The Iconia Credit Card is a premium lifestyle card which is offered in partnership with American Express.The card offers double reward points, airport lounge access, complimentary golf sessions every quarter, concierge service, and more.
You will earn Reward Points on your transactions with every transaction made on the card.
You can redeem your earned rewards for airline miles on Vistara, for InterMiles (previously JetPrivilege), on IndusMoments, or redeem for cash credit. Please read the T&C for each before redeeming.
Note: Fuel transactions will not earn any Reward Points.
Enjoy airport lounge access on your IndusInd Iconia Credit Card. Get complimentary access to domestic and international airport lounges.
American Express: Lounge Access
The Iconia credit card also offers different complimentary insurance covers:
Enjoy 1 complimentary golf game and golf lesson (each) per quarter with your Iconia Credit Card. This benefit is available at selected golf clubs in Bangalore, Mumbai, Pune, Chennai, Ahmedabad, Delhi NCR, and Hyderabad.
Both offers are valid on online bookings.
Use the concierge service to cover all your lifestyle needs such as exclusive bookings to private events, sports/entertainment bookings, travel assistance such as flight and hotel reservations, buying presents for loved ones, and more.
Enjoy fuel surcharge waiver of 1% at all petrol stations in India. Save up to Rs.80 per month and Rs.960 per year.
In case of any vehicle-related troubles, use the Auto Assist benefit that comes with this card. Call the Auto Assist representative 24/7 for roadside repairs, emergency fuel supply, battery service, lost keys, emergency tow service, and accident management and medical assistance.
The Iconia American Express Card offers the following additional benefits to cardmembers:
|Type of Charge||Fees|
|Annual fee||Rs.3500 (1st year)|
|Add-on card fee||No fee charged|
|Interest rate||46% p.a.|
|Interest free period||Up to 50 days if total dues are cleared|
|Late payment charge||Outstanding balance:
|Over-limit fee||2.5% of the over-limit amount (min. Rs.500)|
|Cash advance||2.5% of the withdrawn amount (min.300)|
|Foreign currency mark-up||3.5%|
|Fee for returned cheque||Rs.250|
|Balance enquiry charge at non-IndusInd Bank ATM||Rs.25|
|Duplicate statement request||Rs.100 for each statement (beyond 3 months)|
|Charge slip request||Rs.300|
|Priority Pass Lounge Charge||Up to US$27 per person/per visit|
This is an invitation-only credit card. If you wish to know your eligibility for this card and subsequent application, please call 1860 267 7777.
No. The Iconia Credit Card is a premium credit card offered by IndusInd Bank. To express interest in applying for this card, you will have to call the bank on 1860 267 7777 first. A representative will then assist you with the application process if you meet the eligibility criteria for this card.
No. The waiver is only applicable on the cost of the fuel and not the tax amount. You can enjoy fuel surcharge waiver for fuel spends up to Rs.8,000 each month.
If your lost/stolen/misplaced card has been used to produce counterfeit cards, it is known as counterfeit fraud. The Total Protect insurance offered on the Iconia Credit Card will protect you from monetary loss if such an event occurs.
The Total Protect insurance cover will kick in for up to 48 before you report your card as lost/stolen to IndusInd Bank.
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