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    Oriental Bank of Commerce SBI Platinum Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    2999
    Response Time Within 30 minutes

    Oriental Bank of Commerce SBI Platinum Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    Oriental Bank of Commerce SBI Platinum Credit Card is a co-branded credit card, as the name suggests. This is an exclusive credit card offered by State Bank of India and Oriental Bank of Commerce, that offers unique features like five times more reward points on dining, shopping, etc., cashback privileges, and much more.

    Features of Oriental Bank of Commerce SBI Platinum Credit Card:

    • Get instant access to funds, anywhere in the world, with your Oriental Bank of Commerce SBI Platinum Credit Card. With over 10,000 State Bank ATMs and more Visa Atms in India and abroad, there will be no issues with regard to accessibility.
    • Your convenience is assured through the net banking feature that is enabled on the card. You can get:
      • Card statements for the past 12 months, instantly.
      • Track all your credit card transactions using the spends analyser.
      • Block/report loss or theft of the card
      • Place a request for duplicate card statement, etc.
    • Get monthly e-statements to your registered email id.
    • SMS alert facility is also available wherein you are informed about the transactions made on your card through SMS to your registered mobile number.
    • There is no fuel surcharge applicable, if you use this credit card to buy fuel from any fuel station across India and abroad as well for an amount that falls within the range of Rs.500 - Rs.4000.
    • An easy Bill Pay facility is provided along with this credit card, absolutely free of cost. Now you cannot just pay all your utility bills on time, but also earn reward points on the payments made using this facility.
    • Flexipay facility is also enabled wherein you can make large purchases using your card and easily convert them into simple EMIs that can be paid on a monthly basis at an attractive interest rate.
    • You can also transfer the balances on your existing credit cards from other banks and enjoy higher savings through a lower rate of interest offered by the Bank.
    • The easy money facility available on the card offers you the provision of being able to request a bank draft by simply calling the SBI helpline.
    • The card also extends flexible credit facility wherein you can repay your outstanding dues according to your convenience. This extended credit facility helps you plan and manage your repayment options.
    • Book your railway tickets online in quickly and easily, using your Oriental Bank of Commerce SBI Platinum Credit Card. Doorstep delivery is also assured.
    • You can apply for add-on cards for your family members.
    • Get emergency replacement of your card, whether you are in India or abroad, by simply calling the Visa credit card Helpline.

    Benefits of Oriental Bank of Commerce SBI Platinum Credit Card:

    • True Lifestyle benefits:
      • Get 5 times more Cash Points when you use your card for International purchases, buying merchandise from Departmental Stores, and also on dining.
      • For each Rs.100 spent on the card, get up to 10 Cash Points. This is applicable on International purchases, buying merchandise from Departmental Stores, and also on dining. These cash points can be encashed in order to pay the outstanding balance on your Oriental Bank of Commerce platinum Card.
      • Get access to more than 200 Golf Courses around the globe.
    • True Lounge Access: Priority Pass Program is made available to customers and also provides them free access to the Elite Priority Pass program. With these benefits you can enjoy access to more than 600 Super Luxury Lounges in around 300 cities around the world. The Visa Airport Lounge Access Program also gives customer’s access to domestic and international Airport Lounges.
    • True Value Benefits:
      • Get Rs. 3,000 worth of apparel voucher, as a welcome gift.
      • Earn either a completely free of charge Domestic Air Ticket (One Way) or Rs. 3,000 worth of apparel voucher as reward, if you make purchases worth Rs.4 Lakhs annually.
      • If you make purchases worth Rs.5 Lakhs in a year, you can get Rs. 3,000 worth of apparel voucher or a completely free of charge Domestic Air Ticket (One Way), as reward.
      • Get Rs. 3,000 worth of apparel voucher upon renewal of your card. This can be availed if your annual spend is more than Rs.2 Lakhs.
    • True Transparency benefits:
      • Annually you can earn upto 40,000 Cash Points.
      • Complimentary membership is provided through the card for the priority pass program. However, when you visit a Priority Pass member lounge, you will be charged a usage fee of maximum $27 on your SBI Platinum Card.

    Fees and Charges:

    Joining Fee Rs. 2,999
    Annual Fee Rs. 2,999
    Add-on Fee Nil
    Finance charges Upto 3.35% per month
    Cash Advance limit Upto 80% of Credit Limit
    Cheque Pickup Rs. 90
    Statement Retrieval Rs. 100
    Overlimit Charges 2.5% of Overlimit Amount (Min. Rs. 500)
    Card Replacement Rs. 100
    Emergency Card Replacement Whilst Abroad Nil

    Oriental Bank of Commerce SBI Platinum Card FAQs:

    1. Does the card come with a fraud liability cover?

      Yes. The card offers a free credit card fraud liability cover for a sum of up to Rs. 1, 00,000 for any loss on the card for a period of:

      • 48 hours before the loss has been reported
      • 7 days after the loss has been reported
    2. Can I shop online using this card?

      Yes, you can shop online using this card, wherever Visa/Mastercard is accepted. Your transactions online are highly secure since it is verified by Visa and MasterCard secure code.

    3. What is the fuel surcharge waiver applicable on the card?

      There is no fuel surcharge applicable as per the “Fuel Freedom” feature on the card, if you use this credit card to buy fuel from any fuel station across India and abroad as well for an amount that falls within the range of Rs.500 - Rs.4000.

    4. What are the late payment charges applicable on the Oriental Bank of Commerce SBI Platinum Credit Card?

      The late payment charges applicable on the Oriental Bank of Commerce SBI Platinum Credit Card is as follows:

      Rs.0-Rs.200 No charge
      Rs.200 - Rs.500 Rs. 100
      Rs.500 - Rs.1000 Rs. 200
      Rs.1000 - Rs.10,000 Rs.500
      > Rs.10,000 Rs. 750
    5. Is there an interest free credit period provided on the card?

      Yes. The card has up to 50 days interest free credit period offer which is applicable only if the outstanding amount from retail purchases made in the previous month has been fully repaid.

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