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    IndusInd Bank Iconia Credit Card

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    1st Year Fee
    Rewards
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    IndusInd Bank Iconia Credit Card

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    Overview:

    The sky’s the limit when you own an IndusInd Bank Iconia Credit Card! Let your life sparkle with a little grandeur and an exuberant lifestyle completed with exclusive privileges brought to you by IndusInd Bank. The IndusInd Bank Iconia Credit Card gets you the best the world can offer with custom made benefits inclusive of golf, dining, travel, lifestyle and much more, specially designed for premium banking customers. Catering to your high-reaching lifestyle requirements this cards offers you nothing but first-class services and deals from across the globe.

    Benefits of an IndusInd Bank Iconia Credit Card:

    • The IndusInd Bank Iconia Credit Card is available in two variants, in collaboration with American Express and Visa, with a load of benefits.
    • Customers can enjoy premium privileges from top retail outlets, airline networks, fine dining restaurants and wellness benefits from spas and fitness centres.
    • The card offers additional security in the form of an embedded EMV chip and PIN authentication to customers performing purchase transactions at various merchant outlets.
    • Card holders do not have to pay any annual fees while procuring an IndusInd Bank Iconia Credit Card and the bank also does not charge any fee for add-on cards.

    Features of an IndusInd Bank Iconia Credit Card:

    IndusInd Bank customers can enjoy a bouquet of features when they procure an Iconia Credit Card as listed below.

    Iconic Welcome:

    IndusInd Bank welcomes you into a new world of premium lifestyle offerings with exciting deals from top-end designers and partnerships with airline networks.

    • Fashionistas can rejoice as Satya Paul offers new IndusInd Bank Iconia Credit Card holders a range of products and accessories widely known for their innovative designs and quality. Customers can use the welcome vouchers at Satya Paul outlets across India and choose from an unbeatable array of options available.
    • Jet Airways offers promotion codes to new customers, which will get them a discount of 100% on base fares for a one way journey. The offer will be applied when the Jet Airways flight is booked using an IndusInd Bank Iconia Credit Card.

    Iconic Golf:

    As Green Fee Players, customers can enjoy golfing at some of the best courses across the country and get waivers on green fees when they play. Enjoy complimentary individual coaching lessons from qualified instructors at select golf courses. IndusInd Bank also provides complimentary hole-in-one insurance worth Rs 20,000 to card holders.

    Iconic Travel:

    IndusInd Bank Iconia Credit card holders can enjoy access to over 600 airport lounges worldwide with complimentary Priority Passes. Customers can also enjoy free visits to lounges in India and across the globe. IndusInd Bank offers special waivers on lounge usage charges at over 600 international lounges under the Travel Plus Program. Customers can enjoy up to 8 lounge accesses in a year with an enrolment fee of Rs 5000 per annum. Under this program, an additional travel insurance cover is also provided to card holders by IndusInd Bank in association with ICICI Lombard General Insurance Company Limited. The Travel Insurance plan offered by IndusInd Bank covers lost baggage up to Rs. 100,000, baggage delays up to Rs. 25,000, loss of passport up to Rs. 50,000 and loss of tickets and missed connections for up to Rs, 25,000.

    Iconia Concierge:

    Customers can enjoy 24/7 concierge services from IndusInd Bank for assistance regarding reservations and bookings done from anywhere in the world. This service is rendered free of cost by IndusInd Bank and includes various benefits for card holders. Under the concierge service customers can get help for pre-trip arrangements, hotel reservations, flight bookings, event bookings and for arranging delivery of flowers and gifts to any address worldwide.

    Iconia Freedom:

    IndusInd Bank Iconia Credit card holders can enjoy waivers of 2.5% on fuel surcharge at any petrol bunk across India.

    Iconia Auto Assist:

    IndusInd Bank ensures that every journey that you undertake would be hassle-free by providing 24/7 assistance services in case of an emergency or unforeseen event. The Iconia Auto Assist program offers roadside repair service, flat tire services, emergency fuel supplies, battery service and emergency towing assistance arrangement for replacement of car keys, accident management and medical assistance services.

    Iconia Assurance:

    The Total Protect scheme from IndusInd Bank offers you security against fraudulent transactions done after an IndusInd Bank Iconia Credit card is stolen or lost. This plan extends protection for a sum up to the credit limit and can be availed for supplementary cards as well. The Total Protect insurance cover provided is extended for up to 48 hours prior to loss of card. Card holders can also benefit from Jet Airways IndusInd Bank Voyage, which offers protection against counterfeit fraud. Customers can also enjoy personal air accident insurance cover worth Rs 25 lakhs, free of cost.

    American Express Benefits:

    Iconia Rewards:

    An IndusInd Bank Iconia American Express Card brings you exciting rewards like never before. Earn rewards according to the day you use your credit card for purchase transactions. IndusInd Bank classifies transactions into Weekdays and Weekends as per the transaction date, reflecting in the card statement. Customers can earn 1.5 rewards points for every Rs 100 spent on domestic and international transactions during weekdays. Earn 2 rewards points for every Rs 100 spent during weekend purchases.

    Rewards Redemption:

    IndusInd Bank customers can redeem their accrued rewards points using any of the following redemption options -

    • Rewards points accumulated with an IndusInd Bank Iconia American Express Card can be redeemed for online purchases at the TheMoreStore.
    • Points can be converted to Oberoi Hotels & Resorts vouchers, which carry a validity of up to six months.
    • Redemption done in the form of Genesis Luxury vouchers can be used at Bottega Venetta, Michael Korrs, Jimmy Choo, Canali, Etro, Luxxe Box, Tumi, Emporio Armani, Paul Smith, Giorgio Armani, Furla, Armani Jeans and Villeroy & Boch.
    • JPMiles can be earned with accrued rewards points at the rate of 100 JPMiles for every 100 rewards points redeemed.
    • Convert accumulated rewards points into cash which can be used to repay the outstanding balance. Earn Rs 1 for 1 rewards point saved.
    • Redeem amassed rewards points as Avios currency, which can be used to book one-way flight tickets and cabin upgrades with British Airways.

    Iconia Life:

    Movie buffs can book two tickets for the price of one with their IndusInd Bank Iconia American Express credit card at IndusInd Bank partners, namely Sathyam Cinemas and Bookmyshow. Card transactions are sorted according to the date the purchase has been incurred and will be classified as weekday or weekend transactions. The movie ticket bookings have to be done only with an IndusInd Bank credit card.

    • Bookmyshow brings you 1-on-1 deals for movie ticket bookings and card holders can get up to one complimentary ticket in a month. The limit for the free ticket is up to Rs 200 and this offer is valid at all theatres registered with Bookmyshow at major cities.
    • Book a movie at Sathyam Cinemas, Chennai and get another ticket absolutely free. Get up to two movie tickets free in a month with an IndusInd Bank Iconia American Express credit card.

    Platform Benefits:

    • American Express Selects offers IndusInd Bank customers excellent offers on dining, travel, entertainment and travel valid across the globe.
    • Purchases can be done at over 300,000 US online stores with the IndusInd Bank Iconia American Express Card, with doorstep delivery using the Globaleshop platform.

    American Express Lounge Access:

    American Express offers complimentary VIP lounge access at Altitude Lounge, Plaza Premium Lounge at the Delhi airport and Good Times Bar at Mumbai domestic airport terminals. Customers can enjoy personalised services, WIFI connectivity and an assortment of snacks and drinks at these lounges.

    Visa Benefits:

    Iconia Rewards:

    IndusInd Bank Iconia Visa Credit Card holders can earn rewards for any type of purchase, be it business or personal.

    Earn rewards as per the day you use your credit card for making purchases. IndusInd Bank divides transactions into Weekdays and Weekends according to the transaction date mentioned in the card statement. Card holders can earn 0.75 rewards points for every Rs 100 spent on domestic and international transactions during weekdays. Get 1 rewards points for every Rs 100 spent on weekend purchases.

    Iconia Life:

    Customers can book movie two tickets for the price of one with their IndusInd Bank Iconia Visa credit cards at Sathyam Cinemas and Bookmyshow. Card transactions are classified according to the date the purchase has been incurred and will be divided as weekday or weekend transactions. The movie ticket bookings have to be done only with an IndusInd Bank credit card.

    • Bookmyshow brings you 1-on-1 deals for movie ticket bookings and card holders can get up to one complimentary ticket in a month. The limit for the free ticket is up to Rs 200 and this offer is valid at all theatres registered with Bookmyshow at major cities.
    • Book a movie at Sathyam Cinemas, Chennai and get another ticket free of cost. Get up to two movie tickets free in a month with an IndusInd Bank Iconia Visa credit card.

    Rewards Redemption:

    IndusInd Bank customers can redeem their accrued rewards points using any of the following redemption options -

    • Rewards points accumulated with an IndusInd Bank Iconia Visa Card can be redeemed for online purchases at the TheMoreStore.
    • Points can be converted to Oberoi Hotels & Resorts vouchers, which carry a validity of up to six months.
    • Redemption done in the form of Genesis Luxury vouchers can be used at Bottega Venetta, Michael Korrs, Jimmy Choo, Canali, Etro, Luxxe Box, Tumi, Emporio Armani, Paul Smith, Giorgio Armani, Furla, Armani Jeans and Villeroy & Boch.
    • JPMiles can be earned with accrued rewards points at the rate of 100 JPMiles for every 100 rewards points redeemed.
    • Convert accumulated rewards points into cash which can be used to repay the outstanding balance. Earn Rs 1 for 1 rewards point saved.
    • Redeem amassed rewards points as Avios currency, which can be used to book one-way flight tickets and cabin upgrades with British Airways.

    Bon Vivant offers:

    The Bon Vivant program offers attractive dining deals at top restaurants at various cities across India.

    Wellness offers:

    Customers using their IndusInd Bank Iconia Credit Cards at any of the partner spas and wellness centres can enjoy excellent discounts on their treatments and services.

    Fees & Charges:

    IndusInd Bank Iconia credit card Fees and Charges
    Joining Fee Rs 17,999
    Annual Fee Nil
    Add-on Card fee Nil
    Interest Rates 3.83% (monthly)
    Late Payment Charges Ranges from Rs 350 to Rs 550, depending on the outstanding balance.
    Over limit charges 2.5% of the over limit amount or a minimum of Rs 300.
    Cash Advance Charges 2.5% of the advance amount or a minimum of Rs 250.

    IndusInd Bank Iconia Credit Card FAQs:

    1. How can card payments be made for an IndusInd Bank Iconia Credit Card?
    2. Card payments can be using cheques, drafts, fund transfers, ECS debits or via the Auto payment facility.

    3. What happens if a customer enters the wrong PIN while making transactions?
    4. After three unsuccessful attempts, the PIN will be blocked and the transaction will be declined by the bank. Customers will have to place a request with the IndusInd Bank customer care to get a new PIN number.

    5. Can I make IVR transactions using IndusInd Bank credit cards?
    6. Yes, Interactive Voice Response or IVR transactions can be done using IndusInd Bank credit cards with the customer providing the credit card number for a purchase to a vendor on an automated system.

    7. How long is an IVR One Time Password (OTP) valid?
    8. An IVR One Time Password (OTP is valid for a period of two hours or for 1 successful transaction, whichever occurs earlier.

    9. What benefits can customers enjoy if they use an IndusInd Bank EMV credit card?
    10. The customer’s data will be saved in the EMV chip and the card will be completely secure and protected from fraudulent transactions.

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    IndusInd Bank Iconia Credit Card Reviews

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