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  • Kotak Bank Easyday Sliver Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

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    Credit Card BYTES FROM OUR KITCHEN

    Kotak Bank Easyday Sliver Credit Card

    Easyday Kotak Silver Card from Kotak Mahindra Bank is a great choice for those who regularly shop at Easyday stores. This card saves you so much more on top of the already low prices available at Easyday outlets. What’s more, you can take advantage of the various benefits and offer s that comes with being a Easyday Kotak Silver Card cardholder.

    Features:

    1. Upto 48 days of Interest Free period
    2. Interest rate at a mere 3.4% p.m.
    3. Easyday Shield:

      Incase your Easyday Kotak Silver Card is stolen, Kotak offers customers a cover of Rs. 25,000 against fraudulent usage up to 7 days as long as you report the incident. If your card is stolen, call the Customer Contact Centre at 1800 102 6022 and make sure your card is deactivated/blocked. You must then contact your insurance company and register a complaint.

    4. SMS Alert:

      Get complete control over your card and money with the SMS Alert feature. Simply SMS 5676788 or 997 105 6767 from your registered mobile number to start getting text updates.

    5. Mastercard Secure Code:

      Kotak has fortified your card with the Mastercard Secure Code feature, so that all your online transactions are completely secure. Cardholders are required to give an additional password while doing online transactions with your card, which prevents fraudulent activity.

    6. Family Offers:

      Benefit from the best offers from partners on your Easyday Kotak Card

      Gift your loved ones the same benefits you enjoy by giving them add-on cards, completely free of charge.

    7. Add-on Cards:

      All your loved ones holding the Add-on Cards will be able to enjoy all the benefits that you enjoy on your Primary Card. You can control the expenditure on each add on card by setting the spend limits. You can also track spends on add on cards individually.

    8. Smart Pay:

      All transactions equal to or above Rs. 3000/- and within 75% of credit limit can be converted into easy EMI's. EMI options are 3, 6, 9, 12 and 24 month.

    Benefits:

    Here are some of the benefits Easyday Kotak Silver Card holders enjoy:

    1. Easy Rewards:
      • Every time you shop at Easyday, earn 10 reward points for every Rs.100/- you spend.
      • Every time you you spend outside Easyday, earn 5 points for every Rs.100/- you spend

      Note: You must have minimum 500 points for redemption. Also, the total points redeemed must be in multiples of 100.

    2. Instant Benefits:
      • At Easyday every time you swipe your Easyday Kotak Silver Card for a sum of Rs. 2000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-
      • Outside Easyday, when you swipe your Easyday Kotak Silver Card for a sum of Rs. 3000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-
    3. Note: Only one voucher each per month for both in-store & out-store spends.

    4. Welcome Gifts:

      As a welcome gift, get a 2Kg Sugar voucher if you spend more than Rs 200/- on six different days of the week, within the first three months of getting the card.

    Documentation:

    You must submit proof of identity in any of these forms; Driving License, Passport, PAN card or Voters ID.

    Fees and Charges:

    • The Annual fee is Rs. 499
    • If the Retail spends is Rs. 30000/- or more in a year the annual fee is waived off
    • Cash Payment at Branch is charged Rs. 75/-
    • Card Replacement is charged Rs. 100/-
    • Cash Withdrawal / Call a Draft / Fund Transfer (Per Rs. 10,000/- or part thereof) is Rs. 300/-
    • Over Limit Charge is Rs. 500/-
    • Interest Charges is 3.40%
    How To Redeem reward points:

    Once you have collected some reward points, call the Customer Contact Centre at 1800116022/1800226022. The Phone Banking Officer will help you redeem your points, which he will send in the form of a voucher along with your following month’s statement. You can use your vouchers at the Easyday stores on your next visit.

    Kotak Easyday Silver Credit Card FAQs:

    1. How can I redeem my reward points?

      Call the Customer Contact Centre at 1800116022/1800226022. The Phone Banking Officer will help you redeem your reward points by converting them to a voucher which can be used at the Easyday stores. The voucher will be sent with your next month’s statement.

    2. Will my reward points expire?

      Yes. Your reward points will expire after 12 months of earning them.

    3. What is the maximum number of Easyday vouchers I can get in a month?

      You can get a maximum of 1 voucher per month for transactions made at Easyday stores and maximum of 1 voucher per month for transactions made outside Easyday stores.

    4. Is it possible to get a Easyday voucher replaced if it is lost?

      No, you will not be issued a new Easyday voucher if you lose your original voucher.

    5. .What is the insurance cover on the Kotak Credit Card?

      The insurance cover is your safety net if your Kotak Credit Card is stolen, lost or if there are fraudulent charges as provided by HDFC ERGO General Insurance Company.

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  • Kotak Bank Easyday Sliver Credit Card Reviews

    • Kotak Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have applied for Kotak mahindra credit card recently through on line , it have been just one month only i have started using this bank credit card, they have not charged me annual fee in this card and i am happy with my credit limit but i am expecting that they should increase my limit after 2-3 months, it is too early to comment about this bank card.
      Was this review helpful? 1
      , chennai
      Reviewed on Dec 07, 2018
    • Kotak Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      I have applied for Kotak mahindra credit card recently through on line ,they have charged me annual fee in this card, but i am not sure they have given me waived off option in this card or not, if they will charged then i will stop using this card and i am happy with my credit limit they have given me in this card and the best part is that there service is good and they provide good offers in movie tickets in book my show.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 07, 2018
    • Kotak Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with KOTAK MAHINDRA BANK , the card also has got Cash back offers and reward points. I never had any issue with their services and this is a useful card to have. I am holding this card for more than 2 year . Service was good with this card .
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 07, 2018
    • Kotak Credit Card
      "Very Useful card"
      0.5 4.0/5 "Great!"
      Started using the Kotak Mahindra bank credit card for more than 1 year. I have got the credit limit of 1.5 lakhs and i'm happy about it. I used to received a regular notifications regarding the offers on my mails and messages. Overall, i'm happy about the card.
      Was this review helpful? 1
      , bangalore
      Reviewed on Dec 07, 2018
    • Kotak Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with KOTAK MAHINDRA BANK , they offer very low credit limit with this credit card . I am holding this card for past 6 month . Customer service is up to the mark . There is no joining fee at the time of getting the card . Benefits were like cash back, reward points .
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 07, 2018
    • Kotak Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      My credit card was taken with KOTAK MAHINDRA BANK , the card is free for the 1st year and from 2 and year the card is chargeable . Benefits were attractive like reward point and if i do shopping of 15000 then i will get 2 free movie tickets . I received my credit card on time .
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 07, 2018
    • Kotak Credit Card
      "Average card"
      0.5 3.0/5 "Satisfactory"
      Using Kotak bank credit card for last 3 years, And their is no annual charge as its life time free card There is no additional charges for the transaction which i make i got good credit limit .only problem they don't have Tamil customer service whenever i tried to reach them they used to say Tamil agent is not available .
      Was this review helpful? 0
      , coimbatore
      Reviewed on Dec 07, 2018
    • Kotak Credit Card
      "Need to work on services"
      0.5 3.0/5 "Satisfactory"
      Kotak Mahindra Bank is average on the credit card services. They need to work on the deals and the offers. The credit limit also needs to be enhanced. They need to work on the customer services and communication when compared to the other banks.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 07, 2018
    • Kotak Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      The credit limit what they have given from the KOTAK MAHINDRA BANK is satisfactory also added on that the they have given with the good offers with this credit card like cash backs on fuel purchase. There is a EMI option with this card which is easy to convert.
      Was this review helpful? 1
      , pune
      Reviewed on Dec 07, 2018
    • Kotak Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I am using this card for the last eight years and the services which they had been providing so far has been good. It has been a life time free card and there has been some good benefits with this card as well. I am using this card for most of my purchases.
      Was this review helpful? 0
      , visakhapatnam
      Reviewed on Dec 06, 2018
    • Kotak Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      MY credit card was taken with KOTAK MAHINDRA BANK , i am holding this card for past 8 month . There is no annul fee at the time of getting the card . They offered good credit limit with this card . Customer support is up to the mark . Overall it has been good credit card .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Dec 06, 2018
    • Kotak Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      MY credit card was taken with KOTAK MAHINDRA BANK , the services and process is very smooth and quick . They offered 15000 of credit limit which is too low but i expected more. I am holding this account for past 6month .They offered KOTAK URBAN VISA credit card .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 06, 2018
    • Kotak Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I had been using this card for the last six years and the services which they had been providing so far had been good. The credit limit with the card has been good and there has been some good benefits which comes with this card as well. There has not been any annual charges with this card as well.
      Was this review helpful? 0
      , pune
      Reviewed on Dec 06, 2018
    • Kotak Credit Card
      "BETTER"
      0.5 5.0/5 "Blown Away!"
      There is no particular reason for taking the credit card with the KOTAK PVR GOLD CREDIT CARD. The credit limit is satisfactory with this card and it is a payable card. I am getting the offers or not i am not aware of that from this credit card.
      Was this review helpful? 1
      , hyderabad
      Reviewed on Dec 05, 2018
    • Kotak Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I am using KMB credit card from last 1 year, the credit limit is sufficient in this credit card and there was no annual fee charged. Credit card services are very good when compared to other cards. Features and benefits are also good in KMB credit card.
      Was this review helpful? 1
      , mumbai
      Reviewed on Dec 05, 2018
    • Kotak Credit Card
      "Till date no issues"
      0.5 4.0/5 "Great!"
      Kotak Mahindra Bank has also offered me a credit card. There are good deals on the card and the credit limit is fine too. The statements are also clear and sent to me on time. Till date there has been no hassles when ever I use the card online and offline.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 05, 2018
    • Kotak Credit Card
      "Good life time free credit card"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra credit card charges are less, they gave me cash less card too. I have Royal signature card, the credit limit is satisfactory. I have an experience around three years. It has many offers at e commerce website and other shoppings.
      Was this review helpful? 0
      , bangalore
      Reviewed on Dec 05, 2018
    • Kotak Credit Card
      "Hassle free process"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Kotak Mahindra bank as well. I am pretty happy to bank with them for it. The experience is fine and there has been no issues till date. The billing is also clear and there are good deals on the card and the credit limit is also good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Dec 05, 2018
    • Kotak Credit Card
      "User friendly card"
      0.5 5.0/5 "Blown Away!"
      I am using the credit card from Kotak Mahindra bank. I will use the credit card only on emergency basis. They have offered me a credit limit of Rs. 88000 and I'm happy about that. I have to pay the annual fee of Rs. 250. There are some offers on movie tickets and airport launch, hotel stay discounts. I never faced any problem with this card so far.
      Was this review helpful? 0
      , rajahmundry
      Reviewed on Dec 05, 2018
    • Kotak Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      The experience at Kotak Mahindra Bank is good and they provide good services for the credit card. The customer support and response is fine. The card has good features and benefits and it also has a good credit limit too. Till date no hassles while using it.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Dec 05, 2018
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