Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • IDFC FIRST Bank OneCard

    With the IDFC FIRST Bank OneCard, you get a lot of benefits and you also earn reward points when you swipe the card. There is no joining fee or annual fee with the credit card.

    Key Highlights of the IDFC FIRST Bank OneCard

    • No joining fee with the IDFC FIRST Bank OneCard
    • There is no annual fee for the IDFC FIRST Bank OneCard
    • Get 5X reward points on the top two highest spend categories

    Features and Benefits of the IDFC FIRST Bank OneCard

    Fee benefits:

    • No joining fee with the IDFC FIRST Bank OneCard
    • There is no annual fee for the IDFC FIRST Bank OneCard
    • You do not have to pay any rewards redemption fee.

    Reward benefits:

    • Get 5X reward points on the top two highest spend categories
    • The reward points you earn will be credited to you.
    • The reward points never expire.
    • On the mobile app, swipe right to redeem the reward points
    • There is no rounding off and you can even fractional reward points.

    IDFC FIRST Bank OneCard App

    • You can easily manage your transaction limit
    • You can use it for domestic and international purposes
    • You can make online and offline transactions.
    • Contactless payments

    Fees and Charges of the IDFC FIRST Bank OneCard

    Particulars Fee
    Joining fee NIL
    Annual fee NIL

    FAQs on IDFC FIRST Bank OneCard

    1. Can I redeem the reward points that I earn through the mobile IDFC FIRST Bank OneCard App?

      Yes, you get access to instant reward points redemption within the IDFC FIRST Bank OneCard App

    2. Are there any fuel surcharge benefits that come with the IDFC FIRST Bank OneCard?

      No, the IDFC FIRST Bank OneCard does not offer fuel surcharge benefits.

    3. Do I earn reward points on EMI transactions?

      Yes, you earn points on EMI transactions, and you can repay EMIs with reward points. You can also manage your EMIs from the EMI Dashboard.

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