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    We found 1 Indusind Bank Indulge Credit Card

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    1st Year Fee
    Rewards
    Joining Perks
    200000
    Response Time Within 30 minutes
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    Indusind Bank Indulge Credit Card

    Fees & Charges

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    Overview:

    Have the world at your feet when you get yourself an IndusInd Bank Indulge credit card. Be the leader, who redefines success and etches out a new path for himself with endless possibilities. As an IndusInd super premium credit card holder, be part of some of the finest lifestyle offerings and indulge yourself in an opulence that you have never experienced before. Live the high life when you are an Indulge card holder, with IndusInd Bank offering exceptional lifestyle privileges like chartered yachts and aircrafts, personalised chefs, art advisory services and exclusive golf benefits.

    Benefits of an IndusInd Bank Indulge Credit Card:

    • The IndusInd Bank Indulge Credit Card is a one-of-a-kind card in India with a 22k pure gold inlay.
    • With no preset spending limits defined by IndusInd Bank, the Indulge Credit Card can be procured by customers only by invitation.
    • In order to secure high-end transactions, the card also comes with an embedded EMV chip and a PIN number.
    • The IndusInd Bank Indulge credit card comes with a complete black core unlike other cards in the same segment.

    Features of an IndusInd Bank Indulge Credit Card: 

    • The IndusInd Bank Indulge Credit Card is offered to customers at low interest rates of just 1.79% per month.
    • Charter a luxury aircraft and fly in style with Taj Air to destinations across the globe. IndusInd Bank customers can also enjoy discounts of 5% on flying charges on two Taj Air aircrafts namely, Falcon 2000/LX and Avanti II.
    • Aquasail offers exclusive sailing and yacht hiring packages to IndusInd Bank Indulge customers. Card holders can just hire a boat, go sailing or entertain guests on-board their luxury yachts.

    Zero Fuel Surcharge:

    Enjoy a fuel surcharge waiver of 2.5% at any petrol bunk across the country. The waiver is valid only if the payment is done using an IndusInd Bank Indulge Credit Card and the transaction amount falls between Rs.400/- and Rs.4000/-.

    NPSL - No Preset Spend Limit:

    IndusInd Bank will assign a basic spend limit known as Base Revolve Credit Limit based on the customer’s spending patterns and payment history. NPSL gives Indulge customers the additional flexibility of spending above their base credit limits when they perform high-end transactions.

    Indulge Experiences:

    • IndusInd Bank Indulge credit card customers can enjoy art advisory services, professional consulting services for contemporary art along with VIP access to art fairs, museum openings and other art events. Art connoisseurs can get updates on upcoming shows and also get advice on the valuation of an artistic masterpiece from IndusInd Bank.
    • IndusInd Bank brings the world on your platter! As premium IndusInd Bank customers, Indulge card holders can enjoy personalised services with celebrity chefs creating truly magical gourmet dining experiences at their own homes.
    • Enjoy a game of golf at premium courses across Singapore, India and Thailand with excellent privileges as a Green Fee player. Customers can also get specialized training sessions with qualified golf instructors at select golf courses in India.

    Indulge Lifestyle:

    • IndusInd Bank Indulge credit card holders can get exciting deals on movie bookings done on BookMyShow.com. One-on-one deals, with three movie discounts in a month are the exclusive benefits that customers can enjoy. These benefits are valid across theatres registered with BookMyShow and the free ticket has a price limit of Rs 200, when the discount is availed.
    • All the world’s a stage! Enjoy attractive offers and up to 20% discount on bookings done for theatre events on BookmyShow. These offers are valid only if the bookings are done using an IndusInd Bank Indulge Credit Card.
    • An IndusInd Bank Indulge Credit Card is the best travelling companion, providing VIP access to customers at over 600 airport lounges worldwide with complimentary Priority Passes. Additionally, customers can enjoy 2 complimentary lounge visits in a quarter at various airports.

    Indulge Rewards:

    Earn rewards points for every transaction done using an IndusInd Bank Indulge credit card. Get 1.5 rewards points for every Rs 100 spent on the card. IndusInd Bank provides multiple redemption options to customers in the form of Oberoi Hotels & Resorts stay vouchers, airline miles, cash credits, Genesis luxury vouchers and Avios reward currency.

    Rewards Points

    Redemption Options

    1 rewards point

    Rs 1 - Cash Credit

    100 rewards point

    100 JPMiles

    100 rewards point

    100 Avios Points

    22500 rewards points

    Genesis Luxury Vouchers for Rs. 25000

    25000 rewards points

    1 - Oberoi Hotels & Resorts Stay Voucher

    Indulge Services:

    • IndusInd Bank offers the Direct Connect service to Indulge customers with immediate assistance provided round the clock.
    • Card holders can quickly have their queries and concerns sorted with the help of the 24/7 IndusInd Bank help desk offering exclusive Indulge Care customer services.
    • The 24/7 premium concierge assistance provided by IndusInd Bank helps in making dining and hotel reservations, party planning, arrangement of gifts, flight bookings and registration for special events.
    • IndusInd Bank Indulge Credit Card holders can also get complimentary Personal Air Accident Insurance worth Rs. 2.5 Crores, when they travel the globe.
    • Total Protect offers customers complete security against unauthorised transactions in case of theft or loss at PoS terminals with a cover for a sum up to the credit limit of the card. The Total Protect insurance covers customers up to 48 hours prior to reporting of loss of card. In cases of stolen cards and personal credentials, the plan also offers protection against counterfeit fraud incidents.

    Fees & Charges:

    Customers have two options with regards to joining fees when they avail an IndusInd Bank Indulge Credit Card. Card holders paying Rs 2, 00,000 as joining fees, do not have to pay any annual fee to IndusInd Bank. If customers opt to pay Rs 1, 00,000 as joining fees, then the bank will charge an additional annual fee of Rs 10,000.

    IndusInd Bank Indulge credit cardFees and Charges
    Add-on Card feeRs 10,000
    Interest Rates1.79% (monthly)
    Late Payment ChargesRanges from Rs 100 to Rs 700, depending on the outstanding balance.
    CashAdvance Charges2.5% of the advance amount or a minimum of Rs 250.
    Return Cheque ChargesRs 250
    Interest Free periodUp to 50 days

    IndusInd Bank Indulge Credit Card FAQs:

    1. How is the additional credit limit for an Indulge customer decided?
    2. The additional spending limit over the base revolve credit limit is determined based on the customer’s spending and payment patterns and is not a fixed value.

    3. How will the minimum amount due be determined, if the outstanding balance crosses the base revolve credit limit?
    4. The minimum amount to be paid will be 5% of the total outstanding balance or the excess amount over the base revolve credit limit.

    5. What are the modes available to customers to make IndusInd Bank Indulge credit card payments?
    6. IndusInd Bank customers can make credit card payments via online banking, cash, ECS, cheques, etc.

    7. What are the usage charges levied at Priority Pass airport lounges for IndusInd Bank Indulge Credit Card customers?
    8. IndusInd Bank charges a fee of US$27 per customer for a single visit, after the free passes have been used.

    9. If an IndusInd Bank Indulge credit card is lost or stolen, what is the next action that a customer must take?
    10. Customers must immediately report loss of card to the IndusInd Bank customer care, so that the banking officer will block the card instantly to avoid fraudulent transactions.

    Other Top Credit Card by Indusind Bank

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  • Indusind Bank Indulge Credit Card Reviews

    • IndusInd Bank Credit Card
      "Moderate Service"
      0.5 3.0/5 "Satisfactory"
      I hold life time free credit card from Indusind bank. The credit limit is good. On my credit card, I am getting cash back offers but not getting any reward points. It would be more good if they provide reward points on the usage. The bank provides good support.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Aug 21, 2017
    • IndusInd Bank Credit Card
      "Fraudulent Credit Card of Indusind Bank"
      0.5 0.5/5 "Unacceptable"
      Indusind Bank is a complete Fraud & Cheat in dealing with their credit cards. I bought a platinum credit card after submitting all my KYC documents correctly. They still gave me a card after printing my wrong name on it. Even after me following up for 20 days , inspite of no fault of mine, I haven't received my correct credit card.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 20, 2017
    • IndusInd Bank Credit Card
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      I hold a credit card with Indusind bank and I have a credit limit of one lakh on the card, even if there is a outstanding on the card, I am given EMI options to pay the same. The customer services are good and the statements are clear and on time. Hassle free in all.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 19, 2017
    • IndusInd Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The Indus ind bank cards interest rate is high when compared with other credit cards. I hold the visa platinum credit card with Indus ind for past 4 months. I get the benefits like movie tickets booking, rewards points cash backs and other benefits with this card. I am satisfied with the credit limit. I would say the credit limit is not high rather it is not low.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 18, 2017
    • IndusInd Bank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I got a Zero Annual fee credit card from Indus Ind bank , which carries very good benefits with it. The benefits like free movie tickets , cash back offers and other offers are available with this card. I am holding this card for more than 2 years. I am satisfied with Indus ind bank platinum Aura credit limit.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 18, 2017
    • IndusInd Bank Credit Card
      "Good Process"
      0.5 5.0/5 "Blown Away!"
      When I had taken the loan from Indusind bank, exactly on the 10th day, they dispatched the credit card for me. Interestingly, they offered a life time free card so I am free from the annual charges. Even the credit limit is enough and I am quite happy.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 17, 2017
    • IndusInd Bank Credit Card
      "Convenient for all transaction"
      0.5 4.0/5 "Great!"
      What ever Indusind have promised on credit card, I am getting that service, I am holding Chelsa Credit card, their offers are nominal. I am fine with credit limit and service. I am using it around two years without any hassle, this credit card is good for everything.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 17, 2017
    • IndusInd Bank Credit Card
      "No Support"
      0.5 1.0/5 "Really Bad"
      As I am an existing customer of Indusind bank, I just submitted my credit card application with the bank. I thought they would process my application as my salary account is with the same bank. But my expectation is not fulfilled. And I understood that the bank is not really supportive.
      Was this review helpful? 0
      , indore
      Reviewed on Aug 17, 2017
    • IndusInd Bank Credit Card
      "Not Satisfied with the services"
      0.5 2.0/5 "Expected more"
      Indusind bank has been poor in the credit card services. There are no offers and the credit limit is also not up to the mark. The customer support is not very helpful and I would be closing the card soon. It has not been a good experience in the overall process.
      Was this review helpful? 0
      , navi mumbai
      Reviewed on Aug 16, 2017
    • IndusInd Bank Credit Card
      "Average"
      0.5 3.5/5 "Pretty good"
      I hold a credit card with Indusind bank and the banking services are average. It would be better if they improve and be more flexible in the services. The features online can also be more user friendly an d the bank can be quick in their response and services.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • IndusInd Bank Credit Card
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      I do have Indusind bank credit card from the last two years of time. This is very fine one for me and the payment mode is really good for me.Its just like an other credit card because Indusind bank credit card dont have much features.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 11, 2017
    • IndusInd Bank Credit Card
      "Excellent card to use"
      0.5 3.0/5 "Satisfactory"
      I am using Indus ind bank credit card for past 4 years. The best part with Indus ind is their "service". The online banking is really good with Indus ind , I don't use this card much. I am happy with the credit limit. The rate of interest is high post GST. I am satisfied using this card with Indus ind bank.
      Was this review helpful? 0
      , mumbai
      Reviewed on Aug 09, 2017
    • IndusInd Bank Credit Card
      "Good to Hold"
      0.5 5.0/5 "Blown Away!"
      Indusind bank offered a life time free credit card for me. They provide cash back offers whenever I use this credit card so they credit reward points into my account. I do not have any issues with the bank in using the card. The limit is quite good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 07, 2017
    • IndusInd Bank Credit Card
      "Worst card by Cheater INDUSIND Bank"
      0.5 0.5/5 "Unacceptable"
      Do not ever fall for this card especially those who hope of getting a Credit Card Free. Worst services. They called & said the Card is free for lifetime & still they have charged Rs. 600 & now no one is replying. This was my third credit card however, worst experience.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 03, 2017
    • IndusInd Bank Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I got the Platinum credit card with the help of personal loan, which I got from Indusind bank. The customer service and the response was good with Indusind bank. The rate of interest is also nominal with this card. They took around 5 days to disburse my loan . I am happy about the credit limit. The benefits liker reward points and other facilities are available with this card. I am happy using this card with Indus ind bank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 02, 2017
    • IndusInd Bank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I do have credit card with the Indusind bank and it really works in good way. Response is good one with the Indusind bank credit card and the credit limit value is an average one with them. Customer service aspects are also good one with the Indusind bank.
      Was this review helpful? 0
      , kolkata
      Reviewed on Jul 24, 2017
    • IndusInd Bank Credit Card
      "Satisfactory services"
      0.5 4.0/5 "Great!"
      I hold a credit card of Indusind Bank also the customer service offered by them was really good. Though I was given offers, I do not use it much as I use the card only when I needed it, Even the billing cycle is convenient and the card is accepted every where online and offline.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Jul 24, 2017
    • IndusInd Bank Credit Card
      "Very good services"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with Indusind bank and they provide decent offers. I used to get updates are on time and I get intimated when ever I make a transaction. The customer services and the response is good as they are supportive when ever I contact them for any query.
      Was this review helpful? 0
      , indore
      Reviewed on Jul 23, 2017
    • IndusInd Bank Credit Card
      "Satisfactory service"
      0.5 3.0/5 "Satisfactory"
      IndusInd Bank has not been professional in the services. I had applied for a credit card and it was a completely a very bad response from them. I had been holding this card for two years they have said that I will be getting two movie tickets,. However in the last 2 years I have received only one time and the limit they have offered me is 50000 rupees and this card is not re-commendable to any one.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jul 10, 2017
    • IndusInd Bank Credit Card
      "Satifactory service"
      0.5 3.0/5 "Satisfactory"
      I hold a credit card with Indusind Bank and the offers are good the credit limit as well. I have no issues with the customer services and the response has been perfect too. It is a life time free credit card. It is of 5K and they do not provide any vouchers for the amount too.
      Was this review helpful? 1
      , jaipur
      Reviewed on Jul 09, 2017
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