The HSBC Visa Platinum Credit Card is a credit card that comes with zero joining fee & annual fee. This card has unsurpassed offers and rewards, with instant recognition and exclusive privileges.
Other HSBC Credit Cards
Zero joining fee and annual fee: All the features and benefits on the card can be enjoyed at zero cost. Yes, you read it right. HSBC offers the Visa Platinum Credit Card without any joining fee and annual fee.
Reward points program:
Spend based rewards:
Fuel surcharge waiver:
Zero liability on lost card:
Emergency card replacement:
Loan on Phone:
Add-on credit cards:
|Type of fee or charge||Amount (Rs.)|
|Interest rate||3.3% per month|
|Cash withdrawal fee||2.5% of the transaction amount (subject to a minimum of Rs.300)|
|Rewards redemption fee||Rs.50 per request|
|Duplicate statement fee||Rs.100 per statement which is older than 3 months|
|Cheque bounce/Unsuccessful ECS payment||Rs.350|
|Cash withdrawal fee at foreign ATMs||Rs.100|
|Overlimit fee||Rs. 500 per month|
|Late payment fee||50% of the minimum due amount (subject to a minimum of Rs.400 and a maximum of Rs.750)|
|Sales slip retrieval fee||Rs.225 per month|
|Out-of-town cheque processing||
|Credit card replacement fee - India and abroad||Rs.100|
|Currency conversion fee||3.5%|
|Cash payment at HSBC branches||Rs.100|
|Copy of Credit Information Report||Rs.50|
The basic eligibility to apply for HSBC Platinum Visa Credit Card is provided below:
If you’re eligible to apply for the HSBC Platinum Visa Credit Card, below are the documents you need to submit to process the application.
The credit limit on HSBC Visa Platinum Credit Card will be communicated to you by HSBC at the time of card issuance. You can also find it in your credit card statement generated every month. The bank reserves the right to reduce the credit limit on the card at any time. You can also apply for review of the assigned credit limit at any time after completing six months.
Yes, the card provide complimentary airport lounge access facility.
You can earn 2 rewards points for every Rs.150 spent. Also, if you have already spent more than Rs.4 lakh in a year, every subsequent purchase after that will get you up to 10 rewards points. For spends on dining, telecom, and hotels, you can get up to 6 rewards points for the first 12 months of card set-up.
All the reward points accrued on the Visa Platinum Credit Card are valid for 3 years. After the 3-year period, you will lose all the points if the points remain unused.
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