Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
A credit card is a handy tool to have when you are in a situation where you need to make a payment but you are short on funds. Not only does it bring with it a certain level of convenience, a credit card can also help you when you apply for loans as a well-maintained credit card history can do wonders with your credit score.
Credit cards are mainly used to make payments for the purchase of goods or services from a merchant or Point of Sale (POS). The amount that you spend using your credit and will have to be repaid at a predetermined date that has been set by the credit card company.
Credit cards are also used to make online bookings and purchases. Linking your credit card to your bank account comes with a number of benefits that can make the life of a cardholder a lot easier. Here are some of the benefits of linking your credit card to your bank account:
Linking your credit card to your bank account is an important step to take if you intend on making your life a lot more convenient. You would then be just a single swipe away from your money. Credit cards gives us easy access to our money and eliminates the need to carry large bundles of money when we need to purchase a service or product. Listed below are the simple steps that you need to follow if you want to link your Citibank credit card to your bank account:
You will be required to register for this facility only once, after which you can enjoy the provision of easily accessing your credit card at any time and place of your choice. NetBanking facility is also provided once you link your credit card and bank account.
There are a number of banks which offer a number of different channels that can help you make various payments using your credit card. Here are some of the channels which are most commonly used by the people to make their purchases:
Banks also provide the facility of clearing your dues on your credit card by using your debit card.
Credit cards have become a vital tool to have when you’re making online purchases of any goods or services. It is a safe and poses lesser amount of risk when compared to carrying around large bundles of money. Flexibility in making payments of bills through various channels offered by the bank has made the life of a credit cardholder a lot easier.
Yes, you can link your credit card to Citibank bank account through net banking.
No, you cannot link multiple bank accounts to your Citibank bank account online. If you want to like multiple bank accounts, then you have to visit your nearest Citibank branch.
No, if you have an NRI account, then you will not be able to link your credit card to your Citibank bank account.
You can make your credit card payment through net banking, NEFT, or by cash payment.
No, Citibank does not provide auto debit facility after the changes made by RBI to its guidelines.
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