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    We found 1 Kotak Bank Privy League Visa Signature Credit Card

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    Kotak Bank Privy League Visa Signature Credit Card

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    Overview:

    Kotak Bank Privy League takes the concept of Priority Banking a step higher where a select few can avail a wide array of services and products, specially designed to suit their requirements. Coming from the same section, Kotak Privy League Visa Signature credit card will set you a league apart by offering exclusive features. Privy League Signature credit card customers are offered by flexibility to select customized reward schemes and between complimentary and paid cards.

    Build your own financial world and customize features according to your spending pattern with the Privy league credit card.

    Features of Kotak Privy League Visa Signature Credit Card:

    • Flexibility to Choose your own Reward Scheme

      Depending on if you spend frequently for travel or for shopping, choose your own reward scheme and maximize the reward points that you earn. You can choose between the Traveller’s Plan and Shopper’s Plan.

    • Traveller’s Plan

      If you choose the Traveller’s Plan, you will earn up to 10x reward points for every Rs.100 spent on airlines, travel agencies and hotel. Also, for every Rs.100 spent on retail purchases, you will get 5x reward points.

    • Shopper’s Plan

      For every Rs.100 spent on jewellery, departmental stores, restaurants, apparels and consumer durables, cardholders will be offered 10x reward points under this plan. For all other retail spends, 5X reward points will be offered for Rs.100 billed to the card.

    • Taj Epicure Plus Membership

      With this unique membership scheme, you will be able to save at least 25% on your bills across Taj Restaurants.

    • Taj Benefits

      With the epicure plus membership, you can not only save on restaurant bills but also on room rates and spends at Taj Coffee Shops. You will be offered epicure points for spends and also earn special vouchers at bars and restaurants.

    • Free PVR Cinema Tickets

      As a Kotak Privy League credit cardholder, you are entitled for 4 PVR Cinemas complimentary tickets every quarter which can be redeemed online.

    • Concierge Services

      Cardholders are also eligible for an array of services from Kotak Mahindra Concierge service like assistance for referrals, hotel reservations, ticket booking and flight ticketing.

    Benefits of Kotak Privy League Visa Signature Credit Card:

    • Fuel Surcharge Waiver

      Cardholders can get the 2.5% fuel surcharge waived off when they make fuel purchases across petrol pumps in the country for transactions between Rs.400 and Rs.4000. The fuel waiver for a year is capped at Rs.4500.

    • Train Ticket Surcharge Waiver

      When you book train tickets at IRCTC website, avail a railway surcharge waiver of 1.8% or 2.5%.

    • EMI Options for Costly Purchase

      You can convert your purchases to EMI easily by just calling Kotak customer services.

    • Flexible EMI

      All purchases with transaction value equal to or greater than Rs.3000 which is within 75% of prescribed credit limit can be easily converted to EMI.

    • Balance Transfer

      Customers will not be charged any interest on purchases after balance transfers if transaction amount is fully paid before due.

    • Competitive Interest Rates

      Customers also enjoy an attractive monthly interest rate of 2.49%.

    • Quick Customer Service

      Cardholders now don’t have to wait to get their queries answered. Just send an SMS and get a call back within 30 minutes.

    • Travel Assistance

      Emergency travel assistance for hotel bill settlement and ticket booking anytime, anywhere across the globe worth Rs.40,000 for domestic travel and Rs.80,000 for international travel.

    • Lost Card Cover against fraudulent transactions

      Lost card cover for fraud protection worth Rs.1 lakh valid for 7 days before reporting and complete cover protection after reporting.

    • Enviable Privy League Benefits

      Access to other Privy league benefits like free membership to Privy League investment reports, minimal documentation for loan products, preferential pricing for a wide variety of products and lifestyle benefits.

    Eligibility:

    • This card is available only resident Indians.
    • For joining the Privy League Optima Plan, the customer should have an average quarterly balance of Rs.1 lakh and Rs.30 lakh as group relationship value.
    • Privy League Magma Plan is available at an average quarterly balance of Rs.1 lakh and a group relationship value of Rs.15 lakhs.

    Fees and Charges:

    Joining FeeThe card is available in two variants with a joining fee of Rs.7500 and Rs.5000 respectively.
    Late Payment ChargesRs.100 to Rs.700 depending on the pending amount.
    Over Limit ChargesRs.500
    Foreign Transaction Mark-Up3.50%
    Lost and Damaged card replacement feeRs.100
    Interest Charges2.49%
    Cash Withdrawal and Fund Transfer ChargesRs.300
    How to Redeem the Reward Points?

    Customers can redeem their reward points against a host of options like mobile recharges, air tickets and can choose from over 10,000 merchandise. The reward points can be redeemed online easily. Alternatively, you can also contact the customer service centre to get the auto redemption feature.

    Kotak Privy League Visa Signature Card FAQs:

    1. Am I eligible for interest free credit period on retail and cash transactions?

      Yes, you are eligible for an interest free credit period. For retail transactions, the period is up to 48 days starting from beginning of billing cycle till payment due. For cash transactions, there is no facility of interest free credit period and the interest starts accumulating from the date of cash withdrawal.

    2. Am I offered any insurance with Kotak Privy League Credit Cards?

      Yes, Kotak Credit card comes with insurance for lost or stolen cards against fraudulent transactions. For this credit card, the sum insured is Rs.2.5 lakhs.

    3. What is the maximum railway surcharge waiver that I get?

      You get a maximum of Rs.500 annually as Railway Surcharge Waiver.

    4. What advantages do I gain from the Wallet Assist Power Plan that comes with this card?

      With the Wallet Assist Power Plan, you can block lost/stolen cards by calling a 24/7 helpline. You also get emergency travel assistance up to Rs.80,000 (for foreign transactions) and emergency cash up to Rs.25,000 in India. Lost card protection and online locker for storage of important documents at no extra cost are some of the other benefits.

    5. In case my card is lost or stolen, what do I do?

      Please follow the below given procedure in case your card is stolen or lost.

      • As soon as you find the loss/theft, call our customer service centre immediately to deactivate and block your card.
      • Also, register a claim with HDFC ERGO General Insurance by calling their toll free number or sending a mail.
      • Mail a scanned copy or fax a copy of the customer dispute form to Kotak Mahindra Bank.
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  • Kotak Bank Privy League Visa Signature Credit Card Reviews

    • Kotak Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      The Kotak mahindra credit carries very low interest rate. I convert any purchase I made through Credit card in to EMI, if I pay the full payment of what I spent, I will be getting the reward points,. From Kotak mahindra PVR movie tickets also given . The credit limit is quite High I got around Rs.70,000 it is twice of my salary, I would say I am satisfied with the credit limit.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 16, 2017
    • Kotak Credit Card
      "Nice Experience "
      0.5 4.5/5 "Excellent!"
      My credit card is with Kotak Mahindra bank and the banking services are good. I am happy with what ever I have received on the card. Be it the features or the offers or the credit limit. The transactions goes through smoothly and there are no hassles.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2017
    • Kotak Credit Card
      "Looking for a better feature"
      0.5 4.5/5 "Excellent!"
      My salary is Kotak Mahindra, at the time of account opening , they offered saving account along with their credit card. Kotak gave me the credit limit of Rs. 50,000, but they are taking some charges on yearly basis. However if I spent some certain amount that annual charges gets waived off. I am fine with everything but they should increase the credit card offers.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 11, 2017
    • Kotak Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Its been around two years of time, I am using Kotak Mahindra bank credit card and the credit limit value is around 25000 Rupees, also I got it as an add-on for my car loan. Payment mode is a feasible one with them.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 10, 2017
    • Kotak Credit Card
      "Hassle free"
      0.5 4.0/5 "Great!"
      Kotak Mahindra Bank has offered me a credit card as well and the services on the card has been good. I was contacted on a time to time and given the details and the bank has also offered me a limit which is enough for my usage. The charges are very much normal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 10, 2017
    • Kotak Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      Kotak Mahindra Bank offered high credit limit. Also they offered a life time free card. I am getting reward points and cash back offers for the card. Their customer services and responses are moderate. Overall the service is average with Kotak bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 09, 2017
    • Kotak Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card is from Kotak Mahindra bank and the offers and benefits on it is excellent. The credit limit is good and the banking is always up to the mark. The statements are perfect and the billing cycle is also convenient for me to pay. Am happy with the overall services.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 09, 2017
    • Kotak Credit Card
      "Good to use"
      0.5 5.0/5 "Blown Away!"
      The credit limit is one lakh and twenty thousand. Actually it was less but later they increased the limit. The services are good and they credit reward points and cash back offers on my card. The customer service is good and they provide a proper service.
      Was this review helpful? 0
      , guntur
      Reviewed on Aug 09, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      If I do more than 20 to 30,000 transactions using PVR platinum credit card, I will be getting free movie tickets based on the usage. I am having PVR credit card for past 6 months. I use this cad for online purchase, shopping, grocery, telephone bill payments, E-bill, and Tv recharge as well. I am happy with the credit limit. The rate of interest is nominal with this PVR card. I am satisfied using this PVR credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 09, 2017
    • Kotak Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with Kotak Mahindra bank and I purchased a mobile using my card. I converted the amount to EMI after which I also received a message from the bank about EMI conversion and I clicked after I clicked that message, there were two emi amount that got activated for one single transaction. I spoke to the customer care and asked them to close the emi from my end with the merchant. But they did not credit all the interest which got accumulated was 600 plus, It has been a month and there is no response.
      Was this review helpful? 0
      , delhi
      Reviewed on Aug 09, 2017
    • Kotak Credit Card
      "Average Service"
      0.5 4.0/5 "Great!"
      Kotak Mahindra bank offered a credit card for me which is not a chargeable card. The services are better and when it comes to reward points, Kotak bank is average because other banks are providing more reward points but the points are not much with Kotak.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 08, 2017
    • Kotak Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      I am using credit card of Kotak Mahindra bank. And I am happy with the credit limit offered by the bank. Whenever I use my card, I am getting reward points and cash back offers on my card. I do not have any issues with the bank in maintaining this card for a very long time.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 08, 2017
    • Kotak Credit Card
      "Much better than other banks"
      0.5 5.0/5 "Blown Away!"
      Unlike other banks, KOTAK does not call its customers back for the payment even when there is a delay . I have heard from others as other banks keep asking customers to make the payment vigorously but the same is not the case here. I am holding this KOTAK credit card its been 2 years now. No challenges till date . They provide better services than others.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 08, 2017
    • Kotak Credit Card
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      I am using Kotak Mahindra bank credit card from the last three years of time. Response is very poor with them and the customer service is not much good with them credit limit they have offered is 12000 rupees for holding credit card for 3 years and 500 annual charges for the card as well, reward points are very less with them.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 06, 2017
    • Kotak Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      KOTAK credit card is always the best, I did not face any problem till date with KOTAK . I would definitely say it is the best. I had been holding this card for the past 7 months. I have not used this very much need to explore more about this card and the credit limit they have offered me is 60000 rupees
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 06, 2017
    • Kotak Credit Card
      "Average card to use"
      0.5 2.0/5 "Expected more"
      The rate of interest is high with Kotak Mahindra credit card. I am using this card for more than a year. I am happy about the credit limit. The response and the customer support with Kotak mahindra is good. The credit service provided by Kotak mahindra is good I am satisfied with it, It would be great if the Kotak Mahindra reduces the interest rate.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 04, 2017
    • Kotak Credit Card
      "Features are good"
      0.5 5.0/5 "Blown Away!"
      The best I prefer about my credit card with Kotak Mahindra Bank is the EMI process and the flexible options they have on it. The next is the two movie tickets which I get on a monthly basis for free. There are no charges and from time to time I am intimated about my card features.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Aug 04, 2017
    • Kotak Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      I have Kotak Royale signature credit card, I used to get Airport lounge and also they give me one free movie ticket every month. Kotak Mahindra offered me good credit limit of Rs. 1.5 lakhs its more than sufficient for me and also they are providing some reward points for all transactions.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 03, 2017
    • Kotak Credit Card
      "Convenient"
      0.5 4.0/5 "Great!"
      I use life time free credit card of Kotak Mahindra bank. The bank offered a good credit limit which is satisfactory. Also I am getting reward points and cash back offers properly. All those points are easily redeemable and the bank service are also very good.
      Was this review helpful? 0
      , greater noida
      Reviewed on Aug 02, 2017
    • Kotak Credit Card
      "Convenient"
      0.5 5.0/5 "Blown Away!"
      I do have credit card with Kotak Mahindra bank. The card is very much helpful for the usage also whenever I use the card the bank offers reward points and cash back offers. Those points are easily redeemable and it is very much convenient for the usage.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 01, 2017
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