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    Kotak Bank Fortune Gold Credit Card

    We found 1 Kotak Bank Fortune Gold Credit Card

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    Kotak Bank Fortune Gold Credit Card

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    Overview:

    Kotak Mahindra bank, India’s leading private sector bank offers a wide range of credit card products in the country to suit the needs of various kinds of customers. The bank extends a plethora of card options in categories such as Shopping, Lifestyle, Corporate, Dining/Entertainment and NRI. It also offers cards like the Kotak Fortune Gold Card, rich on benefits and helps you save on fees and charges for specific transactions.

    The Fortune Gold Card offers a basket of benefits such as cash withdrawals without interest charges, fuel surcharge waiver, 0% balance transfer and no annual fees. If you’re someone who makes frequent cash advances or tanks up frequently with credit cards, this card is custom made for you.

    Kotak Fortune Gold Credit Card Benefits:

    • The cardholder can not only make cash withdrawals at Kotak and other Visa ATMs, but can also get cash and initiate funds transfer at branches, request for a Demand Draft online and offline. With so many options, you will never run out of choices to get cash.
    • The cash withdrawn is interest free up to 48 days, which implies you’ve ample time to repay and save on interest charges. Also, you just pay Rs.199 per Rs.10,000 withdrawn as cash advance fee. These facilities are available all round the year.
    • If you frequently purchase fuel with credit cards, enjoy maximum savings with the Kotak Fortune Gold card. Fuel Surcharge is waived for transactions between Rs.500 to Rs.3,000. The maximum waiver allowed in a calendar year is Rs.3,500.
    • Transfer balances from other credit cards at a processing fee of just Rs.349 per 10,000. At nominal interest charges, you end up saving a considerable amount. The balance transfer option is instant & easy, just a call away.

    Kotak Fortune Gold Credit Card Features:

    • Add On or Supplementary cards are available for your loved ones. Freeze limits on each card and track spends separately for each card using netbanking. The benefits and features remain the same as the Primary card.
    • The Fortune Shield insurance cover option from Kotak ensures protection against fraudulent transactions. Get a cover of Rs.50,000 against fraudulent usage, up to 7 days pre- reporting.
    • The cardholder also qualifies for 4 free tickets from PVR or Rs.750 as cash back if the total spends in a calendar year exceed Rs.1,50,000.

    Eligibility and Documentation:

    This card is only available for Businessmen from Ahmedabad, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Chandigarh, Navi Mumbai, Pune and Bengaluru.

    • The primary card applicant should be atleast 18 years and not above 65 years.
    • The credit card aspirant should be a resident of India.
    • Minimum annual income from business should be atleast Rs.3 lakhs.

    Fees and Charges:

    Joining Fee Waived
    Annual Fee Nil
    Late Payment ChargesRs.100 to 700, depending on the O.S balance
    Over limit FeeRs.500
    Cash Withdrawal Fee Rs.199 for every Rs.10,000 withdrawn
    Add On cardRs.299 per card

    Kotak Fortune Gold Credit Card FAQs:

    1. Is the Kotak Fortune Gold card available for salaried individuals?

      No. This card is tailor made and available only to self employed businessmen. You can look at other card options from Kotak available in various categories such as Shopping, Dining and Entertainment, Lifestyle etc.

    2. I am a businessman and would like to apply for the Kotak Fortune Gold card for my daily procurement expenses. How much is the Annual fee?

      As the card is designed to meet the daily needs of businessmen, there is no Joining or Annual fee billed on this card for a lifetime. Plus, Supplementary cards are available at an Annual fee of just Rs.299.

    3. How do I transfer funds online from my Fortune Gold Card account?

      The bank gives you an exclusive option of transferring funds from your credit card account into any of the existing Kotak Mahindra bank accounts. Simply walk into the nearest banking branch with your credit card, provide a valid ID proof and request for a funds transfer by filling up the relevant forms.

      You can also log on to KotakCards.com to initiate a funds transfer online, by using your login credentials. The transfer can only be made into a Kotak bank account in your name.

    4. What type of card is the Fortune Gold Card?

      This card is categorised as Visa Gold, accepted internationally.

    5. Is there an interest free period for retail purchases?

      Yes. Retail purchases are not billed interest charges for up to 48 days from the time of successful transaction.

    6. What is the transaction limit to qualify for fuel surcharge waiver?

      The minimum amount is Rs.500 with an upper cap of Rs.3,000 for a single swipe to qualify for the waiver.

    7. Can I earn reward points for purchases and other transactions?

      The reward points program is not available for this card.

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  • Kotak Bank Fortune Gold Credit Card Reviews

    • Kotak Credit Card
      "Till date no hassles"
      0.5 5.0/5 "Blown Away!"
      There are no charges for my credit card and the offers on it is more than satisfactory for me. I also have a decent credit limit and I am happy that Kotak Mahindra bank has given me these benefits. The customer support is also up to the mark and in all no issues.
      Was this review helpful? 0
      , pune
      Reviewed on May 24, 2017
    • Kotak Credit Card
      "Good features"
      0.5 4.5/5 "Excellent!"
      There are nominal charges taken on the credit card but the offers are good at Kotak Mahindra bank. The limit the bank has offered is good enough and the customer services are good as well because they are helpful when I contact them and the bills are on time.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 23, 2017
    • Kotak Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      I bank with Kotak Mahindra bank for a credit card as well and they are equally good on this product. There are offers provided from time to time and there are no charges taken for my card. The customer services and response has also been good and in all no issues faced.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2017
    • Kotak Credit Card
      "Convenient credit card"
      0.5 5.0/5 "Blown Away!"
      Kotak service is very good, their customer service is giving very good response. I am not using my credit card frequently but whenever I use my credit card it gives a wonderful experience. Kotak credit card bills are very clear and transparent, they give proper details about the transaction.
      Was this review helpful? 1
      , mangalore
      Reviewed on May 19, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Kotak Mahindra League Platinum credit card for about past 2 years. I got benefits like reward points cash back offers and gift vouchers and movie tickets offers and other benefits . The rate of interest is nominal with this card . Overall I am happy using this card.
      Was this review helpful? 0
      , jalandhar
      Reviewed on May 19, 2017
    • Kotak Credit Card
      "Its Good"
      0.5 4.0/5 "Great!"
      Previously I used Trump credit card of Kotak Mahindra it had low credit limit around Rs.25,000, recently they had given Kotak League credit card with nominal limit. I guess they are providing good reward points or cash back offers. It normally takes about a day's time for the payment to get reflected in the system the payment does not get reflected instantly.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 19, 2017
    • Kotak Credit Card
      "Fabulous"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card of Kotak mahindra bank and there are no annual charges there. Its completely a good credit card when compared with other credit card. Credit limit which is assigned to me on this credit card is around 48000 Rupees. To conclude, I would say I am very much happy with their service,.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • Kotak Credit Card
      "Very Good"
      0.5 4.0/5 "Great!"
      I am having the Kotak Mahindra Bank credit card and am having it from the last 1.5 years of time. The services are excellent with them Credit limit value provided by them is very minimal which is around 36000 Rupees and it is a life time free credit card. Based on the salary account they have offered me personal loan and even credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • Kotak Credit Card
      "Very good offers and overall good service"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra bank has offered me a life time free credit card. The benefits are good and the credit limit is also good and the bank has excellent customer services. The phone banking is easy to connect too and they are supportive when I reach out to them.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 18, 2017
    • Kotak Credit Card
      "Excellent services"
      0.5 4.5/5 "Excellent!"
      Kotak Mahindra bank has offered me a credit card as well and I am equally happy with this product. There are offers given from time to time and I also have a decent credit limit too. The statements are clear and there are no hassles in banking with them.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 17, 2017
    • Kotak Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra bank has offered me a credit card and though I do not use it much, I am happy with the services I receive and when ever I contact the customer care team, they are helpful in sorting out my clarifications. The bills are clear and overall a good experience.
      Was this review helpful? 0
      , delhi
      Reviewed on May 16, 2017
    • Kotak Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I currently use the credit card with Kotak Mahindra bank and I am happy with it as i get normal benefits. The credit limit is 10000 rupees and they have called me for enhancing the credit limit but I denied overall the transactions done on the card is intimated and the statements are clear and on time to me
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 15, 2017
    • Kotak Credit Card
      "Good card but not usable"
      0.5 2.0/5 "Expected more"
      I got Kotak mahindra kotak league platinum credit card few days back. I am not using this card because, Kotak mahindra has forced me to take this card, while I got the Personal Loan with them. I guess I need to pay the annual fee of Rs.499 which is not required. The service need to be improved. My sincere request to them woul dbe "Do not force the customer to take up any product in future".
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 13, 2017
    • Kotak Credit Card
      "Quick services"
      0.5 4.0/5 "Great!"
      Kotak Mahindra bank has offered me a credit card after I have taken my loan from them. They have offered me a credit limit of 75K and the process of me receiving the card was much before than the date I was promised. I am yet to receive the PIN number.
      Was this review helpful? 1
      , chennai
      Reviewed on May 12, 2017
    • Kotak Credit Card
      "Good beneficial card"
      0.5 5.0/5 "Blown Away!"
      I like overall service of Kotak Mahindra credit card, I have accumulated good rewards points, I have taken this credit card before one year, Kotak have increased my credit limit before I request and there is no annual charges applicable with my credit card. Moreover I am using International credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 11, 2017
    • Kotak Credit Card
      "Not recommendable"
      0.5 3.0/5 "Satisfactory"
      The statements are not clear at all with Kotak Mahindra bank for the credit card. I have a EMI on my card and instead of paying from my savings account, I pay the EMI by cash. But the bank keeps charging me Rs. 500 for the same. Like wise they keep calling me continuously informing me about a outstanding and I keep telling them to send an executive to collect the payment. Till date no one has come and I am unable to make it to the bank as I have just been out from hospital.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 09, 2017
    • Kotak Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      One of the best credit cards I prefer is the one from Kotak Mahindra bank. Only because they provide me with the best of deals as promised. The credit limit is also good and the statements are crystal clear. I also receive calls often giving me details of the on going offers.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on May 08, 2017
    • Kotak Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      I hold a credit card with Kotak Mahindra bank and the bank has been giving me a lot of benefits on the card. There are EMI features and there are loan facilities as well. There are cash back offers and also points which can be redeemed easily. Overall good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 06, 2017
    • Kotak Credit Card
      "The best bank"
      0.5 5.0/5 "Blown Away!"
      The benefit that I receive on my credit card is really great where the offers are very much useful to me. I recently received a call from Kotak mahindra bank informing me that I am eligible for a loan on card, likewise I get other benefits like cash back and reward points as well on this card.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 03, 2017
    • Kotak Credit Card
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      Based on the relationship that I maintain with KOTAK Bank they had offered me a credit card. They processed my application properly and the card was disbursed on time. There was no issue with the said bank for my credit card. Also I am much comfortable in using this kotak credit card. Initially they had captured my details incorrectly on the card, but later they rectified it, so it would be better if they are careful while capturing the customer details.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 03, 2017
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