This card is currently in ‘discontinued’ status as per HSBCs official website, and is not being offered to any customers at this time.*
The HSBC Classic Credit Card combines the ease of plastic money payments with worldwide acceptance. This basic credit card has a host of features and benefits that will make the hassles of carrying hard-cash a thing of the past. Enhanced safety features, cash advance facilities at over a million ATMs, cashless payment services, and a dedicated customer service team that works around the clock make this card and its facilities a must have for the modern Indian citizen.
This credit card is also one of the very few to incorporate elite-level features like global acceptance with basic helpful features like a waiver of fuel surcharges.
Highlights of the HSBC Classic Credit Card
Safety: The HSBC Classic Credit Card incorporates the latest in safety technology, and limits your liability in case the card has been stolen. Reporting the loss of the card is super easy because of the tireless customer care service team at HSBC.
Round the clock customer care access: All HSBC customers are eligible for expert customer care services thanks to the 24-hours-a-day, 7-days-a-week, 365-days-a-year customer service team that works tirelessly to record missing/lost card complaints, take suggestions on service improvement, enable a direct link of communication from the customer to the bank and basically ensure that there is no customer who says that he/she is unhappy with the services offered by the bank.
Worldwide acceptance: The card can be used at over a million ATMs and 18 million merchant establishments across the globe – no questions asked. The card is your money converter, travel companion, financial planner, and ticket out of a tough spot.
Cash advance: The cash advance facility is active on all HSBC credit cards, and the HSBC Classic Credit Card is no exception. Cardholders can withdraw hard cash from over a million ATMs across the globe depending on their immediate needs for the same. The card truly merges the convenience and safety of cashless payments with the facility to withdraw cash if the need should arise. The card is designed to be a total payment solution, whether it be by cash or card.
Online banking: Adding to the convenience of cashless payments, the card activates and grants access to HSBCs highly efficient online banking services. Offering customers the ability to check previous transaction details and outstanding balances payable, the online banking facility truly saves the cardholder’s time and energy for an activity that would otherwise require a lot of manual work. Rewards points can also be redeemed online.
Limited liability: In the event that your card has been stolen or lost, you can report the same at record speeds and cut yourself off from the liability of paying for fraudulent transactions by intimating the 24x7 customer care department. It’s important to note that the earlier you report the theft/loss the better, as you will be held responsible for all transactions that take place before you report your card missing/stolen. With HSBC, it’s a lot easier to do this.
Fuel surcharge waiver: A nominal fee of Rs.349 p.a. will enable a waiver on all fuel surcharges for that year.
Fees and charges for this card are not made public as the card is not being issued at this time.
*Please note that all promotions, amounts, rewards, tenures, repayment requirements, time frames, interest rates, other rates, charges, fees, ceilings, requirements, criteria, features, benefits, exclusions, calculations, ratios, averages, ratings, services provided, terms and conditions mentioned above are as of November, 2016, and are subject to change at any time. All banks / NBFCs / insurance providers / financial service providers / companies, etc. mentioned above retain all rights to modify, replace, or add to or subtract from any of the above, in any way, at any time, and at their own discretion. You are requested to reconfirm the same with your chosen bank / company / NBFC / insurance provider / financial service provider, etc. before making any financial commitments.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
I started usign HSBC card, the offers are good even I booked movie ticket and grocery shoppings. I am getting cash back and discounts for the transactions. Last time I asked for emi but they didn't provide that, they told will get back but I didn't get any response hence they need improvement.
HSBC is not charging me any annual fee and the customer service is good because whatever services I have used and got a proper response. But I faced some problems with previous experience technically and there is no coordination between the IT department because I made a payment and it does not reflect immediately. The charges are very huge for EMI conversion and its around 16 -17%.
I am using HSBC Bank credit card which was applied through Online .I have not faced any issues so far on using this credit card .I have got the credit cad on delay basis and the reason was document collected very late due to this it was a delay .The credit limit was good and it was sufficient as well and this was a free card .
HSBC service is very good and also the charges are very minimal and they offered me life time free beneficial credit card. This is my first month of this credit card, the response is prompt, I am getting regular alert messages about my credit card transactions.
I had applied HSBC VISA PLATINUM CARD online. I received the card on time. Credit limit is sufficient for me and there is no annual fee. Their customer service is very good. Documentation and verification was done on time and I had received the card on time
I applied an HSBC VISA PLATINUM CARD online. I had received the card on time and credit limit is also sufficient for me. There is no annual fee. I am receiving message on time. I am not happy with the reward points. It's not much helpful like my other credit cards.
Once or twice I used the HSBC credit card, the I had issue to make the payment in their gateway I don't know where to make my payment. In their website I could find the payment option. The customer support is very great but if they make their gateway similar then I would recommend.
I had applied for HSBC VISA PLATINUM credit card which has nominal credit limit, annual fee charges are zero, there are good EMI options available but took 20 days to approve the credit card and it has good cash back and reward points offers.
The offers are good with HSBC BANK. I am satisfied with the credit limit which is good. The EMI options are good and the interest rate is affordable. The annual fee charges are zero. It took 5 days to deliver the card and the documentation process is simple.
No specific reason for choose this HSBC credit card. While ordering the food from restaurants through Swiggy, i get some offers. I haven't use the card so much. It 1 month to dispatched the card. I'm happy about the limit given to me. I got the first month bill and its easy to make the payment through online.
Was this review helpful?
ANUJITH C AMBADI
Reviewed on Aug 30, 2019
HSBC credit card has hassle free operation, they don't have any hidden charges with informative features and they do have attractive offers at any e commerce and direct offline stores. I am holding free card which has lots of benefits. The customer support is also helpful for my queries.
Was this review helpful?
Reviewed on Aug 30, 2019
I have HSBC Bank credit card which was applied through Online .The credit limit was really good and there was no difficulties faced ,There are good reward points as well as cash back offers .I have got the credit card on time and there was cash back for each transaction for the first 2 months that is the best thing .
I am using HSBC Visa Platinum card which was applied through Online .This card is good to use and satisfied with the credit limit as well.There are good reward points as well as cash back offers .This was a free card and everything was good on this portal .While submitting the documents the process was smooth .
I have HSBC Bank credit card which was taken trough Bank directly .I was using this credit card for last 6 months only. But without any intimation the card was closed, bankers also not informed about it. The credit limit was good and sufficient at that time.It is a life time free credit card.
They have digital information in HSBC. I had a fraud transaction on my card when i contact the customer care immediately as per the RBI rules They have asked me to fill the form in the bank after i have done everything. They have helped me but they have not provide the refund the money. In this part, i'm not satisfied with the HSBC services.
I am using different credit cards for HSBC this is the first time i'm getting the card from them hence i need to check their services. They have very good offers. 2 months ago, i got this card. I'm having a limit of RS. 70000 but based on my salary slip, my expectation was more than Rs. 2 lakhs even my credit score is good.
I have HSBC Bank credit card which was taken trough Bank directly .I am using this credit card for the past 4 years .The credit limit was really good and the agent gave a clear picture about the card process .This card is good to use and there was no drawbacks faced so far .I am really satisfied with service .
I am using HSBC Bank credit card which was applied through Online.I have got the credit card on time and the agent gave a clear picture about the card process as well.I am really satisfied with the credit limit and i have got the limit upto 1,37,000.I have got cash back offers and reward points as well .The process was really good while submitting the documents .
HSBC is a international bank hence it has a lots of benefits like the rewards points. If we are swiggy, there is lots of discounts are available. I didn't get any joining benefits. There is no annual fee and its a life time free credit card. They have dispatched the card on time. I haven't made not even a single transaction from this card.
The reason for taking the credit card, HSBC is a good bank and have lot of offers for the credit card. The rate of interest and charges were nominal. Its a visa Platinum card and they give me a very good limit. It does not have annual fee. I am using the card for less than a month and got offers from Big Basket.