Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Kotak Bank PVR Platinum Credit Card

    With no joining fee and an annual fee of just Rs.999, the Kotak Bank PVR Platinum credit card offers you with a wide range of benefits including discounts and cashback offers on movie ticket purchases. The card comes with an interest rate of 40.8% per annum which is around 3.4% per month.
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    Key Highlights Of The Kotak Bank Pvr Platinum Credit Card

    Movie benefits of the Kotak Bank PVR Platinum Credit Card

    • You get 2 complimentary PVR movie tickets on spending Rs.10,000 or above in a month.

    Kotak Bank PVR Platinum Credit Card features and benefits

    Movie tickets: You get 2 complimentary movie tickets every month if your monthly credit card spends exceed Rs.10,000. You can earn these free movie tickets by shopping anywhere in India.

    1 swipe gift: On your first swipe of the card, you get 1 voucher code from PVR. You would receive it within 60 days of the swipe.

    Card protection

    • The PVR Shield feature on the card protects you from unauthorised transactions if the card is stolen or lost.
    • The amount insured is Rs.75,000 per annum and both the primary and add-on cards are covered.

    Add-on card facility: You can track all expenses made on the add-on card as it will have all the features of the primary credit card. You can also set a spending limit on the add-on cards.

    Contactless payment: It offers the facility of contactless payment through Visa payWave for transactions of up to Rs.2,000 at merchant locations. Thus, you enjoy a faster, smoother, safer, and a more convenient way of carrying out transactions.

    Claiming the PVR Coupons on the Kotak Bank PVR Platinum Credit Card

    • Once you have spent a minimum of Rs.10,000 on your card, you will get an SMS or email from the bank informing about your eligibility to claim your PVR movie tickets.
    • You can request for the coupon codes for the free movie tickets within the next two billing cycles.
    • The claim has to be made either through the net banking facility or an SMS (Format: PVRKCC space the first three letters of the month name i.e. APR) to 5676788 from the registered mobile number.
    • Once you have made the claim, you will receive the coupon codes on your registered mobile number and email ID.
    • To claim your coupon codes through net banking, log in to your Kotak Mahindra Bank net banking account, click the 'Credit Card' tab, and select 'PVR Coupon Claim'. Use the coupon codes when you are booking a PVR movie ticket.

    Redeeming the PVR Coupons

    • Log in to the official PVR Cinemas website and select the movie and seats of your choice.
    • On the payment page, choose the “MCOUPON” option available under the Credit/Debit Card payment options.
    • You will be asked to enter a few details such as the last 4 digits of your Kotak PVR Credit Card and the last 5 digits of the registered mobile number.
    • Enter the coupon code in the space provided and click on 'Make Payment'.
    • The maximum possible discount per Coupon Code per ticket is Rs.400.
    • Pay the additional price (if applicable) and the convenience fee and complete the process.
    • Also, you can redeem up to 10 coupon codes at one time.

    Kotak Bank PVR Platinum Credit Card Fees And Charges

    Particulars Fees
    Joining fees NIL
    Annual fees Rs.999
    Rate of interest 3.5%

    ATM cash withdrawal charge

    Call a draft fee

    Fund transfer fee

    Cash advance fee per Rs.10,000 or part thereof

    Add-on card fees Rs.299 per add-on card
    Late Payment Charges

    If the statement balance is

    Less than or equal to Rs.500 - Rs.100

    Between Rs.500.01 and Rs.10,000 - Rs.500

    More than Rs.10,000 - Rs.700

    Over-limit charge Rs.500
    Cheque bounce charges Rs.500
    Foreign currency markup fee 3.5% of the transaction amount
    Cash payment at bank fee Rs.100
    Outstation cheque processing fee NIL
    Card replacement (Reissue) fee Rs.100
    Furnishing a copy of Credit Information Report (CIBIL) Rs.50

    Eligibility To Apply For The Kotak PVR Platinum Credit Card

    • A good credit score is very necessary to apply for the PVR Platinum Credit Card.
    • You also need to have a steady source of income.
    • Any other criteria that you need to fulfil would be informed to you when you apply for the card.

    Documents Required To Apply For The Kotak PVR Platinum Credit Card

    • The list of necessary documents includes KYC-PAN, income proof, photograph, address proof, other bank documents, etc.
    • For any other document required by Kotak Mahindra Bank, you would be told about the same when applying for the card.

    FAQs on Kotak PVR Platinum Credit Card

    1. What should I do if I lose my Kotak Bank PVR Platinum Credit Card? How do I report it?

      Contact the Kotak Bank credit card customer care centre immediately by dialling 1860 2662 666 and block your card.

      If you have to make any claim, you will have to get in touch with HDFC Ergo General Insurance Company. You can contact HDFC Ergo General Insurance Company by dialling 1800 2700 700 or writing an email to

    2. How do I register a claim with HDFC Ergo General Insurance Company?

      To register a claim, you will have to submit the claim to HDFC Ergo General Insurance Company within 7 days from the date your card was stolen. Download the claim form and dispute form online from the Kotak Mahindra Bank's website. Submit the forms with a copy of the FIR to HDFC ERGO.

    3. Is Kotak Bank PVR Platinum Credit Card a contactless card?

      Yes, it's a contactless card. The Visa payWave feature on Kotak Bank PVR Platinum Credit Cards allows cardholders to pay for transactions up to Rs.2,000 without entering the PIN. You can just tap the credit card over the POS at close range to process a payment.


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