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  • OBC Swarojgar Credit Card

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    OBC Swarojgar Credit Card Scheme is introduced by the Oriental Bank of Commerce. This credit card is offered to micro entrepreneurs and small artisans with a provision for composite loan against the card. The finance provided by the Bank can be used for the purpose of purchase of raw materials, equipment, etc.

    Benefits of OBC Swarojgar Credit Card Scheme:

    • Amount of Loan:

      The maximum loan quantum that is offered to eligible micro entrepreneurs and small artisans (against their credit card) under this scheme is Rs.25000.

    • Loan Margin:

      There is no loan margin applicable against the term loan availed under the OBC Swarojgar Credit Card scheme.


    • Security:

      The security that has to be pledged in the Bank in order to avail credit is the hypothecation of assets acquired using the finance provided by Oriental Bank of Commerce.

    • Repayment:

      The maximum repayment tenure that is extended to borrowers by the Bank is 5 years.

    Eligibility Criteria:

    Only micro entrepreneurs, handloom weavers and small artisans, etc. are eligible to avail the OBC Swarojgar Credit Card Scheme.

    OBC Swarojgar Credit Card FAQs:

    1. Where can I apply for the OBC Swarojgar Credit Card Scheme?

      You can apply for the OBC Swarojgar Credit Card Scheme from any branch of Oriental Bank of Commerce across India.

    2. Who should I contact for further queries related to this credit card?

      For further queries related to the OBC Swarojgar Credit Card Scheme you can directly get in touch with any branch of Oriental Bank of Commerce or contact the helpline number provided in the bank’s website.

    3. What is the current Base Rate applied on loans and advances by the Bank?

      The current base rate applied on loans and other credit is 9.70%.

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