Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  •  Loading your search... Loading your search...
  • Kotak Bank Easyday Sliver Credit Card Reviews

    • Kotak Credit Card
      "Good features"
      0.5 4.5/5 "Excellent!"
      There are nominal charges taken on the credit card but the offers are good at Kotak Mahindra bank. The limit the bank has offered is good enough and the customer services are good as well because they are helpful when I contact them and the bills are on time.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 23, 2017
    • Kotak Credit Card
      "Nice experience"
      0.5 4.0/5 "Great!"
      I bank with Kotak Mahindra bank for a credit card as well and they are equally good on this product. There are offers provided from time to time and there are no charges taken for my card. The customer services and response has also been good and in all no issues faced.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2017
    • Kotak Credit Card
      "Convenient credit card"
      0.5 5.0/5 "Blown Away!"
      Kotak service is very good, their customer service is giving very good response. I am not using my credit card frequently but whenever I use my credit card it gives a wonderful experience. Kotak credit card bills are very clear and transparent, they give proper details about the transaction.
      Was this review helpful? 1
      , mangalore
      Reviewed on May 19, 2017
    • Kotak Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Kotak Mahindra League Platinum credit card for about past 2 years. I got benefits like reward points cash back offers and gift vouchers and movie tickets offers and other benefits . The rate of interest is nominal with this card . Overall I am happy using this card.
      Was this review helpful? 0
      , jalandhar
      Reviewed on May 19, 2017
    • Kotak Credit Card
      "Its Good"
      0.5 4.0/5 "Great!"
      Previously I used Trump credit card of Kotak Mahindra it had low credit limit around Rs.25,000, recently they had given Kotak League credit card with nominal limit. I guess they are providing good reward points or cash back offers. It normally takes about a day's time for the payment to get reflected in the system the payment does not get reflected instantly.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 19, 2017
    • Kotak Credit Card
      "Fabulous"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card of Kotak mahindra bank and there are no annual charges there. Its completely a good credit card when compared with other credit card. Credit limit which is assigned to me on this credit card is around 48000 Rupees. To conclude, I would say I am very much happy with their service,.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • Kotak Credit Card
      "Very Good"
      0.5 4.0/5 "Great!"
      I am having the Kotak Mahindra Bank credit card and am having it from the last 1.5 years of time. The services are excellent with them Credit limit value provided by them is very minimal which is around 36000 Rupees and it is a life time free credit card. Based on the salary account they have offered me personal loan and even credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • Kotak Credit Card
      "Very good offers and overall good service"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra bank has offered me a life time free credit card. The benefits are good and the credit limit is also good and the bank has excellent customer services. The phone banking is easy to connect too and they are supportive when I reach out to them.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 18, 2017
    • Kotak Credit Card
      "Excellent services"
      0.5 4.5/5 "Excellent!"
      Kotak Mahindra bank has offered me a credit card as well and I am equally happy with this product. There are offers given from time to time and I also have a decent credit limit too. The statements are clear and there are no hassles in banking with them.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on May 17, 2017
    • Kotak Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      Kotak Mahindra bank has offered me a credit card and though I do not use it much, I am happy with the services I receive and when ever I contact the customer care team, they are helpful in sorting out my clarifications. The bills are clear and overall a good experience.
      Was this review helpful? 0
      , delhi
      Reviewed on May 16, 2017
    • Kotak Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      I currently use the credit card with Kotak Mahindra bank and I am happy with it as i get normal benefits. The credit limit is 10000 rupees and they have called me for enhancing the credit limit but I denied overall the transactions done on the card is intimated and the statements are clear and on time to me
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 15, 2017
    • Kotak Credit Card
      "Good card but not usable"
      0.5 2.0/5 "Expected more"
      I got Kotak mahindra kotak league platinum credit card few days back. I am not using this card because, Kotak mahindra has forced me to take this card, while I got the Personal Loan with them. I guess I need to pay the annual fee of Rs.499 which is not required. The service need to be improved. My sincere request to them woul dbe "Do not force the customer to take up any product in future".
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 13, 2017
    • Kotak Credit Card
      "Quick services"
      0.5 4.0/5 "Great!"
      Kotak Mahindra bank has offered me a credit card after I have taken my loan from them. They have offered me a credit limit of 75K and the process of me receiving the card was much before than the date I was promised. I am yet to receive the PIN number.
      Was this review helpful? 1
      , chennai
      Reviewed on May 12, 2017
    • Kotak Credit Card
      "Good beneficial card"
      0.5 5.0/5 "Blown Away!"
      I like overall service of Kotak Mahindra credit card, I have accumulated good rewards points, I have taken this credit card before one year, Kotak have increased my credit limit before I request and there is no annual charges applicable with my credit card. Moreover I am using International credit card.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 11, 2017
    • Kotak Credit Card
      "Not recommendable"
      0.5 3.0/5 "Satisfactory"
      The statements are not clear at all with Kotak Mahindra bank for the credit card. I have a EMI on my card and instead of paying from my savings account, I pay the EMI by cash. But the bank keeps charging me Rs. 500 for the same. Like wise they keep calling me continuously informing me about a outstanding and I keep telling them to send an executive to collect the payment. Till date no one has come and I am unable to make it to the bank as I have just been out from hospital.
      Was this review helpful? 0
      , kolkata
      Reviewed on May 09, 2017
    • Kotak Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      One of the best credit cards I prefer is the one from Kotak Mahindra bank. Only because they provide me with the best of deals as promised. The credit limit is also good and the statements are crystal clear. I also receive calls often giving me details of the on going offers.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on May 08, 2017
    • Kotak Credit Card
      "Overall good"
      0.5 4.0/5 "Great!"
      I hold a credit card with Kotak Mahindra bank and the bank has been giving me a lot of benefits on the card. There are EMI features and there are loan facilities as well. There are cash back offers and also points which can be redeemed easily. Overall good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 06, 2017
    • Kotak Credit Card
      "The best bank"
      0.5 5.0/5 "Blown Away!"
      The benefit that I receive on my credit card is really great where the offers are very much useful to me. I recently received a call from Kotak mahindra bank informing me that I am eligible for a loan on card, likewise I get other benefits like cash back and reward points as well on this card.
      Was this review helpful? 0
      , chandigarh
      Reviewed on May 03, 2017
    • Kotak Credit Card
      "Good Bank"
      0.5 5.0/5 "Blown Away!"
      Based on the relationship that I maintain with KOTAK Bank they had offered me a credit card. They processed my application properly and the card was disbursed on time. There was no issue with the said bank for my credit card. Also I am much comfortable in using this kotak credit card. Initially they had captured my details incorrectly on the card, but later they rectified it, so it would be better if they are careful while capturing the customer details.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 03, 2017
    • Kotak Credit Card
      "Improve the offers"
      0.5 2.0/5 "Expected more"
      I am a salary holder of Kotak Mahindra but still they offered lower credit limit of Rs.15,000. They are not good in system updates, My due date falls on 5th of every month, but they start calling to the customers from 25th onwards, Its really bad to give reminder calls everyday.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 02, 2017
    Common Loader Icon

    Kotak Bank Easyday Sliver Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    Easyday Kotak Silver Card from Kotak Mahindra Bank is a great choice for those who regularly shop at Easyday stores. This card saves you so much more on top of the already low prices available at Easyday outlets. What’s more, you can take advantage of the various benefits and offer s that comes with being a Easyday Kotak Silver Card cardholder.

    Features:

    1. Upto 48 days of Interest Free period
    2. Interest rate at a mere 3.4% p.m.
    3. Easyday Shield:

      Incase your Easyday Kotak Silver Card is stolen, Kotak offers customers a cover of Rs. 25,000 against fraudulent usage up to 7 days as long as you report the incident. If your card is stolen, call the Customer Contact Centre at 1800 102 6022 and make sure your card is deactivated/blocked. You must then contact your insurance company and register a complaint.

    4. SMS Alert:

      Get complete control over your card and money with the SMS Alert feature. Simply SMS 5676788 or 997 105 6767 from your registered mobile number to start getting text updates.

    5. Mastercard Secure Code:

      Kotak has fortified your card with the Mastercard Secure Code feature, so that all your online transactions are completely secure. Cardholders are required to give an additional password while doing online transactions with your card, which prevents fraudulent activity.

    6. Family Offers:

      Benefit from the best offers from partners on your Easyday Kotak Card

      Gift your loved ones the same benefits you enjoy by giving them add-on cards, completely free of charge.

    7. Add-on Cards:

      All your loved ones holding the Add-on Cards will be able to enjoy all the benefits that you enjoy on your Primary Card. You can control the expenditure on each add on card by setting the spend limits. You can also track spends on add on cards individually.

    8. Smart Pay:

      All transactions equal to or above Rs. 3000/- and within 75% of credit limit can be converted into easy EMI's. EMI options are 3, 6, 9, 12 and 24 month.

    Benefits:

    Here are some of the benefits Easyday Kotak Silver Card holders enjoy:

    1. Easy Rewards:
      • Every time you shop at Easyday, earn 10 reward points for every Rs.100/- you spend.
      • Every time you you spend outside Easyday, earn 5 points for every Rs.100/- you spend

      Note: You must have minimum 500 points for redemption. Also, the total points redeemed must be in multiples of 100.

    2. Instant Benefits:
      • At Easyday every time you swipe your Easyday Kotak Silver Card for a sum of Rs. 2000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-
      • Outside Easyday, when you swipe your Easyday Kotak Silver Card for a sum of Rs. 3000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-
    3. Note: Only one voucher each per month for both in-store & out-store spends.

    4. Welcome Gifts:

      As a welcome gift, get a 2Kg Sugar voucher if you spend more than Rs 200/- on six different days of the week, within the first three months of getting the card.

    Documentation:

    You must submit proof of identity in any of these forms; Driving License, Passport, PAN card or Voters ID.

    Fees and Charges:

    • The Annual fee is Rs. 499
    • If the Retail spends is Rs. 30000/- or more in a year the annual fee is waived off
    • Cash Payment at Branch is charged Rs. 75/-
    • Card Replacement is charged Rs. 100/-
    • Cash Withdrawal / Call a Draft / Fund Transfer (Per Rs. 10,000/- or part thereof) is Rs. 300/-
    • Over Limit Charge is Rs. 500/-
    • Interest Charges is 3.40%
    How To Redeem reward points:

    Once you have collected some reward points, call the Customer Contact Centre at 1800116022/1800226022. The Phone Banking Officer will help you redeem your points, which he will send in the form of a voucher along with your following month’s statement. You can use your vouchers at the Easyday stores on your next visit.

    Kotak Easyday Silver Credit Card FAQs:

    1. How can I redeem my reward points?

      Call the Customer Contact Centre at 1800116022/1800226022. The Phone Banking Officer will help you redeem your reward points by converting them to a voucher which can be used at the Easyday stores. The voucher will be sent with your next month’s statement.

    2. Will my reward points expire?

      Yes. Your reward points will expire after 12 months of earning them.

    3. What is the maximum number of Easyday vouchers I can get in a month?

      You can get a maximum of 1 voucher per month for transactions made at Easyday stores and maximum of 1 voucher per month for transactions made outside Easyday stores.

    4. Is it possible to get a Easyday voucher replaced if it is lost?

      No, you will not be issued a new Easyday voucher if you lose your original voucher.

    5. .What is the insurance cover on the Kotak Credit Card?

      The insurance cover is your safety net if your Kotak Credit Card is stolen, lost or if there are fraudulent charges as provided by HDFC ERGO General Insurance Company.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.