Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 Kotak Bank Privy League Visa Signature Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    5000
    Response Time : Within 30 minutes
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    Kotak Bank Privy League Visa Signature Credit Card is Rated as "Excellent!" by 2 Users

    Fees & Charges

    Promised Interest Rate

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    Kotak Bank Privy League Visa Signature Credit Card

    Kotak Bank Privy League takes the concept of Priority Banking a step higher where a select few can avail a wide array of services and products, specially designed to suit their requirements. Coming from the same section, Kotak Privy League Visa Signature credit card will set you a league apart by offering exclusive features. Privy League Signature credit card customers are offered by flexibility to select customized reward schemes and between complimentary and paid cards.

    Build your own financial world and customize features according to your spending pattern with the Privy league credit card.

    Features of Kotak Privy League Visa Signature Credit Card:

    • Flexibility to Choose your own Reward Scheme

      Depending on if you spend frequently for travel or for shopping, choose your own reward scheme and maximize the reward points that you earn. You can choose between the Traveller’s Plan and Shopper’s Plan.

    • Traveller’s Plan

      If you choose the Traveller’s Plan, you will earn up to 10x reward points for every Rs.100 spent on airlines, travel agencies and hotel. Also, for every Rs.100 spent on retail purchases, you will get 5x reward points.

    • Shopper’s Plan

      For every Rs.100 spent on jewellery, departmental stores, restaurants, apparels and consumer durables, cardholders will be offered 10x reward points under this plan. For all other retail spends, 5X reward points will be offered for Rs.100 billed to the card.

    • Taj Epicure Plus Membership

      With this unique membership scheme, you will be able to save at least 25% on your bills across Taj Restaurants.

    • Taj Benefits

      With the epicure plus membership, you can not only save on restaurant bills but also on room rates and spends at Taj Coffee Shops. You will be offered epicure points for spends and also earn special vouchers at bars and restaurants.

    • Free PVR Cinema Tickets

      As a Kotak Privy League credit cardholder, you are entitled for 4 PVR Cinemas complimentary tickets every quarter which can be redeemed online.

    • Concierge Services

      Cardholders are also eligible for an array of services from Kotak Mahindra Concierge service like assistance for referrals, hotel reservations, ticket booking and flight ticketing.

    Benefits of Kotak Privy League Visa Signature Credit Card:

    • Fuel Surcharge Waiver

      Cardholders can get the 2.5% fuel surcharge waived off when they make fuel purchases across petrol pumps in the country for transactions between Rs.400 and Rs.4000. The fuel waiver for a year is capped at Rs.4500.

    • Train Ticket Surcharge Waiver

      When you book train tickets at IRCTC website, avail a railway surcharge waiver of 1.8% or 2.5%.

    • EMI Options for Costly Purchase

      You can convert your purchases to EMI easily by just calling Kotak customer services.

    • Flexible EMI

      All purchases with transaction value equal to or greater than Rs.3000 which is within 75% of prescribed credit limit can be easily converted to EMI.

    • Balance Transfer

      Customers will not be charged any interest on purchases after balance transfers if transaction amount is fully paid before due.

    • Competitive Interest Rates

      Customers also enjoy an attractive monthly interest rate of 2.49%.

    • Quick Customer Service

      Cardholders now don’t have to wait to get their queries answered. Just send an SMS and get a call back within 30 minutes.

    • Travel Assistance

      Emergency travel assistance for hotel bill settlement and ticket booking anytime, anywhere across the globe worth Rs.40,000 for domestic travel and Rs.80,000 for international travel.

    • Lost Card Cover against fraudulent transactions

      Lost card cover for fraud protection worth Rs.1 lakh valid for 7 days before reporting and complete cover protection after reporting.

    • Enviable Privy League Benefits

      Access to other Privy league benefits like free membership to Privy League investment reports, minimal documentation for loan products, preferential pricing for a wide variety of products and lifestyle benefits.

    Eligibility:

    • This card is available only resident Indians.
    • For joining the Privy League Optima Plan, the customer should have an average quarterly balance of Rs.1 lakh and Rs.30 lakh as group relationship value.
    • Privy League Magma Plan is available at an average quarterly balance of Rs.1 lakh and a group relationship value of Rs.15 lakhs.

    Fees and Charges:

    Joining FeeThe card is available in two variants with a joining fee of Rs.7500 and Rs.5000 respectively.
    Late Payment ChargesRs.100 to Rs.700 depending on the pending amount.
    Over Limit ChargesRs.500
    Foreign Transaction Mark-Up3.50%
    Lost and Damaged card replacement feeRs.100
    Interest Charges2.49%
    Cash Withdrawal and Fund Transfer ChargesRs.300
    How to Redeem the Reward Points?

    Customers can redeem their reward points against a host of options like mobile recharges, air tickets and can choose from over 10,000 merchandise. The reward points can be redeemed online easily. Alternatively, you can also contact the customer service centre to get the auto redemption feature.

    Kotak Privy League Visa Signature Card FAQs:

    1. Am I eligible for interest free credit period on retail and cash transactions?

      Yes, you are eligible for an interest free credit period. For retail transactions, the period is up to 48 days starting from beginning of billing cycle till payment due. For cash transactions, there is no facility of interest free credit period and the interest starts accumulating from the date of cash withdrawal.

    2. Am I offered any insurance with Kotak Privy League Credit Cards?

      Yes, Kotak Credit card comes with insurance for lost or stolen cards against fraudulent transactions. For this credit card, the sum insured is Rs.2.5 lakhs.

    3. What is the maximum railway surcharge waiver that I get?

      You get a maximum of Rs.500 annually as Railway Surcharge Waiver.

    4. What advantages do I gain from the Wallet Assist Power Plan that comes with this card?

      With the Wallet Assist Power Plan, you can block lost/stolen cards by calling a 24/7 helpline. You also get emergency travel assistance up to Rs.80,000 (for foreign transactions) and emergency cash up to Rs.25,000 in India. Lost card protection and online locker for storage of important documents at no extra cost are some of the other benefits.

    5. In case my card is lost or stolen, what do I do?

      Please follow the below given procedure in case your card is stolen or lost.

      • As soon as you find the loss/theft, call our customer service centre immediately to deactivate and block your card.
      • Also, register a claim with HDFC ERGO General Insurance by calling their toll free number or sending a mail.
      • Mail a scanned copy or fax a copy of the customer dispute form to Kotak Mahindra Bank.

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  • Kotak Bank Privy League Visa Signature Credit Card Reviews

    • Kotak Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      The customer support is excellent withe the Kotak mahindra credit card department. I have the Kotak mahindra bank Urbane gold credit card for past 3 years. I would say it is an excellent card card to use. It is simply to use the Kotak mahindra bank urbane gold credit card. I am satisfied with the credit limit. There is no annual fee to this card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 15, 2017
    • Kotak Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with KOTAK bank 5 years back. I hold URBAN International card . The customer service and responses was up to the mark. The rate of interest and charges are avergae in the market. My overall experience was excellent .
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 15, 2017
    • Kotak Credit Card
      "Good card"
      0.5 3.0/5 "Satisfactory"
      I hold a platinum credit card with kotak and with a limit of 1 lakhs. I have not checked for the reward points.Its been more than a month while i started using this card. The annual charge is 499. i make my payment using net banking, The payment option is very less and not user friendly.
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 15, 2017
    • Kotak Credit Card
      "Good for shopping"
      0.5 5.0/5 "Blown Away!"
      I hold a Kotak credit card with a limit of 1 lakhs. I got this card 3 months back. I use this card for shopping, fuel and for grocery. I get fuel reverts with this card. I have not redeemed the points. There is no annual charge for this card. Net banking is more comfortable.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • Kotak Credit Card
      "EXPECTED MORE"
      0.5 2.0/5 "Expected more"
      its been 4 years now that i am using the credit card of KOTAK Bank . the Customer service is good from the bank side regarding the card .the bank gave me a credit Limit of 30K and i am not happy , i want it to be increased a bit . the Balance transfer option is not there . the Cash withdraw option is there of 2K .there are no annual charges there on the card .
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • Kotak Credit Card
      "Average service"
      0.5 3.5/5 "Pretty good"
      It was a average service from Kotak mahindra credit card service ,the customer support was good. The process was flexible and easy and the offers and benefits was good with Kotak mahindra credit card service it was a fine experience with Kotak mahindra credit card service.
      Was this review helpful? 2
      , kolkata
      Reviewed on Dec 14, 2017
    • Kotak Credit Card
      "EXPECTED MORE"
      0.5 2.0/5 "Expected more"
      The customer service was good from the KOTAK bank side for the credit card i got a approval for . I still did not receive the credit card . i would a say it was a good experience . They informed me nothing about the card properly. But still i am waiting for the dispatch of this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • Kotak Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      Kotak mahindra credit card service was good ,the credit limit they offered me was 45k which was comfortable for me ,interest rate they quoted me was good compared from other credit service providers,it was a average service from Kotak mahindra credit card department.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • Kotak Credit Card
      "Not good"
      0.5 2.5/5 "Just OK"
      I have my credit card with KOTAK Bank for about 2 years back . The credit limit was 18,000 which was not satisfactory . The charges are very high than other banks in the market. The customer service and responses was good. The validity of the card is up to 2020 and I have 24/7 helpline number .
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 14, 2017
    • Kotak Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Kotak mahindra platinum credit card service was good ,the customer support was good with Kotak mahindra bank credit card department they offered me a credit limit of 40k which was comfortable for me it was a good experience with Kotak mahindra platinum credit card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Kotak Mahindra bank from last 7-8 years and this credit card is very convenient to use. The credit card services are good comparatively and there is no annual fees in this credit card. I get 5% cash back on online purchase from flipkart and amazon. I use net banking for making payments and there are additional charges on transactions.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • Kotak Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I am using KMB credit card from last 1 year, the credit card services provided by KMB is good when compared to all other credit cards. I have a credit limit of Rs 15000 which is less and this credit card is lifetime free credit card. I did not get any offers so far in this credit card. I use net banking for making payments and there is no transaction issues in this bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2017
    • Kotak Credit Card
      "Movie tickets offer with Kotak"
      0.5 4.0/5 "Great!"
      I hold a credit card with Kotak. They offer 450 rupees movie tickets for every month if the purchase is more than 15000. Limit is 1.25 lakhs. I get reward points and there is no annual charge. There is no reward points. I suggest this card to customer who can spend the amount less than 20000 per month.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 13, 2017
    • Kotak Credit Card
      "Not satisfied with the limit"
      0.5 2.0/5 "Expected more"
      I have taken a platinum credit card from KOTAK. The approved limit was 1 lakhs. Already i have a credit card were i hold a limit of 6 lakhs. I am not satisfied with the limit. Reward points is there. There is no annual charge. I have not used the card yet need to use the card later.
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 13, 2017
    • Kotak Credit Card
      "Good and comfortable"
      0.5 5.0/5 "Blown Away!"
      I hold A KOTAK signature credit card with a limit of 75000. Its been just one month i started using the card. I get reward points but not sure about the cashback. There is no annual charge depending on the usage further I use this card for shopping, Electronic purchase etc.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 13, 2017
    • Kotak Credit Card
      "Looking for Better feature"
      0.5 3.0/5 "Satisfactory"
      Kotak Mahindra is taking high charges based on the credit card transaction, I hope I am holding life time free credit card. I am using Kotak Mahindra credit card around two years, but they haven't enhance the credit limit, since its very low.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • Kotak Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I hold a League Platinum credit card with Kotak Mahindra Bank. I am using it for 1.5 years, it was a average service. They are giving good reward points and offers. But I can utilize the points after 6 months, it was not a immediate. If I transact more than the limit then annual fee will be waived off. The payment option is easy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2017
    • Kotak Credit Card
      "Friendly credit card "
      0.5 5.0/5 "Blown Away!"
      Kotak credit card is actually good, I could easily log in their netbanking features. I am having saving account with the same bank its convenient to check credit card transaction. Some time they giving no EMI Interest for three months its good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2017
    • Kotak Credit Card
      "Good features"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra Bank has also offered me a credit card. The best about the card is the reward points and the credit limit too. There are no cash back offers. The billing cycle and the statements are clear and sent to me on time. It has always been convenient to use the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • Kotak Credit Card
      "GOOD"
      0.5 3.5/5 "Pretty good"
      The customer service was good from the bank side while the card process was okay. The bank gave me a credit limit of 1 Lakh and i am happy with the credit limit . it is a League card which was provided by the bank. The Bank provided me Cash withdrawal option on the card and also the balance transfer option .There are good offers which is present on the card.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Dec 13, 2017
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