Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Kotak Bank Easyday Sliver Credit Card

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    Promised Interest Rate

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    Kotak Bank Easyday Sliver Credit Card

    Easyday Kotak Silver Card from Kotak Mahindra Bank is a great choice for those who regularly shop at Easyday stores. This card saves you so much more on top of the already low prices available at Easyday outlets. What’s more, you can take advantage of the various benefits and offer s that comes with being a Easyday Kotak Silver Card cardholder.

    Features:

    1. Upto 48 days of Interest Free period
    2. Interest rate at a mere 3.4% p.m.
    3. Easyday Shield:

      Incase your Easyday Kotak Silver Card is stolen, Kotak offers customers a cover of Rs. 25,000 against fraudulent usage up to 7 days as long as you report the incident. If your card is stolen, call the Customer Contact Centre at 1800 102 6022 and make sure your card is deactivated/blocked. You must then contact your insurance company and register a complaint.

    4. SMS Alert:

      Get complete control over your card and money with the SMS Alert feature. Simply SMS 5676788 or 997 105 6767 from your registered mobile number to start getting text updates.

    5. Mastercard Secure Code:

      Kotak has fortified your card with the Mastercard Secure Code feature, so that all your online transactions are completely secure. Cardholders are required to give an additional password while doing online transactions with your card, which prevents fraudulent activity.

    6. Family Offers:

      Benefit from the best offers from partners on your Easyday Kotak Card

      Gift your loved ones the same benefits you enjoy by giving them add-on cards, completely free of charge.

    7. Add-on Cards:

      All your loved ones holding the Add-on Cards will be able to enjoy all the benefits that you enjoy on your Primary Card. You can control the expenditure on each add on card by setting the spend limits. You can also track spends on add on cards individually.

    8. Smart Pay:

      All transactions equal to or above Rs. 3000/- and within 75% of credit limit can be converted into easy EMI's. EMI options are 3, 6, 9, 12 and 24 month.

    Benefits:

    Here are some of the benefits Easyday Kotak Silver Card holders enjoy:

    1. Easy Rewards:
      • Every time you shop at Easyday, earn 10 reward points for every Rs.100/- you spend.
      • Every time you you spend outside Easyday, earn 5 points for every Rs.100/- you spend

      Note: You must have minimum 500 points for redemption. Also, the total points redeemed must be in multiples of 100.

    2. Instant Benefits:
      • At Easyday every time you swipe your Easyday Kotak Silver Card for a sum of Rs. 2000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-
      • Outside Easyday, when you swipe your Easyday Kotak Silver Card for a sum of Rs. 3000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-
    3. Note: Only one voucher each per month for both in-store & out-store spends.

    4. Welcome Gifts:

      As a welcome gift, get a 2Kg Sugar voucher if you spend more than Rs 200/- on six different days of the week, within the first three months of getting the card.

    Documentation:

    You must submit proof of identity in any of these forms; Driving License, Passport, PAN card or Voters ID.

    Fees and Charges:

    • The Annual fee is Rs. 499
    • If the Retail spends is Rs. 30000/- or more in a year the annual fee is waived off
    • Cash Payment at Branch is charged Rs. 75/-
    • Card Replacement is charged Rs. 100/-
    • Cash Withdrawal / Call a Draft / Fund Transfer (Per Rs. 10,000/- or part thereof) is Rs. 300/-
    • Over Limit Charge is Rs. 500/-
    • Interest Charges is 3.40%
    How To Redeem reward points:

    Once you have collected some reward points, call the Customer Contact Centre at 1800116022/1800226022. The Phone Banking Officer will help you redeem your points, which he will send in the form of a voucher along with your following month’s statement. You can use your vouchers at the Easyday stores on your next visit.

    Kotak Easyday Silver Credit Card FAQs:

    1. How can I redeem my reward points?

      Call the Customer Contact Centre at 1800116022/1800226022. The Phone Banking Officer will help you redeem your reward points by converting them to a voucher which can be used at the Easyday stores. The voucher will be sent with your next month’s statement.

    2. Will my reward points expire?

      Yes. Your reward points will expire after 12 months of earning them.

    3. What is the maximum number of Easyday vouchers I can get in a month?

      You can get a maximum of 1 voucher per month for transactions made at Easyday stores and maximum of 1 voucher per month for transactions made outside Easyday stores.

    4. Is it possible to get a Easyday voucher replaced if it is lost?

      No, you will not be issued a new Easyday voucher if you lose your original voucher.

    5. .What is the insurance cover on the Kotak Credit Card?

      The insurance cover is your safety net if your Kotak Credit Card is stolen, lost or if there are fraudulent charges as provided by HDFC ERGO General Insurance Company.

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  • Kotak Bank Easyday Sliver Credit Card Reviews

    • Kotak Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      The customer support is excellent withe the Kotak mahindra credit card department. I have the Kotak mahindra bank Urbane gold credit card for past 3 years. I would say it is an excellent card card to use. It is simply to use the Kotak mahindra bank urbane gold credit card. I am satisfied with the credit limit. There is no annual fee to this card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 15, 2017
    • Kotak Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I have my credit card with KOTAK bank 5 years back. I hold URBAN International card . The customer service and responses was up to the mark. The rate of interest and charges are avergae in the market. My overall experience was excellent .
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 15, 2017
    • Kotak Credit Card
      "Good card"
      0.5 3.0/5 "Satisfactory"
      I hold a platinum credit card with kotak and with a limit of 1 lakhs. I have not checked for the reward points.Its been more than a month while i started using this card. The annual charge is 499. i make my payment using net banking, The payment option is very less and not user friendly.
      Was this review helpful? 0
      , jaipur
      Reviewed on Dec 15, 2017
    • Kotak Credit Card
      "Good for shopping"
      0.5 5.0/5 "Blown Away!"
      I hold a Kotak credit card with a limit of 1 lakhs. I got this card 3 months back. I use this card for shopping, fuel and for grocery. I get fuel reverts with this card. I have not redeemed the points. There is no annual charge for this card. Net banking is more comfortable.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 14, 2017
    • Kotak Credit Card
      "EXPECTED MORE"
      0.5 2.0/5 "Expected more"
      its been 4 years now that i am using the credit card of KOTAK Bank . the Customer service is good from the bank side regarding the card .the bank gave me a credit Limit of 30K and i am not happy , i want it to be increased a bit . the Balance transfer option is not there . the Cash withdraw option is there of 2K .there are no annual charges there on the card .
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • Kotak Credit Card
      "Average service"
      0.5 3.5/5 "Pretty good"
      It was a average service from Kotak mahindra credit card service ,the customer support was good. The process was flexible and easy and the offers and benefits was good with Kotak mahindra credit card service it was a fine experience with Kotak mahindra credit card service.
      Was this review helpful? 2
      , kolkata
      Reviewed on Dec 14, 2017
    • Kotak Credit Card
      "EXPECTED MORE"
      0.5 2.0/5 "Expected more"
      The customer service was good from the KOTAK bank side for the credit card i got a approval for . I still did not receive the credit card . i would a say it was a good experience . They informed me nothing about the card properly. But still i am waiting for the dispatch of this card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • Kotak Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      Kotak mahindra credit card service was good ,the credit limit they offered me was 45k which was comfortable for me ,interest rate they quoted me was good compared from other credit service providers,it was a average service from Kotak mahindra credit card department.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 14, 2017
    • Kotak Credit Card
      "Not good"
      0.5 2.5/5 "Just OK"
      I have my credit card with KOTAK Bank for about 2 years back . The credit limit was 18,000 which was not satisfactory . The charges are very high than other banks in the market. The customer service and responses was good. The validity of the card is up to 2020 and I have 24/7 helpline number .
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 14, 2017
    • Kotak Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Kotak mahindra platinum credit card service was good ,the customer support was good with Kotak mahindra bank credit card department they offered me a credit limit of 40k which was comfortable for me it was a good experience with Kotak mahindra platinum credit card service.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 14, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Kotak Mahindra bank from last 7-8 years and this credit card is very convenient to use. The credit card services are good comparatively and there is no annual fees in this credit card. I get 5% cash back on online purchase from flipkart and amazon. I use net banking for making payments and there are additional charges on transactions.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • Kotak Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I am using KMB credit card from last 1 year, the credit card services provided by KMB is good when compared to all other credit cards. I have a credit limit of Rs 15000 which is less and this credit card is lifetime free credit card. I did not get any offers so far in this credit card. I use net banking for making payments and there is no transaction issues in this bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on Dec 13, 2017
    • Kotak Credit Card
      "Movie tickets offer with Kotak"
      0.5 4.0/5 "Great!"
      I hold a credit card with Kotak. They offer 450 rupees movie tickets for every month if the purchase is more than 15000. Limit is 1.25 lakhs. I get reward points and there is no annual charge. There is no reward points. I suggest this card to customer who can spend the amount less than 20000 per month.
      Was this review helpful? 2
      , bangalore
      Reviewed on Dec 13, 2017
    • Kotak Credit Card
      "Not satisfied with the limit"
      0.5 2.0/5 "Expected more"
      I have taken a platinum credit card from KOTAK. The approved limit was 1 lakhs. Already i have a credit card were i hold a limit of 6 lakhs. I am not satisfied with the limit. Reward points is there. There is no annual charge. I have not used the card yet need to use the card later.
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 13, 2017
    • Kotak Credit Card
      "Good and comfortable"
      0.5 5.0/5 "Blown Away!"
      I hold A KOTAK signature credit card with a limit of 75000. Its been just one month i started using the card. I get reward points but not sure about the cashback. There is no annual charge depending on the usage further I use this card for shopping, Electronic purchase etc.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 13, 2017
    • Kotak Credit Card
      "Looking for Better feature"
      0.5 3.0/5 "Satisfactory"
      Kotak Mahindra is taking high charges based on the credit card transaction, I hope I am holding life time free credit card. I am using Kotak Mahindra credit card around two years, but they haven't enhance the credit limit, since its very low.
      Was this review helpful? 0
      , chennai
      Reviewed on Dec 13, 2017
    • Kotak Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I hold a League Platinum credit card with Kotak Mahindra Bank. I am using it for 1.5 years, it was a average service. They are giving good reward points and offers. But I can utilize the points after 6 months, it was not a immediate. If I transact more than the limit then annual fee will be waived off. The payment option is easy.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2017
    • Kotak Credit Card
      "Friendly credit card "
      0.5 5.0/5 "Blown Away!"
      Kotak credit card is actually good, I could easily log in their netbanking features. I am having saving account with the same bank its convenient to check credit card transaction. Some time they giving no EMI Interest for three months its good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 13, 2017
    • Kotak Credit Card
      "Good features"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra Bank has also offered me a credit card. The best about the card is the reward points and the credit limit too. There are no cash back offers. The billing cycle and the statements are clear and sent to me on time. It has always been convenient to use the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 13, 2017
    • Kotak Credit Card
      "GOOD"
      0.5 3.5/5 "Pretty good"
      The customer service was good from the bank side while the card process was okay. The bank gave me a credit limit of 1 Lakh and i am happy with the credit limit . it is a League card which was provided by the bank. The Bank provided me Cash withdrawal option on the card and also the balance transfer option .There are good offers which is present on the card.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Dec 13, 2017
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