Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Kotak Bank Easyday Titanium Credit Card

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    Kotak Bank Easyday Titanium Credit Card

    Kotak Mahindra bank offers their customers different credit cards to fit every lifestyle including Shopping, Dining and Entertainment, among others. Getting yourself the Easyday Kotak Titanium Card and save more at the Easyday Stores’ already lowest prices and avail the exclusive Master Card Offers.

    Easyday Kotak Titanium Card Features:

    Some of the exclusive features that the Easyday Kotak Titanium Card offers are:

    1. Interest Free period of upto 48 days
    2. Interest rate at 3.4% p.m.
    3. Easyday Shield:

      If it so happens that your Easyday Kotak Titanium Card is stolen, don’t fret. Kotak offers customers a cover of Rs. 75,000 against fraudulent usage up to 7 days as long as you report the incident. If your card is stolen, call the Customer Contact Centre at 1800 102 6022 and make sure your card is deactivated/blocked. You must then contact your insurance company and register a complaint.

    4. SMS Alert:

      With the SMS Alert feature, you have complete control over your card. Simply SMS 5676788 or 997 105 6767 from your registered mobile number to start getting text updates.

    5. Mastercard Secure Code:

      With the Mastercard Secure Code feature, you can relax knowing that your online transactions are secure. To complete a transaction online, cardholders must give an additional password which helps in making sure that transactions are done only by you.

    6. Smart Pay:

      All transactions equal to or above Rs. 3000/- and within 75% of credit limit can be converted into easy EMI's. EMI options are 3, 6, 9, 12 and 24 month.

    7. Family Offers:

      Avail exciting offers from partners on your Easyday Kotak Card

      Share the joy with your loved ones by gifting them add-on cards for free of charge

    8. Add-on Cards:

      All your loved ones holding the Add-on Cards will be able to enjoy all the benefits that you enjoy on your Primary Card. You can control the expenditure on each add on card by setting the spend limits. You can also track spends on add on cards individually.

    Easyday Kotak Titanium Card Benefits:

    Here are some of the benefits Easyday Kotak Titanium Card holders enjoy:
    1. Easy Rewards:
      • At Easyday earn 10 points for every Rs.100/- you spend.
      • Outside Easyday earn 5 points for every Rs.100/- you spend

      Note: You must have minimum 500 points for redemption. Also, the total points redeemed must be in multiples of 100.

    2. Instant Benefits:
      • At Easyday every time you swipe your Easyday Kotak Titanium Card for a sum of Rs. 2000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-
      • Outside Easyday, when you swipe your Easyday Kotak Titanium Card for a sum of Rs. 3000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-

      Note: Only one voucher each per month for both in-store & out-store spends.

    3. Welcome Gifts:

      At Easyday shop, if you shop once a day for 6 days for Rs. 200 or more (within the first 3 months), you will get voucher for 2kgs of sugar.

    Documentation:

    You must submit proof of identity in any of these forms; Driving License, Passport, PAN card or Voters ID.

    Fees and Charges:

    • The annual fee for an Easyday Kotak Titanium Card is Rs. 499/-.
    • If the retail spends is Rs. 30000/- or more in a year, the annual fee is waived off.
    • Cash Payment at Branch is charged Rs. 75/-
    • Card Replacement is charged Rs. 100/-
    • Cash Withdrawal / Call a Draft / Fund Transfer (Per Rs. 10,000/- or part thereof) is Rs. 300/-
    • Over Limit Charge is Rs. 500/-
    • Interest Charges is 3.40%
    • Late Payment Charges varies from Rs. 100 to 700, depending on the total amount due.
    How To Redeem reward points:

    Once you have collected some reward points, call the Customer Contact Centre at 1800116022/1800226022. The Phone Banking Officer will help you redeem your points, which he will send in the form of a voucher along with your following month’s statement. You can use your vouchers at the Easyday stores on your next visit.

    Kotak Easyday Titanium Card FAQs:

    1. Whom has the Easyday Kotak Credit Card been designed for?

      The Easyday Kotak Credit Card has been designed specifically to benefit those who shop at Easyday stores the most.

    2. Is this card valid internationally?

      No. This card is not valid internationally.

    3. Do I enjoy any interest free period on retail transactions?

      Yes. You enjoy an interest free period of upto 48 days on retail transactions.

    4. What are the options available to withdraw cash using my Easyday Kotak Titanium / Silver Card?

      Unfortunately, cash withdrawal facility is not available through ATM – Kotak or any other VISA ATM. But you can may get cash through Call a draft, Fund Transfer or Cash withdrawal at Kotak Branch.

    5. What is the cash withdrawal fee?

      A minimal Rs. 300 per Rs. 10,000 withdrawn and part thereof.

    Other Top Credit Cards By Kotak Bank

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  • Kotak Bank Easyday Titanium Credit Card Reviews

    • Kotak Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      I hold a credit card with Kotak Mahindra bank and the best is the bank has EMI options. It is very convenient to convert my transactions to EMI and also choose from the flexible slots. There are other decent deals and benefits on the card too. Satisfied overall.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 20, 2017
    • Kotak Credit Card
      "Recommendable credit card"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra credit card service is best, I used to track everything through mobile application. They used to send proper notification on time hence I never any bill discrepancy. I have using it around three and half years, their credit limit is good.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 20, 2017
    • Kotak Credit Card
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      I am very much happy with the service of KOTAK I will say I had a very excellent experience from KOTAK the staffs are very good and helpful also I use to get regular updates regarding offers and the statements ,I will say the service of KOTAK for my credit card service is excellent.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 20, 2017
    • Kotak Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      I am holding Kotak Mahindra PVR platinum credit card, they are providing good movie ticket discounts, but I am not using that much. Because I do have other credit card but still Kotak has good credit limit and their reward points, cash back offers are excellent.
      Was this review helpful? 0
      , medak
      Reviewed on Oct 19, 2017
    • Kotak Credit Card
      "Good to hold and use"
      0.5 3.0/5 "Satisfactory"
      First Kotak offer me movie card and I have replaced it with Fortune Gold Card. Using it for more than 1 year. I cannot view the reward points on the mobile application. It is life time free card. As they promised, increased the credit limit after 6months which was satisfactory now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "Very good experience"
      0.5 4.0/5 "Great!"
      The deals on the Kotak Mahindra bank credit card are always good and the services are always to my satisfaction and there has been no issues. The credit limit is good and the bank has a lot of deals online and there are features of EMI which is very much flexible.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Kotak Mahindra credit card from last 4 to 5 months, Kotak Mahindra provides one of the best services on credit card. There was no annual fee charged at the time of getting this card. I also get good offfers like cash back and reward points. The credit limit is comparatively good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "Best banking "
      0.5 5.0/5 "Blown Away!"
      I hold kotak credit card with a good limit of one lakh they had recently upgraded my card,get many offers on the card for shopping online as well as offline.Its a zero fees card. Its a Best card to hold with.Its a privilege holding kotak card for my transaction.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      I would never want to recommend Kotak Mahindra bank for a credit card. It has been a very poor experience with them. They have charged me a late payment fee, for which I paid and this month again I receive a late fee charge in my bill. The credit limit is low. Likewise they instruct the customer where they should or should not use the credit card, when it has to be the customers choice.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      The experience for a credit card is not satisfactory with Kotak Mahindra bank. There are very high charges and the customer services are not up to the mark. It has always been a poor service from this back and they need to improve overall when compared to the other banks.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      My credit card is with KOTAK taken 6 months back. The credit limit was 15,000 and the charges are average here. I hold the visa International card. I have 24/7 helpline number also.. I get rewards point and cash back offers as benefits but I have not used them .The credit card process was very fast and easy. The interest rate is also good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      From the last six months of time, I am using Kotak mahindra bank credit card and the response is good one with them, also the customer service is also an excellent one. Online payment services are feasible one for me,.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "good service"
      0.5 4.0/5 "Great!"
      I have a KOTAK MAHINDRA credit card I use to get offers from KOTAK MAHINDRA the service is very nice very good customer service and the credit application was very user friendly and easy to use ,I will say the service of KOTAK is very good for my credit card service.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 16, 2017
    • Kotak Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      I use the Kotak mahindra card for shopping, restaurants, utility bills, fuel and for mobile bills. I use the Kotak mahindra bank Urbane credit card for more than 4 years. I am not satisfied with the credit limit, still they need to increase the credit limit.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 16, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have the Kotak mahindra Aqua credit card for past 7 to 8years. The customer support is average with Kotak mahindra credit card department. I am satisfied with the credit limit. I use this card for shopping , purchasing, fuel charges, ticket booking and for other usages.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 16, 2017
    • Kotak Credit Card
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      There are good deals on the credit card with Kotak Mahindra Bank. It is a nice experience as the offers are useful to me. There are no hassles while using the card and there are no charges as well. The limit is to my expectation and the card is accessible every where.
      Was this review helpful? 0
      , rohtak
      Reviewed on Oct 16, 2017
    • Kotak Credit Card
      "Customer support not reachable"
      0.5 3.0/5 "Satisfactory"
      I bank with Kotak Mahindra bank for a credit card as well. The major drawback in this account is the customer support team is not reachable. I am not able to clarify my queries and it is not convenient. the offers are okay and the limit is also good.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 16, 2017
    • Kotak Credit Card
      "Application takes long"
      0.5 3.0/5 "Satisfactory"
      The procedure for applying Credit Card in this bank is very lazy to say the least. I submitted the documents twice, and in both the cases I received almost no reply at all. I got a call from them stating that I would get a verification call, which hasn't reached me yet.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 16, 2017
    • Kotak Credit Card
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      I had a bad experience for the credit card with Kotak Mahindra bank too. The net banking shows that I have reward points but when I contacted the customer care they were not helpful for me to redeem it. The customer services and response is not satisfactory.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 15, 2017
    • Kotak Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      I am happy that Kotak Mahindra Bank has offered me a credit card after the disbursement of my loan. Though I have not explored on the card much, I appreciate the fact that the bank offered me the card which I have not seen with any other bank. Good overall.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 14, 2017
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