Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Kotak Bank Easyday Titanium Credit Card

    Kotak Mahindra bank offers their customers different credit cards to fit every lifestyle including Shopping, Dining and Entertainment, among others. Getting yourself the Easyday Kotak Titanium Card and save more at the Easyday Stores’ already lowest prices and avail the exclusive Master Card Offers.

    Easyday Kotak Titanium Card Features:

    Some of the exclusive features that the Easyday Kotak Titanium Card offers are:

  • Interest Free period of upto 48 days
  • Interest rate at 3.4% p.m.
  • Easyday Shield:

    If it so happens that your Easyday Kotak Titanium Card is stolen, don’t fret. Kotak offers customers a cover of Rs. 75,000 against fraudulent usage up to 7 days as long as you report the incident. If your card is stolen, call the Customer Contact Centre at 1800 102 6022 and make sure your card is deactivated/blocked. You must then contact your insurance company and register a complaint.

  • SMS Alert:

    With the SMS Alert feature, you have complete control over your card. Simply SMS 5676788 or 997 105 6767 from your registered mobile number to start getting text updates.

  • Mastercard Secure Code:

    With the Mastercard Secure Code feature, you can relax knowing that your online transactions are secure. To complete a transaction online, cardholders must give an additional password which helps in making sure that transactions are done only by you.

  • Smart Pay:

    All transactions equal to or above Rs. 3000/- and within 75% of credit limit can be converted into easy EMI's. EMI options are 3, 6, 9, 12 and 24 month.

  • Family Offers:

    Avail exciting offers from partners on your Easyday Kotak Card

    Share the joy with your loved ones by gifting them add-on cards for free of charge

  • Add-on Cards:

    All your loved ones holding the Add-on Cards will be able to enjoy all the benefits that you enjoy on your Primary Card. You can control the expenditure on each add on card by setting the spend limits. You can also track spends on add on cards individually.

  • Easyday Kotak Titanium Card Benefits:

    Here are some of the benefits Easyday Kotak Titanium Card holders enjoy:
  • Easy Rewards:
    • At Easyday earn 10 points for every Rs.100/- you spend.
    • Outside Easyday earn 5 points for every Rs.100/- you spend

    Note: You must have minimum 500 points for redemption. Also, the total points redeemed must be in multiples of 100.

  • Instant Benefits:
    • At Easyday every time you swipe your Easyday Kotak Titanium Card for a sum of Rs. 2000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-
    • Outside Easyday, when you swipe your Easyday Kotak Titanium Card for a sum of Rs. 3000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-

    Note: Only one voucher each per month for both in-store & out-store spends.

  • Welcome Gifts:

    At Easyday shop, if you shop once a day for 6 days for Rs. 200 or more (within the first 3 months), you will get voucher for 2kgs of sugar.

  • Documentation:

    You must submit proof of identity in any of these forms; Driving License, Passport, PAN card or Voters ID.

    Fees and Charges:

    • The annual fee for an Easyday Kotak Titanium Card is Rs. 499/-.
    • If the retail spends is Rs. 30000/- or more in a year, the annual fee is waived off.
    • Cash Payment at Branch is charged Rs. 75/-
    • Card Replacement is charged Rs. 100/-
    • Cash Withdrawal / Call a Draft / Fund Transfer (Per Rs. 10,000/- or part thereof) is Rs. 300/-
    • Over Limit Charge is Rs. 500/-
    • Interest Charges is 3.40%
    • Late Payment Charges varies from Rs. 100 to 700, depending on the total amount due.
    How To Redeem reward points:

    Once you have collected some reward points, call the Customer Contact Centre at 1800116022/1800226022. The Phone Banking Officer will help you redeem your points, which he will send in the form of a voucher along with your following month’s statement. You can use your vouchers at the Easyday stores on your next visit.

    FAQs Kotak Easyday Titanium Card:

    1. Whom has the Easyday Kotak Credit Card been designed for?

      The Easyday Kotak Credit Card has been designed specifically to benefit those who shop at Easyday stores the most.

    2. Is this card valid internationally?

      No. This card is not valid internationally.

    3. Do I enjoy any interest free period on retail transactions?

      Yes. You enjoy an interest free period of upto 48 days on retail transactions.

    4. What are the options available to withdraw cash using my Easyday Kotak Titanium / Silver Card?

      Unfortunately, cash withdrawal facility is not available through ATM Kotak or any other VISA ATM. But you can may get cash through Call a draft, Fund Transfer or Cash withdrawal at Kotak Branch.

    5. What is the cash withdrawal fee?

      A minimal Rs. 300 per Rs. 10,000 withdrawn and part thereof.

    Other Top Credit Cards By Kotak Bank

  • Kotak Silk Inspire Credit Card - Exclusively for Women
  • Kotak Royale Signature Credit Card
  • Kotak Privy League Signature Credit Card
  • Kotak NRI Royale Signature Credit Card
  • Kotak Essentia Platinum Credit Card
  • Kotak Delight Platinum Credit Card
  • Kotak League Platinum Credit Card
  • Kotak PVR Platinum Credit Card
  • Kotak Urbane Gold Credit Card
  • Kotak PVR Gold Credit Card
  • Kotak Aqua Gold Credit Card
  • Kotak Fortune Gold Credit Card
  • Kotak Feast Gold Credit Card
  • Kotak Easyday Silver Credit Card
  • Kotak Best Price Credit Card
  • Kotak Corporate Platinum Credit Card
  • Kotak Wealth Management Infinite Credit Card
  • Kotak Corporate Wealth Signature Credit Card
  • Kotak Corporate Gold Credit Card
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    Kotak Bank Easyday Titanium Credit Card Reviews

    • Kotak Credit Card
      "More than satisfactory"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra bank is good on the credit card. The customer services and response is good and there are no hassles or delay in the process. The credit limit is fine and the statements and benefits are sent to me on time. In all no issues. There are good deals too.
      Was this review helpful? 0
      , pune
      Reviewed on Apr 24, 2019
    • Kotak Credit Card
      "Need enhancement on the limit"
      0.5 5.0/5 "Blown Away!"
      I do have Kotak Mahindra which I got it before two month. The process is very easy to get the card approval. The credit limit is low, I spoke to the customer service also regarding this. However the card has the yearly fee of Rs. 499. I used to get the reward points based on the card spend.
      Was this review helpful? 0
      , vadodara
      Reviewed on Apr 24, 2019
    • Kotak Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using the KOTAK MAHINDRA Credit card for almost an year now, they had provided me with a good credit limit and it was also having some annual charges. There has been some reward point benefits with this card and i am using the card for mostly shopping.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • Kotak Credit Card
      " ."
      0.5 3.0/5 "Satisfactory"
      I just got a credit card from Kotak Mahindra Bank which have not used yet. It was offered along with the personal loan. The credit limit is decent and they have offered me 1L. There is no annual fee. Its a Signature credit card. I never contacted the customer service.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 24, 2019
    • Kotak Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have been holding Kotak mahindra bank credit card from long time, the reason behind choosing this card was for their service as my account was existing with this bank from long time, their service is quite okay, they have been charging me annual fee but waived off option available,they give good offers in movie tickets.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 24, 2019
    • Kotak Credit Card
      "Need to reduce the charges"
      0.5 3.0/5 "Satisfactory"
      I am using Kotak credit card for past 2 years. The limit is less and another thing is they are charging high for late payments comparing to HDFC. There is no annual charges. I don't remember the benefits because I hardly use this card. The customer service is good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 24, 2019
    • Kotak Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I got a PVR Kotak Platinum credit card and its lesser than a year. I have not used for booking movie tickets and it was used for shopping purpose. I am not sure about the annual charges. The credit limit is fine. The interest rate is good. EMI option is available.
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 23, 2019
    • Kotak Credit Card
      "Need to increase the limit & Good"
      0.5 3.5/5 "Pretty good"
      I have taken a Kotak League credit card through online channel. The credit limit is not sufficient and they need to improve the limit. Their customer service is good. I have been using the card for past one year and its a life time free credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Apr 23, 2019
    • Kotak Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I got KOTAK MAHINDRA BANK credit card , i am using this for past 2 year. I am not using this card much but only sometimes if i want to book the railway tickets because there is no service charge for that . They offered decent credit limit and i am happy with services .
      Was this review helpful? 0
      , new delhi
      Reviewed on Apr 23, 2019
    • Kotak Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am very happy with the services of KOTAK MAHINDRA BANK .Their services are good and never faced any issues with the card and their services. It is a recommendable card to have. There is joining perk while getting the card and i am getting good benefits.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 23, 2019
    • Kotak Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      last four years above I have this card and I don't know this is free or charges but I never paid any charges still now , and in this card cash back offer available , and I got cash back , and their allover service is good , and here credit limit is 2L so good , I am satisfied with kotak mahindra bank credit card ,
      Was this review helpful? 0
      , thane
      Reviewed on Apr 23, 2019
    • Kotak Credit Card
      "Good for emergency usage"
      0.5 3.5/5 "Pretty good"
      Where I am working they provided Kotak Mahindra creidt card, its not that much great but we can use it for the emergency purpose, I guess once I got the reward points. Th response is very good, the charges are transparent hence I am holding this card.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Apr 23, 2019
    • Kotak Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have good experience with KOTAK MAHINDRA BANK . Offers are nothing with this card if it is it will be limited . There is joining perk at the time of getting the card . .Overall it has been a very good banking experience with the this card . I get EMI option here .
      Was this review helpful? 0
      , bangalore
      Reviewed on Apr 22, 2019
    • Kotak Credit Card
      "GOOD"
      0.5 4.5/5 "Excellent!"
      I am having the credit card with the KOTAK MAHINDRA BANK and it is the life time free card with no annual fee applicable. The credit limit with this card is good and it is with good customer service added on that the there is a EMI conversion option available.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 22, 2019
    • Kotak Credit Card
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I have directly applied with kotak Mahindra Bank for the credit card .The Credit limit was good ,there was cashback offers and reward points .the agent clearly explained the process ,Credit limit was good ,cc on time without any delay while document submission there was no issues .There was cashback offers and reward point as well .
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 22, 2019
    • Kotak Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I hold Kotak mahindra bank credit card from long time, They have not charged me annual fee as it is life time free credit card, i am okay with the credit limit which they have given to me, their service is quite average, they have not charged me any hidden charges.
      Was this review helpful? 0
      , mumbai
      Reviewed on Apr 22, 2019
    • Kotak Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I took recently one more credit card last two month back , this is free card , and here also rewards point offer but I am not using rewards point , I am not satisfied with credit limit just 26K , but their allover service is very good and I am happy ,
      Was this review helpful? 0
      , vadodara
      Reviewed on Apr 22, 2019
    • Kotak Credit Card
      "NOT SATISFIED"
      0.5 3.0/5 "Satisfactory"
      The customer service is not good with the KOTAK MAHINDRA BANK as the documentation process was not good and it was not comfortable and fast process to get the card as i got the card after three months of approval. I am not using currently the card.
      Was this review helpful? 1
      , ahmedabad
      Reviewed on Apr 22, 2019
    • Kotak Credit Card
      "Just better"
      0.5 3.0/5 "Satisfactory"
      I am using Kotak Mahindra Bank credit card for one year. I have an zero balance account through online due to this, I got a credit card offer from the bank but the interest rate is very high comparing to other banks which is 14%. The customer service is very good. I hold League card and there is no benefits.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Apr 22, 2019
    • Kotak Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      This is a reward card what are the purchase i am going to do i am getting more rewards for this card,This is a life time free card,Credit limit is good and sufficient. Customer service and responsiveness good, I have taken one another from kotak mahindra bank credit card since 1 years above,
      Was this review helpful? 0
      , kolkata
      Reviewed on Apr 22, 2019
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