Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Kotak Bank Easyday Sliver Credit Card

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    Kotak Bank Easyday Sliver Credit Card

    Easyday Kotak Silver Card from Kotak Mahindra Bank is a great choice for those who regularly shop at Easyday stores. This card saves you so much more on top of the already low prices available at Easyday outlets. What’s more, you can take advantage of the various benefits and offer s that comes with being a Easyday Kotak Silver Card cardholder.

    Features:

    1. Upto 48 days of Interest Free period
    2. Interest rate at a mere 3.4% p.m.
    3. Easyday Shield:

      Incase your Easyday Kotak Silver Card is stolen, Kotak offers customers a cover of Rs. 25,000 against fraudulent usage up to 7 days as long as you report the incident. If your card is stolen, call the Customer Contact Centre at 1800 102 6022 and make sure your card is deactivated/blocked. You must then contact your insurance company and register a complaint.

    4. SMS Alert:

      Get complete control over your card and money with the SMS Alert feature. Simply SMS 5676788 or 997 105 6767 from your registered mobile number to start getting text updates.

    5. Mastercard Secure Code:

      Kotak has fortified your card with the Mastercard Secure Code feature, so that all your online transactions are completely secure. Cardholders are required to give an additional password while doing online transactions with your card, which prevents fraudulent activity.

    6. Family Offers:

      Benefit from the best offers from partners on your Easyday Kotak Card

      Gift your loved ones the same benefits you enjoy by giving them add-on cards, completely free of charge.

    7. Add-on Cards:

      All your loved ones holding the Add-on Cards will be able to enjoy all the benefits that you enjoy on your Primary Card. You can control the expenditure on each add on card by setting the spend limits. You can also track spends on add on cards individually.

    8. Smart Pay:

      All transactions equal to or above Rs. 3000/- and within 75% of credit limit can be converted into easy EMI's. EMI options are 3, 6, 9, 12 and 24 month.

    Benefits:

    Here are some of the benefits Easyday Kotak Silver Card holders enjoy:

    1. Easy Rewards:
      • Every time you shop at Easyday, earn 10 reward points for every Rs.100/- you spend.
      • Every time you you spend outside Easyday, earn 5 points for every Rs.100/- you spend

      Note: You must have minimum 500 points for redemption. Also, the total points redeemed must be in multiples of 100.

    2. Instant Benefits:
      • At Easyday every time you swipe your Easyday Kotak Silver Card for a sum of Rs. 2000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-
      • Outside Easyday, when you swipe your Easyday Kotak Silver Card for a sum of Rs. 3000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-
    3. Note: Only one voucher each per month for both in-store & out-store spends.

    4. Welcome Gifts:

      As a welcome gift, get a 2Kg Sugar voucher if you spend more than Rs 200/- on six different days of the week, within the first three months of getting the card.

    Documentation:

    You must submit proof of identity in any of these forms; Driving License, Passport, PAN card or Voters ID.

    Fees and Charges:

    • The Annual fee is Rs. 499
    • If the Retail spends is Rs. 30000/- or more in a year the annual fee is waived off
    • Cash Payment at Branch is charged Rs. 75/-
    • Card Replacement is charged Rs. 100/-
    • Cash Withdrawal / Call a Draft / Fund Transfer (Per Rs. 10,000/- or part thereof) is Rs. 300/-
    • Over Limit Charge is Rs. 500/-
    • Interest Charges is 3.40%
    How To Redeem reward points:

    Once you have collected some reward points, call the Customer Contact Centre at 1800116022/1800226022. The Phone Banking Officer will help you redeem your points, which he will send in the form of a voucher along with your following month’s statement. You can use your vouchers at the Easyday stores on your next visit.

    Kotak Easyday Silver Credit Card FAQs:

    1. How can I redeem my reward points?

      Call the Customer Contact Centre at 1800116022/1800226022. The Phone Banking Officer will help you redeem your reward points by converting them to a voucher which can be used at the Easyday stores. The voucher will be sent with your next month’s statement.

    2. Will my reward points expire?

      Yes. Your reward points will expire after 12 months of earning them.

    3. What is the maximum number of Easyday vouchers I can get in a month?

      You can get a maximum of 1 voucher per month for transactions made at Easyday stores and maximum of 1 voucher per month for transactions made outside Easyday stores.

    4. Is it possible to get a Easyday voucher replaced if it is lost?

      No, you will not be issued a new Easyday voucher if you lose your original voucher.

    5. .What is the insurance cover on the Kotak Credit Card?

      The insurance cover is your safety net if your Kotak Credit Card is stolen, lost or if there are fraudulent charges as provided by HDFC ERGO General Insurance Company.

    Other Top Credit Cards By Kotak Bank

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  • Kotak Bank Easyday Sliver Credit Card Reviews

    • Kotak Credit Card
      "Good to hold and use"
      0.5 3.0/5 "Satisfactory"
      First Kotak offer me movie card and I have replaced it with Fortune Gold Card. Using it for more than 1 year. I cannot view the reward points on the mobile application. It is life time free card. As they promised, increased the credit limit after 6months which was satisfactory now.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "Very good experience"
      0.5 4.0/5 "Great!"
      The deals on the Kotak Mahindra bank credit card are always good and the services are always to my satisfaction and there has been no issues. The credit limit is good and the bank has a lot of deals online and there are features of EMI which is very much flexible.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Kotak Mahindra credit card from last 4 to 5 months, Kotak Mahindra provides one of the best services on credit card. There was no annual fee charged at the time of getting this card. I also get good offfers like cash back and reward points. The credit limit is comparatively good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "Best banking "
      0.5 5.0/5 "Blown Away!"
      I hold kotak credit card with a good limit of one lakh they had recently upgraded my card,get many offers on the card for shopping online as well as offline.Its a zero fees card. Its a Best card to hold with.Its a privilege holding kotak card for my transaction.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      I would never want to recommend Kotak Mahindra bank for a credit card. It has been a very poor experience with them. They have charged me a late payment fee, for which I paid and this month again I receive a late fee charge in my bill. The credit limit is low. Likewise they instruct the customer where they should or should not use the credit card, when it has to be the customers choice.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "Not satisfied"
      0.5 1.0/5 "Really Bad"
      The experience for a credit card is not satisfactory with Kotak Mahindra bank. There are very high charges and the customer services are not up to the mark. It has always been a poor service from this back and they need to improve overall when compared to the other banks.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      My credit card is with KOTAK taken 6 months back. The credit limit was 15,000 and the charges are average here. I hold the visa International card. I have 24/7 helpline number also.. I get rewards point and cash back offers as benefits but I have not used them .The credit card process was very fast and easy. The interest rate is also good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      From the last six months of time, I am using Kotak mahindra bank credit card and the response is good one with them, also the customer service is also an excellent one. Online payment services are feasible one for me,.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 17, 2017
    • Kotak Credit Card
      "good service"
      0.5 4.0/5 "Great!"
      I have a KOTAK MAHINDRA credit card I use to get offers from KOTAK MAHINDRA the service is very nice very good customer service and the credit application was very user friendly and easy to use ,I will say the service of KOTAK is very good for my credit card service.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 16, 2017
    • Kotak Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      I use the Kotak mahindra card for shopping, restaurants, utility bills, fuel and for mobile bills. I use the Kotak mahindra bank Urbane credit card for more than 4 years. I am not satisfied with the credit limit, still they need to increase the credit limit.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 16, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I have the Kotak mahindra Aqua credit card for past 7 to 8years. The customer support is average with Kotak mahindra credit card department. I am satisfied with the credit limit. I use this card for shopping , purchasing, fuel charges, ticket booking and for other usages.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 16, 2017
    • Kotak Credit Card
      "Satisfactory services"
      0.5 5.0/5 "Blown Away!"
      There are good deals on the credit card with Kotak Mahindra Bank. It is a nice experience as the offers are useful to me. There are no hassles while using the card and there are no charges as well. The limit is to my expectation and the card is accessible every where.
      Was this review helpful? 0
      , rohtak
      Reviewed on Oct 16, 2017
    • Kotak Credit Card
      "Customer support not reachable"
      0.5 3.0/5 "Satisfactory"
      I bank with Kotak Mahindra bank for a credit card as well. The major drawback in this account is the customer support team is not reachable. I am not able to clarify my queries and it is not convenient. the offers are okay and the limit is also good.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 16, 2017
    • Kotak Credit Card
      "Application takes long"
      0.5 3.0/5 "Satisfactory"
      The procedure for applying Credit Card in this bank is very lazy to say the least. I submitted the documents twice, and in both the cases I received almost no reply at all. I got a call from them stating that I would get a verification call, which hasn't reached me yet.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 16, 2017
    • Kotak Credit Card
      "Unhappy with the services"
      0.5 1.0/5 "Really Bad"
      I had a bad experience for the credit card with Kotak Mahindra bank too. The net banking shows that I have reward points but when I contacted the customer care they were not helpful for me to redeem it. The customer services and response is not satisfactory.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 15, 2017
    • Kotak Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      I am happy that Kotak Mahindra Bank has offered me a credit card after the disbursement of my loan. Though I have not explored on the card much, I appreciate the fact that the bank offered me the card which I have not seen with any other bank. Good overall.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 14, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the Kotak mahindra Royale Signature credit card for more than 4 years. I use this card for shopping and for other bill payments. I am satisfied with the credit limit and there is no annual fee with this card. I would say it is a very good card to use.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 14, 2017
    • Kotak Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      I have got a credit card from KOTAK MAHINDRA BANK as I have a salary account with them for the past 2 years. It is a Visa Gold credit card. I use this credit card for movies, online recharges, shopping etc. There is no annual fees for this credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 14, 2017
    • Kotak Credit Card
      "Good for all"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra giving points for air tickets, I am using Royale signature credit card it has an annual fee around Rs.499. They giving some shopping voucher for that annual fee. Credit limit is very excellent in Kotak Mahindra even offers is good.
      Was this review helpful? 0
      , vijayawada
      Reviewed on Oct 14, 2017
    • Kotak Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra bank has offered me a credit card as well. As long as I used the card there are no major hassles. But the credit limit is pretty low when compared to the other banks. I got a credit limit of 30K. There are no charges. I am comfortable with my billing cycle.
      Was this review helpful? 0
      , pune
      Reviewed on Oct 14, 2017
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