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    We found 1 Kotak Bank Privy League Visa Signature Credit Card
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    1st Year Fee
    Rewards
    Joining Perks
    5000
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    Kotak Bank Privy League Visa Signature Credit Card is Rated as "Blown Away!" by 1 Users

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    Kotak Bank Privy League Visa Signature Credit Card

    Kotak Bank Privy League takes the concept of Priority Banking a step higher where a select few can avail a wide array of services and products, specially designed to suit their requirements. Coming from the same section, Kotak Privy League Visa Signature credit card will set you a league apart by offering exclusive features. Privy League Signature credit card customers are offered by flexibility to select customized reward schemes and between complimentary and paid cards.

    Build your own financial world and customize features according to your spending pattern with the Privy league credit card.

    Features of Kotak Privy League Visa Signature Credit Card:

    • Flexibility to Choose your own Reward Scheme

      Depending on if you spend frequently for travel or for shopping, choose your own reward scheme and maximize the reward points that you earn. You can choose between the Traveller’s Plan and Shopper’s Plan.

    • Traveller’s Plan

      If you choose the Traveller’s Plan, you will earn up to 10x reward points for every Rs.100 spent on airlines, travel agencies and hotel. Also, for every Rs.100 spent on retail purchases, you will get 5x reward points.

    • Shopper’s Plan

      For every Rs.100 spent on jewellery, departmental stores, restaurants, apparels and consumer durables, cardholders will be offered 10x reward points under this plan. For all other retail spends, 5X reward points will be offered for Rs.100 billed to the card.

    • Taj Epicure Plus Membership

      With this unique membership scheme, you will be able to save at least 25% on your bills across Taj Restaurants.

    • Taj Benefits

      With the epicure plus membership, you can not only save on restaurant bills but also on room rates and spends at Taj Coffee Shops. You will be offered epicure points for spends and also earn special vouchers at bars and restaurants.

    • Free PVR Cinema Tickets

      As a Kotak Privy League credit cardholder, you are entitled for 4 PVR Cinemas complimentary tickets every quarter which can be redeemed online.

    • Concierge Services

      Cardholders are also eligible for an array of services from Kotak Mahindra Concierge service like assistance for referrals, hotel reservations, ticket booking and flight ticketing.

    Benefits of Kotak Privy League Visa Signature Credit Card:

    • Fuel Surcharge Waiver

      Cardholders can get the 2.5% fuel surcharge waived off when they make fuel purchases across petrol pumps in the country for transactions between Rs.400 and Rs.4000. The fuel waiver for a year is capped at Rs.4500.

    • Train Ticket Surcharge Waiver

      When you book train tickets at IRCTC website, avail a railway surcharge waiver of 1.8% or 2.5%.

    • EMI Options for Costly Purchase

      You can convert your purchases to EMI easily by just calling Kotak customer services.

    • Flexible EMI

      All purchases with transaction value equal to or greater than Rs.3000 which is within 75% of prescribed credit limit can be easily converted to EMI.

    • Balance Transfer

      Customers will not be charged any interest on purchases after balance transfers if transaction amount is fully paid before due.

    • Competitive Interest Rates

      Customers also enjoy an attractive monthly interest rate of 2.49%.

    • Quick Customer Service

      Cardholders now don’t have to wait to get their queries answered. Just send an SMS and get a call back within 30 minutes.

    • Travel Assistance

      Emergency travel assistance for hotel bill settlement and ticket booking anytime, anywhere across the globe worth Rs.40,000 for domestic travel and Rs.80,000 for international travel.

    • Lost Card Cover against fraudulent transactions

      Lost card cover for fraud protection worth Rs.1 lakh valid for 7 days before reporting and complete cover protection after reporting.

    • Enviable Privy League Benefits

      Access to other Privy league benefits like free membership to Privy League investment reports, minimal documentation for loan products, preferential pricing for a wide variety of products and lifestyle benefits.

    Eligibility:

    • This card is available only resident Indians.
    • For joining the Privy League Optima Plan, the customer should have an average quarterly balance of Rs.1 lakh and Rs.30 lakh as group relationship value.
    • Privy League Magma Plan is available at an average quarterly balance of Rs.1 lakh and a group relationship value of Rs.15 lakhs.

    Fees and Charges:

    Joining FeeThe card is available in two variants with a joining fee of Rs.7500 and Rs.5000 respectively.
    Late Payment ChargesRs.100 to Rs.700 depending on the pending amount.
    Over Limit ChargesRs.500
    Foreign Transaction Mark-Up3.50%
    Lost and Damaged card replacement feeRs.100
    Interest Charges2.49%
    Cash Withdrawal and Fund Transfer ChargesRs.300
    How to Redeem the Reward Points?

    Customers can redeem their reward points against a host of options like mobile recharges, air tickets and can choose from over 10,000 merchandise. The reward points can be redeemed online easily. Alternatively, you can also contact the customer service centre to get the auto redemption feature.

    Kotak Privy League Visa Signature Card FAQs:

    1. Am I eligible for interest free credit period on retail and cash transactions?

      Yes, you are eligible for an interest free credit period. For retail transactions, the period is up to 48 days starting from beginning of billing cycle till payment due. For cash transactions, there is no facility of interest free credit period and the interest starts accumulating from the date of cash withdrawal.

    2. Am I offered any insurance with Kotak Privy League Credit Cards?

      Yes, Kotak Credit card comes with insurance for lost or stolen cards against fraudulent transactions. For this credit card, the sum insured is Rs.2.5 lakhs.

    3. What is the maximum railway surcharge waiver that I get?

      You get a maximum of Rs.500 annually as Railway Surcharge Waiver.

    4. What advantages do I gain from the Wallet Assist Power Plan that comes with this card?

      With the Wallet Assist Power Plan, you can block lost/stolen cards by calling a 24/7 helpline. You also get emergency travel assistance up to Rs.80,000 (for foreign transactions) and emergency cash up to Rs.25,000 in India. Lost card protection and online locker for storage of important documents at no extra cost are some of the other benefits.

    5. In case my card is lost or stolen, what do I do?

      Please follow the below given procedure in case your card is stolen or lost.

      • As soon as you find the loss/theft, call our customer service centre immediately to deactivate and block your card.
      • Also, register a claim with HDFC ERGO General Insurance by calling their toll free number or sending a mail.
      • Mail a scanned copy or fax a copy of the customer dispute form to Kotak Mahindra Bank.

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  • Kotak Bank Privy League Visa Signature Credit Card Reviews

    • Kotak Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      I am holding Kotak Mahindra PVR platinum credit card, they are providing good movie ticket discounts, but I am not using that much. Because I do have other credit card but still Kotak has good credit limit and their reward points, cash back offers are excellent.
      Was this review helpful? 0
      , medak
      Reviewed on Oct 19, 2017
    • Kotak Credit Card
      "Good to hold and use"
      0.5 3.0/5 "Satisfactory"
      First Kotak offer me movie card and I have replaced it with Fortune Gold Card. Using it for more than 1 year. I cannot view the reward points on the mobile application. It is life time free card. As they promised, increased the credit limit after 6months which was satisfactory now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "Very good experience"
      0.5 4.0/5 "Great!"
      The deals on the Kotak Mahindra bank credit card are always good and the services are always to my satisfaction and there has been no issues. The credit limit is good and the bank has a lot of deals online and there are features of EMI which is very much flexible.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Kotak Mahindra credit card from last 4 to 5 months, Kotak Mahindra provides one of the best services on credit card. There was no annual fee charged at the time of getting this card. I also get good offfers like cash back and reward points. The credit limit is comparatively good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "Best banking "
      0.5 5.0/5 "Blown Away!"
      I hold kotak credit card with a good limit of one lakh they had recently upgraded my card,get many offers on the card for shopping online as well as offline.Its a zero fees card. Its a Best card to hold with.Its a privilege holding kotak card for my transaction.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      I would never want to recommend Kotak Mahindra bank for a credit card. It has been a very poor experience with them. They have charged me a late payment fee, for which I paid and this month again I receive a late fee charge in my bill. The credit limit is low. Likewise they instruct the customer where they should or should not use the credit card, when it has to be the customers choice.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      The experience for a credit card is not satisfactory with Kotak Mahindra bank. There are very high charges and the customer services are not up to the mark. It has always been a poor service from this back and they need to improve overall when compared to the other banks.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      My credit card is with KOTAK taken 6 months back. The credit limit was 15,000 and the charges are average here. I hold the visa International card. I have 24/7 helpline number also.. I get rewards point and cash back offers as benefits but I have not used them .The credit card process was very fast and easy. The interest rate is also good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      From the last six months of time, I am using Kotak mahindra bank credit card and the response is good one with them, also the customer service is also an excellent one. Online payment services are feasible one for me,.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "good service"
      0.5 4.0/5 "Great!"
      I have a KOTAK MAHINDRA credit card I use to get offers from KOTAK MAHINDRA the service is very nice very good customer service and the credit application was very user friendly and easy to use ,I will say the service of KOTAK is very good for my credit card service.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 16, 2017
    • Kotak Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      I use the Kotak mahindra card for shopping, restaurants, utility bills, fuel and for mobile bills. I use the Kotak mahindra bank Urbane credit card for more than 4 years. I am not satisfied with the credit limit, still they need to increase the credit limit.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 16, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have the Kotak mahindra Aqua credit card for past 7 to 8years. The customer support is average with Kotak mahindra credit card department. I am satisfied with the credit limit. I use this card for shopping , purchasing, fuel charges, ticket booking and for other usages.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 16, 2017
    • Kotak Credit Card
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      There are good deals on the credit card with Kotak Mahindra Bank. It is a nice experience as the offers are useful to me. There are no hassles while using the card and there are no charges as well. The limit is to my expectation and the card is accessible every where.
      Was this review helpful? 0
      , rohtak
      Reviewed on Oct 16, 2017
    • Kotak Credit Card
      "Customer support not reachable"
      0.5 3.0/5 "Satisfactory"
      I bank with Kotak Mahindra bank for a credit card as well. The major drawback in this account is the customer support team is not reachable. I am not able to clarify my queries and it is not convenient. the offers are okay and the limit is also good.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 16, 2017
    • Kotak Credit Card
      "Application takes long"
      0.5 3.0/5 "Satisfactory"
      The procedure for applying Credit Card in this bank is very lazy to say the least. I submitted the documents twice, and in both the cases I received almost no reply at all. I got a call from them stating that I would get a verification call, which hasn't reached me yet.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 16, 2017
    • Kotak Credit Card
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      I had a bad experience for the credit card with Kotak Mahindra bank too. The net banking shows that I have reward points but when I contacted the customer care they were not helpful for me to redeem it. The customer services and response is not satisfactory.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 15, 2017
    • Kotak Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      I am happy that Kotak Mahindra Bank has offered me a credit card after the disbursement of my loan. Though I have not explored on the card much, I appreciate the fact that the bank offered me the card which I have not seen with any other bank. Good overall.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 14, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the Kotak mahindra Royale Signature credit card for more than 4 years. I use this card for shopping and for other bill payments. I am satisfied with the credit limit and there is no annual fee with this card. I would say it is a very good card to use.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 14, 2017
    • Kotak Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      I have got a credit card from KOTAK MAHINDRA BANK as I have a salary account with them for the past 2 years. It is a Visa Gold credit card. I use this credit card for movies, online recharges, shopping etc. There is no annual fees for this credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 14, 2017
    • Kotak Credit Card
      "Good for all"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra giving points for air tickets, I am using Royale signature credit card it has an annual fee around Rs.499. They giving some shopping voucher for that annual fee. Credit limit is very excellent in Kotak Mahindra even offers is good.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Oct 14, 2017
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