Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Kotak Mahindra Delight Premium Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Kotak Mahindra Delight Premium Credit Card

    Kotak Mahindra Delight Premium Card is indeed a delight to customers who love spending on entertainment. With attractive benefits and features, cardholders of this card can enjoy spending every day. This is an ideal card for the movie buff in you.

    Key Features:

    • Avail up to 4 free PVR tickets every 6 months on an expenditure of Rs.1,25,000.
    • A chance to get up to 8 free PVR tickets in a year.
    • Freedom to use PVR tickets for any day and any show.
    • PVR tickets can be claimed within three months from the date when the program period gets over.

    Features and Benefits of Kotak Mahindra Delight Premium Card:

    Some of the features and benefits of the Delight Premium Card from Kotak Mahindra Bank are:

    • Cashback on Movies:
      • On a minimum expenditure of Rs.10,000 on categories except entertainment and dining in one billing cycle, you can get 10% cashback on movies every month.
      • The card can be used anytime at movie theatres and plays at any time of the year.
      • Maximum of Rs.600 can be gained as cashback for both dining and entertainment expenses together. Movie related transactions entitles you to earn up to Rs.4,000 as cash-back, which is credited in the next month’s billing cycle.
      • This offer can be utilised on transactions made by merchant establishments under the category of ‘Entertainment’ MCC as set by VISA.
    • Cashback on Dining:
      • Cardholders of Kotak Mahindra Delight Premium Card can avail 10% cash-back on dining at stand-alone outlets every month on an expenditure of Rs.10,000 on categories except dining and entertainment.
      • The card can be used in coffee shops, pizza joints, fast food joints, restaurants and even pubs all-round the year.
      • Up to Rs.4,000 worth cash-back can be availed on a dining transaction, which is credited in the next month’s billing cycle.
      • This offer is only valid on transactions on merchant establishments that come under the ‘Restaurant’ Merchant Category Code (MCC) as designated by VISA.
    • Railway Surcharge Waiver:
      • Using the Delight Premium Credit Card, cardholders can avail railway surcharge waiver of 1.8% on transactions made on the IRCTC website.
      • Cardholders can also get 2.5% waiver if they book tickets through the counters at Indian Railways.
    • Fuel Surcharge Waiver:
      • Get 2.5% fuel surcharge waiver on all petrol pumps in the country.
      • This waiver is applicable on all transactions between Rs.400 and Rs.4,000.
      • You can earn a maximum fuel surcharge waiver of Rs.4,500 in a year.
    • Delight Shield:
      • In case you misplace your Delight Premium Card, you must immediately inform the Customer Contact Center and request for a blocking or deactivation of card in order to stop any misuse of the card.
      • You are also required to register a claim with the Insurance Company.
      • In case of stolen or misplaced card, Kotak Mahindra provides you a cover of Rs.75,000 against any fraudulent transactions made using your card up to 7 days before reporting.
    • Add-on Card:
      • Kotak Mahindra allows cardholders of the Delight Premium Card to opt for an add-on card.
      • You are also given the option of setting the spend limit on your add-on card as per your requirement.
      • The bank gives you an option of tracking expenses on each add-on card, separately.
    • Free Services:

    Cardholders of the Kotak Mahindra Delight Premium Card can enjoy services such as balance enquiry at ATMs, machine surcharge at ATMs, retrieval of duplicate statement, and charge slip, for free.

    Eligibility:

    The following eligibility criteria should be met in order to avail the Kotak Mahindra Delight Premium Card:

    • Primary card holder should be within the age of 21 years to 65 years.
    • Add-on card holder should be at least 18 years old or above.
    • Applicant should be an Indian resident.

    Fees and Charges:

    Details Fees
    Joining Fee Rs.1,999 (One-time)
    Annual Fee Rs.299 (2nd year onwards)
    Interest Charges 3.5%
    Over Limit Charge Rs.500
    Fund Transfer (per Rs.10,000) Rs.300
    Cash Withdrawal Rs.300
    Call a Draft Rs.300
    Cheque Bounce Payment Rs.500
    Foreign Currency Mark Up 3.5%
    Add-on Card Rs.299
    Card Replacement Rs.100
    Cash Payment (Branch) Rs.75

    Late Payment Charges:

    Total Amount Due Charges
    Rs.100 – Rs.500 Rs.100
    Rs.501 – Rs.10,000 Rs.500
    Above Rs.10,000 Rs.700

    FAQs:

    1. Can the Kotak Mahindra Delight Premium Card be used anywhere in the world?

      Yes, the card can be used internationally anywhere provided the merchants accept it.

    2. Will the add-on card holder on my Delight Premium Card get a separate cashback?

      The card entitles a total monthly cashback limit of Rs.600 on movie and dining transactions for both primary and add-on card combined. Therefore, there is no separate cashback for an add-on card holder.

    3. What will happen if my insurance claim is rejected by the Insurance Company, in case of a misplaced card?

      In case the Insurance Company rejects your insurance claim, you will have to pay the disputed amount as reflected in your credit card statement.

    4. Will I be able to avail CashBack on online payment for movies and plays?

      Yes, you can use the 10% cashback offer even when you book tickets online from a third-party site or registered website of multiplex or theatre, provided they are categorised under Entertainment MCC.

    5. What are the places where the fuel surcharge waiver applicable on my Delight Premium Card from Kotak Mahindra?

      Kotak Credit Cards offer the waiver that can be availed at all domestic petrol pumps in the country.

    Other Top Credit Cards By Axis Bank

    Credit Card Reviews

    • Kotak Credit Card
      "Good Card with Kotak"
      0.5 5.0/5 "Blown Away!"
      I am using Kotak Mahindra card for around two years, I have salary account hence everything is fine for me. The credit limit is not good because they gave only Rs.22,000, they need to enhance the card limit. I have master card and the accessibility is great.
      Was this review helpful? 0
      , faridabad
      Reviewed on Mar 22, 2019
    • Kotak Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra Bank is pretty good in the credit card services. They provide good deals and offers. The credit limit is fine. They had been taking 1500 often as a charge, but I am not sure for what that fee is deducted. I do not have the time to contact the customer care too. Else there are no other hassles.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 22, 2019
    • Kotak Credit Card
      "Very Good Service"
      0.5 3.0/5 "Satisfactory"
      I am using this credit card for the last three years where i am quite satisfied with the services of them. There has been a good credit limit with this card and it has an annual charges of 500 as well. There has been offers with the card on cash backs and reward points.
      Was this review helpful? 1
      , gurgaon
      Reviewed on Mar 21, 2019
    • Kotak Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      I use Kotak Mahindra Bank credit card and my experience was average. The helpline number was not useful and they need to improve the customer service. They don't charge annual fee, If I spend certain limit in a year. The credit limit was sufficient. I have not used the Flexi option so don't know the charges.
      Was this review helpful? 1
      , thane
      Reviewed on Mar 21, 2019
    • Kotak Credit Card
      "Best movie card"
      0.5 5.0/5 "Blown Away!"
      I am holding KOTAK card recently only,credit limit is sufficient 65000 .I received the card within 1 week.Documentation process is very easy as they provided @ my door steps. Further the Customer service and responsiveness is also equally good.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 21, 2019
    • Kotak Credit Card
      "Credit limit is not upto the mark for present situation "
      0.5 1.0/5 "Really Bad"
      Till now Kotak mahindra bank credit card offers me a credit limit of less than 20 k . For the present situation , this credit limit is not any useful for me . I thought of giving this card to my sister . No offers were available for this card and paying a annual fees of more than Rs 200 /- .
      Was this review helpful? 1
      , mumbai
      Reviewed on Mar 21, 2019
    • Kotak Credit Card
      "Best card"
      0.5 4.0/5 "Great!"
      I am happy with the services of KOTAK BANK credit card . Mainly i use this card for for shopping , traveling and even for other general purpose also . Bank has offered me a credit card and the offers on the card is good.Overall it is good card . The card is chargeable .
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 20, 2019
    • Kotak Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with KOTAK MAHINDRA BANK . They charge very high interest rate with this card . I am holding this card for past 6month . Additional charges are more here , i am not that happy with this card . I hold a KOTAK URBAN credit card . The card is chargeable .
      Was this review helpful? 0
      , vadodara
      Reviewed on Mar 20, 2019
    • Kotak Credit Card
      "Need calls or SMS for informing the offers & interest rate"
      0.5 1.0/5 "Really Bad"
      Being a regular user for in Kotak mahindra bank Credit card , I never happy with the customer service . Not even a appreciable credit limit . More issues with the cash back offers and discounts in on-line . Till now i didn't get any calls or sms for intimating the offers . Interest rate is very high
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • Kotak Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had been holding this credit card for the last couple of months and the services which they had provided so far was good. There has not been any annual charges with this card and they had provided me with a good credit limit as well. I had not yet used the card to know more about the features.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • Kotak Credit Card
      "Need annual fees to be waived "
      0.5 3.0/5 "Satisfactory"
      While getting the Kotak mahindra bank credit card , Executive informed me this a life time free card . But after one year . KMB charging a annual fees of Rs 1200 /- . I informed to the Customer care people also for wavering the Annual fees . No accurate information about the card . Normally , I don't use this card much .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • Kotak Credit Card
      "Good for PVR movies"
      0.5 5.0/5 "Blown Away!"
      Whenever I book PVR movie ticket some discount I get from my Kotak PVR credit card, the limit of the card is satisfactory. I have downloaded the app but I couldn't see my points, I just wondering whether the bank is providing the reward points or not.
      Was this review helpful? 1
      , mumbai
      Reviewed on Mar 20, 2019
    • Kotak Credit Card
      "Can do Better"
      0.5 3.0/5 "Satisfactory"
      I do have Kotak Mahindra credit card its not so great, I am using PVR gold credit card is a chargeable card with waiver option. If I do certain limit they will revise the yearly fee. They give some movie ticket office, but I didn't use because I am using Amex its best in my experience.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 20, 2019
    • Kotak Credit Card
      "Avearge "
      0.5 4.0/5 "Great!"
      My application has been approved with KOTAK MAHINDRA BANK . I have EMI option also with this card . Customer service and their response is good here with this card . I am holding this card for past 1 year . Benefits were attractive with this card . I use this card for multipurpose .
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 19, 2019
    • Kotak Credit Card
      "Need to increase my limit above 1.5L"
      0.5 5.0/5 "Blown Away!"
      I hold Kotak league card, I would like to increase the credit limit because they have provided me only 64K. Its annual fee of 1500 rupees. I am getting benefits like buy one get one movie ticket, fuel waive off and some cash back offer also getting discounts on restaurants.The interest rate is normal.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 19, 2019
    • Kotak Credit Card
      "Below average"
      0.5 1.0/5 "Really Bad"
      Actually they have committed mr with credit limit of 3L but they have issued me only 50K which am not satisfied. When I call the customer care, it connects to the Robotics system and am unable to speak to their executive. I have received Kotak PVR Visa card and the documentation process was easy.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 19, 2019
    • Kotak Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      KOTAK MAHINDRA bank credit card using last two years . Customer service provided is good and their response is properly . I am satisfied with this limit in this card and movie ticket offer available; this is chargeable- rs-900 rupees but if I spend 1L then fee is waived .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 18, 2019
    • Kotak Credit Card
      "GOOD CARD TO USE"
      0.5 5.0/5 "Blown Away!"
      I am using the credit card with the KOTAK MAHINDRA BANK since from last 3-4 years, they have offered with the satisfactory credit limit also they have offered with the sufficient offers with this card. It is user friendly to use also no issues.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 18, 2019
    • Kotak Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      I am satisfied with limit in this card this is life time free card and I donâ??t know whats the offer in this card only I have been using KOTAK MAHINDRA bank credit card using last seven years . Customer service provided is good and their response is properly .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 18, 2019
    • Kotak Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I hold KOTAK MAHINDRA BANK credit card . Their customer support is also good. I make payments online which is convenient for me and never had any issues with their services. KOTAK MAHINDRA BANK Credit card gave the best service. They also offered me a fair limit. I am holding this card for past two year.and this chargeable card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 18, 2019
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.