Note: Club Vistara Silver membership has been discontinued for Regalia cards issued from 20th March 2019. Existing cardholders can avail of this membership until expiry.
Note: Zomato Gold membership is valid only for Regalia cards issued after 20 March 2019 and is limited to the primary cardholder.
Other HDFC Bank Credit Cards
The card limit is at the discretion of the bank and dependent on factors such as your credit score and credit history.
Reward points earned on your Regalia card expire within 2 years of accumulation. You can redeem your existing points by following the steps below:
Some of the fees and charges associated with your card can be found below:
|Type of fees or charges||Amount (Rs.)|
|First year membership fee||Rs.2,500 + taxes|
|Renewal membership fee||Rs.2,500 + taxes (waived if you spend Rs.3 lakh in one year)|
|Overlimit account charges||2.5% of the amount or a minimum of Rs.500|
|Additional card fee||Nil|
|Revolving credit charges||3.49% per month|
|Payment return charges||2% of the payment amount subject to a minimum amount of Rs.450|
|Cash advance charges||2.5% of the amount or a minimum of Rs.500|
|Cash processing fee||Rs.100|
|Late payment fee||
|Rewards redemption fee||Rs.99 per redemption request|
|Re-issue of damaged/lost/stolen card||Rs.100|
|Balance transfer processing fee||Rs.250 or 1% of the balance transfer amount, whichever is higher|
|Railway ticket booking fee||1.8% of the transaction amount +taxes|
|Foreign currency transaction fee||2% of the transaction amount|
|Outstation cheque processing charge||Cheque value of less than Rs.5,000- Rs.25
Cheque values above Rs.5,000- Rs.50
The eligibility criteria, as well as documents to be submitted, are listed below:
Apply for an HDFC Regalia credit card online by following the steps below:
If you're eligible for the card, the application process will be informed to you over the call and the further procedure will follow.
You can earn reward points by making transactions using your Regalia Credit Card. Only retail spends are eligible for the reward points. Fuel transactions and EasyEMI transactions are not eligible for reward points. The accrued reward points will have an expiry of 2 years before which they should be redeemed for various gifts available on the rewards catalogue.
Yes, you earn reward points for all domestic and international airlines bookings.
Yes, you can access the HDFC Regalia online portal and recharge your prepaid mobile phone.
You can make payments for your credit card through multiple payment options like auto pay, funds transfer, Net Banking, mobile banking, etc.
If you have misplaced/lost your card, simply call the HDFC Credit Card Customer Care division and notify them of the same. Your card will be blocked instantly. Alternatively, you can report a lost/stolen card through your NetBanking account.
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