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    We found 1 Kotak Bank Privy League Visa Signature Credit Card
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    1st Year Fee
    Rewards
    Joining Perks
    5000
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    Kotak Bank Privy League Visa Signature Credit Card is Rated as "Excellent!" by 2 Users

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    Kotak Bank Privy League Visa Signature Credit Card

    Kotak Bank Privy League takes the concept of Priority Banking a step higher where a select few can avail a wide array of services and products, specially designed to suit their requirements. Coming from the same section, Kotak Privy League Visa Signature credit card will set you a league apart by offering exclusive features. Privy League Signature credit card customers are offered by flexibility to select customized reward schemes and between complimentary and paid cards.

    Build your own financial world and customize features according to your spending pattern with the Privy league credit card.

    Features of Kotak Privy League Visa Signature Credit Card:

    • Flexibility to Choose your own Reward Scheme

      Depending on if you spend frequently for travel or for shopping, choose your own reward scheme and maximize the reward points that you earn. You can choose between the Traveller’s Plan and Shopper’s Plan.

    • Traveller’s Plan

      If you choose the Traveller’s Plan, you will earn up to 10x reward points for every Rs.100 spent on airlines, travel agencies and hotel. Also, for every Rs.100 spent on retail purchases, you will get 5x reward points.

    • Shopper’s Plan

      For every Rs.100 spent on jewellery, departmental stores, restaurants, apparels and consumer durables, cardholders will be offered 10x reward points under this plan. For all other retail spends, 5X reward points will be offered for Rs.100 billed to the card.

    • Taj Epicure Plus Membership

      With this unique membership scheme, you will be able to save at least 25% on your bills across Taj Restaurants.

    • Taj Benefits

      With the epicure plus membership, you can not only save on restaurant bills but also on room rates and spends at Taj Coffee Shops. You will be offered epicure points for spends and also earn special vouchers at bars and restaurants.

    • Free PVR Cinema Tickets

      As a Kotak Privy League credit cardholder, you are entitled for 4 PVR Cinemas complimentary tickets every quarter which can be redeemed online.

    • Concierge Services

      Cardholders are also eligible for an array of services from Kotak Mahindra Concierge service like assistance for referrals, hotel reservations, ticket booking and flight ticketing.

    Benefits of Kotak Privy League Visa Signature Credit Card:

    • Fuel Surcharge Waiver

      Cardholders can get the 2.5% fuel surcharge waived off when they make fuel purchases across petrol pumps in the country for transactions between Rs.400 and Rs.4000. The fuel waiver for a year is capped at Rs.4500.

    • Train Ticket Surcharge Waiver

      When you book train tickets at IRCTC website, avail a railway surcharge waiver of 1.8% or 2.5%.

    • EMI Options for Costly Purchase

      You can convert your purchases to EMI easily by just calling Kotak customer services.

    • Flexible EMI

      All purchases with transaction value equal to or greater than Rs.3000 which is within 75% of prescribed credit limit can be easily converted to EMI.

    • Balance Transfer

      Customers will not be charged any interest on purchases after balance transfers if transaction amount is fully paid before due.

    • Competitive Interest Rates

      Customers also enjoy an attractive monthly interest rate of 2.49%.

    • Quick Customer Service

      Cardholders now don’t have to wait to get their queries answered. Just send an SMS and get a call back within 30 minutes.

    • Travel Assistance

      Emergency travel assistance for hotel bill settlement and ticket booking anytime, anywhere across the globe worth Rs.40,000 for domestic travel and Rs.80,000 for international travel.

    • Lost Card Cover against fraudulent transactions

      Lost card cover for fraud protection worth Rs.1 lakh valid for 7 days before reporting and complete cover protection after reporting.

    • Enviable Privy League Benefits

      Access to other Privy league benefits like free membership to Privy League investment reports, minimal documentation for loan products, preferential pricing for a wide variety of products and lifestyle benefits.

    Eligibility:

    • This card is available only resident Indians.
    • For joining the Privy League Optima Plan, the customer should have an average quarterly balance of Rs.1 lakh and Rs.30 lakh as group relationship value.
    • Privy League Magma Plan is available at an average quarterly balance of Rs.1 lakh and a group relationship value of Rs.15 lakhs.

    Fees and Charges:

    Joining FeeThe card is available in two variants with a joining fee of Rs.7500 and Rs.5000 respectively.
    Late Payment ChargesRs.100 to Rs.700 depending on the pending amount.
    Over Limit ChargesRs.500
    Foreign Transaction Mark-Up3.50%
    Lost and Damaged card replacement feeRs.100
    Interest Charges2.49%
    Cash Withdrawal and Fund Transfer ChargesRs.300
    How to Redeem the Reward Points?

    Customers can redeem their reward points against a host of options like mobile recharges, air tickets and can choose from over 10,000 merchandise. The reward points can be redeemed online easily. Alternatively, you can also contact the customer service centre to get the auto redemption feature.

    Kotak Privy League Visa Signature Card FAQs:

    1. Am I eligible for interest free credit period on retail and cash transactions?

      Yes, you are eligible for an interest free credit period. For retail transactions, the period is up to 48 days starting from beginning of billing cycle till payment due. For cash transactions, there is no facility of interest free credit period and the interest starts accumulating from the date of cash withdrawal.

    2. Am I offered any insurance with Kotak Privy League Credit Cards?

      Yes, Kotak Credit card comes with insurance for lost or stolen cards against fraudulent transactions. For this credit card, the sum insured is Rs.2.5 lakhs.

    3. What is the maximum railway surcharge waiver that I get?

      You get a maximum of Rs.500 annually as Railway Surcharge Waiver.

    4. What advantages do I gain from the Wallet Assist Power Plan that comes with this card?

      With the Wallet Assist Power Plan, you can block lost/stolen cards by calling a 24/7 helpline. You also get emergency travel assistance up to Rs.80,000 (for foreign transactions) and emergency cash up to Rs.25,000 in India. Lost card protection and online locker for storage of important documents at no extra cost are some of the other benefits.

    5. In case my card is lost or stolen, what do I do?

      Please follow the below given procedure in case your card is stolen or lost.

      • As soon as you find the loss/theft, call our customer service centre immediately to deactivate and block your card.
      • Also, register a claim with HDFC ERGO General Insurance by calling their toll free number or sending a mail.
      • Mail a scanned copy or fax a copy of the customer dispute form to Kotak Mahindra Bank.

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  • Kotak Bank Privy League Visa Signature Credit Card Reviews

    • Kotak Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I received a credit card from Kotak Mahindra Bank, I received without any documentation, but only issue is that I did not receive much limit on the card which is only Rs. 15,000. Hence I don't find much benefit using this credit card. Therefore I can rate it as an average credit card from Kotak Mahindra Bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 21, 2018
    • Kotak Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the Kotak Platinum Delight credit card for the past 3 years, their services are fair. There are no commendable offers and rewards associated with the card and it is just like any other ordinary credit card available on the market.
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 20, 2018
    • Kotak Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with KOTAK BANK 3 years back. Their credit limit was 1,32,000 which is satisfactory . The customer service and responses was really excellent so I would like to recommend to others. My overall experience was really amazing
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • Kotak Credit Card
      "BEST"
      0.5 5.0/5 "Blown Away!"
      I am using my REGALIA credit card from KOTAK BANK i have been using this card from past 3 years from past 3 years it is a good card to use. I have not yet contacted the customer care so far because i had not faced any of the issues. Actually easy to use my card because i am holding the savings account from the same bank.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 20, 2018
    • Kotak Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the Kotak Visa credit card for almost an year. The limit is very good. I Want to close this card . This is useful as just any other credit card , there are no commendable offers and discounts with the card . I never had any issues with the card and their services.
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • Kotak Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Kotak Mahindra Bank credit card for the past 2 Years. Their service is good. I make timely payments. I never had any issues with their services and I use the credit card for all daily life purposes. Overall the card is a useful one.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 20, 2018
    • Kotak Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My credit card was taken with KOTAK BANK 3 months back. I hold urban card and the credit limit was 15,000 which is not satisfactory . The customer service and responses was really good. I have 24/.7 helpline number and there is no idea about the benefits .My overall experience was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 17, 2018
    • Kotak Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      My credit card was taken with KOTAK BANK years back. The credit limit was 60000 which is satisfactory and i hold PVR gold card . I am satisfied with the customer service and responses . I am getting movie tickets and reward points .My overall experience was good
      Was this review helpful? 0
      , bangalore
      Reviewed on May 17, 2018
    • Kotak Credit Card
      "Average Service"
      0.5 2.0/5 "Expected more"
      I've been using the Kotak Urban Credit card for the past 6 Months. I am not much happy about the features. There are no cash-back offers yet. The credit limit is also very low and they don't offer any reward points for spending. There is no commendable benefits with this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 16, 2018
    • Kotak Credit Card
      "Average card to use"
      0.5 5.0/5 "Blown Away!"
      The Kotak platinum credit card is good to use and I got this very recently around a month ago, The customer support service and the response is good from the Kotak mahindra bank. The credit limit value is very less with this card and I am not satisfied with it. They told they can still increase the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 16, 2018
    • Kotak Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Kotak Mahindra credit card from last 2 years, there is no annual fee charged at the time of getting this credit card. I am happy with the credit limit in this credit card. Offers like movie tickets and cash back are good in this credit card. Net banking is easy to make bill payments.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 14, 2018
    • Kotak Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have started using this account in 2014 and i have opened this account through my salary account. The card services had been not up to the mark, and it was a basic card where there was not much features. The credit limit which they had provided with this card is good and even the customer service is very good. But it would have been good if there was better offers with this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 14, 2018
    • Kotak Credit Card
      "Looking for better credit limit"
      0.5 5.0/5 "Blown Away!"
      I have my credit card approved with Kotak Mahindra bank and the experience was good, the process took 10 days to complete. I use this credit card for multipurpose and i did not find any offers so far. The credit limit is less in this credit card and there is no annual fee charged for this card. Documents were collected on time and the customer service was good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 14, 2018
    • Kotak Credit Card
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have been using this card for almost an year, the services has been so far good with them. they had been providing the best service so far. The credit limit which has been provided by them has been good, but even though i am expecting more in the near future. There has been rewards and cash back offers with this card as well.
      Was this review helpful? 0
      , pune
      Reviewed on May 14, 2018
    • Kotak Credit Card
      "GOOD CARD"
      0.5 3.0/5 "Satisfactory"
      Started using Kotak pvr gold credit card As am not satisfied with the credit limit , As there is no annual charges its life time free card .The bank person came for documentation , the approval process was fast and received my card in time . There customer service and response is average .
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 13, 2018
    • Kotak Credit Card
      "BEST CARD"
      0.5 5.0/5 "Blown Away!"
      Got my Kotak credit card and started using it . Their customer service and response is the best . As there is annual charges of 499 rs which will get waived off after using 15k transactions. They took 15 days approved and received my card in time there is no that much cash back and discount are available in this card .
      Was this review helpful? 0
      , mumbai
      Reviewed on May 13, 2018
    • Kotak Credit Card
      "AVERAGE CARD"
      0.5 3.0/5 "Satisfactory"
      Have been using Kotak credit card for long time , As am not satisfied with the customer care as there is no proper response from the customer service . Without my concern they change my payments into Emi , where i have to pay high interest after making complaint still there is no response from them.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 12, 2018
    • Kotak Credit Card
      "GOOD CARD"
      0.5 3.0/5 "Satisfactory"
      Using Kotak bank credit card for years, their customer service is good and this card provide not more discount and good cash back points for every transaction which i make.And their is annual charge and rate of interest also low compared to other credit card available in market.Therefore I am very much satisfied with the credit limit.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 12, 2018
    • Kotak Credit Card
      "Very Good for Movie Lovers"
      0.5 5.0/5 "Blown Away!"
      It is life time free credit card so no need to pay any annual fee. Customer care service is fully automated. IVR is really good. It took the minimal time to contact the Customer service executive. I have a got credit limit of Rs. 2 lakhs and I'm satisfied.
      Was this review helpful? 0
      , pune
      Reviewed on May 11, 2018
    • Kotak Credit Card
      "Good Card with Many benefits"
      0.5 5.0/5 "Blown Away!"
      Kotak bank travel services charges will be waived off if we use credit card. Airport launch, Fuel options are available in Kotak Mahindra Bank Credit Card. . Fraud protection policy is there. Zero annual fee so i dont want to a single penny. It has bookmy show offers are there to book my tickets.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 11, 2018
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