Flipkart’s Carless Credit is a virtual way of paying for your purchases online on FlipKart. It offers up to Rs.1 lakh credit with easy payment options including EMIs at 0% interest and no processing fees charged. All you need to do to avail this facility is complete a convenient online KYC process.
Enhanced Credit Limit
You can shop for anything you wish for on Flipkart.com and pay for your purchases with this option. The maximum credit offered is Rs.1 lakh. All you need to do is select this as an option on the checkout page. There are no processing fees charged for this payment mode.
Multiple Payment Options
There are three ways of paying for your FlipKart purchases:
Check Credit Limit Anytime
You can check your credit limit at any point in time. Log into your FlipKart account on the mobile app, go to ‘My Accounts’ followed by ‘Cardless Credit’ to check your balance.
Interest will not be charged for payments made the following month after completing a purchase, or upon choosing the 3-month EMI plan. However, for EMI plans beyond 3 months, interest may be charged. Contact FlipKart customer support to know interest charges for your plan.
There are no processing fees charged for choosing this payment method.
You will need to create a FlipKart account to avail this facility. Additionally, you will need to complete a basic KYC (know your customer) check including providing your PAN card details.
FlipKart has now made it extremely convenient for customers to shop online on their website without the need to use a credit or debit card to complete purchases. You can easily convert your big-ticket purchases into instalment payments using this facility.
Yes, you can combine gift cards in one order during checkout. If you want to redeem more Gift Cards on one order, then you can add your Gift Cards to your wallet.
You can use around 15 Gift Cards in one order during the time of checkout.
Card less is a payment method which Flipkart offers its customers. In this the company gives you a credit of around Rs.60,000 and you can use this for buying products on credit. You can then repay before the date of payment.
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