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    We found 1 Kotak Bank Fortune Gold Credit Card
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    Kotak Bank Fortune Gold Credit Card

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    Kotak Bank Fortune Gold Credit Card

    Kotak Mahindra bank, India’s leading private sector bank offers a wide range of credit card products in the country to suit the needs of various kinds of customers. The bank extends a plethora of card options in categories such as Shopping, Lifestyle, Corporate, Dining/Entertainment and NRI. It also offers cards like the Kotak Fortune Gold Card, rich on benefits and helps you save on fees and charges for specific transactions.

    The Fortune Gold Card offers a basket of benefits such as cash withdrawals without interest charges, fuel surcharge waiver, 0% balance transfer and no annual fees. If you’re someone who makes frequent cash advances or tanks up frequently with credit cards, this card is custom made for you.

    Kotak Fortune Gold Credit Card Benefits:

    • The cardholder can not only make cash withdrawals at Kotak and other Visa ATMs, but can also get cash and initiate funds transfer at branches, request for a Demand Draft online and offline. With so many options, you will never run out of choices to get cash.
    • The cash withdrawn is interest free up to 48 days, which implies you’ve ample time to repay and save on interest charges. Also, you just pay Rs.199 per Rs.10,000 withdrawn as cash advance fee. These facilities are available all round the year.
    • If you frequently purchase fuel with credit cards, enjoy maximum savings with the Kotak Fortune Gold card. Fuel Surcharge is waived for transactions between Rs.500 to Rs.3,000. The maximum waiver allowed in a calendar year is Rs.3,500.
    • Transfer balances from other credit cards at a processing fee of just Rs.349 per 10,000. At nominal interest charges, you end up saving a considerable amount. The balance transfer option is instant & easy, just a call away.

    Kotak Fortune Gold Credit Card Features:

    • Add On or Supplementary cards are available for your loved ones. Freeze limits on each card and track spends separately for each card using netbanking. The benefits and features remain the same as the Primary card.
    • The Fortune Shield insurance cover option from Kotak ensures protection against fraudulent transactions. Get a cover of Rs.50,000 against fraudulent usage, up to 7 days pre- reporting.
    • The cardholder also qualifies for 4 free tickets from PVR or Rs.750 as cash back if the total spends in a calendar year exceed Rs.1,50,000.

    Eligibility and Documentation:

    This card is only available for Businessmen from Ahmedabad, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Chandigarh, Navi Mumbai, Pune and Bengaluru.

    • The primary card applicant should be atleast 18 years and not above 65 years.
    • The credit card aspirant should be a resident of India.
    • Minimum annual income from business should be atleast Rs.3 lakhs.

    Fees and Charges:

    Joining Fee Waived
    Annual Fee Nil
    Late Payment ChargesRs.100 to 700, depending on the O.S balance
    Over limit FeeRs.500
    Cash Withdrawal Fee Rs.199 for every Rs.10,000 withdrawn
    Add On cardRs.299 per card

    Kotak Fortune Gold Credit Card FAQs:

    1. Is the Kotak Fortune Gold card available for salaried individuals?

      No. This card is tailor made and available only to self employed businessmen. You can look at other card options from Kotak available in various categories such as Shopping, Dining and Entertainment, Lifestyle etc.

    2. I am a businessman and would like to apply for the Kotak Fortune Gold card for my daily procurement expenses. How much is the Annual fee?

      As the card is designed to meet the daily needs of businessmen, there is no Joining or Annual fee billed on this card for a lifetime. Plus, Supplementary cards are available at an Annual fee of just Rs.299.

    3. How do I transfer funds online from my Fortune Gold Card account?

      The bank gives you an exclusive option of transferring funds from your credit card account into any of the existing Kotak Mahindra bank accounts. Simply walk into the nearest banking branch with your credit card, provide a valid ID proof and request for a funds transfer by filling up the relevant forms.

      You can also log on to KotakCards.com to initiate a funds transfer online, by using your login credentials. The transfer can only be made into a Kotak bank account in your name.

    4. What type of card is the Fortune Gold Card?

      This card is categorised as Visa Gold, accepted internationally.

    5. Is there an interest free period for retail purchases?

      Yes. Retail purchases are not billed interest charges for up to 48 days from the time of successful transaction.

    6. What is the transaction limit to qualify for fuel surcharge waiver?

      The minimum amount is Rs.500 with an upper cap of Rs.3,000 for a single swipe to qualify for the waiver.

    7. Can I earn reward points for purchases and other transactions?

      The reward points program is not available for this card.

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  • Kotak Bank Fortune Gold Credit Card Reviews

    • Kotak Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      It was a very good experience I had with KOTAK for my credit card service ,customer support was very helpful ,when ever I contact them . Even the offers I use to get good regular offers from KOTAK , annual fees I pay around 750 ,overall I am very much comfortable with KOTAK service .
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 22, 2017
    • Kotak Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      Kotak bank has offered me a credit card. The offers are good and I get much of offers online. There are discounts provided always and the limit is also up to the mark. There is a EMI feature as well. I have availed this card before 2 years of time and the limit they have offered is 33000 rupees..
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 22, 2017
    • Kotak Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      The services i am receiving from KOTAK mahendra bank for using the urbane gold card is really happy experience . the bank avails many good offers to me one the credit card . the customer service done from the bank side is really appreciable . also the KOTAK Bank give me a offer of no cost EMI on anything i purchase .
      Was this review helpful? 0
      , pune
      Reviewed on Sep 21, 2017
    • Kotak Credit Card
      "Easy to hold"
      0.5 2.0/5 "Expected more"
      I hold a platinum credit card with KOTAK MAHINDRA BANK were my current limit is 1 lakh 25 thousand.The mobile application with the bank is user friendly. Balance transfer options are also available and i can redeem my reward points.The customer care is really pathetic with kotak as they are chargeable.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 21, 2017
    • Kotak Credit Card
      "Good for EMI conversion"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra credit card provides me lower interest rate on EMI option and I could make my credit card payment easily through thier mobile app its has good payment gate . I am fine with the credit limit and their bills are transparent about the usage.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 21, 2017
    • Kotak Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      My credit card was taken with KOTAK bank and I hold my salary account also here because I am satisfied with their services and responses overall. I can take EMI option If I purchase anything above 3000 using KOTAK credit card which is an advantage here.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • Kotak Credit Card
      "Till date no hassles"
      0.5 4.0/5 "Great!"
      Kotak Mahindra bank is also to my expectation with the credit card. The team is good and they are responsive when ever I reach out to them. The online banking is convenient for these payments and to track my transactions too. The credit limit is also good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 20, 2017
    • Kotak Credit Card
      "KOTAK Creditcard"
      0.5 1.0/5 "Really Bad"
      I had received the pin number from KOTAK but not the credit card . They confirmed that my card has been dispatched on last month 18th the card however I am yet to receive the new card., not sure about the card status too. Twice I contacted them they said they will call me back but I am yet to receive a confirmation from them.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Sep 20, 2017
    • Kotak Credit Card
      "Not satisfied"
      0.5 2.0/5 "Expected more"
      I hold a credit card with Kotak Mahindra bank and the services are not to my satisfaction. There are no offers and the credit limit is also not good. The bank also needs to work on the response and the statements and the overall experience needs an improvement.
      Was this review helpful? 0
      , nagpur
      Reviewed on Sep 20, 2017
    • Kotak Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      My credit card is from Kotak Mahindra bank and the offers and benefits on it is excellent. The credit limit is not that good only concern is that only and the banking is always up to the mark. The statements are perfect and the billing cycle is also convenient for me to pay. Am happy with the overall services.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • Kotak Credit Card
      "not good"
      0.5 1.0/5 "Really Bad"
      It was not that joyful exp i am having with KOTAK MAHINDRA Bank Credit card . as a customer i say them i will be paying the bill by tomorrow but still they keep on calling me back to back that is kind of nagging the customer to the core .If that is the case then i will cancel the credit card within 2 months . Neither they have a track record of of their cases they just blindly call to the customers that is really nagging.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 18, 2017
    • Kotak Credit Card
      "EXCELLENT"
      0.5 4.5/5 "Excellent!"
      My KOTAK credit card has the limit offered by them is very much satisfactory. The offers I get on the card is really good, they provide cash back offers too. I also get some movie tickets. Based on the salary account they have offered me this credit card and the limit they have offered is 20000 rupees and its a life time free credit card
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 18, 2017
    • Kotak Credit Card
      "Can be better"
      0.5 3.0/5 "Satisfactory"
      I have used the Kotak Mahindra bank credit card and I would like to say its not really best one. Experience is not really a good one for me and the response is okay one for me, also its not really that much great. I would like to suggest that they need to work a lot with the user interface.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 17, 2017
    • Kotak Credit Card
      "Satisfied with the experience"
      0.5 4.0/5 "Great!"
      Kotak Mahindra bank is good overall on the credit card. Though there are no much of offers, I still use it as my transactions are smooth and I am okay with the credit limit. The customer services are good and the response is also satisfactory overall.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 16, 2017
    • Kotak Credit Card
      "They should improve on credit card part"
      0.5 3.0/5 "Satisfactory"
      I don't see any offers on the Kotak Mahindra credit card, they only give rewards points for the transaction. I have been using this credit card around four months so far I didn't find any cash offers in e commerce but their Credit limit is sufficient and fine.
      Was this review helpful? 0
      , noida
      Reviewed on Sep 16, 2017
    • Kotak Credit Card
      "Good for transactions"
      0.5 4.0/5 "Great!"
      As said the Kotak bank need to increase their services more and increase the credit limit based on the criteria or CTC based, but the transnational charges needs to be reduced as per the bank norms and credit loans should be provided for eligible ones over all its okay for online transactions .
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 15, 2017
    • Kotak Credit Card
      "Convenient Credit card"
      0.5 4.0/5 "Great!"
      I do hold Kotak Mahindra Feast Gold credit card, they giving discounts at online purchase at amazon and flipkart. But in Amazon I am getting low offers but in Flipkart, Kotak offering high interest. I do get some reward points for the transaction, But I generally won't redeem until I get a call from customer care to inform about the expiry date.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 15, 2017
    • Kotak Credit Card
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      The Kotak Mahindra credit card department gives very good service to the customers. It is very helpful to do the shopping, purchases and for other usages. The EMI converting option is good with Kotak mahindra card. The credit card service is really helpful for all kind of emergency usages. So I can say overall service was excellent from KOTAK.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Sep 14, 2017
    • Kotak Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Kotak bank as well and the best is the reward points I earn on my transactions and the points are redeemable as well. They have offered me the credit limit around 45 thousand they have offered me life time free credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 14, 2017
    • Kotak Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Credit limit offered by KOTAK bank is really excellent and it can be extendable based on your transactions and it is very much hassle free, I do get a lot of complimentary offers its an excellent service which was provided by KOTAK MAHINDRA BANK.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 14, 2017
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