Mr. Sharma enjoys great discounts on dining with his Credit Card. What about you? Get A Card
Easyday Kotak Silver Card from Kotak Mahindra Bank is a great choice for those who regularly shop at Easyday stores. This card saves you so much more on top of the already low prices available at Easyday outlets. Whatâ€™s more, you can take advantage of the various benefits and offer s that comes with being a Easyday Kotak Silver Card cardholder.
Upto 48 days of Interest Free period
Interest rate at a mere 3.4% p.m.
Incase your Easyday Kotak Silver Card is stolen, Kotak offers customers a cover of Rs. 25,000 against fraudulent usage up to 7 days as long as you report the incident. If your card is stolen, call the Customer Contact Centre at 1800 102 6022 and make sure your card is deactivated/blocked. You must then contact your insurance company and register a complaint.
Get complete control over your card and money with the SMS Alert feature. Simply SMS 5676788 or 997 105 6767 from your registered mobile number to start getting text updates.
Mastercard Secure Code:
Kotak has fortified your card with the Mastercard Secure Code feature, so that all your online transactions are completely secure. Cardholders are required to give an additional password while doing online transactions with your card, which prevents fraudulent activity.
Benefit from the best offers from partners on your Easyday Kotak Card
Gift your loved ones the same benefits you enjoy by giving them add-on cards, completely free of charge.
All your loved ones holding the Add-on Cards will be able to enjoy all the benefits that you enjoy on your Primary Card. You can control the expenditure on each add on card by setting the spend limits. You can also track spends on add on cards individually.
All transactions equal to or above Rs. 3000/- and within 75% of credit limit can be converted into easy EMI's. EMI options are 3, 6, 9, 12 and 24 month.
You must submit proof of identity in any of these forms; Driving License, Passport, PAN card or Voters ID.
Fees and Charges:
The Annual fee is Rs. 499
If the Retail spends is Rs. 30000/- or more in a year the annual fee is waived off
Cash Payment at Branch is charged Rs. 75/-
Card Replacement is charged Rs. 100/-
Cash Withdrawal / Call a Draft / Fund Transfer (Per Rs. 10,000/- or part thereof) is Rs. 300/-
Over Limit Charge is Rs. 500/-
Interest Charges is 3.40%
How To Redeem reward points:
Once you have collected some reward points, call the Customer Contact Centre at 1800116022/1800226022. The Phone Banking Officer will help you redeem your points, which he will send in the form of a voucher along with your following monthâ€™s statement. You can use your vouchers at the Easyday stores on your next visit.
Call the Customer Contact Centre at 1800116022/1800226022. The Phone Banking Officer will help you redeem your reward points by converting them to a voucher which can be used at the Easyday stores. The voucher will be sent with your next monthâ€™s statement.
Will my reward points expire?
Yes. Your reward points will expire after 12 months of earning them.
What is the maximum number of Easyday vouchers I can get in a month?
You can get a maximum of 1 voucher per month for transactions made at Easyday stores and maximum of 1 voucher per month for transactions made outside Easyday stores.
Is it possible to get a Easyday voucher replaced if it is lost?
No, you will not be issued a new Easyday voucher if you lose your original voucher.
.What is the insurance cover on the Kotak Credit Card?
The insurance cover is your safety net if your Kotak Credit Card is stolen, lost or if there are fraudulent charges as provided by HDFC ERGO General Insurance Company.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
I have Kotak Mahindra Bank credit card which was directly taken through Bank.I am using this credit card for the past 4 to 5 years .This was a free card and there are good reward points as well as cash back offers .I have got the credit card on time ,I have got the information about the card process through the agent .It is verymuch satisfied to access this card .
Its been more than 6 months since i hold the card. All the things like limit and service is very good. They have given me a satisfied limit of Rs. 1.20 lakhs and its a zero annual fee card. The offers are good. I am getting a free movie ticket offer for every month. They have delivered the card on time.
I use Kotak PVR Platinum credit card for more than 3 years. There is an offer for free 2movie tickets but am not taking it. The credit limit is very low and they need to increase. I have converted the payments into EMI and there is some interest plus processing fee which was higher but others are giving an option for no cost EMI.
I have Kotak Pvr Gold card, I used to get free movie tickets at week end, the credit limit is sufficient for me they offered around Rs.75,000 and they do have rewards points based on my transactions. The customer support is not upto the mark, whenever I call to their help desk they at least 15 minutes of time and then there was no response.
Last two years I am using Kotak Mahindra card, they gave me excellent limit based on my other credit card transactions. I have taken urban card it has life time free card, they are providing reward points for all spends. The rewards redemption is very good.
I'm using the kotak mahindra credit card for more than 5 years and the service is really good. I am having a platinum credit card. Its general card which provides the same benefits given by other card. Their app is really good. Its easy to make the bill payment. I can able to use it everywhere.
Kotak Mahindra Bank mobile application is easy to access for to check our transactions details, it is an annual fee chargeable card. II have been using this card for more than 3 years. EMI option is applicable and charges are nominal. I use this card for shopping purpose based on the usage I get reward points.
Kotak Pvr is a very good card as per my experience, I use this card generally for shopping purpose so I used to get reward points based on the spends. But I am not sure how to redeem those points into cash back and my card has Rs.500 yearly fee its fine.
I had a Kotak platinum card for last one year, its a pretty normal one for general usage. I got some offers as well based on the transaction but I didn't explore as such. The rate of interest is bit higher for the emi conversation, it should be as per the market rate.
I am using 2 credit cards with Kotak Mahindra Bank, Visa & Platinum card. The credit limits are less and got the limit around 22K initially but at present it was 52K. They are not charging me annual fee for both cards. The rate of interest was 16.5% and its easy to convert into EMI.
Based on my Kotak credit card, I can convert the purchase amount into emi with less interest as compared to other banks because I am using this Kotak card for last 7 years. If I do foreclosure also there is no extra charges for the emi. They keep enhancing the limit based on my transactions, they are providing buy one and get one movie tickets too.
I have applied for Kotak Mahindra Bank credit card which was applied through Online.I have submitted the documents twice and then not yet received any update and not got any reason about the card process hence not taken this card.I have got all the details about the card process.
I am using KOTAK bank 811 credit card for more than a year. The credit limit is limit is low of 25 thousands only. So far they have not increased the limit. It is an annual fee chargeable of 299 and waiver off option are applicable of 5000 thousands spend within a year.I use for shopping and utility purpose.
Kotak Mahindra Bank mobile application is easy to access for to check our transactions details, we can check statement in mobile application but we have to wait till the statement get generated, movie ticket offers are good, credit limit is nominal, card has annual charges of Rs. 499+GST.
I have closed the kotak mahindra bank and i have lost my sim card due that i am unable to make the payment for that they have charged me a huge interest rate hence i have paid all the amount and surrender the card. In future, if I'm able to get the card from Kotak, i will get the same.
I am using a credit card from Kotak Mahindra Bank. I've been holding this card for a while. I am convenient with the credit limit. I am getting some offers for reward points and cashbacks. This credit card's features are good. Bill payment is very easy since i pay through online.
Kotak Mahindra Bank has good offers on movie ticket purchase and on shopping, Kotak Bank is going to increase my credit limit, now the my card is life time free card, where there are no annual fee. There are good rewards points offers where I can redeem it for any merchandise voucher.
I am using Kotak Mahindra Bank credit card from past 7 years, offers are good for movie ticket bookings and for shopping purchase, EMI options are available with good rate of interest, but credit limit is not not been increased since using from these many years.
I got the Kotak Royal Signature card its good for my usage I never faced any issue so far from the bank end. I have been using this card for last three years but before two months I upgraded to Royal signature card it has waiver option on yearly fee if I spend certain limit.
I am holding a Kotak Mahindra Bank credit card. I have been using this card almost one year. I am satisfied with the credit limit. I am getting reward points and cashback offer. This credit card's features are excellent. Bill payment is very easy.