Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 0 Kotak Bank Fortune Gold Credit Card
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    Kotak Bank Fortune Gold Credit Card

    Kotak Mahindra bank, India’s leading private sector bank offers a wide range of credit card products in the country to suit the needs of various kinds of customers. The bank extends a plethora of card options in categories such as Shopping, Lifestyle, Corporate, Dining/Entertainment and NRI. It also offers cards like the Kotak Fortune Gold Card, rich on benefits and helps you save on fees and charges for specific transactions.

    The Fortune Gold Card offers a basket of benefits such as cash withdrawals without interest charges, fuel surcharge waiver, 0% balance transfer and no annual fees. If you’re someone who makes frequent cash advances or tanks up frequently with credit cards, this card is custom made for you.

    Kotak Fortune Gold Credit Card Benefits:

    • The cardholder can not only make cash withdrawals at Kotak and other Visa ATMs, but can also get cash and initiate funds transfer at branches, request for a Demand Draft online and offline. With so many options, you will never run out of choices to get cash.
    • The cash withdrawn is interest free up to 48 days, which implies you’ve ample time to repay and save on interest charges. Also, you just pay Rs.199 per Rs.10,000 withdrawn as cash advance fee. These facilities are available all round the year.
    • If you frequently purchase fuel with credit cards, enjoy maximum savings with the Kotak Fortune Gold card. Fuel Surcharge is waived for transactions between Rs.500 to Rs.3,000. The maximum waiver allowed in a calendar year is Rs.3,500.
    • Transfer balances from other credit cards at a processing fee of just Rs.349 per 10,000. At nominal interest charges, you end up saving a considerable amount. The balance transfer option is instant & easy, just a call away.

    Kotak Fortune Gold Credit Card Features:

    • Add On or Supplementary cards are available for your loved ones. Freeze limits on each card and track spends separately for each card using netbanking. The benefits and features remain the same as the Primary card.
    • The Fortune Shield insurance cover option from Kotak ensures protection against fraudulent transactions. Get a cover of Rs.50,000 against fraudulent usage, up to 7 days pre- reporting.
    • The cardholder also qualifies for 4 free tickets from PVR or Rs.750 as cash back if the total spends in a calendar year exceed Rs.1,50,000.

    Eligibility and Documentation:

    This card is only available for Businessmen from Ahmedabad, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Chandigarh, Navi Mumbai, Pune and Bengaluru.

    • The primary card applicant should be atleast 18 years and not above 65 years.
    • The credit card aspirant should be a resident of India.
    • Minimum annual income from business should be atleast Rs.3 lakhs.

    Fees and Charges:

    Joining Fee Waived
    Annual Fee Nil
    Late Payment ChargesRs.100 to 700, depending on the O.S balance
    Over limit FeeRs.500
    Cash Withdrawal Fee Rs.199 for every Rs.10,000 withdrawn
    Add On cardRs.299 per card

    Kotak Fortune Gold Credit Card FAQs:

    1. Is the Kotak Fortune Gold card available for salaried individuals?

      No. This card is tailor made and available only to self employed businessmen. You can look at other card options from Kotak available in various categories such as Shopping, Dining and Entertainment, Lifestyle etc.

    2. I am a businessman and would like to apply for the Kotak Fortune Gold card for my daily procurement expenses. How much is the Annual fee?

      As the card is designed to meet the daily needs of businessmen, there is no Joining or Annual fee billed on this card for a lifetime. Plus, Supplementary cards are available at an Annual fee of just Rs.299.

    3. How do I transfer funds online from my Fortune Gold Card account?

      The bank gives you an exclusive option of transferring funds from your credit card account into any of the existing Kotak Mahindra bank accounts. Simply walk into the nearest banking branch with your credit card, provide a valid ID proof and request for a funds transfer by filling up the relevant forms.

      You can also log on to KotakCards.com to initiate a funds transfer online, by using your login credentials. The transfer can only be made into a Kotak bank account in your name.

    4. What type of card is the Fortune Gold Card?

      This card is categorised as Visa Gold, accepted internationally.

    5. Is there an interest free period for retail purchases?

      Yes. Retail purchases are not billed interest charges for up to 48 days from the time of successful transaction.

    6. What is the transaction limit to qualify for fuel surcharge waiver?

      The minimum amount is Rs.500 with an upper cap of Rs.3,000 for a single swipe to qualify for the waiver.

    7. Can I earn reward points for purchases and other transactions?

      The reward points program is not available for this card.

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  • Kotak Bank Fortune Gold Credit Card Reviews

    • Kotak Credit Card
      "Looking for better Service"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra online application is very good and userfriendly to access. I have salary account with them hence its a zero balance account. But their customer service is not supportive though I have relationship manager but the assigned Manger is not taking care of my queries.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 23, 2018
    • Kotak Credit Card
      "Looking for Better service"
      0.5 3.0/5 "Satisfactory"
      I have salary account with Kotak Mahindra from 2010, but their credit card process was very difficult, they were collected lot of documents from my end and also they are checking the credit score of credit card process. But the limit of the card is also low around Rs.57000. It would be great if they improve their service.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 23, 2018
    • Kotak Credit Card
      "Convenient Credit Card"
      0.5 4.0/5 "Great!"
      Kotak credit card is very easy to apply and convenient to use as well. I have received my credit card within 15 days they have done everything on time. The credit limit is also very good and I believer there is no first year fee then its chargeable.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 23, 2018
    • Kotak Credit Card
      "Excellent"
      0.5 4.0/5 "Great!"
      I have a royale signature credit card with Kotak Mahindra. The process is good and in a timely manner. There are offers on shopping and on a weekend I can get the offer of buy one get one movie ticket free and 200 worth for food too at a restaurant. Total of 500 worth I get on the ticket and food. The credit limit is also good and it is a life time free card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 23, 2018
    • Kotak Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I have my credit card approved with Kotak Mahindra Bank and the experience was good. The process was smooth and i received my credit card within 10 days. I have a credit limit of Rs 40000 which is less in this credit card. An annual fee of Rs 1500 has to be paid every year for this credit card. Customer service was good and they collected documents on time. I get offers like buy 1 get 1 movie tickets and i use this card for shopping purpose.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 23, 2018
    • Kotak Credit Card
      "Not a good Experience"
      0.5 1.0/5 "Really Bad"
      To start of I got the Credit card only after 2 months of applying for the same. I haven't used it at all as the Bank has failed to create that trust. Also the Limit they have given is quite less of Rs.50000. Also the App doesn't work at all in iPhoneX.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 23, 2018
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      My credit card application was approved by Kotak Mahindra Bank and the experience was good. The process was quick and i received my credit card within 1 week. I am happy with the credit limit which is offered by HDFC and there is no annual fee charged for this credit card. Customer service was good and they collected documents on time. I am not aware of any offers in this credit card and i use this card for shopping purpose.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 22, 2018
    • Kotak Credit Card
      "Excellent banking"
      0.5 5.0/5 "Blown Away!"
      I have been banking with Kotak Mahindra bank for last few months they had initially gave a credit limit of 75,000 after three months they had increased to 98,000 i don't have to pay an annual fees to use this card.Net banking is user friendly.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2018
    • Kotak Credit Card
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      KOTAK ESSENTIA PLATINUM CREDIT CARD is one of the best card in which I have received. Received the card within the given time. Customer service and responsiveness is really super. I have three more cards, among those KOTAK ESSENTIA PLATINUM CREDIT CARD is the best.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2018
    • Kotak Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      It is good to use the PVR Platinum credit card for past one year from Kotak mahindra bank. The credit limit value which I got from this card is good and I am satisfied with it. The customer support is good with the Kotak mahindra bank PVR platinum credit card. I would say it is good to use the KOTAK PVR platinum credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 22, 2018
    • Kotak Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I have applied KOTAK MAHINDRA BANK credit card and received within a month time. The limit which expected is given and I satisfied with it. Also I like the feature of uploading documents via online. Response from the bank was good, I appreciate the kind response provided by the bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 22, 2018
    • Kotak Credit Card
      "looking for better credit limit"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card of Kotak Mahindra Bank from last 1 year, the services provided by KMB credit card is good when compared to all other credit cards. There is no annual fee charged for this credit card. I get offers like buy 1 get 1 movie tickets in this credit card. I use net banking for making payments. I have a credit limit of Rs 30000 which is less for this credit card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 22, 2018
    • Kotak Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a best experience for me With Kotak mahindra bank credit card department. I already have my salary account with Kotak mahindra bank the verification procedures has been smooth. The interest and charges was fine with Kotak, it was totally a excellent experience with Kotak mahindra bank credit card department.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
    • Kotak Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a best experience for me With Kotak mahindra bank credit card department. I already have my salary account with Kotak mahindra bank the verification procedures was been smooth. The interest and charges was fine with Kotak,it was totally a excellent experience with Kotak mahindra bank credit card department.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 19, 2018
    • Kotak Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I am having the Kotak mahindra bank credit card and am using it from the last 1.5 years of time. I would like to say that the response is fine one for me and the rate of interest is around 12%, which was the only drawback with the Kotak mahindra bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2018
    • Kotak Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I got my credit card immediately with Kotak Mahindra Bank. I have a Kotak Delight credit card. They gave one lakh rupees as a credit limit but I have been informed as will be getting more than a lakh. The customer service and response was good. The payment option is easy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 19, 2018
    • Kotak Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I had applied for a credit card with Kotak through online channel. They offered me a Kotak Essentia card. The credit limit was good and satisfactory. They charge annual fee of 1500 rupees for a year. The documents are collected by the executive. I got the card on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 18, 2018
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Kotak Mahindra credit card from last 10 months, i am happy with the credit card services with this bank. I paid an annual fee of Rs 499 which has to be paid every year for this credit card. I am not aware of any offers in this credit card. I use mobile banking for making payments and i have a credit limit of Rs 20000 in this credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 18, 2018
    • Kotak Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Kotak Mahindra credit card from last 1 year, the services provided by KMB credit card is comparatively good than other credit cards. There is no annual fee charged for this credit card. I get cash back offers in this credit card. I use net banking for making payments. Initially i had a credit limit of Rs 10000 and later they increased the credit limit to Rs 13000.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jan 18, 2018
    • Kotak Credit Card
      "Better"
      0.5 4.0/5 "Great!"
      I recently took a credit card with Kotak Mahindra Bank through online. The credit limit was good, they gave me the highest credit limit. I have Kotak Visa Urbane card. The customer service has called me on time and provided a proper information.
      Was this review helpful? 0
      , bangalore
      Reviewed on Jan 17, 2018
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