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    IndusInd Bank Pinnacle Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    100000
    Response Time Within 30 minutes

    IndusInd Bank Pinnacle Credit Card

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    The best of life on a platter! That’s the IndusInd Bank Pinnacle credit card in a nutshell for you. Enjoy the affluent life you have always wanted to have, with IndusInd Bank offering you exceptional privileges on travel, golf and lifestyle. “Pinnacle Life” from IndusInd Bank comes with attractive welcome gifts and rewards programs custom made to suit every card holder’s lifestyle.

    Benefits of an IndusInd Bank Pinnacle Credit Card:

    • IndusInd Bank provides excellent dining privileges through the Bon Vivant program across various cities in India. Customers using their IndusInd Bank credit cards can getting exciting discounts on dining bills at select restaurants.
    • Enjoy a stress-free life with exclusive packages at various wellness centres and spas along with attractive discounts on beauty treatments
    • Get complimentary access to select MasterCard international and domestic airport lounges when you travel. Card holders can enjoy access to premium airport lounges across India with up to two complimentary accesses in a quarter.
    • IndusInd Bank credit card holders can also get hotel and flight packages from Cleartrip with cashback offers of up to Rs.2000 for international bookings and up to Rs.1000 cashback on domestic bookings done using mobile phones.

    Features of an IndusInd Bank Pinnacle Credit Card:

    As part of the Super Premium card segment, IndusInd Bank Pinnacle Credit Cards cater to the higher rung of the society with exclusive lifestyle privileges.

    Pinnacle Welcome:

    IndusInd Bank customers can choose from any of the three welcome gifts offered under the “Pinnacle Welcome” package.

    Welcome offer from Jet Airways - Jet Airways gifts new card holders with promotion codes to undertake a one way journey of their choice with a 100% discount on the base fare. Other charges and taxes have to be borne by the customer holding the primary credit card. The promotional codes come with an expiry date and the travel booking has to done within that date.

    Welcome offer from Oberoi Hotels - Opt for an unforgettable holiday experience at any of the luxury properties belonging to Oberoi Hotels as a welcome gift from IndusInd Bank.

    Genesis Luxury Vouchers - Your life just got more exciting! Enjoy an exemplary retail shopping experience with Genesis Luxury Vouchers, providing you access to top international brands across the globe.

    Pinnacle Rewards:

    Earn exciting rewards with every purchase done using your IndusInd Bank Pinnacle Credit Card. E-commerce transactions get you 2.5 rewards points for every Rs 100 that you spend and PoS transactions earn you 1 rewards point for every Rs 100 that you spend. IndusInd Bank offers customers two redemption points for accrued rewards points, at PoS terminals and as cash credits. MoTo transactions, Standing Instructions and IVR transactions fall under the category of PoS transactions. Customers can redeem a maximum of 25,000 rewards points as card credits with an IndusInd Bank Pinnacle Credit Card. Accrued rewards points can be redeemed as Genesis Luxury Vouchers, Airline Miles on partner networks, cash credits, Oberoi Hotels & Resorts vouchers, Avios Reward currency and at the TheMoreStore.

    Pinnacle Art Advisory:

    Art connoisseurs and contemporary art lovers can enjoy professional consulting services from IndusInd Bank and also get access to art fairs, VIP events, museum openings and Biennales happening around the globe.

    Pinnacle Golf:

    Your IndusInd Bank credit card gets you access to the best golf courses across the world as Green Fees players. Play under qualified golf instructors and enjoy coaching and golf lessons free of cost. Get a waiver on Green Fees and complimentary golf-in-one insurance worth Rs 20000.

    Pinnacle Life:

    IndusInd Bank in partnership with Bookmyshow.com offers exciting deals on movie tickets booked using an IndusInd Bank Pinnacle credit card. Get 1-on-1 ticket offers and up to three discounts on movie tickets. These discounts and offers are valid across theatres in all major cities and the free ticket price is capped at Rs 200.

    Pinnacle Travel:

    Globe-trotters can enjoy various travel offers and get access to over 600 airport lounges worldwide with complimentary Priority passes. IndusInd Bank also gives you free lounge visits to international lounges. Customers can get Priority Pass Memberships with annual benefits worth Rs. 9,900.

    The Travel plus Program provides assistance while you travel and card holders can enjoy waivers on charges for lounge usage outside India. IndusInd Bank also offers travel insurance to card holders in collaboration with ICICI Lombard General Insurance Company Limited and provides covers for lost baggage, delays in baggage, loss of passport, missed flight connections and loss of tickets.

    Pinnacle Assistance:

    The Direct Connect program from IndusInd Bank provides travel assistance to card holders with a 24/7 customer service desk and priority care services.

    Pinnacle Concierge:

    IndusInd Bank offers a 24/7 concierge service for premium customers with a load of complimentary services and exclusive privileges. The Pinnacle Concierge service from IndusInd Bank provides assistance for pre-trip planning, flight bookings, hotel reservations, arrangement of flower or gifts, entertainment bookings, sports bookings and reservations for exclusive events.

    Auto Assist:

    IndusInd Bank ensures that every journey that you undertake would be stress-free and uneventful with exclusive services provided from the Auto Assist program. IndusInd Bank Pinnacle credit card customers can use the 24/7 helpline to seek assistance while they travel during emergencies and unforeseen incidents. The Auto Assist programs offers various services like emergency fuel supply, roadside repair assistance, replacement of keys, flat tire replacement, battery service, accident management, medical assistance and emergency towing assistance.

    Pinnacle Freedom:

    IndusInd Bank Pinnacle credit Card customers can enjoy fuel surcharge waivers of 2.5% at any petrol bunk across India. With a monthly fuel usage of Rs 8000, get an annual savings of Rs. 2,400.

    Pinnacle Assurance:

    The “Total Protect” insurance plan safeguards your IndusInd Bank Pinnacle credit card against fraudulent transactions and usage. This plan offers cover for a certain sum up to the credit limit of the card along with a complimentary Personal Air Accident insurance cover of up to Rs. 25 lakh. Total Protect ensures security against fraudulent transactions occurring due to theft or loss of card for a period of up to 48 hours prior to reporting of the loss. Insurance protection is also offered against counterfeit fraud incidents for IndusInd Bank Pinnacle credit card customers.

    Fees & Charges:

    IndusInd Bank Pinnacle credit card Fees and Charges
    Joining Fee Rs 1,00,000
    Annual Fee Nil
    Add-on Card fee Nil
    Interest Rates 3.83% (monthly)
    Late Payment Charges Ranges from Rs 350 to Rs 550, depending on the outstanding balance.
    Cash Advance Charges 2.5% of the advance amount or a minimum of Rs 250.
    Over limit charges 2.5% of the over limit amount or a minimum of Rs 300.

     

    IndusInd Bank Pinnacle Credit Card FAQs:

    1. Can I take an add-on card along with my primary IndusInd Bank Pinnacle credit card?
    2. Yes, IndusInd Bank provides the add-on card feature for IndusInd Bank Pinnacle credit card holders at no additional cost.

    3. How is the ‘minimum amount due’ calculated for an IndusInd Bank Pinnacle credit card?
    4. The minimum amount due is calculated as 5% of the total outstanding amount that has to be paid by the cardholder.

    5. What are the modes of payments that can be used for paying the outstanding amount for a IndusInd Bank Pinnacle credit card?
    6. Customers can make payments via net banking, SwiftPay, cheques, DD, cash deposits and through ECS debits.

    7. How do I convert my accumulated rewards points to cash credits?
    8. Customers can convert 1 reward point into Rs. 1 and the same can be used to pay outstanding amounts on the IndusInd Bank Pinnacle credit card.

    9. How do I redeem rewards points accrued on my IndusInd Bank Pinnacle credit card as JPMiles?
    10. Jet Privilege customers can easily redeem a minimum of 500 rewards points for JPMiles, at the rate of 100 rewards points for 100 JPMiles.

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    IndusInd Bank Pinnacle Credit Card Reviews

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