When your credit card application is approved by Lakshmi Vilas Bank, the bank sends the credit card to your registered address along with other details that include the credit card PIN.
Lakshmi Vilas Bank will send you the PIN via email to your registered mailing address or through SMS as an OTP (One-Time Password). To carry out online transactions via your credit card, it is a must to generate your PIN in order.
Your Lakshmi Vilas Bank credit card is only activated when you generate the PIN. This PIN can be generated either at an ATM or by using it for an online transaction. You can generate the PIN by calling the customer care of the bank as well.
You can visit your nearest Lakshmi Vilas Bank ATM and generate your credit card PIN after you have received an OTP. The bank sends you an OTP-based PIN when the credit card is issued.
Here’s what you need to do, to generate the Lakshmi Vilas Bank Credit Card PIN at an ATM:
You can also generate your Lakshmi Vilas Bank PIN by contacting the Lakshmi Vilas Bank credit card customer care. You can call the customer care at 1800 425 2233 and request to change your credit card PIN.
In case you wish to change your Lakshmi Vilas Bank Credit Card PIN, you can opt for either of the following ways:
Once done, the new PIN will be effective immediately.
No, you can use the same PIN in case of a re-issue of your credit card.
If you notice any unauthorised activity on your credit card, it is important that you immediately inform the customer care of Lakshmi Vilas Bank.
Yes, you can use the same PIN for the primary and add-on credit cards.
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