500
      > Rs.10,000 Rs. 750
    5. Is there an interest free credit period provided on the card?

      Yes. The card has up to 50 days interest free credit period offer which is applicable only if the outstanding amount from retail purchases made in the previous month has been fully repaid.

    Oriental Bank of Commerce SBI Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      I also bank with State Bank of India for a credit card. There are regular offers and I am informed about the same. The customer services are good and there are no hassles when I approach the bank. The credit limit is also to my satisfaction. Overall no issues.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      SBI is overall good and the credit limit is also to my satisfaction. The credit card has good features and benefits. The card is accepted all over and the transactions are smooth. The statements are clear and billing cycle is normal too. In all no issues.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI with a limit of 48000. I am not happy with my limit. I have received reward points, but not have received any cash back. I have done an EMI conversion with zero interest. The customer service and response is good with SBI.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      It was a very good experience with State Bank of India and the customer services are good. I have taken a credit card from them and there were no hassles in the process. I am satisfied with the offers and the credit limit. There were no hassles overall.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am having the State Bank of India credit card from the 1.3 years of time. Customer service is very good and the response is fine one for me with them. I have felt that the credit limit value is good one with them like its around 1 lakh Rupees.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Better"
      0.5 3.0/5 "Satisfactory"
      Customer service is okay one with the State Bank of India credit card and the response is fine one with them. I would like to say that the online portal is really easy to access. Response is better one for me with the State bank of India.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Customer service with the State Bank of India credit card is very good and the response is fine one for me with them. Every time , I got the satisfied result from the State Bank of India credit card. Annual charges were on higher end.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      Customer service is good one with the State Bank of India credit card and the offers with them were really really good too. Benefits are better one for me with the State Bank of India. Online portal of the State Bank of India is really good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Not satisfied with the limit"
      0.5 2.0/5 "Expected more"
      I hold a credit card with SBI with a limit of 69000. i am not satisfied with my limit. I have done some purchases using the card. I have received the cash back but have not received any cash back. The annual charge is 499. Mobile banking so many options are not working,
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      The charges are on the average side at SBI for the credit card. The customer services are good and there are the regular offers on the card. There are no hassles in the process and the billing cycle is also satisfactory. In all the statements are clear and on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      My credit card is with State Bank of India. They also provide a good credit limit. It is the highest limit and I am happy to use the card as it is accepted all over. There are offers on the card and the customer services and response is good. The statements and billing cycle is also normal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good. Can reduce ROI"
      0.5 3.0/5 "Satisfactory"
      The services are good at State Bank of India for the credit card. There are no much of offers and there is a facility for EMI. The rate of interest is higher when compared to Axis bank. The credit limit is okay. It would be better if the interest rate is reduced. Else overall good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good Credit Card"
      0.5 5.0/5 "Blown Away!"
      SBI credit card experience is good, they are good in service. They have very good EMI conversion option, I done few transaction like clothing, petrol and shopping transaction, Recently I purchased clothing in Saravana store, then I converted the amount into an EMI with normal charges.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I have got the SBI SIMPLY SAVE CARD within 20 days of time. The customer support service and the response was good with the state bank of India. The credit limit value is low wit this card , but I am satisfied using this SBI SIMPLY SAVE CREDIT CARD .
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Good for all Shopping"
      0.5 4.0/5 "Great!"
      I am very much okay with SBI card, I have been using past three months compared to other card its best. It has lot of offer railway booking, flight booking, amazon and other e commerce site. Recently I done some shopping through amazon got cash back upto Rs. 500 for Rs. 5000 spend.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      Whenever I need any help, they are immediately responding on my queries. I have SBI platinum card it has yearly charges around Rs.2300, they are providing voucher for the yearly fee. But the redemption option is very difficult in SBI website. The platform should be user friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The time taken by the state bank of India to disburse the credit card was more than a month. The customer support need to be quick and fast from the state bank of India. The credit limit value is high with this card and I would say I am satisfied with the credit limit value.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Good experience"
      0.5 4.0/5 "Great!"
      I bank with State Bank of India and the credit limit is not much. But the bank provides rewards and offers and the services are good. There are gift vouchers provided too. The response is good and there are no hassles to bank with them. The credit card can also be accessed every where.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      I have got the quick response from the State bank of India in regards to my credit card application. The follow up part is very good with the SBI and I have the SBI PRIME CREDIT CARD within the promised time. The credit limit value is very average with this card , still I am satisfied with the limit value.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Need to be clear in the process"
      0.5 4.0/5 "Great!"
      SBI sent me a Air India platinum credit card. The main reason I wanted this card is because I wanted to redeem the points I earn for a one way air ticket fare. But I did not get the same card I needed so I returned it back. I was not told that I need to have ten thousand points to get a waive off on one way fare.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 16, 2018
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