Mr. Sharma enjoys great discounts on dining with his Credit Card. What about you? Get A Card
Kotak Mahindra Delight Premium Card is indeed a delight to customers who love spending on entertainment. With attractive benefits and features, cardholders of this card can enjoy spending every day. This is an ideal card for the movie buff in you.
Avail up to 4 free PVR tickets every 6 months on an expenditure of Rs.1,25,000.
A chance to get up to 8 free PVR tickets in a year.
Freedom to use PVR tickets for any day and any show.
PVR tickets can be claimed within three months from the date when the program period gets over.
Features and Benefits of Kotak Mahindra Delight Premium Card:
Some of the features and benefits of the Delight Premium Card from Kotak Mahindra Bank are:
Cashback on Movies:
On a minimum expenditure of Rs.10,000 on categories except entertainment and dining in one billing cycle, you can get 10% cashback on movies every month.
The card can be used anytime at movie theatres and plays at any time of the year.
Maximum of Rs.600 can be gained as cashback for both dining and entertainment expenses together. Movie related transactions entitles you to earn up to Rs.4,000 as cash-back, which is credited in the next month’s billing cycle.
This offer can be utilised on transactions made by merchant establishments under the category of ‘Entertainment’ MCC as set by VISA.
Cashback on Dining:
Cardholders of Kotak Mahindra Delight Premium Card can avail 10% cash-back on dining at stand-alone outlets every month on an expenditure of Rs.10,000 on categories except dining and entertainment.
The card can be used in coffee shops, pizza joints, fast food joints, restaurants and even pubs all-round the year.
Up to Rs.4,000 worth cash-back can be availed on a dining transaction, which is credited in the next month’s billing cycle.
This offer is only valid on transactions on merchant establishments that come under the ‘Restaurant’ Merchant Category Code (MCC) as designated by VISA.
Railway Surcharge Waiver:
Using the Delight Premium Credit Card, cardholders can avail railway surcharge waiver of 1.8% on transactions made on the IRCTC website.
Cardholders can also get 2.5% waiver if they book tickets through the counters at Indian Railways.
Fuel Surcharge Waiver:
Get 2.5% fuel surcharge waiver on all petrol pumps in the country.
This waiver is applicable on all transactions between Rs.400 and Rs.4,000.
You can earn a maximum fuel surcharge waiver of Rs.4,500 in a year.
In case you misplace your Delight Premium Card, you must immediately inform the Customer Contact Center and request for a blocking or deactivation of card in order to stop any misuse of the card.
You are also required to register a claim with the Insurance Company.
In case of stolen or misplaced card, Kotak Mahindra provides you a cover of Rs.75,000 against any fraudulent transactions made using your card up to 7 days before reporting.
Kotak Mahindra allows cardholders of the Delight Premium Card to opt for an add-on card.
You are also given the option of setting the spend limit on your add-on card as per your requirement.
The bank gives you an option of tracking expenses on each add-on card, separately.
Cardholders of the Kotak Mahindra Delight Premium Card can enjoy services such as balance enquiry at ATMs, machine surcharge at ATMs, retrieval of duplicate statement, and charge slip, for free.
The following eligibility criteria should be met in order to avail the Kotak Mahindra Delight Premium Card:
Primary card holder should be within the age of 21 years to 65 years.
Add-on card holder should be at least 18 years old or above.
Applicant should be an Indian resident.
Fees and Charges:
Rs.299 (2nd year onwards)
Over Limit Charge
Fund Transfer (per Rs.10,000)
Call a Draft
Cheque Bounce Payment
Foreign Currency Mark Up
Cash Payment (Branch)
Late Payment Charges:
Total Amount Due
Rs.100 – Rs.500
Rs.501 – Rs.10,000
Can the Kotak Mahindra Delight Premium Card be used anywhere in the world?
Yes, the card can be used internationally anywhere provided the merchants accept it.
Will the add-on card holder on my Delight Premium Card get a separate cashback?
The card entitles a total monthly cashback limit of Rs.600 on movie and dining transactions for both primary and add-on card combined. Therefore, there is no separate cashback for an add-on card holder.
What will happen if my insurance claim is rejected by the Insurance Company, in case of a misplaced card?
In case the Insurance Company rejects your insurance claim, you will have to pay the disputed amount as reflected in your credit card statement.
Will I be able to avail CashBack on online payment for movies and plays?
Yes, you can use the 10% cashback offer even when you book tickets online from a third-party site or registered website of multiplex or theatre, provided they are categorised under Entertainment MCC.
What are the places where the fuel surcharge waiver applicable on my Delight Premium Card from Kotak Mahindra?
Kotak Credit Cards offer the waiver that can be availed at all domestic petrol pumps in the country.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
I have Kotak Mahindra Bank credit card which was applied through online.The credit limit was 50K, it was very less and this was a chargeable card and not getting any offers yet. This credit card I am using almost 7to 8 months.This is very easy and acceptable on all places.
On 2 years ago, I have got my credit card from Kotak Mahindra Bank. Their app is very good to use and service charge is less. Their service is good in the call centre. They have provided me a urbane credit card hence whenever I do EMI conversion, the charges are nominal. I'm getting a messages on a time to time basis. Their service people used to remind the customer regarding the due date hence my payment won't get miss.
I have Kotak Mahindra Bank credit card which was taken through bank directly.I am getting movie ticket offers on this card and also converting emi option is there .The agent gave a clear picture about the card process.I am using this credit card so far and it is very convenient .
I am facing some issue in Kotak Mahindra bank payment method. The card due date is 20th of every month but they are charging EMI amount on 1st of every month due to that they are charging some interest additionally. Earlier they have provided the credit limit of Rs. 45000 after that they have keep on reducing the limit without any prior intimation and when i cross my limit, they are charging me over limit usage charges.
I am using KOTAK PVR gold credit card quite for a long time. In this PVR card, i will be getting 1+1 movie ticket offer and this is a life time free card. Customer service and responsiveness was good and emi options are there. I have an account with Kotak so i got this card.
In Kotak Mahindra bank, I am holding my credit card which was issued based on my savings account, they gave me a life time free credit card. I got the credit limit of Rs. 1 lakh. Till now i haven't faced any issue on this card. They are sending offer messages via mail and SMS. I make the credit card payment through online.
From KOTAK Bank, i am using credit card last october month. This is a life time free card, I am happy with the credit limit till now. Mostly i use this card to book the flight, train& movie ticket, shopping and fuel purpose. They informed about movie offer which haven't avail.
I have just sent a request to close the Kotak Mahindra bank credit card because they have charged me so much of hidden charges. They include GST in my bill which I'm not aware of that and they are not ready to provide any split up also. I'm using Kotak Mahindra bank urbane card with the limit of Rs. 20000.
I am holding KOTAK credit card for past 10 years. They have given credit limit of 18K now they have enhanced up to 1.75L. It is a life time free card. EMI conversion is avail with nominal charges. It is a Platinum card. I use for Shopping, fuel and dining purpose based on usage use to get many benefits. I get 2 movie tickets offer in PVR if I spend 1L within 6 month.
I am using kotak Mahindra Bank credit card which have taken directly through bank.There are good reward points on this credit card .I am using this credit card for the past 2 to 3 years .This was a chargeable card, if spend 1lakh in a year then charges will be waived off . EMI conversion option is there, it is very helpful .
There is no annual charges for Kotak Mahindra bank and they have provided me high credit limit. The card is very useful for me because the repayment period is 45 days after swipe the card. More offers are there like reward points and free movie ticket offer. I am using this card for almost 1 year.
I have taken Kotak Mahindra Bank credit card through Bank directly.The credit limit was very less and this was a life time free card .There are good reward points as well as cash back offers .There was an option of converting EMI it is very useful .Everything was good to me so far .
I have a salary account in Kotak bank that's the reason I got the credit card from the same bank. They have provided me a credit limit of Rs. 60,000 and they are charging me a annual fee of Rs. 1,200 to waive off the same fee I need to use the card up to Rs. 1.50L in a year. I'm getting 2 PVR movie tickets on every month. I'm getting reward points for fuel and other purchase.
I have taken credit card from KOTAK on 2-3 months back. I got an offer via bank. This is a life time free card and the credit limit was given low when compared to my salary. EMI charges are applicable. The process was fine, I received the card within 2-3 days. I have start using this card for general purpose of shopping, fuel and others as well, but I haven't get any benefits yet.
I'm using the salary account from Kotak Mahindra bank so that they have offered me a free credit card with the limit of Rs. 20000 which is sufficient for me. I'm not looking for any offers even though they used to sent through messages. I hold this card for almost 6 months but i didn't faced any issue till now.
Kotak Mahindra bank credit card is good to use because they given me good offers. They are not taking any kind of extra charges. I hold this card for last 1 year. I have a premium card but I'm not getting any benefits. They gave me a limit of Rs. 40000 with the annual fee of Rs. 1000. I'm getting the OTP within a second whenever i do a online transaction.
I am using KOTAK Platinum credit card more than 9 months. Based on my account transaction, no need to pay annual charges. Credit limit on 1st year they given as Rs. 24k after 6 months automatically raised to Rs. 90k, i have given request to increase the limit. Service was good and there is a EMI option but interest was high 22%.
I have taken a credit card from Kotak Bank through online. The credit limit is very low of Rs. 51k, need to increase the limit and also i am getting movie offer but still not yet utilized. Mostly I am using only for online shopping. The customer service was good.
I am using Kotak mahindra Bank credit card which have availed directly through bank.This was a chargeable card need to pay Rs.399 yearly .I am getting cash back offers as well as reward points for shopping .customer service is also good and overall I am satisfied.
Kotak bank credit card, i am not using much but sometimes i will use this card for fuel purpose. Its an annually chargeable card. They given a sufficient credit limit and also every month i am getting movie ticket offer. Customer service and responsiveness was good.