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    We found 1 Indusind Bank Indulge Credit Card
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    1st Year Fee
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    Indusind Bank Indulge Credit Card

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    Indusind Bank Indulge Credit Card

    Have the world at your feet when you get yourself an IndusInd Bank Indulge credit card. Be the leader, who redefines success and etches out a new path for himself with endless possibilities. As an IndusInd super premium credit card holder, be part of some of the finest lifestyle offerings and indulge yourself in an opulence that you have never experienced before. Live the high life when you are an Indulge card holder, with IndusInd Bank offering exceptional lifestyle privileges like chartered yachts and aircrafts, personalised chefs, art advisory services and exclusive golf benefits.

    Benefits of an IndusInd Bank Indulge Credit Card:

    • The IndusInd Bank Indulge Credit Card is a one-of-a-kind card in India with a 22k pure gold inlay.
    • With no preset spending limits defined by IndusInd Bank, the Indulge Credit Card can be procured by customers only by invitation.
    • In order to secure high-end transactions, the card also comes with an embedded EMV chip and a PIN number.
    • The IndusInd Bank Indulge credit card comes with a complete black core unlike other cards in the same segment.

    Features of an IndusInd Bank Indulge Credit Card: 

    • The IndusInd Bank Indulge Credit Card is offered to customers at low interest rates of just 1.79% per month.
    • Charter a luxury aircraft and fly in style with Taj Air to destinations across the globe. IndusInd Bank customers can also enjoy discounts of 5% on flying charges on two Taj Air aircrafts namely, Falcon 2000/LX and Avanti II.
    • Aquasail offers exclusive sailing and yacht hiring packages to IndusInd Bank Indulge customers. Card holders can just hire a boat, go sailing or entertain guests on-board their luxury yachts.

    Zero Fuel Surcharge:

    Enjoy a fuel surcharge waiver of 2.5% at any petrol bunk across the country. The waiver is valid only if the payment is done using an IndusInd Bank Indulge Credit Card and the transaction amount falls between Rs.400/- and Rs.4000/-.

    NPSL - No Preset Spend Limit:

    IndusInd Bank will assign a basic spend limit known as Base Revolve Credit Limit based on the customer’s spending patterns and payment history. NPSL gives Indulge customers the additional flexibility of spending above their base credit limits when they perform high-end transactions.

    Indulge Experiences:

    • IndusInd Bank Indulge credit card customers can enjoy art advisory services, professional consulting services for contemporary art along with VIP access to art fairs, museum openings and other art events. Art connoisseurs can get updates on upcoming shows and also get advice on the valuation of an artistic masterpiece from IndusInd Bank.
    • IndusInd Bank brings the world on your platter! As premium IndusInd Bank customers, Indulge card holders can enjoy personalised services with celebrity chefs creating truly magical gourmet dining experiences at their own homes.
    • Enjoy a game of golf at premium courses across Singapore, India and Thailand with excellent privileges as a Green Fee player. Customers can also get specialized training sessions with qualified golf instructors at select golf courses in India.

    Indulge Lifestyle:

    • IndusInd Bank Indulge credit card holders can get exciting deals on movie bookings done on BookMyShow.com. One-on-one deals, with three movie discounts in a month are the exclusive benefits that customers can enjoy. These benefits are valid across theatres registered with BookMyShow and the free ticket has a price limit of Rs 200, when the discount is availed.
    • All the world’s a stage! Enjoy attractive offers and up to 20% discount on bookings done for theatre events on BookmyShow. These offers are valid only if the bookings are done using an IndusInd Bank Indulge Credit Card.
    • An IndusInd Bank Indulge Credit Card is the best travelling companion, providing VIP access to customers at over 600 airport lounges worldwide with complimentary Priority Passes. Additionally, customers can enjoy 2 complimentary lounge visits in a quarter at various airports.

    Indulge Rewards:

    Earn rewards points for every transaction done using an IndusInd Bank Indulge credit card. Get 1.5 rewards points for every Rs 100 spent on the card. IndusInd Bank provides multiple redemption options to customers in the form of Oberoi Hotels & Resorts stay vouchers, airline miles, cash credits, Genesis luxury vouchers and Avios reward currency.

    Rewards Points

    Redemption Options

    1 rewards point

    Rs 1 - Cash Credit

    100 rewards point

    100 JPMiles

    100 rewards point

    100 Avios Points

    22500 rewards points

    Genesis Luxury Vouchers for Rs. 25000

    25000 rewards points

    1 - Oberoi Hotels & Resorts Stay Voucher

    Indulge Services:

    • IndusInd Bank offers the Direct Connect service to Indulge customers with immediate assistance provided round the clock.
    • Card holders can quickly have their queries and concerns sorted with the help of the 24/7 IndusInd Bank help desk offering exclusive Indulge Care customer services.
    • The 24/7 premium concierge assistance provided by IndusInd Bank helps in making dining and hotel reservations, party planning, arrangement of gifts, flight bookings and registration for special events.
    • IndusInd Bank Indulge Credit Card holders can also get complimentary Personal Air Accident Insurance worth Rs. 2.5 Crores, when they travel the globe.
    • Total Protect offers customers complete security against unauthorised transactions in case of theft or loss at PoS terminals with a cover for a sum up to the credit limit of the card. The Total Protect insurance covers customers up to 48 hours prior to reporting of loss of card. In cases of stolen cards and personal credentials, the plan also offers protection against counterfeit fraud incidents.

    Fees & Charges:

    Customers have two options with regards to joining fees when they avail an IndusInd Bank Indulge Credit Card. Card holders paying Rs 2, 00,000 as joining fees, do not have to pay any annual fee to IndusInd Bank. If customers opt to pay Rs 1, 00,000 as joining fees, then the bank will charge an additional annual fee of Rs 10,000.

    IndusInd Bank Indulge credit cardFees and Charges
    Add-on Card feeRs 10,000
    Interest Rates1.79% (monthly)
    Late Payment ChargesRanges from Rs 100 to Rs 700, depending on the outstanding balance.
    CashAdvance Charges2.5% of the advance amount or a minimum of Rs 250.
    Return Cheque ChargesRs 250
    Interest Free periodUp to 50 days

    IndusInd Bank Indulge Credit Card FAQs:

    1. How is the additional credit limit for an Indulge customer decided?
    2. The additional spending limit over the base revolve credit limit is determined based on the customer’s spending and payment patterns and is not a fixed value.

    3. How will the minimum amount due be determined, if the outstanding balance crosses the base revolve credit limit?
    4. The minimum amount to be paid will be 5% of the total outstanding balance or the excess amount over the base revolve credit limit.

    5. What are the modes available to customers to make IndusInd Bank Indulge credit card payments?
    6. IndusInd Bank customers can make credit card payments via online banking, cash, ECS, cheques, etc.

    7. What are the usage charges levied at Priority Pass airport lounges for IndusInd Bank Indulge Credit Card customers?
    8. IndusInd Bank charges a fee of US$27 per customer for a single visit, after the free passes have been used.

    9. If an IndusInd Bank Indulge credit card is lost or stolen, what is the next action that a customer must take?
    10. Customers must immediately report loss of card to the IndusInd Bank customer care, so that the banking officer will block the card instantly to avoid fraudulent transactions.

    Other Top Credit Card by Indusind Bank

    Indusind Bank Indulge Credit Card Reviews

    • IndusInd Bank Credit Card
      "excellent service"
      0.5 5.0/5 "Blown Away!"
      It was a best service from INDUSIND ,I use to get good offers when I am going to abroad from my INDUSIND privilege card and also the transaction and the charges are good with INDUSIND when I uses my INDUSIND card in abroad so I am very much happy with the service of INDUSIND for my credit card service.
      Was this review helpful? 0
      , delhi
      Reviewed on Oct 16, 2017
    • IndusInd Bank Credit Card
      "Good card and need to improve the credit limit"
      0.5 5.0/5 "Blown Away!"
      I use Platinum credit card with IndusInd Bank. The credit limit was not satisfactory, I would appreciate if they increse my credit limit. The service was very good and proper response, They do offer and reward points. Best thing is its is free credit card, there is no annual charges.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 16, 2017
    • IndusInd Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am usig IndusInd credit card from last 4 years, the services provided by this card is comparatively good. I also get offers like cash back and reward points, i get more reward points when compared to all other credit cards. They charged one time processing fee of Rs. 4000 which is nominal and i am also satisfied with the credit limit.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Oct 15, 2017
    • IndusInd Bank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I am holding a credit card with IndusInd bank. And started using the card before 6months. The customer service and response was ok from the bank side. I am happy with my credit limit. I would recommended this to others. The helpline number is useful to reach the customer service.
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 15, 2017
    • IndusInd Bank Credit Card
      "Satisfactory, which can be improved"
      0.5 3.0/5 "Satisfactory"
      I am using Indusind bank credit card from the last one year of time. I would like to say that the response is good one with them and the credit limit value is also good, also am really happy with the Indusind bank credit card.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 15, 2017
    • IndusInd Bank Credit Card
      "Good"
      0.5 4.5/5 "Excellent!"
      My credit card was taken with INDUSIND bank few months back. The credit limit was 4 lakhs which was satisfactory and I have their titanium card . I get reward points but I have not used them . The customer service and response was excellence . I have not faced nay issues so far with their service . I have 24/7 helpline number here. I have no idea about the charges for late payment. I would like to recommend to others.
      Was this review helpful? 0
      , jaipur
      Reviewed on Oct 14, 2017
    • IndusInd Bank Credit Card
      "Average card to use"
      0.5 3.0/5 "Satisfactory"
      I have been using INDUSIND Credit card apart from using HDFC credit card and State Bank of India credit card. This is a basic credit card and there is an annual fee if Rs. 1000 applied to my INDUSDIND credit card which is high for a basic card. I mostly use for shopping and dining.
      Was this review helpful? 0
      , thane
      Reviewed on Oct 14, 2017
    • IndusInd Bank Credit Card
      "Till date no issues"
      0.5 5.0/5 "Blown Away!"
      Indusind bank is also doing great on the credit card. I get intimated about the offers on a regular basis. There are decent deals and the EMI features are also convenient to convert too. There are follow ups done when needed. The billing cycle is to my convenience.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 12, 2017
    • IndusInd Bank Credit Card
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      I been banking with INDUSIND Bank. From past 2 to 3 months,I have faced lot of issues, I have always made my payments on time my payments was not delayed at any cost. The customer services have been very rude and they do not know how to respect a customer.They have charged 900rupees for not paying 200rupeesfor credit card bill,later when i contacted them,they said its a mistake,will waive off the amount,but its been 3 months i have not received any waiver yet,very horrible,worst experience
      Was this review helpful? 0
      , hyderabad
      Reviewed on Oct 12, 2017
    • IndusInd Bank Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      Good to hold an account with INDUSIND representatives and customer service was very good and responsible also. I use to get good regular offers from INDUSIND there is no issue ,till now with INDUSIND service, therefore I would state that their service is satisfactory.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 11, 2017
    • IndusInd Bank Credit Card
      "Smooth experience"
      0.5 4.0/5 "Great!"
      I have a credit card with Indusind bank limited and i am very comfortable with the credit limit given to me on my card. The customer service and response from them is appreciated as i have not had any issues with them till date. There has been no hindrance with payments as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 11, 2017
    • IndusInd Bank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I rarely use my INDUSIND credit card service still the customer service and other representatives of INDUSIND is very good and responsible . I don't have much idea regarding the offers still I can say the overall service is good from INDUSIND for my credit service.
      Was this review helpful? 0
      , secunderabad
      Reviewed on Oct 10, 2017
    • IndusInd Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      The customer service is good with Indus ind credit card department. I use the card for past 1 year. I use this card for purchases, bill payments and for shopping. I am satisfied with the credit limit .There is annual fee of Rs.500, I am happy having the credit card with Indusind bank.
      Was this review helpful? 0
      , panipat
      Reviewed on Oct 10, 2017
    • IndusInd Bank Credit Card
      "Unhappy"
      0.5 3.5/5 "Pretty good"
      I have a credit card with Indusind Bank and i would like to say that the service and response from them has been satisfactory. The credit card limit provided on is very low and i feel that this could be higher. On an overall i feel that the bank should improve in many ways
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 10, 2017
    • IndusInd Bank Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I am using IndusInd credit card from past 2 years, i found the services are very good when compared to other credit cards. I am satisfied with the credit limit which they are giving. I also get offers like reward points and cash back, i use this card for shopping and all my transactions and payments are made through credit card.
      Was this review helpful? 0
      , ludhiana
      Reviewed on Oct 10, 2017
    • IndusInd Bank Credit Card
      "Good card to use"
      0.5 3.5/5 "Pretty good"
      I am using IndusInd credit card from past 2 years, i am not using this credit card very often. When it comes to customer service, it is very good. The credit limit which they are giving is fair enough. I also get good offers like cash back and reward points.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 10, 2017
    • IndusInd Bank Credit Card
      "Least option"
      0.5 3.0/5 "Satisfactory"
      I am using the Indusind bank credit card from the last one year of time. Response was not aware from my end and the customer service was an average one and I have not faced any issues with them.
      Was this review helpful? 0
      , chandigarh
      Reviewed on Oct 09, 2017
    • IndusInd Bank Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I am using INDUSIND bank platinum credit card for about past 3 months. I am happy with the credit limit is 50k and they even said if I need to increase the credit limit i can do that after 3 months. They also provide good offers with Indus ind bank. They give good movie ticket offer everything initially they charged 199/- card fee
      Was this review helpful? 0
      , chennai
      Reviewed on Oct 09, 2017
    • IndusInd Bank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      For more than six months of time, I am using Indusind bank credit card and I am not sure about their advantages and the offers are good, which I guess. I dont have much experience with them till now, also am really happy with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on Oct 07, 2017
    • IndusInd Bank Credit Card
      "satisfactory"
      0.5 4.0/5 "Great!"
      My credit card was taken with INDUSIND bank The credit limit was 75,000 which was satisfactory and they have offered platinum card. I am using it for about 6 months , there is no annual charges collected here . Their over service and response was really good.
      Was this review helpful? 0
      , mumbai
      Reviewed on Oct 06, 2017
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