The Platinum Aura Edge credit card from IndusInd Bank is a premier card curated for the people who expect several state-of-the-art lifestyle benefits. The card offers discounts and offers in the shopping and lifestyle categories with a joining fee and no annual fee if applied through BankBazaar. The card also charges an interest rate of 3.83% per month.
Indusind Bank Platinum Aura Edge Credit Card Key Highlights
Get up to 4x reward points on select merchants and enjoy flexible reward plans that suit your lifestyle.
Earn 2 reward points on consumer durables or electronic items purchases.
Get 2.5 reward points on the total bill amount on your cellphone bills.
Earn 2.5 reward points on your total bill amount on electricity bills.
Pay your insurance premiums using your card and earn reward points up to 1.5 points.
Get 1.5 reward points on your medical bills.
Enjoy up to 4 reward points every time you use your card to check out of a hotel.
Use your card to book flight tickets and earn up to 2.5 reward points.
Earn 1.5 reward points on railways ticket bookings through IRCTC.
Earn 2 reward points (Over and above all promotional schemes applicable) when you shop in departmental stores.
Earn 2 reward points when you use your card in bars and pubs.
Indusind Bank Platinum Aura Edge Credit Card Lifestyle Benefits
Under the Platinum Aura Edge Shop Plan, earn 1.5 reward points when you buy books.
Under the Platinum Aura Edge Travel Plan, earn 1.5 reward points on car rentals.
Earn 1.5 reward points on movie ticket bookings under the Platinum Aura Edge Party Plan.
Earn 1.5 reward points on your food and drinks bill (Including taxes).
For all other transactions, earn 0.5 reward points on every Rs.100 spent.
Indusind Bank Platinum Aura Edge Credit Card Features And Benefits
Reward redemption option: You can redeem your reward points as cash credit or as airline miles. The cash value of each reward point is 0.5 when you redeem it as cash credit or 0.5 airline mile if you prefer air miles. You can also use your reward points to buy gift vouchers or shop online on a dedicated portal.
Dedicated Platinum Concierge Desk: You can also get 24x7 assistance for flight bookings, visa services, foreign exchange, insurance, and hotel reservations.
Aura Edge Auto Assist: With your Platinum Aura Edge Credit Card, you can call for help 24X7 in case of roadside repair, emergency fuel supply, flat tyre, keys locked inside the car, or for accidental management and medical assistance.
Aura Edge Freedom: Get 2.5% fuel surcharge waiver on fuel transactions between Rs.400 to Rs.4,000 at any petrol pump in India.
Aura Edge Assurance: Total Protect is a security feature offered by the bank that protects you in case of unauthorised transactions. The insurance plan covers up to 48 hours prior to you reporting the loss of your card.
Personal Air Accident Insurance: You also get complimentary personal air accident insurance up to Rs.25 lakh with your card.
Indusind Bank Platinum Aura Edge Credit Card Fees And Charges
Type of fee
46% per annum
Cash advance charges
2.5% of the advance amount subject to a minimum of Rs.300
Over limit charges
2.5% of Over Limit Amount subject to a minimum of Rs.500
Add-on card fee
Late payment fees
Outstanding balance up to Rs.100- Nil
From Rs.501 to Rs.1,000- Rs.350
From Rs.1,001 to Rs.10,000- Rs.550
Above Rs.10,000- Rs.700
Foreign currency mark-up charge
3.5% on the transaction amount
Duplicate statement request
Rs.100 per statement
Re-issue of lost or stolen card
Eligibility To Apply For Indusind Bank Platinum Aura Edge Credit Card
The eligibility requirements to apply for this card are as follows:
You must be a minimum of 21 years of age.
You must be within 65 years of age.
The income criteria differ from time to time and will be communicated when you apply for the card.
You should be a resident of India or a Non-resident of India.
Documents Required To Apply For Indusind Bank Platinum Aura Edge Credit Card
Any one of the documents
Voter ID card
Any one of the documents
Voter's ID card
Income proof (For salaried)
Recent pay slips
Last 6 months bank statements
Income proof (For self-employed)
Recent ITR (Income Tax Returns)
Audited profit and loss statement
Duly-filed application form
Passport size photographs
Note: The above list is for reference only. IndusInd Bank reserves the rights to ask you for additional documents if required. However, these are the general documents you will have to keep ready before you start filling the credit card application form.
How To Apply For Indusind Bank Platinum Aura Edge Credit Card?
You can apply for an IndusInd Bank Platinum Aura Edge Credit Card by visiting the bank's official website. However, you can also apply for it on BankBazaar website by following the below steps:
Visit BankBazaar website
Navigate to 'Credit Cards' under the 'Cards' option
Choose IndusInd Bank to filter the results
You will see IndusInd Bank Platinum Aura Edge Credit Card in the results
Click on 'Check Eligibility' option against the card
Enter your name, e-mail Id, and phone number to proceed
You will be asked to fill an online application form if you are eligible
Enter all the details required
Upload the supporting documents
Click on 'Submit'
Make a note of the 'Application ID' and use to track the status of the application
FAq's on IndusInd Bank Platinum Aura Edge Credit Card
When will my accumulated reward points expire?
All accumulated reward points on your IndusInd Bank Platinum Aura Edge Credit Card will be live till your card is active. There is no expiry date.
Is there a maximum limit on the reward points I can earn in a year using my IndusInd Bank Platinum Aura Edge Card?
No. There is no cap on the reward points you can earn using your card.
What are the types of Platinum Savings Plan available on my IndusInd Bank Platinum Aura Edge Credit Card?
There are four types of Platinum Savings Plan you can choose, namely The Platinum Aura Edge Shop Plan, The Platinum Aura Edge Travel Plan, The Platinum Aura Edge Home Plan, and The Platinum Aura Edge Party Plan. You can choose a plan that suits your lifestyle.
Can I switch from The Platinum Aura Edge Travel Plan to The Platinum Aura Edge Shop Plan?
Yes. You can switch your Platinum Savings Plan by calling IndusInd Bank credit card customer care department at 1860 267 7777. Please note that you can change your plan only after 6 months and a fee of Rs.250 will be levied.
Should I pay a fee for the Total Protect Plan?
No. This is a complimentary feature offered by the bank to their cardholders.
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I chose the indusind bank card but it showed me good offers but i have selected the wrong variant. Whatever the benefits I'm getting is no use for me according to my usage. I got a credit card for movie discounts and airport launch access that facility is not available on this card.
I bought the credit card mainly for the EMI conversion, when i call their customer care, they asked me to call after 4 days. When i contacted them again they said EMI conversion facility is not available on this card hence i'm planning to close the card. I applied the card because its a card which is free for life time. So far i have used the around Rs. 35000. At the time of verification they have confirmed all the details.
I had applied INDUSIND BANK PLATINUM AURA EDGE CREDIT CARD online. I received the card on time. Credit limit is a little less but I am ok with it. It is a lifetime free card. I have not started using the card so I don't know much about reward points and offers.
I had applied INDUSIND BANK PLATINUM AURA EDGE CREDIT CARD online. My credit limit is 1.18 lakh and it's nominal for me. I received the card on time and there is no annual fee. I have started using the card. I am using it for IRCTC, shopping and college fee.
I have received INDUSIND BANK PLATINUM AURA EDGE CREDIT CARD. There is no annual fee, it's a lifetime free credit card. I am using it for online shopping, movie tickets and fuel. Credit limit is good. Indusind Bank service is good, I received the card on time.
I applied INDUSIND BANK PLATINUM AURA EDGE CREDIT CARD online. I have received the card on time. I started using the card. The features of this card are very good. I am getting offers and reward points. Indusind Bank has given sufficient credit limit.
I had applied INDUSIND BANK PLATINUM AURA EDGE CREDIT CARD. I have got very low credit limit, I was promised more than one lakh but given only 50 thousand. I received the card and the PIN on time. It is a lifetime free credit card. There is reward points and offers.
I had applied INDUSIND BANK PLATINUM AURA EDGE CREDIT CARD onlnie. Their mobile application is very slow, I am not able to do transaction through this application. They have given very less credit limit. I was expecting more than two lakhs but given only 75 thousand.
I had applied for IndusInd Bank PLATINUM AURA EDGE CREDIT CARD where the customer service is good, card got approved in 10 days, credit limit , PIN number was easy to generate, offers on the card are not good compare to other credit card and EMI options are also not available.
Reason to chose Indusind bank platinum aura edge is good for the shopping purpose and it has life time free benefits. The credit limit is sufficient, I got the limit around Rs. 82,000 and the documentation was simple to receive this card. I believe there is an emi option for the purchasing amount.
My Indusind bank platinum aura card has the shopping benefits without any yearly fee and joining fee. More over the credit limit is sufficient around Rs.75,000 its enough for me and they do have fuel surcharges for petrol filling at selected partners.
I had applied for INDUSIND BANK PLATINUM AURA EDGE CREDIT CARD where it took 5 to 7 days to approve the card, credit limit is good, EMI option are available, customer service from the documentation and verification team was very good, PIN number was easy to generate.
For getting Indusind platinum aura edge card the process was hassle free, the bank have dispatched the card within15 days after the documentation, the field executive came to my place and collected the papers. More over the card has life time free benefits.
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SANTOSH KUMAR MISHRA
Reviewed on Sep 12, 2019
I had applied PLATINUM AURA EDGE CREDIT CARD from Indusind Bank. My credit limit is one lakh I am pretty much ok with it but my existing cards credit limit is around 5 lakhs. I received the card on time. I am using the card for flight ticket and others purpose.
I have received my INDUSIND BANK PLATINUM AURA EDGE CREDIT CARD. I have received the card on time but I have not received the PIN yet. They have given sufficient credit limit. Annual fee is not free they are charging some amount of money annually.
I had applied INDUSIND BANK PLATINUM AURA EDGE CREDIT CARD. I have received the card on time. The features of this card are really good. I am getting lots of offers. I am getting reward points and cashback offers. Credit limit is good and there is no annual fee.
I had applied for INDUSIND BANK PLATINUM AURA EDGE CREDIT CARD it got approved in 30 days, but There are no EMI options, credit limit of the card is nominal, annual fee zero, I had not received the PIN number,then I called customer care and then I generated the PIN number.
I had applied for INDUSIND BANK PLATINUM AURA EDGE CREDIT CARD where the card got approved in 10 days, their are EMI options are available, we have good shopping purchase benefits for salary employee, its like a friend and credit limit of the card is nominal.
I had applied for INDUSIND BANK PLATINUM AURA EDGE CREDIT CARD where the card was been approved but the documentation process took so long time,credit limit of the car is good, annual fee is zero, I am waiting long time to generate the PIN number but the card was been approved in 15 days.
I have taken INDUSIND BANK PLATINUM AURA EDGE CREDIT CARD through online channel. The credit limit is okay for me. They are not charging me annual fee and told that it is a life time free. They have taken 10days to deliver the card. The documentation process was easy.
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Reviewed on Sep 11, 2019