IndusInd Bank Platinum Credit Card offers countless travel and lifestyle benefits, a comprehensive rewards programme, and other exciting features that make it suitable for people with all kinds of lifestyle requirements. Try it to enhance your experience of using credit cards.
Welcome gift: The Platinum Credit Card welcomes you with an EazyDiner gift voucher, an e-gift card from MakeMyTrip, gift vouchers from ALDO, William Penn, Armani, Titan, Pantaloons, Hidesign, Woodland, and other top brands. The gifts will be sent to you on payment of joining fees.
Golf privileges: As a privileged card member you can avail complimentary golf games and lessons exclusively conducted at leading golf clubs in Bengaluru, Ahmedabad, Chennai, Hyderabad, Delhi, Pune and Mumbai.
Travel benefits: Get complimentary membership to Priority Pass Program and enjoy access to over 600 airport lounges across the globe. The Travel Plus program provides special waivers on lounge usage charges outside India. You can avail the usage fee waiver up to 8 times in a year.
Complimentary concierge services: Through the 24x7 concierge services, the card provides a host of premium benefits such as pre-trip assistance, hotel reservation, flight booking, entertainment and sports booking, gift assistance, and others all with a single phone call.
Platinum auto assist service: To make sure your journey on the road is uninterrupted, IndusInd Bank provides various 24X7 on-road services at a simple phone call. You can avail roadside repair service, emergency fuel supply, battery service, flat tire service, and a host of other services.
Lifestyle benefits: IndusInd Bank in partnership with Bookmyshow offers free movie tickets for Platinum cardholders. Bookmyshow offers 'Buy one, get one free' movie ticket every month. You can avail up to 2 free movie tickets every month.
Fuel surcharge waiver: You can free yourself from surcharge charged on petrol purchases at fuel stations across India with IndusInd Bank's surcharge waiver facility. The 1% surcharge waiver is applicable on all the fuel transactions worth between Rs.400 and Rs.4,000.
Zero liability on lost or stolen card: With the 'Total Protect' program, IndusInd Bank provides complete protection against any unauthorised transactions that happen in case of loss or stolen card. The insurance covers up to 48 days prior to loss reporting.
Personal air accident insurance: Cardholders will get personal air accident cover worth Rs.25 lakh completely free with the card.
Your credit limit on the Platinum Credit Card would be decided by IndusInd Bank based on several parameters like your income, credit history, repaying capacity, etc. The same would be communicated to you at the time of issuance of the card.
|Type of Fee||Amount (Rs.)|
|Interest charge||3.83% per month|
|Cash withdrawal charges||2.5% of the withdrawal amount or Rs.300, whichever is higher|
|Add-on credit card fee||NIL|
|Late payment charges||
For outstanding balance up to Rs.100 - NIL
For Rs.101 to Rs.500 - Rs.100
For Rs.501 to Rs.Rs.1,000 - Rs.350
For Rs.1,001 to Rs.10,000 - Rs.550
Above Rs.10,000 - Rs.700
|Over limit charges||2.5% of the over limit amount subject to a minimum of Rs.500|
|Cheque return or bounce charges||Rs.250 per return|
|Foreign currency mark-up fee||3.5%|
|Cash payment fee (over the counter)||Rs.100|
|Re-issue of lost or stolen card||Rs.100|
|Duplicate statement request charge||Rs.100 per statement (beyond last 3 months)|
To apply for the card, you should have a good credit score and a stable source of income. The precise eligibility criteria would be communicated to you at the time of applying for the card.
You would have to submit your income proof, address proof, and identity proof to get the Platinum credit card. The exact list of documents would be communicated to you at the time of applying for the card.
You can apply for IndusInd Bank Platinum Credit Card directly from the IndusInd Bank's official website.
Alternatively, you can also apply for the card online through the BankBazaar website by following the steps listed below.
You will earn 15 reward points for spending Rs.1000 on the card.
Once you receive your card, the Jet Airways promo codes will be sent to your registered mobile number and email address.
You get a fuel surcharge waiver of 1% when you use your card at petrol pumps across the country. This offer only applies to transactions between Rs.400 to Rs.4,000.
Dial 1860 267 7777 to contact the customer care centre of IndusInd Bank.
To avail the concierge services, contact IndusInd Bank's Concierge Desk at 1860 267 7777.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.