Mr. Sharma enjoys great discounts on dining with his Credit Card. What about you? Get A Card
Kotak Mahindra Delight Premium Card is indeed a delight to customers who love spending on entertainment. With attractive benefits and features, cardholders of this card can enjoy spending every day. This is an ideal card for the movie buff in you.
Avail up to 4 free PVR tickets every 6 months on an expenditure of Rs.1,25,000.
A chance to get up to 8 free PVR tickets in a year.
Freedom to use PVR tickets for any day and any show.
PVR tickets can be claimed within three months from the date when the program period gets over.
Features and Benefits of Kotak Mahindra Delight Premium Card:
Some of the features and benefits of the Delight Premium Card from Kotak Mahindra Bank are:
Cashback on Movies:
On a minimum expenditure of Rs.10,000 on categories except entertainment and dining in one billing cycle, you can get 10% cashback on movies every month.
The card can be used anytime at movie theatres and plays at any time of the year.
Maximum of Rs.600 can be gained as cashback for both dining and entertainment expenses together. Movie related transactions entitles you to earn up to Rs.4,000 as cash-back, which is credited in the next month’s billing cycle.
This offer can be utilised on transactions made by merchant establishments under the category of ‘Entertainment’ MCC as set by VISA.
Cashback on Dining:
Cardholders of Kotak Mahindra Delight Premium Card can avail 10% cash-back on dining at stand-alone outlets every month on an expenditure of Rs.10,000 on categories except dining and entertainment.
The card can be used in coffee shops, pizza joints, fast food joints, restaurants and even pubs all-round the year.
Up to Rs.4,000 worth cash-back can be availed on a dining transaction, which is credited in the next month’s billing cycle.
This offer is only valid on transactions on merchant establishments that come under the ‘Restaurant’ Merchant Category Code (MCC) as designated by VISA.
Railway Surcharge Waiver:
Using the Delight Premium Credit Card, cardholders can avail railway surcharge waiver of 1.8% on transactions made on the IRCTC website.
Cardholders can also get 2.5% waiver if they book tickets through the counters at Indian Railways.
Fuel Surcharge Waiver:
Get 2.5% fuel surcharge waiver on all petrol pumps in the country.
This waiver is applicable on all transactions between Rs.400 and Rs.4,000.
You can earn a maximum fuel surcharge waiver of Rs.4,500 in a year.
In case you misplace your Delight Premium Card, you must immediately inform the Customer Contact Center and request for a blocking or deactivation of card in order to stop any misuse of the card.
You are also required to register a claim with the Insurance Company.
In case of stolen or misplaced card, Kotak Mahindra provides you a cover of Rs.75,000 against any fraudulent transactions made using your card up to 7 days before reporting.
Kotak Mahindra allows cardholders of the Delight Premium Card to opt for an add-on card.
You are also given the option of setting the spend limit on your add-on card as per your requirement.
The bank gives you an option of tracking expenses on each add-on card, separately.
Cardholders of the Kotak Mahindra Delight Premium Card can enjoy services such as balance enquiry at ATMs, machine surcharge at ATMs, retrieval of duplicate statement, and charge slip, for free.
The following eligibility criteria should be met in order to avail the Kotak Mahindra Delight Premium Card:
Primary card holder should be within the age of 21 years to 65 years.
Add-on card holder should be at least 18 years old or above.
Applicant should be an Indian resident.
Fees and Charges:
Rs.299 (2nd year onwards)
Over Limit Charge
Fund Transfer (per Rs.10,000)
Call a Draft
Cheque Bounce Payment
Foreign Currency Mark Up
Cash Payment (Branch)
Late Payment Charges:
Total Amount Due
Rs.100 – Rs.500
Rs.501 – Rs.10,000
Can the Kotak Mahindra Delight Premium Card be used anywhere in the world?
Yes, the card can be used internationally anywhere provided the merchants accept it.
Will the add-on card holder on my Delight Premium Card get a separate cashback?
The card entitles a total monthly cashback limit of Rs.600 on movie and dining transactions for both primary and add-on card combined. Therefore, there is no separate cashback for an add-on card holder.
What will happen if my insurance claim is rejected by the Insurance Company, in case of a misplaced card?
In case the Insurance Company rejects your insurance claim, you will have to pay the disputed amount as reflected in your credit card statement.
Will I be able to avail CashBack on online payment for movies and plays?
Yes, you can use the 10% cashback offer even when you book tickets online from a third-party site or registered website of multiplex or theatre, provided they are categorised under Entertainment MCC.
What are the places where the fuel surcharge waiver applicable on my Delight Premium Card from Kotak Mahindra?
Kotak Credit Cards offer the waiver that can be availed at all domestic petrol pumps in the country.
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I have Kotak Mahindra Bank credit card which was directly taken through Bank.I am using this credit card for the past 4 to 5 years .This was a free card and there are good reward points as well as cash back offers .I have got the credit card on time ,I have got the information about the card process through the agent .It is verymuch satisfied to access this card .
Its been more than 6 months since i hold the card. All the things like limit and service is very good. They have given me a satisfied limit of Rs. 1.20 lakhs and its a zero annual fee card. The offers are good. I am getting a free movie ticket offer for every month. They have delivered the card on time.
I use Kotak PVR Platinum credit card for more than 3 years. There is an offer for free 2movie tickets but am not taking it. The credit limit is very low and they need to increase. I have converted the payments into EMI and there is some interest plus processing fee which was higher but others are giving an option for no cost EMI.
I have Kotak Pvr Gold card, I used to get free movie tickets at week end, the credit limit is sufficient for me they offered around Rs.75,000 and they do have rewards points based on my transactions. The customer support is not upto the mark, whenever I call to their help desk they at least 15 minutes of time and then there was no response.
Last two years I am using Kotak Mahindra card, they gave me excellent limit based on my other credit card transactions. I have taken urban card it has life time free card, they are providing reward points for all spends. The rewards redemption is very good.
I'm using the kotak mahindra credit card for more than 5 years and the service is really good. I am having a platinum credit card. Its general card which provides the same benefits given by other card. Their app is really good. Its easy to make the bill payment. I can able to use it everywhere.
Kotak Mahindra Bank mobile application is easy to access for to check our transactions details, it is an annual fee chargeable card. II have been using this card for more than 3 years. EMI option is applicable and charges are nominal. I use this card for shopping purpose based on the usage I get reward points.
Kotak Pvr is a very good card as per my experience, I use this card generally for shopping purpose so I used to get reward points based on the spends. But I am not sure how to redeem those points into cash back and my card has Rs.500 yearly fee its fine.
I had a Kotak platinum card for last one year, its a pretty normal one for general usage. I got some offers as well based on the transaction but I didn't explore as such. The rate of interest is bit higher for the emi conversation, it should be as per the market rate.
I am using 2 credit cards with Kotak Mahindra Bank, Visa & Platinum card. The credit limits are less and got the limit around 22K initially but at present it was 52K. They are not charging me annual fee for both cards. The rate of interest was 16.5% and its easy to convert into EMI.
Based on my Kotak credit card, I can convert the purchase amount into emi with less interest as compared to other banks because I am using this Kotak card for last 7 years. If I do foreclosure also there is no extra charges for the emi. They keep enhancing the limit based on my transactions, they are providing buy one and get one movie tickets too.
I have applied for Kotak Mahindra Bank credit card which was applied through Online.I have submitted the documents twice and then not yet received any update and not got any reason about the card process hence not taken this card.I have got all the details about the card process.
I am using KOTAK bank 811 credit card for more than a year. The credit limit is limit is low of 25 thousands only. So far they have not increased the limit. It is an annual fee chargeable of 299 and waiver off option are applicable of 5000 thousands spend within a year.I use for shopping and utility purpose.
Kotak Mahindra Bank mobile application is easy to access for to check our transactions details, we can check statement in mobile application but we have to wait till the statement get generated, movie ticket offers are good, credit limit is nominal, card has annual charges of Rs. 499+GST.
I have closed the kotak mahindra bank and i have lost my sim card due that i am unable to make the payment for that they have charged me a huge interest rate hence i have paid all the amount and surrender the card. In future, if I'm able to get the card from Kotak, i will get the same.
I am using a credit card from Kotak Mahindra Bank. I've been holding this card for a while. I am convenient with the credit limit. I am getting some offers for reward points and cashbacks. This credit card's features are good. Bill payment is very easy since i pay through online.
Kotak Mahindra Bank has good offers on movie ticket purchase and on shopping, Kotak Bank is going to increase my credit limit, now the my card is life time free card, where there are no annual fee. There are good rewards points offers where I can redeem it for any merchandise voucher.
I am using Kotak Mahindra Bank credit card from past 7 years, offers are good for movie ticket bookings and for shopping purchase, EMI options are available with good rate of interest, but credit limit is not not been increased since using from these many years.
I got the Kotak Royal Signature card its good for my usage I never faced any issue so far from the bank end. I have been using this card for last three years but before two months I upgraded to Royal signature card it has waiver option on yearly fee if I spend certain limit.
I am holding a Kotak Mahindra Bank credit card. I have been using this card almost one year. I am satisfied with the credit limit. I am getting reward points and cashback offer. This credit card's features are excellent. Bill payment is very easy.