Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Lakshmi Vilas Bank Credit Card PIN Generation

    When your credit card application is approved by Lakshmi Vilas Bank, the bank sends the credit card to your registered address along with other details that include the credit card PIN.

    Lakshmi Vilas Bank will send you the PIN via email to your registered mailing address or through SMS as an OTP (One-Time Password). To carry out online transactions via your credit card, it is a must to generate your PIN in order.

    How to Activate Lakshmi Vilas Bank Credit Card PIN

    Your Lakshmi Vilas Bank credit card is only activated when you generate the PIN. This PIN can be generated either at an ATM or by using it for an online transaction. You can generate the PIN by calling the customer care of the bank as well.

    Methods to Generate Lakshmi Vilas Bank Credit Card PIN

    • Use it at a Lakshmi Vilas Bank ATM
    • PhoneBanking

    Generating PIN at an ATM

    You can visit your nearest Lakshmi Vilas Bank ATM and generate your credit card PIN after you have received an OTP. The bank sends you an OTP-based PIN when the credit card is issued.

    Here’s what you need to do, to generate the Lakshmi Vilas Bank Credit Card PIN at an ATM:

    • Insert the Lakshmi Vilas Bank credit card in the machine.
    • Select the preference of language.
    • Choose the 'Forgot/Generate new ATM PIN’ option.
    • Click the ‘using OTP' option.
    • When asked, add your mobile number.
    • Enter the OTP sent to your mobile.
    • Add a 4-digit PIN of your choice.
    • Once done, re-type the PIN and click 'Submit'.

    Via Phone Banking

    You can also generate your Lakshmi Vilas Bank PIN by contacting the Lakshmi Vilas Bank credit card customer care. You can call the customer care at 1800 425 2233 and request to change your credit card PIN.

    How to Change Your Lakshmi Vilas Bank Credit Card PIN

    In case you wish to change your Lakshmi Vilas Bank Credit Card PIN, you can opt for either of the following ways:

    • ATM

    Changing Lakshmi Vilas Bank Credit Card PIN at an ATM

    • Insert your credit card in the machine.
    • Choose the language.
    • Enter the existing credit card PIN.
    • Click on the option of 'Change PIN'.
    • Once done, an OTP will be sent to your registered mobile number.
    • Enter the OTP on the screen.
    • Add a 4-digit PIN of your choice.
    • Re-type the PIN to confirm and click on 'Submit'.

    Once done, the new PIN will be effective immediately.

    FAQs on Lakshmi Vilas Bank Credit Card PIN Generation

    1. Will I receive a new PIN for a re-issued or renewed credit card?

      No, you can use the same PIN in case of a re-issue of your credit card.

    2. What can I do if I see any unauthorised activity on the credit card?

      If you notice any unauthorised activity on your credit card, it is important that you immediately inform the customer care of Lakshmi Vilas Bank.

    3. Will I be able to use the same PIN for the add-on credit cards?

      Yes, you can use the same PIN for the primary and add-on credit cards.

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