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Fee Details
Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
IndusInd Bank’s Platinum Credit card is a travel credit card which offers a wide variety of offers on travel and lifestyle. This card offers countless travel and lifestyle benefits, a comprehensive rewards programme, and other exciting features that make it suitable for people with all kinds of lifestyle requirements. Try it to enhance your experience of using credit cards.
| Welcome benefits |
|
||
| Fuel benefits | You can free yourself from surcharge charged on petrol purchases at fuel stations across India with IndusInd Bank's surcharge waiver facility. The 1% surcharge waiver is applicable on all the fuel transactions worth between Rs.400 and Rs.4,000. | ||
| Zero liability on lost or stolen card | With the 'Total Protect' program, IndusInd Bank provides complete protection against any unauthorised transactions that happen in case of loss or stolen card. The insurance covers up to 48 days prior to loss reporting. | ||
| Personal air accident insurance | Cardholders will get personal air accident cover worth Rs.25 lakh completely free with the card. | ||
| Insurance benefits |
| Insurance Cover |
Sum Assured (up to) |
|
| Lost baggage | Rs.1 lakh | ||
| Delayed baggage | Rs.25,000 | ||
| Loss of passport | Rs.50,000 | ||
| Lost ticket | Rs.25,000 | ||
| Missed connection | Rs.25,000 |
Your credit limit on the Platinum Credit Card would be decided by IndusInd Bank based on several parameters like your income, credit history, repaying capacity, etc. The same would be communicated to you at the time of issuance of the card.
| Type of Fee | Amount (Rs.) |
|---|---|
| Joining fee | Rs.3,000 |
| Annual fee | NIL |
| Interest charge | 3.83% per month |
| Cash withdrawal charges | 2.5% of the withdrawal amount or Rs.300, whichever is higher |
| Add-on credit card fee | NIL |
| Late payment charges |
|
| Over limit charges | 2.5% of the over limit amount subject to a minimum of Rs.500 |
| Cheque return or bounce charges | Rs.250 per return |
| Foreign currency mark-up fee | 3.5% |
| Cash payment fee (over the counter) | Rs.100 |
| Re-issue of lost or stolen card | Rs.100 |
| Duplicate statement request charge | Rs.100 per statement (beyond last 3 months) |
To apply for the card, you should have a good credit score and a stable source of income. The precise eligibility criteria would be communicated to you at the time of applying for the card.
You would have to submit your income proof, address proof, and identity proof to get the Platinum credit card. The exact list of documents would be communicated to you at the time of applying for the card.
You can apply for IndusInd Bank Platinum Credit Card directly from the IndusInd Bank's official website.
Alternatively, you can also apply for the card online through the BankBazaar website by following the steps listed below.
You get a fuel surcharge waiver of 1% when you use your card at petrol pumps across the country. This offer only applies to transactions between Rs.400 to Rs.4,000.
Dial 1860 267 7777 to contact the customer care centre of IndusInd Bank.
You easily can update the address online through internet banking. You should submit scanned copies of the new address proof. You can also call IndusInd credit card customer care and ask for the address to be updated.
You can check the outstanding credit card balance and available credit card balance online via the internet banking portal or the mobile app. You can also check the balance through SMS.
You can pay the bills of your IndusInd Bank Platinum credit card online via Internet Banking, NEFT, set an auto-debit payment mode, Mobile banking, and NACH Facility. You can also visit the nearest bank branch and pay via cash or cheque.
The billing cycle will range from 20 to 40 days. Your credit card statement will be issued at the end of a billing cycle. This will be sent to you via e-mail or your communication address.
Yes, you can easily apply for up to 5 add-on cards you have the Classic credit cards by IndusInd bank. The cardholders of the add-on credit card will have the same privileges and benefits as the primary credit card.
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