Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Loading your search...
    Close

    Compare, check your eligibility and apply for credit cards online.

  • Kotak Bank Easyday Titanium Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Kotak Bank Easyday Titanium Credit Card

    Kotak Mahindra bank offers their customers different credit cards to fit every lifestyle including Shopping, Dining and Entertainment, among others. Getting yourself the Easyday Kotak Titanium Card and save more at the Easyday Stores’ already lowest prices and avail the exclusive Master Card Offers.

    Easyday Kotak Titanium Card Features:

    Some of the exclusive features that the Easyday Kotak Titanium Card offers are:

  • Interest Free period of upto 48 days
  • Interest rate at 3.4% p.m.
  • Easyday Shield:

    If it so happens that your Easyday Kotak Titanium Card is stolen, don’t fret. Kotak offers customers a cover of Rs. 75,000 against fraudulent usage up to 7 days as long as you report the incident. If your card is stolen, call the Customer Contact Centre at 1800 102 6022 and make sure your card is deactivated/blocked. You must then contact your insurance company and register a complaint.

  • SMS Alert:

    With the SMS Alert feature, you have complete control over your card. Simply SMS 5676788 or 997 105 6767 from your registered mobile number to start getting text updates.

  • Mastercard Secure Code:

    With the Mastercard Secure Code feature, you can relax knowing that your online transactions are secure. To complete a transaction online, cardholders must give an additional password which helps in making sure that transactions are done only by you.

  • Smart Pay:

    All transactions equal to or above Rs. 3000/- and within 75% of credit limit can be converted into easy EMI's. EMI options are 3, 6, 9, 12 and 24 month.

  • Family Offers:

    Avail exciting offers from partners on your Easyday Kotak Card

    Share the joy with your loved ones by gifting them add-on cards for free of charge

  • Add-on Cards:

    All your loved ones holding the Add-on Cards will be able to enjoy all the benefits that you enjoy on your Primary Card. You can control the expenditure on each add on card by setting the spend limits. You can also track spends on add on cards individually.

  • Easyday Kotak Titanium Card Benefits:

    Here are some of the benefits Easyday Kotak Titanium Card holders enjoy:
  • Easy Rewards:
    • At Easyday earn 10 points for every Rs.100/- you spend.
    • Outside Easyday earn 5 points for every Rs.100/- you spend

    Note: You must have minimum 500 points for redemption. Also, the total points redeemed must be in multiples of 100.

  • Instant Benefits:
    • At Easyday every time you swipe your Easyday Kotak Titanium Card for a sum of Rs. 2000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-
    • Outside Easyday, when you swipe your Easyday Kotak Titanium Card for a sum of Rs. 3000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-

    Note: Only one voucher each per month for both in-store & out-store spends.

  • Welcome Gifts:

    At Easyday shop, if you shop once a day for 6 days for Rs. 200 or more (within the first 3 months), you will get voucher for 2kgs of sugar.

  • Documentation:

    You must submit proof of identity in any of these forms; Driving License, Passport, PAN card or Voters ID.

    Fees and Charges:

    • The annual fee for an Easyday Kotak Titanium Card is Rs. 499/-.
    • If the retail spends is Rs. 30000/- or more in a year, the annual fee is waived off.
    • Cash Payment at Branch is charged Rs. 75/-
    • Card Replacement is charged Rs. 100/-
    • Cash Withdrawal / Call a Draft / Fund Transfer (Per Rs. 10,000/- or part thereof) is Rs. 300/-
    • Over Limit Charge is Rs. 500/-
    • Interest Charges is 3.40%
    • Late Payment Charges varies from Rs. 100 to 700, depending on the total amount due.
    How To Redeem reward points:

    Once you have collected some reward points, call the Customer Contact Centre at 1800116022/1800226022. The Phone Banking Officer will help you redeem your points, which he will send in the form of a voucher along with your following month’s statement. You can use your vouchers at the Easyday stores on your next visit.

    FAQs Kotak Easyday Titanium Card:

    1. Whom has the Easyday Kotak Credit Card been designed for?

      The Easyday Kotak Credit Card has been designed specifically to benefit those who shop at Easyday stores the most.

    2. Is this card valid internationally?

      No. This card is not valid internationally.

    3. Do I enjoy any interest free period on retail transactions?

      Yes. You enjoy an interest free period of upto 48 days on retail transactions.

    4. What are the options available to withdraw cash using my Easyday Kotak Titanium / Silver Card?

      Unfortunately, cash withdrawal facility is not available through ATM Kotak or any other VISA ATM. But you can may get cash through Call a draft, Fund Transfer or Cash withdrawal at Kotak Branch.

    5. What is the cash withdrawal fee?

      A minimal Rs. 300 per Rs. 10,000 withdrawn and part thereof.

    Other Top Credit Cards By Kotak Bank

  • Kotak Silk Inspire Credit Card - Exclusively for Women
  • Kotak Royale Signature Credit Card
  • Kotak Privy League Signature Credit Card
  • Kotak NRI Royale Signature Credit Card
  • Kotak Essentia Platinum Credit Card
  • Kotak Delight Platinum Credit Card
  • Kotak League Platinum Credit Card
  • Kotak PVR Platinum Credit Card
  • Kotak Urbane Gold Credit Card
  • Kotak PVR Gold Credit Card
  • Kotak Aqua Gold Credit Card
  • Kotak Fortune Gold Credit Card
  • Kotak Feast Gold Credit Card
  • Kotak Easyday Silver Credit Card
  • Kotak Best Price Credit Card
  • Kotak Corporate Platinum Credit Card
  • Kotak Wealth Management Infinite Credit Card
  • Kotak Corporate Wealth Signature Credit Card
  • Kotak Corporate Gold Credit Card
  • Kotak Bank Easyday Titanium Credit Card Reviews

    • Kotak Credit Card
      "Its Excellent"
      0.5 4.0/5 "Great!"
      Kotak Mahindra is good in terms of the credit card, they are providing lowest interest on the monthly basis. The service is good, in terms of processing fee without any hassles they have dispatched the card. The limit should be enhanced based on the usage.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      Using Kotak bank credit card for last few years , their customer service and response is good .And Their is no annual charge for the card as its life time free card There is no additional charges for the transaction which i make. Am satisfied with the credit limit which they have offered . Overall am satisfied with my card .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "Improvment need on the credit card"
      0.5 4.0/5 "Great!"
      They have added card protection plan charges of Rs.1649, they have not disclosed about this charges on initial stage. I already spoke with the customer support they told will rectifier the issue. The credit limit is low around Rs.27k. hence on 2nd dec I am going to pay all amount and close it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      Using Kotak bank credit card for last 2 months , their customer service and response is good .And Their is annual charge for the card of Rs199 plus Gst . There is no additional charges for the transaction which i make. Am satisfied with the credit limit which they have offered . Overall am satisfied with my card .
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with KOTAK MAHINDRA BANK , i am holding this card for past 2 months . They offered me KOATAK PLATINUM LEAK credit card . The experience was good, they have nice reward points the service good. I am really happy about their services.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with KOTAK MAHINDRA BANK , i am holding this card for past 1 year . I never faced any issues with their services. The experience is good. It has also got a very good limit. They offered good credit limit with this card and it is free card .
      Was this review helpful? 0
      , coimbatore
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      Its been 3 years since i've been using the Kotak Mahindra bank credit card which is having a limit of Rs. 1.80 lakhs and okay with it. I found some difficulties to connect with the call centre people. There are no particular offers except airport launch access.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "Not satisfied"
      0.5 2.5/5 "Just OK"
      I am using KMB credit card from last 8-9 months, Rs 199 has to be paid for this credit card. The credit limit is less in this credit card. There are no offers on this credit card so far. All my transactions are hassle free in this card and there are no transaction issues.
      Was this review helpful? 0
      , coimbatore
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra bank is good in the credit card services. There are good offers and I am happy to use the card. The customer support and response is fine and it is easy to use the card without any hassles. The billing is also fine. It has been a nice process.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "BETTER"
      0.5 5.0/5 "Blown Away!"
      I am using the credit card with the KOTAK MAHINDRA BANK from past three years as the card is user friendly to access also added on that the there are good offers with this credit card. It is a good card to use and i am getting the offers which is sufficient.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "Overall Good card"
      0.5 4.0/5 "Great!"
      The reason is nothing for choosing this card. I have got a credit card from Kotak Bank and the card is Gold card. The annual fee is nominal and it will waived if i use a transaction of Rs. 25000 and i have done already. There is a credit limit of Rs. 75000. I didn't check the offer provided by them. Its took 2.5 months to receive a card. Each and every process, it took a lot of time.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "Looking for better credit limit"
      0.5 4.0/5 "Great!"
      It was a good experience with KMB credit card, i received my credit card within 10-12 days. There was no annual fee charged for this credit card and the credit limit is fine in this card. Customer service was good and they responded on time.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The credit card application process was smooth and i received my credit card within 1 week. I have not used this credit card so far. Customer service was good and they followed up on time. Credit limit is less when compared to other cards and there was no annual fee charged.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "Looking for better credit limit"
      0.5 3.0/5 "Satisfactory"
      My experience was good with KMB credit card, the credit limit is less in this credit card. There was no annual fee charged for the first year. The process took almost 1 month to complete. Customer service was good and they collected documents on time.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "Looking for better credit limit"
      0.5 5.0/5 "Blown Away!"
      I have my credit card approved with KMB and it was a very good experience, the process was long and it took more than 10 days to receive the credit card. The credit limit is less when compared to other cards. There was no annual fee charged for this credit card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "Response part should be proactive"
      0.5 4.0/5 "Great!"
      My Kotak Mahindra credit card due date falls on 13th of every month, I have added my card details with Axis but I am not sure how to make the payment. I didn't get any welcome call from Kotak customer care to guide on the process. The credit limit and other benefits are good only lacking on the response part especially the payment options was not intimated, if they proactive to the customer that would be great.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "Good Card to use"
      0.5 4.5/5 "Excellent!"
      My credit card was approved with KMB and the experience was good, the process took 20-25 days to complete. I have not checked for any offers on this credit card. There was no annual fee charged for this card and i have taken this card mainly for fuel benefits. Customer service was good with KMB.
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "Good Card to use"
      0.5 3.0/5 "Satisfactory"
      My credit card was approved with KMB and it was a good experience, the process was quite long and it took 10-15 days to get the card. I am not aware of any charges on this credit card. Customer service was good and they responded on time. Credit limit is fine in this credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "Its Excellent"
      0.5 5.0/5 "Blown Away!"
      When I post the request for the credit card, I got a call from online channel, they have suggested Kotak Mahindra credit card, the offers are good. The reward points is good, the Kotak customer service is also very responsible, they have taken some time around one month to dispatch the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2018
    • Kotak Credit Card
      "Response should be proactive "
      0.5 3.0/5 "Satisfactory"
      I have applied for PVR Gold card but I got some other credit card. I didn't raise the request, the credit limit is good but the features are getting changed. Hence I didn't use the card and the process taken 2 to 3 weeks after the collecting documents anyway there is no processing fee.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2018
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.