Kotak Mahindra Delight Premium Card is indeed a delight to customers who love spending on entertainment. With attractive benefits and features, cardholders of this card can enjoy spending every day. This is an ideal card for the movie buff in you.
Some of the features and benefits of the Delight Premium Card from Kotak Mahindra Bank are:
Cardholders of the Kotak Mahindra Delight Premium Card can enjoy services such as balance enquiry at ATMs, machine surcharge at ATMs, retrieval of duplicate statement, and charge slip, for free.
The following eligibility criteria should be met in order to avail the Kotak Mahindra Delight Premium Card:
|Joining Fee||Rs.1,999 (One-time)|
|Annual Fee||Rs.299 (2nd year onwards)|
|Over Limit Charge||Rs.500|
|Fund Transfer (per Rs.10,000)||Rs.300|
|Call a Draft||Rs.300|
|Cheque Bounce Payment||Rs.500|
|Foreign Currency Mark Up||3.5%|
|Cash Payment (Branch)||Rs.75|
Late Payment Charges:
|Total Amount Due||Charges|
|Rs.100 – Rs.500||Rs.100|
|Rs.501 – Rs.10,000||Rs.500|
Yes, the card can be used internationally anywhere provided the merchants accept it.
The card entitles a total monthly cashback limit of Rs.600 on movie and dining transactions for both primary and add-on card combined. Therefore, there is no separate cashback for an add-on card holder.
In case the Insurance Company rejects your insurance claim, you will have to pay the disputed amount as reflected in your credit card statement.
Yes, you can use the 10% cashback offer even when you book tickets online from a third-party site or registered website of multiplex or theatre, provided they are categorised under Entertainment MCC.
Kotak Credit Cards offer the waiver that can be availed at all domestic petrol pumps in the country.
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