Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Kotak Bank Easyday Sliver Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Kotak Bank Easyday Sliver Credit Card

    Easyday Kotak Silver Card from Kotak Mahindra Bank is a great choice for those who regularly shop at Easyday stores. This card saves you so much more on top of the already low prices available at Easyday outlets. What’s more, you can take advantage of the various benefits and offer s that comes with being a Easyday Kotak Silver Card cardholder.

    Features:

    1. Upto 48 days of Interest Free period
    2. Interest rate at a mere 3.4% p.m.
    3. Easyday Shield:

      Incase your Easyday Kotak Silver Card is stolen, Kotak offers customers a cover of Rs. 25,000 against fraudulent usage up to 7 days as long as you report the incident. If your card is stolen, call the Customer Contact Centre at 1800 102 6022 and make sure your card is deactivated/blocked. You must then contact your insurance company and register a complaint.

    4. SMS Alert:

      Get complete control over your card and money with the SMS Alert feature. Simply SMS 5676788 or 997 105 6767 from your registered mobile number to start getting text updates.

    5. Mastercard Secure Code:

      Kotak has fortified your card with the Mastercard Secure Code feature, so that all your online transactions are completely secure. Cardholders are required to give an additional password while doing online transactions with your card, which prevents fraudulent activity.

    6. Family Offers:

      Benefit from the best offers from partners on your Easyday Kotak Card

      Gift your loved ones the same benefits you enjoy by giving them add-on cards, completely free of charge.

    7. Add-on Cards:

      All your loved ones holding the Add-on Cards will be able to enjoy all the benefits that you enjoy on your Primary Card. You can control the expenditure on each add on card by setting the spend limits. You can also track spends on add on cards individually.

    8. Smart Pay:

      All transactions equal to or above Rs. 3000/- and within 75% of credit limit can be converted into easy EMI's. EMI options are 3, 6, 9, 12 and 24 month.

    Benefits:

    Here are some of the benefits Easyday Kotak Silver Card holders enjoy:

    1. Easy Rewards:
      • Every time you shop at Easyday, earn 10 reward points for every Rs.100/- you spend.
      • Every time you you spend outside Easyday, earn 5 points for every Rs.100/- you spend

      Note: You must have minimum 500 points for redemption. Also, the total points redeemed must be in multiples of 100.

    2. Instant Benefits:
      • At Easyday every time you swipe your Easyday Kotak Silver Card for a sum of Rs. 2000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-
      • Outside Easyday, when you swipe your Easyday Kotak Silver Card for a sum of Rs. 3000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-
    3. Note: Only one voucher each per month for both in-store & out-store spends.

    4. Welcome Gifts:

      As a welcome gift, get a 2Kg Sugar voucher if you spend more than Rs 200/- on six different days of the week, within the first three months of getting the card.

    Documentation:

    You must submit proof of identity in any of these forms; Driving License, Passport, PAN card or Voters ID.

    Fees and Charges:

    • The Annual fee is Rs. 499
    • If the Retail spends is Rs. 30000/- or more in a year the annual fee is waived off
    • Cash Payment at Branch is charged Rs. 75/-
    • Card Replacement is charged Rs. 100/-
    • Cash Withdrawal / Call a Draft / Fund Transfer (Per Rs. 10,000/- or part thereof) is Rs. 300/-
    • Over Limit Charge is Rs. 500/-
    • Interest Charges is 3.40%
    How To Redeem reward points:

    Once you have collected some reward points, call the Customer Contact Centre at 1800116022/1800226022. The Phone Banking Officer will help you redeem your points, which he will send in the form of a voucher along with your following month’s statement. You can use your vouchers at the Easyday stores on your next visit.

    Kotak Easyday Silver Credit Card FAQs:

    1. How can I redeem my reward points?

      Call the Customer Contact Centre at 1800116022/1800226022. The Phone Banking Officer will help you redeem your reward points by converting them to a voucher which can be used at the Easyday stores. The voucher will be sent with your next month’s statement.

    2. Will my reward points expire?

      Yes. Your reward points will expire after 12 months of earning them.

    3. What is the maximum number of Easyday vouchers I can get in a month?

      You can get a maximum of 1 voucher per month for transactions made at Easyday stores and maximum of 1 voucher per month for transactions made outside Easyday stores.

    4. Is it possible to get a Easyday voucher replaced if it is lost?

      No, you will not be issued a new Easyday voucher if you lose your original voucher.

    5. .What is the insurance cover on the Kotak Credit Card?

      The insurance cover is your safety net if your Kotak Credit Card is stolen, lost or if there are fraudulent charges as provided by HDFC ERGO General Insurance Company.

    Other Top Credit Cards By Kotak Bank

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  • Kotak Essentia Platinum Credit Card
  • Kotak Delight Platinum Credit Card
  • Kotak League Platinum Credit Card
  • Kotak PVR Platinum Credit Card
  • Kotak Easyday Titanium Credit Card
  • Kotak Urbane Gold Credit Card
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  • Kotak Aqua Gold Credit Card
  • Kotak Fortune Gold Credit Card
  • Kotak Feast Gold Credit Card
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  • Kotak Wealth Management Infinite Credit Card
  • Kotak Corporate Wealth Signature Credit Card
  • Kotak Corporate Gold Credit Card
  • Kotak Bank Easyday Sliver Credit Card Reviews

    • Kotak Credit Card
      "Very Good Service"
      0.5 3.0/5 "Satisfactory"
      I am using this credit card for the last three years where i am quite satisfied with the services of them. There has been a good credit limit with this card and it has an annual charges of 500 as well. There has been offers with the card on cash backs and reward points.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 21, 2019
    • Kotak Credit Card
      "Average"
      0.5 4.0/5 "Great!"
      I use Kotak Mahindra Bank credit card and my experience was average. The helpline number was not useful and they need to improve the customer service. They don't charge annual fee, If I spend certain limit in a year. The credit limit was sufficient. I have not used the Flexi option so don't know the charges.
      Was this review helpful? 0
      , thane
      Reviewed on Mar 21, 2019
    • Kotak Credit Card
      "Best movie card"
      0.5 5.0/5 "Blown Away!"
      I am holding KOTAK card recently only,credit limit is sufficient 65000 .I received the card within 1 week.Documentation process is very easy as they provided @ my door steps. Further the Customer service and responsiveness is also equally good.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 21, 2019
    • Kotak Credit Card
      "Credit limit is not upto the mark for present situation "
      0.5 1.0/5 "Really Bad"
      Till now Kotak mahindra bank credit card offers me a credit limit of less than 20 k . For the present situation , this credit limit is not any useful for me . I thought of giving this card to my sister . No offers were available for this card and paying a annual fees of more than Rs 200 /- .
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 21, 2019
    • Kotak Credit Card
      "Best card"
      0.5 4.0/5 "Great!"
      I am happy with the services of KOTAK BANK credit card . Mainly i use this card for for shopping , traveling and even for other general purpose also . Bank has offered me a credit card and the offers on the card is good.Overall it is good card . The card is chargeable .
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 20, 2019
    • Kotak Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      My credit card was taken with KOTAK MAHINDRA BANK . They charge very high interest rate with this card . I am holding this card for past 6month . Additional charges are more here , i am not that happy with this card . I hold a KOTAK URBAN credit card . The card is chargeable .
      Was this review helpful? 0
      , vadodara
      Reviewed on Mar 20, 2019
    • Kotak Credit Card
      "Need calls or SMS for informing the offers & interest rate"
      0.5 1.0/5 "Really Bad"
      Being a regular user for in Kotak mahindra bank Credit card , I never happy with the customer service . Not even a appreciable credit limit . More issues with the cash back offers and discounts in on-line . Till now i didn't get any calls or sms for intimating the offers . Interest rate is very high
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • Kotak Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      I had been holding this credit card for the last couple of months and the services which they had provided so far was good. There has not been any annual charges with this card and they had provided me with a good credit limit as well. I had not yet used the card to know more about the features.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • Kotak Credit Card
      "Need annual fees to be waived "
      0.5 3.0/5 "Satisfactory"
      While getting the Kotak mahindra bank credit card , Executive informed me this a life time free card . But after one year . KMB charging a annual fees of Rs 1200 /- . I informed to the Customer care people also for wavering the Annual fees . No accurate information about the card . Normally , I don't use this card much .
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • Kotak Credit Card
      "Good for PVR movies"
      0.5 5.0/5 "Blown Away!"
      Whenever I book PVR movie ticket some discount I get from my Kotak PVR credit card, the limit of the card is satisfactory. I have downloaded the app but I couldn't see my points, I just wondering whether the bank is providing the reward points or not.
      Was this review helpful? 1
      , mumbai
      Reviewed on Mar 20, 2019
    • Kotak Credit Card
      "Can do Better"
      0.5 3.0/5 "Satisfactory"
      I do have Kotak Mahindra credit card its not so great, I am using PVR gold credit card is a chargeable card with waiver option. If I do certain limit they will revise the yearly fee. They give some movie ticket office, but I didn't use because I am using Amex its best in my experience.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 20, 2019
    • Kotak Credit Card
      "Avearge "
      0.5 4.0/5 "Great!"
      My application has been approved with KOTAK MAHINDRA BANK . I have EMI option also with this card . Customer service and their response is good here with this card . I am holding this card for past 1 year . Benefits were attractive with this card . I use this card for multipurpose .
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 19, 2019
    • Kotak Credit Card
      "Need to increase my limit above 1.5L"
      0.5 5.0/5 "Blown Away!"
      I hold Kotak league card, I would like to increase the credit limit because they have provided me only 64K. Its annual fee of 1500 rupees. I am getting benefits like buy one get one movie ticket, fuel waive off and some cash back offer also getting discounts on restaurants.The interest rate is normal.
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 19, 2019
    • Kotak Credit Card
      "Below average"
      0.5 1.0/5 "Really Bad"
      Actually they have committed mr with credit limit of 3L but they have issued me only 50K which am not satisfied. When I call the customer care, it connects to the Robotics system and am unable to speak to their executive. I have received Kotak PVR Visa card and the documentation process was easy.
      Was this review helpful? 1
      , bangalore
      Reviewed on Mar 19, 2019
    • Kotak Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      KOTAK MAHINDRA bank credit card using last two years . Customer service provided is good and their response is properly . I am satisfied with this limit in this card and movie ticket offer available; this is chargeable- rs-900 rupees but if I spend 1L then fee is waived .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 18, 2019
    • Kotak Credit Card
      "GOOD CARD TO USE"
      0.5 5.0/5 "Blown Away!"
      I am using the credit card with the KOTAK MAHINDRA BANK since from last 3-4 years, they have offered with the satisfactory credit limit also they have offered with the sufficient offers with this card. It is user friendly to use also no issues.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 18, 2019
    • Kotak Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      I am satisfied with limit in this card this is life time free card and I donâ??t know whats the offer in this card only I have been using KOTAK MAHINDRA bank credit card using last seven years . Customer service provided is good and their response is properly .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 18, 2019
    • Kotak Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      I hold KOTAK MAHINDRA BANK credit card . Their customer support is also good. I make payments online which is convenient for me and never had any issues with their services. KOTAK MAHINDRA BANK Credit card gave the best service. They also offered me a fair limit. I am holding this card for past two year.and this chargeable card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 18, 2019
    • Kotak Credit Card
      "Good Service"
      0.5 3.5/5 "Pretty good"
      I am using this Kotak Credit Card for the past 8 months.I have applied directly online ,The agent clearly explained the process as well . The credit limit is less and i got Credit Limit up to 20000 only I have got reward points as well .The Overall service is good .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Mar 18, 2019
    • Kotak Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      I am holding the credit card with the KOTAK MAHINDRA BANK i am not facing any issues with this bank also i have a satisfactory credit limit with this bank. The card has the good offers like cash backs, rewards points with this card. It is a good card to use.
      Was this review helpful? 0
      , kolkata
      Reviewed on Mar 18, 2019
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