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  • Kotak Bank Easyday Sliver Credit Card

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    Kotak Bank Easyday Sliver Credit Card

    Easyday Kotak Silver Card from Kotak Mahindra Bank is a great choice for those who regularly shop at Easyday stores. This card saves you so much more on top of the already low prices available at Easyday outlets. What’s more, you can take advantage of the various benefits and offer s that comes with being a Easyday Kotak Silver Card cardholder.

    Features:

    1. Upto 48 days of Interest Free period
    2. Interest rate at a mere 3.4% p.m.
    3. Easyday Shield:

      Incase your Easyday Kotak Silver Card is stolen, Kotak offers customers a cover of Rs. 25,000 against fraudulent usage up to 7 days as long as you report the incident. If your card is stolen, call the Customer Contact Centre at 1800 102 6022 and make sure your card is deactivated/blocked. You must then contact your insurance company and register a complaint.

    4. SMS Alert:

      Get complete control over your card and money with the SMS Alert feature. Simply SMS 5676788 or 997 105 6767 from your registered mobile number to start getting text updates.

    5. Mastercard Secure Code:

      Kotak has fortified your card with the Mastercard Secure Code feature, so that all your online transactions are completely secure. Cardholders are required to give an additional password while doing online transactions with your card, which prevents fraudulent activity.

    6. Family Offers:

      Benefit from the best offers from partners on your Easyday Kotak Card

      Gift your loved ones the same benefits you enjoy by giving them add-on cards, completely free of charge.

    7. Add-on Cards:

      All your loved ones holding the Add-on Cards will be able to enjoy all the benefits that you enjoy on your Primary Card. You can control the expenditure on each add on card by setting the spend limits. You can also track spends on add on cards individually.

    8. Smart Pay:

      All transactions equal to or above Rs. 3000/- and within 75% of credit limit can be converted into easy EMI's. EMI options are 3, 6, 9, 12 and 24 month.

    Benefits:

    Here are some of the benefits Easyday Kotak Silver Card holders enjoy:

    1. Easy Rewards:
      • Every time you shop at Easyday, earn 10 reward points for every Rs.100/- you spend.
      • Every time you you spend outside Easyday, earn 5 points for every Rs.100/- you spend

      Note: You must have minimum 500 points for redemption. Also, the total points redeemed must be in multiples of 100.

    2. Instant Benefits:
      • At Easyday every time you swipe your Easyday Kotak Silver Card for a sum of Rs. 2000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-
      • Outside Easyday, when you swipe your Easyday Kotak Silver Card for a sum of Rs. 3000/- or above in one bill, you will get Easyday Vouchers worth Rs. 25/-
    3. Note: Only one voucher each per month for both in-store & out-store spends.

    4. Welcome Gifts:

      As a welcome gift, get a 2Kg Sugar voucher if you spend more than Rs 200/- on six different days of the week, within the first three months of getting the card.

    Documentation:

    You must submit proof of identity in any of these forms; Driving License, Passport, PAN card or Voters ID.

    Fees and Charges:

    • The Annual fee is Rs. 499
    • If the Retail spends is Rs. 30000/- or more in a year the annual fee is waived off
    • Cash Payment at Branch is charged Rs. 75/-
    • Card Replacement is charged Rs. 100/-
    • Cash Withdrawal / Call a Draft / Fund Transfer (Per Rs. 10,000/- or part thereof) is Rs. 300/-
    • Over Limit Charge is Rs. 500/-
    • Interest Charges is 3.40%
    How To Redeem reward points:

    Once you have collected some reward points, call the Customer Contact Centre at 1800116022/1800226022. The Phone Banking Officer will help you redeem your points, which he will send in the form of a voucher along with your following month’s statement. You can use your vouchers at the Easyday stores on your next visit.

    Kotak Easyday Silver Credit Card FAQs:

    1. How can I redeem my reward points?

      Call the Customer Contact Centre at 1800116022/1800226022. The Phone Banking Officer will help you redeem your reward points by converting them to a voucher which can be used at the Easyday stores. The voucher will be sent with your next month’s statement.

    2. Will my reward points expire?

      Yes. Your reward points will expire after 12 months of earning them.

    3. What is the maximum number of Easyday vouchers I can get in a month?

      You can get a maximum of 1 voucher per month for transactions made at Easyday stores and maximum of 1 voucher per month for transactions made outside Easyday stores.

    4. Is it possible to get a Easyday voucher replaced if it is lost?

      No, you will not be issued a new Easyday voucher if you lose your original voucher.

    5. .What is the insurance cover on the Kotak Credit Card?

      The insurance cover is your safety net if your Kotak Credit Card is stolen, lost or if there are fraudulent charges as provided by HDFC ERGO General Insurance Company.

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  • Kotak Bank Easyday Sliver Credit Card Reviews

    • Kotak Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      I received a credit card from Kotak Mahindra Bank, I received without any documentation, but only issue is that I did not receive much limit on the card which is only Rs. 15,000. Hence I don't find much benefit using this credit card. Therefore I can rate it as an average credit card from Kotak Mahindra Bank.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 21, 2018
    • Kotak Credit Card
      "Average Service"
      0.5 3.0/5 "Satisfactory"
      I've been using the Kotak Platinum Delight credit card for the past 3 years, their services are fair. There are no commendable offers and rewards associated with the card and it is just like any other ordinary credit card available on the market.
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 20, 2018
    • Kotak Credit Card
      "Very good"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with KOTAK BANK 3 years back. Their credit limit was 1,32,000 which is satisfactory . The customer service and responses was really excellent so I would like to recommend to others. My overall experience was really amazing
      Was this review helpful? 0
      , aurangabad
      Reviewed on May 20, 2018
    • Kotak Credit Card
      "BEST"
      0.5 5.0/5 "Blown Away!"
      I am using my REGALIA credit card from KOTAK BANK i have been using this card from past 3 years from past 3 years it is a good card to use. I have not yet contacted the customer care so far because i had not faced any of the issues. Actually easy to use my card because i am holding the savings account from the same bank.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 20, 2018
    • Kotak Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the Kotak Visa credit card for almost an year. The limit is very good. I Want to close this card . This is useful as just any other credit card , there are no commendable offers and discounts with the card . I never had any issues with the card and their services.
      Was this review helpful? 0
      , pune
      Reviewed on May 20, 2018
    • Kotak Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the Kotak Mahindra Bank credit card for the past 2 Years. Their service is good. I make timely payments. I never had any issues with their services and I use the credit card for all daily life purposes. Overall the card is a useful one.
      Was this review helpful? 0
      , vadodara
      Reviewed on May 20, 2018
    • Kotak Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      My credit card was taken with KOTAK BANK 3 months back. I hold urban card and the credit limit was 15,000 which is not satisfactory . The customer service and responses was really good. I have 24/.7 helpline number and there is no idea about the benefits .My overall experience was good.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 17, 2018
    • Kotak Credit Card
      "Very good"
      0.5 4.0/5 "Great!"
      My credit card was taken with KOTAK BANK years back. The credit limit was 60000 which is satisfactory and i hold PVR gold card . I am satisfied with the customer service and responses . I am getting movie tickets and reward points .My overall experience was good
      Was this review helpful? 0
      , bangalore
      Reviewed on May 17, 2018
    • Kotak Credit Card
      "Average Service"
      0.5 2.0/5 "Expected more"
      I've been using the Kotak Urban Credit card for the past 6 Months. I am not much happy about the features. There are no cash-back offers yet. The credit limit is also very low and they don't offer any reward points for spending. There is no commendable benefits with this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 16, 2018
    • Kotak Credit Card
      "Average card to use"
      0.5 5.0/5 "Blown Away!"
      The Kotak platinum credit card is good to use and I got this very recently around a month ago, The customer support service and the response is good from the Kotak mahindra bank. The credit limit value is very less with this card and I am not satisfied with it. They told they can still increase the credit limit value.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 16, 2018
    • Kotak Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I am using Kotak Mahindra credit card from last 2 years, there is no annual fee charged at the time of getting this credit card. I am happy with the credit limit in this credit card. Offers like movie tickets and cash back are good in this credit card. Net banking is easy to make bill payments.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 14, 2018
    • Kotak Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I have started using this account in 2014 and i have opened this account through my salary account. The card services had been not up to the mark, and it was a basic card where there was not much features. The credit limit which they had provided with this card is good and even the customer service is very good. But it would have been good if there was better offers with this card.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 14, 2018
    • Kotak Credit Card
      "Looking for better credit limit"
      0.5 5.0/5 "Blown Away!"
      I have my credit card approved with Kotak Mahindra bank and the experience was good, the process took 10 days to complete. I use this credit card for multipurpose and i did not find any offers so far. The credit limit is less in this credit card and there is no annual fee charged for this card. Documents were collected on time and the customer service was good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 14, 2018
    • Kotak Credit Card
      "Excellent service"
      0.5 4.0/5 "Great!"
      I have been using this card for almost an year, the services has been so far good with them. they had been providing the best service so far. The credit limit which has been provided by them has been good, but even though i am expecting more in the near future. There has been rewards and cash back offers with this card as well.
      Was this review helpful? 0
      , pune
      Reviewed on May 14, 2018
    • Kotak Credit Card
      "GOOD CARD"
      0.5 3.0/5 "Satisfactory"
      Started using Kotak pvr gold credit card As am not satisfied with the credit limit , As there is no annual charges its life time free card .The bank person came for documentation , the approval process was fast and received my card in time . There customer service and response is average .
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 13, 2018
    • Kotak Credit Card
      "BEST CARD"
      0.5 5.0/5 "Blown Away!"
      Got my Kotak credit card and started using it . Their customer service and response is the best . As there is annual charges of 499 rs which will get waived off after using 15k transactions. They took 15 days approved and received my card in time there is no that much cash back and discount are available in this card .
      Was this review helpful? 0
      , mumbai
      Reviewed on May 13, 2018
    • Kotak Credit Card
      "AVERAGE CARD"
      0.5 3.0/5 "Satisfactory"
      Have been using Kotak credit card for long time , As am not satisfied with the customer care as there is no proper response from the customer service . Without my concern they change my payments into Emi , where i have to pay high interest after making complaint still there is no response from them.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 12, 2018
    • Kotak Credit Card
      "GOOD CARD"
      0.5 3.0/5 "Satisfactory"
      Using Kotak bank credit card for years, their customer service is good and this card provide not more discount and good cash back points for every transaction which i make.And their is annual charge and rate of interest also low compared to other credit card available in market.Therefore I am very much satisfied with the credit limit.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 12, 2018
    • Kotak Credit Card
      "Very Good for Movie Lovers"
      0.5 5.0/5 "Blown Away!"
      It is life time free credit card so no need to pay any annual fee. Customer care service is fully automated. IVR is really good. It took the minimal time to contact the Customer service executive. I have a got credit limit of Rs. 2 lakhs and I'm satisfied.
      Was this review helpful? 0
      , pune
      Reviewed on May 11, 2018
    • Kotak Credit Card
      "Good Card with Many benefits"
      0.5 5.0/5 "Blown Away!"
      Kotak bank travel services charges will be waived off if we use credit card. Airport launch, Fuel options are available in Kotak Mahindra Bank Credit Card. . Fraud protection policy is there. Zero annual fee so i dont want to a single penny. It has bookmy show offers are there to book my tickets.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 11, 2018
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