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    We found 1 Kotak Bank Fortune Gold Credit Card
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    Kotak Bank Fortune Gold Credit Card is Rated as "Satisfactory" by 1 Users

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    Kotak Bank Fortune Gold Credit Card

    Kotak Mahindra bank, India’s leading private sector bank offers a wide range of credit card products in the country to suit the needs of various kinds of customers. The bank extends a plethora of card options in categories such as Shopping, Lifestyle, Corporate, Dining/Entertainment and NRI. It also offers cards like the Kotak Fortune Gold Card, rich on benefits and helps you save on fees and charges for specific transactions.

    The Fortune Gold Card offers a basket of benefits such as cash withdrawals without interest charges, fuel surcharge waiver, 0% balance transfer and no annual fees. If you’re someone who makes frequent cash advances or tanks up frequently with credit cards, this card is custom made for you.

    Kotak Fortune Gold Credit Card Benefits:

    • The cardholder can not only make cash withdrawals at Kotak and other Visa ATMs, but can also get cash and initiate funds transfer at branches, request for a Demand Draft online and offline. With so many options, you will never run out of choices to get cash.
    • The cash withdrawn is interest free up to 48 days, which implies you’ve ample time to repay and save on interest charges. Also, you just pay Rs.199 per Rs.10,000 withdrawn as cash advance fee. These facilities are available all round the year.
    • If you frequently purchase fuel with credit cards, enjoy maximum savings with the Kotak Fortune Gold card. Fuel Surcharge is waived for transactions between Rs.500 to Rs.3,000. The maximum waiver allowed in a calendar year is Rs.3,500.
    • Transfer balances from other credit cards at a processing fee of just Rs.349 per 10,000. At nominal interest charges, you end up saving a considerable amount. The balance transfer option is instant & easy, just a call away.

    Kotak Fortune Gold Credit Card Features:

    • Add On or Supplementary cards are available for your loved ones. Freeze limits on each card and track spends separately for each card using netbanking. The benefits and features remain the same as the Primary card.
    • The Fortune Shield insurance cover option from Kotak ensures protection against fraudulent transactions. Get a cover of Rs.50,000 against fraudulent usage, up to 7 days pre- reporting.
    • The cardholder also qualifies for 4 free tickets from PVR or Rs.750 as cash back if the total spends in a calendar year exceed Rs.1,50,000.

    Eligibility and Documentation:

    This card is only available for Businessmen from Ahmedabad, Chennai, Delhi (including Gurgaon and Noida), Hyderabad, Kolkata, Mumbai, Chandigarh, Navi Mumbai, Pune and Bengaluru.

    • The primary card applicant should be atleast 18 years and not above 65 years.
    • The credit card aspirant should be a resident of India.
    • Minimum annual income from business should be atleast Rs.3 lakhs.

    Fees and Charges:

    Joining Fee Waived
    Annual Fee Nil
    Late Payment ChargesRs.100 to 700, depending on the O.S balance
    Over limit FeeRs.500
    Cash Withdrawal Fee Rs.199 for every Rs.10,000 withdrawn
    Add On cardRs.299 per card

    Kotak Fortune Gold Credit Card FAQs:

    1. Is the Kotak Fortune Gold card available for salaried individuals?

      No. This card is tailor made and available only to self employed businessmen. You can look at other card options from Kotak available in various categories such as Shopping, Dining and Entertainment, Lifestyle etc.

    2. I am a businessman and would like to apply for the Kotak Fortune Gold card for my daily procurement expenses. How much is the Annual fee?

      As the card is designed to meet the daily needs of businessmen, there is no Joining or Annual fee billed on this card for a lifetime. Plus, Supplementary cards are available at an Annual fee of just Rs.299.

    3. How do I transfer funds online from my Fortune Gold Card account?

      The bank gives you an exclusive option of transferring funds from your credit card account into any of the existing Kotak Mahindra bank accounts. Simply walk into the nearest banking branch with your credit card, provide a valid ID proof and request for a funds transfer by filling up the relevant forms.

      You can also log on to KotakCards.com to initiate a funds transfer online, by using your login credentials. The transfer can only be made into a Kotak bank account in your name.

    4. What type of card is the Fortune Gold Card?

      This card is categorised as Visa Gold, accepted internationally.

    5. Is there an interest free period for retail purchases?

      Yes. Retail purchases are not billed interest charges for up to 48 days from the time of successful transaction.

    6. What is the transaction limit to qualify for fuel surcharge waiver?

      The minimum amount is Rs.500 with an upper cap of Rs.3,000 for a single swipe to qualify for the waiver.

    7. Can I earn reward points for purchases and other transactions?

      The reward points program is not available for this card.

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  • Kotak Bank Fortune Gold Credit Card Reviews

    • Kotak Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with Kotak. The customer service and response was very good. The charges are normal. The credit limit was low, It would be great if they increase my credit limit. They charge annual fee but it will be waived off, If I transact more.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 18, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I hold a credit card with Kotak Mahindra bank from last 1 year, the service provided by KMB credit card is comparatively good. This is a zero annual fee credit card. I find this card very convenient to use. Offers like cash back and reward points are good in this credit cards. I use this card for online shopping and i am fine with the credit limit.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • Kotak Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      It was a good experience with Kotak Mahindra Bank. They dispatched the card on time. The credit limit was 50K. Executive came to my place to collect the documents. The customer service and response was average. It is a lifetime free credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 18, 2017
    • Kotak Credit Card
      "Satisfied with the process"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra Bank has offered me a credit card and the banking services are good. The customer support is also fast in contacting me and informing me the details. I got the card on time and the whole experience is fine. The line of credit on my KOTAK Credit card is the best.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • Kotak Credit Card
      "Credit card features should be enhanced"
      0.5 3.0/5 "Satisfactory"
      Kotak Mahindra service is not good, t hey wont respond on time for my queries and also the credit limit is not satisfactory. I have been using Kotak service more than 8 to 9 months, even my brother is using the same card but still credit limit was not enhanced.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 18, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 3.5/5 "Pretty good"
      I applied for a credit card with Kotak Mahindra bank and they approved it and I took it from them. I have been using their Kotak Mahindra Platinum credit card for the past 3 years now and till now it is a good card for me. The annual fees of Rs. 750 is applied to this credit card.
      Was this review helpful? 0
      , faridabad
      Reviewed on Nov 18, 2017
    • Kotak Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I have taken Kotak Credit Card but I am not happy with the credit limit. They offered me Essentia Platinum credit card. They are good in customer service and response. The interest rate and charges are high compared to others. They charge annual fee.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 18, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Kotak Mahindra Bank credit card from last 1.5 years, the services provided by KMB is good when compared to all other credit cards. They did not charge any annual fee at the time of getting this credit card. I get good offers like cash back and reward points. I use this credit card for general purpose and i am fine with the credit limit.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 18, 2017
    • Kotak Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with KOTAK. They have offered essentia platinum International card. The credit limit was 1.5 lakhs and I am getting 10% cashback offers, rewards points here. The customer service and responses was satisfactory The rate of interest and charges are average so My overall experience was good and I would like to recommend to others.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 18, 2017
    • Kotak Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      It was been a awesome experience with KOTAK MAHINDRA for my credit card service the interest rate and charges was good with KOTAK MAHINDRA compare to others in the market and they provide me credit limit of two lakhs it was good service from KOTAK MAHINDRA for my credit card service.
      Was this review helpful? 0
      , mumbai
      Reviewed on Nov 17, 2017
    • Kotak Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      I have been using KOTAK MAHINDRA platinum credit card from the year 2015 they provide me with good offers also the customer service staffs where good in response it was totally a wonderful experience with KOTAK MAHINDRA for my credit card service.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 17, 2017
    • Kotak Credit Card
      "Average card to use"
      0.5 4.0/5 "Great!"
      The credit services charges are very high with Kotak mahindra credit card. I got the credit card with Kotak mahindra for past 2years. The customer support is not giving the proper response with the credit card department as well . I am satisfied with the credit limit. The service charges are very high with this card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • Kotak Credit Card
      "Better banking"
      0.5 4.0/5 "Great!"
      I have purchased a credit card from Kotak Mahindra Bank.The limit on the card is one lakh,happy with limit,i have to pay an annual fees of Rs 600 to hold this card.I get offers for dining which is tied up with Kotak bank.Mobile App is good rather using net banking.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • Kotak Credit Card
      "Good to Use"
      0.5 4.0/5 "Great!"
      Kotak Mahindra gave me the joining offer of some gift coupon its nice, I am holding Kotak platinum credit card its a life free credit card. The limit of the card is good they gave me Rs.80,000 its satisfactory, they will also increase the limit based on my transaction.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Nov 17, 2017
    • Kotak Credit Card
      "Unhappy with the services. "
      0.5 1.0/5 "Really Bad"
      I have taken a PVR platinum credit card from Kotak Mahindra bank first and I received a credit limit of one lakh. I needed a limit of two lakhs and more and I got only one lakh. There is no response when I contact the customer. I had tried the number a 100 times and I had to drive down 20 KMS to the bank to get to know the details on how to make my payment.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • Kotak Credit Card
      "No response"
      0.5 4.0/5 "Great!"
      I had applied for the PVR Gold credit card with Kotak Mahindra bank. The bank has contacted me and informed me the details and they were to come over to collect the documents but no one came over to take the paper work. No information about the charges.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 17, 2017
    • Kotak Credit Card
      "Looking for the Better service"
      0.5 4.5/5 "Excellent!"
      I received Kotak Mahindra credit card long back, but still I didn't receive the pin of my credit card. Customer care executive who taken care of my credit card process didn't give any updates. I would like to suggest they should provide hassle free service.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
    • Kotak Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I have taken a credit card with Kotak Mahindra Bank i have had no issues during the process as well as with the customer service and response from them. The process was completed and the card was given to me on time. I am also Happy with the limit on the card.
      Was this review helpful? 0
      , pune
      Reviewed on Nov 17, 2017
    • Kotak Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      I had applied and taken a credit card with Kotak Mahindra Bank and i would say that the experience has been satisfactory. The application was processed but there was a delay in the disbursement of the card and there was a delay in receiving the card and during that time i had no call from them. The Limit is around 87K but it could have been better.
      Was this review helpful? 0
      , jaipur
      Reviewed on Nov 17, 2017
    • Kotak Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      I have my credit card with KOTAK bank. I hold KOTAK pvr platinum International credit card . The customer service and responses was up to the mark. The credit limit was 25,000 which was satisfactory . The customer service and responses was up to the mark. I am getting pvr tickets and rewards points .My overall experience was good and I would like to recommend to others.
      Was this review helpful? 0
      , bangalore
      Reviewed on Nov 17, 2017
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