This card is currently in ‘discontinued’ status as per HSBCs official website, and is not being offered to any customers at this time.*
The HSBC Classic Credit Card combines the ease of plastic money payments with worldwide acceptance. This basic credit card has a host of features and benefits that will make the hassles of carrying hard-cash a thing of the past. Enhanced safety features, cash advance facilities at over a million ATMs, cashless payment services, and a dedicated customer service team that works around the clock make this card and its facilities a must have for the modern Indian citizen.
This credit card is also one of the very few to incorporate elite-level features like global acceptance with basic helpful features like a waiver of fuel surcharges.
Highlights of the HSBC Classic Credit Card
Safety: The HSBC Classic Credit Card incorporates the latest in safety technology, and limits your liability in case the card has been stolen. Reporting the loss of the card is super easy because of the tireless customer care service team at HSBC.
Round the clock customer care access: All HSBC customers are eligible for expert customer care services thanks to the 24-hours-a-day, 7-days-a-week, 365-days-a-year customer service team that works tirelessly to record missing/lost card complaints, take suggestions on service improvement, enable a direct link of communication from the customer to the bank and basically ensure that there is no customer who says that he/she is unhappy with the services offered by the bank.
Worldwide acceptance: The card can be used at over a million ATMs and 18 million merchant establishments across the globe – no questions asked. The card is your money converter, travel companion, financial planner, and ticket out of a tough spot.
Cash advance: The cash advance facility is active on all HSBC credit cards, and the HSBC Classic Credit Card is no exception. Cardholders can withdraw hard cash from over a million ATMs across the globe depending on their immediate needs for the same. The card truly merges the convenience and safety of cashless payments with the facility to withdraw cash if the need should arise. The card is designed to be a total payment solution, whether it be by cash or card.
Online banking: Adding to the convenience of cashless payments, the card activates and grants access to HSBCs highly efficient online banking services. Offering customers the ability to check previous transaction details and outstanding balances payable, the online banking facility truly saves the cardholder’s time and energy for an activity that would otherwise require a lot of manual work. Rewards points can also be redeemed online.
Limited liability: In the event that your card has been stolen or lost, you can report the same at record speeds and cut yourself off from the liability of paying for fraudulent transactions by intimating the 24x7 customer care department. It’s important to note that the earlier you report the theft/loss the better, as you will be held responsible for all transactions that take place before you report your card missing/stolen. With HSBC, it’s a lot easier to do this.
Fuel surcharge waiver: A nominal fee of Rs.349 p.a. will enable a waiver on all fuel surcharges for that year.
Eligibility & Documentation
Minimum age: 18 years.
- Duly filled out and signed application form.
- For salaried applicants – salary slips.
- For self-employed applicants – bank and income statement.
- Proof of identity.
- Proof of address.
How to apply
HSBC is presently not accepting applications for this particular credit card.
Fees and other charges
Fees and charges for this card are not made public as the card is not being issued at this time.
*Please note that all promotions, amounts, rewards, tenures, repayment requirements, time frames, interest rates, other rates, charges, fees, ceilings, requirements, criteria, features, benefits, exclusions, calculations, ratios, averages, ratings, services provided, terms and conditions mentioned above are as of November, 2016, and are subject to change at any time. All banks / NBFCs / insurance providers / financial service providers / companies, etc. mentioned above retain all rights to modify, replace, or add to or subtract from any of the above, in any way, at any time, and at their own discretion. You are requested to reconfirm the same with your chosen bank / company / NBFC / insurance provider / financial service provider, etc. before making any financial commitments.