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    Kotak Bank Feast Gold Credit Card

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    Kotak Bank Feast Gold Credit Card

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    Kotak Bank Credit Card Diwali Offer

    Kotak understands that customers are looking for credit cards that give them the most benefits for their lifestyle. Kotak Feast Gold Card is designed with foodies and film lovers in mind. Earn attractive benefits and points every time you shop or dine-out. So what are you waiting for? Grab your very own Kotak Feast Gold Card today.

    Kotak Feast Gold Card Features:

    Some of the exclusive features that the Kotak Feast Gold Card offers are:
    • Spend a minimum of 5000/- on Dining & Movies and earn 10 DINING POINTS on every additional 100/- you spend on Dining and at the Movies. 1 Dining point = Re. 1
    • You will be eligible to earn Dining points on the first 5 Dining & Movie transactions. You can get up to a maximum of 600/- dining points. Dining & Movie Transactions up to Rs.4000 are qualified for dining points.
    • Dining points for one billing cycle will be accredited in the following billing cycle.
    • You can earn Dining Points only when you use your card at established outlets which are classified under the “Restaurants and Entertainment" Merchant Category Code (MCC) as defined by VISA.

    Kotak Feast Gold Card Benefits:

    • Earn points and redeem anywhere, anytime.
    • The choices are endless. Everything from coffee shops, pizza joints, movie theaters, pubs, restaurants etc., get more benefits every time you spend.

    Eligibility and Documentation:

    • Customers applying for a Primary Card should be aged between 21 and 65 years. Add on card holders should be minimum 18 years of age
    • Applicants located in the following locations are eligible: Hyderabad, Ahmedabad, Navi Mumbai, Mumbai, Pune, Kolkata, Bangalore, Chennai and Delhi (including Gurgaon & Noida).
    • Applicants must have a minimum income of 3 lakhs per annum.
    • Applicants must be Indian residents.
    • Only Salaried Executives are eligible

    Fees and Charges:

    The Kotak Feast Gold Card’s annual fee of Rs. 499 will be charged at the end of the year. Additionally there is an interest rate of 3.4%. Over limit charge is Rs. 500 and add on card is Rs. 299. Card replacement will be charged Rs. 100. Cash Withdrawal, Call a Draft and Fund Transfer (Per 10, 000/- or part thereof) will be charged Rs. 300.

    How To Redeem Kotak Feast Gold Card Points:

    You can choose to redeem your points in the following forms: Airline tickets, Air miles, Mobile Recharge, Movie Tickets, Branded Merchandise or cash. Just follow these simple steps to make your choice of redemption.

    • Visit
    • Go to the Net Banking link
    • Use your CRN, Password and Dynamic Access Code to login
    • Pick your credit cards
    • Simply choose the Reward Redemption option of your selection.

    Note: If you choose to redeem your reward points in the form of Merchandise, Mobile Recharge or Airline tickets, you must first convert your reward points to Easy Points. 1 reward point=2 easy points.

    Kotak Feast Gold Credit Card FAQs:

    1. Whom has the Feast Gold Card been designed for?

      The Kotak Feast Gold Card has been designed particularly for salaried segment. The major spend areas are kept in mind while the card was designed, so the card is relevant for your needs and you get the maximum out of your car.

    2. Is this Card valid internationally?

      Yes you can use and benefit from your Kotak Feast Gold Card anywhere in the world.

    3. Will the Add-on Card holder get a separate dinning points?

      The monthly dining points limit is 600 for both Primary & Add-on Cards together, thus add-on card holders do not get any separate dining points.

    4. When is an ‘over limit charge’ charged?

      Once your transactions cross 100% of your credit limit, a flat over limit fee of Rs.500 will be charged on each of your billing cycles that you are over the limit.

    5. Where all can I avail of 10 Dining Points?

      You earn 10 Dining Points only when you use your card at established outlets which are classified under the “Restaurants and Entertainment" Merchant Category Code (MCC) as defined by VISA. A wide range of outlets are included in this category including Pubs, Bars, coffee shops etc. Dining points is not offered on Hotel MCC as its specified by VISA. Movie and Play theatres are included in the Entertainment sector.

    6. Is the offer valid if I book movie tickets via the internet?

      If you are going directly to the cinema’s website like to make your booking, you can make use of the offer. However, if you are using a third party website like to book your tickets, you will not avail the offer if they are not under the Entertainment MCC.

    7. Is there any specific condition for availing the 10 Dining Points?

      Yes. Your total purchase, including movie and dining, should be more than Rs 5000 in a billing cycle for you to avail the 10 Dining Points.


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    Kotak Bank Feast Gold Credit Card Reviews

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