Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  •  Loading your search... Loading your search...
  • Kotak Bank Easyday Titanium Credit Card Reviews

    • Kotak Credit Card
      "Need to be quick and fast"
      0.5 2.0/5 "Expected more"
      I have applied Kotak mahimndra credit card 15 days ago, still I never got any update on my credit card application which I have applied for. The response part need to be quick and fast from kotak mahindra. They need to fulfill the customers need on appropriate time. It would be great if kotak mahindra at-least updates the application status to the customers on promised time.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 21, 2017
    • Kotak Credit Card
      "Good to hold and convenient to pay bill"
      0.5 4.0/5 "Great!"
      Kotak Mahindra credit card is good for converting the outstanding transaction into an EMI and with less amount of processing fee . I am holding Kotak Mahindra PVR gold credit card, its good for movie ticket booking. This card is accessible everywhere.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 21, 2017
    • Kotak Credit Card
      "Good to Maintain"
      0.5 5.0/5 "Blown Away!"
      As I maintain an account with Kotak mahindra bank, I availed credit card services too. I am paying some amount in yearly basis in order to maintain the card. But I am not sure about the yearly charges. The credit limit is moderate and it is enough for my usage. I did not see any hidden charges or unwanted charges till date. All things are going good.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 21, 2017
    • Kotak Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I received urben Credit card of Kotak Mahindra around a two years back back. This card is offered to me basis on my salary account in Kotak Mahindra Bank. So far my experience with the card is good. Bank has good offers for movie tickets at PVR cinemas. Credit limit they have offered me is 24000 and its a life time free card
      Was this review helpful? 0
      , nizamabad
      Reviewed on Aug 20, 2017
    • Kotak Credit Card
      "Till date no hassles"
      0.5 4.0/5 "Great!"
      Kotak Mahindra bank is doing good on the credit card. The features are good and the overall experience is nice. The limit is to my satisfaction and the bank enhances it accordingly. There are the other offers of cash back and rewards are there too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 19, 2017
    • Kotak Credit Card
      "Excellent Balance Transfer option"
      0.5 5.0/5 "Blown Away!"
      My credit card is with Kotak Mahindra Bank. The best I prefer on the credit is that I can do a balance transfer and I can not only do it to my other credit cards, I can also make a transfer for the cards owned by my family members too. This feature is not available with the other bank cards I been using. There are normal annual charges.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 19, 2017
    • Kotak Credit Card
      "Excellent card to hold"
      0.5 5.0/5 "Blown Away!"
      KOTAK is really doing well when it comes to credit card, as they have provided a very good line of credit. Actually they have provided me a very good rate of interest and it is very low. KOTAK has got all sorts discounts at BMS and online stores. Plus they did not set any clause for annual fee.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 17, 2017
    • Kotak Credit Card
      "Till date no hassles"
      0.5 5.0/5 "Blown Away!"
      My credit card is with Kotak Mahindra bank and there are no charges taken for the card, secondly I am given a lot of offers and there are much of deals online. There has been no hidden charges and the billing cycle is also comfortable for me. I got a decent credit limit on the card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 17, 2017
    • Kotak Credit Card
      "Satisfied with the services"
      0.5 4.5/5 "Excellent!"
      I am happy to use the credit card of KOTAK a well. As long as I had been using it, there were no issues and the experience has been perfect till date. The offers are good and the limit is to what I expect. Just that the service charges are a bit higher but I am happy with the overall experience.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • Kotak Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      The Kotak mahindra credit carries very low interest rate. I convert any purchase I made through Credit card in to EMI, if I pay the full payment of what I spent, I will be getting the reward points,. From Kotak mahindra PVR movie tickets also given . The credit limit is quite High I got around Rs.70,000 it is twice of my salary, I would say I am satisfied with the credit limit.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 16, 2017
    • Kotak Credit Card
      "Nice Experience "
      0.5 4.5/5 "Excellent!"
      My credit card is with Kotak Mahindra bank and the banking services are good. I am happy with what ever I have received on the card. Be it the features or the offers or the credit limit. The transactions goes through smoothly and there are no hassles.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2017
    • Kotak Credit Card
      "Looking for a better feature"
      0.5 4.5/5 "Excellent!"
      My salary is Kotak Mahindra, at the time of account opening , they offered saving account along with their credit card. Kotak gave me the credit limit of Rs. 50,000, but they are taking some charges on yearly basis. However if I spent some certain amount that annual charges gets waived off. I am fine with everything but they should increase the credit card offers.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 11, 2017
    • Kotak Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Its been around two years of time, I am using Kotak Mahindra bank credit card and the credit limit value is around 25000 Rupees, also I got it as an add-on for my car loan. Payment mode is a feasible one with them.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 10, 2017
    • Kotak Credit Card
      "Hassle free"
      0.5 4.0/5 "Great!"
      Kotak Mahindra Bank has offered me a credit card as well and the services on the card has been good. I was contacted on a time to time and given the details and the bank has also offered me a limit which is enough for my usage. The charges are very much normal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 10, 2017
    • Kotak Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      Kotak Mahindra Bank offered high credit limit. Also they offered a life time free card. I am getting reward points and cash back offers for the card. Their customer services and responses are moderate. Overall the service is average with Kotak bank.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 09, 2017
    • Kotak Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      My credit card is from Kotak Mahindra bank and the offers and benefits on it is excellent. The credit limit is good and the banking is always up to the mark. The statements are perfect and the billing cycle is also convenient for me to pay. Am happy with the overall services.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 09, 2017
    • Kotak Credit Card
      "Good to use"
      0.5 5.0/5 "Blown Away!"
      The credit limit is one lakh and twenty thousand. Actually it was less but later they increased the limit. The services are good and they credit reward points and cash back offers on my card. The customer service is good and they provide a proper service.
      Was this review helpful? 0
      , guntur
      Reviewed on Aug 09, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      If I do more than 20 to 30,000 transactions using PVR platinum credit card, I will be getting free movie tickets based on the usage. I am having PVR credit card for past 6 months. I use this cad for online purchase, shopping, grocery, telephone bill payments, E-bill, and Tv recharge as well. I am happy with the credit limit. The rate of interest is nominal with this PVR card. I am satisfied using this PVR credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 09, 2017
    • Kotak Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with Kotak Mahindra bank and I purchased a mobile using my card. I converted the amount to EMI after which I also received a message from the bank about EMI conversion and I clicked after I clicked that message, there were two emi amount that got activated for one single transaction. I spoke to the customer care and asked them to close the emi from my end with the merchant. But they did not credit all the interest which got accumulated was 600 plus, It has been a month and there is no response.
      Was this review helpful? 0
      , delhi
      Reviewed on Aug 09, 2017
    • Kotak Credit Card
      "Average Service"
      0.5 4.0/5 "Great!"
      Kotak Mahindra bank offered a credit card for me which is not a chargeable card. The services are better and when it comes to reward points, Kotak bank is average because other banks are providing more reward points but the points are not much with Kotak.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 08, 2017
    Common Loader Icon

    Kotak Bank Easyday Titanium Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    Kotak Mahindra bank offers their customers different credit cards to fit every lifestyle including Shopping, Dining and Entertainment, among others. Getting yourself the Easyday Kotak Titanium Card and save more at the Easyday Stores’ already lowest prices and avail the exclusive Master Card Offers.

    Easyday Kotak Titanium Card Features:

    Some of the exclusive features that the Easyday Kotak Titanium Card offers are:

    1. Interest Free period of upto 48 days
    2. Interest rate at 3.4% p.m.
    3. Easyday Shield:

      If it so happens that your Easyday Kotak Titanium Card is stolen, don’t fret. Kotak offers customers a cover of Rs. 75,000 against fraudulent usage up to 7 days as long as you report the incident. If your card is stolen, call the Customer Contact Centre at 1800 102 6022 and make sure your card is deactivated/blocked. You must then contact your insurance company and register a complaint.

    4. SMS Alert:

      With the SMS Alert feature, you have complete control over your card. Simply SMS 5676788 or 997 105 6767 from your registered mobile number to start getting text updates.

    5. Mastercard Secure Code:

      With the Mastercard Secure Code feature, you can relax knowing that your online transactions are secure. To complete a transaction online, cardholders must give an additional password which helps in making sure that transactions are done only by you.

    6. Smart Pay:

      All transactions equal to or above Rs. 3000/- and within 75% of credit limit can be converted into easy EMI's. EMI options are 3, 6, 9, 12 and 24 month.

    7. Family Offers:

      Avail exciting offers from partners on your Easyday Kotak Card

      Share the joy with your loved ones by gifting them add-on cards for free of charge

    8. Add-on Cards:

      All your loved ones holding the Add-on Cards will be able to enjoy all the benefits that you enjoy on your Primary Card. You can control the expenditure on each add on card by setting the spend limits. You can also track spends on add on cards individually.

    Easyday Kotak Titanium Card Benefits:

    Here are some of the benefits Easyday Kotak Titanium Card holders enjoy:
    1. Easy Rewards:
      • At Easyday earn 10 points for every Rs.100/- you spend.
      • Outside Easyday earn 5 points for every Rs.100/- you spend

      Note: You must have minimum 500 points for redemption. Also, the total points redeemed must be in multiples of 100.

    2. Instant Benefits:
      • At Easyday every time you swipe your Easyday Kotak Titanium Card for a sum of Rs. 2000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-
      • Outside Easyday, when you swipe your Easyday Kotak Titanium Card for a sum of Rs. 3000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-

      Note: Only one voucher each per month for both in-store & out-store spends.

    3. Welcome Gifts:

      At Easyday shop, if you shop once a day for 6 days for Rs. 200 or more (within the first 3 months), you will get voucher for 2kgs of sugar.

    Documentation:

    You must submit proof of identity in any of these forms; Driving License, Passport, PAN card or Voters ID.

    Fees and Charges:

    • The annual fee for an Easyday Kotak Titanium Card is Rs. 499/-.
    • If the retail spends is Rs. 30000/- or more in a year, the annual fee is waived off.
    • Cash Payment at Branch is charged Rs. 75/-
    • Card Replacement is charged Rs. 100/-
    • Cash Withdrawal / Call a Draft / Fund Transfer (Per Rs. 10,000/- or part thereof) is Rs. 300/-
    • Over Limit Charge is Rs. 500/-
    • Interest Charges is 3.40%
    • Late Payment Charges varies from Rs. 100 to 700, depending on the total amount due.
    How To Redeem reward points:

    Once you have collected some reward points, call the Customer Contact Centre at 1800116022/1800226022. The Phone Banking Officer will help you redeem your points, which he will send in the form of a voucher along with your following month’s statement. You can use your vouchers at the Easyday stores on your next visit.

    Kotak Easyday Titanium Card FAQs:

    1. Whom has the Easyday Kotak Credit Card been designed for?

      The Easyday Kotak Credit Card has been designed specifically to benefit those who shop at Easyday stores the most.

    2. Is this card valid internationally?

      No. This card is not valid internationally.

    3. Do I enjoy any interest free period on retail transactions?

      Yes. You enjoy an interest free period of upto 48 days on retail transactions.

    4. What are the options available to withdraw cash using my Easyday Kotak Titanium / Silver Card?

      Unfortunately, cash withdrawal facility is not available through ATM – Kotak or any other VISA ATM. But you can may get cash through Call a draft, Fund Transfer or Cash withdrawal at Kotak Branch.

    5. What is the cash withdrawal fee?

      A minimal Rs. 300 per Rs. 10,000 withdrawn and part thereof.

    Other Top Credit Cards By Kotak Bank

  • Kotak Silk Inspire Credit Card - Exclusively for Women
  • Kotak Royale Signature Credit Card
  • Kotak Privy League Signature Credit Card
  • Kotak NRI Royale Signature Credit Card
  • Kotak Essentia Platinum Credit Card
  • Kotak Delight Platinum Credit Card
  • Kotak League Platinum Credit Card
  • Kotak PVR Platinum Credit Card
  • Kotak Urbane Gold Credit Card
  • Kotak PVR Gold Credit Card
  • Kotak Aqua Gold Credit Card
  • Kotak Fortune Gold Credit Card
  • Kotak Feast Gold Credit Card
  • Kotak Easyday Silver Credit Card
  • Kotak Best Price Credit Card
  • Kotak Corporate Platinum Credit Card
  • Kotak Wealth Management Infinite Credit Card
  • Kotak Corporate Wealth Signature Credit Card
  • Kotak Corporate Gold Credit Card
  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.