Are you a voracious shopper? Well, the First Citizen Citibank Titanium Credit Card is the right card for you. Your instant shopping sprees will now get a dependable companion, giving you only the best deals that the shopping world has to offer. Enjoy world class privileges with a First Citizen Citibank Titanium Credit Card and unlimited savings on every retail purchase.
Hold a First Citizen account with Citibank and enjoy exceptional membership privileges, welcome offers, easy redemption options, exciting rewards and exclusive in-store deals. The First Citizen Citibank Titanium Credit Card offers rewards at Shoppers Stop outlets with instant redemptions, sales previews, parking privileges and attractive beauty and wellness packages.
The First Citizen Citibank Titanium Credit Card offers value-added services like instant loans, EMI options on credit card purchases above Rs 2,500,easy payment facilities and balance transfer options with repayment plans.
Smart Savings Scheme:
|Expected Spend||Voucher Amount||Benefits|
|Rs.2,000||2 Shoppers Stop vouchers worth Rs.250||A minimum bill amount of Rs 500 or Rs 1000 is required to redeem one voucher.|
|Rs.2,500||Rs 500 voucher for shopperstop.com||A minimum bill amount of Rs 500 or Rs 2500 is required to redeem the voucher.|
|The first spend on the card within 30 days of card issuance.||500 Reward Points||One-time|
|Rs.1,00,000 (Rs.25,000 per quarter)||Annual Spends at Shoppers Stop||Rs.3,780/ 5,400 Points earned|
|Rs.1,00,000||Annual Spends outside Shoppers Stop||1,000 Points earned|
Shop using your First Citizen Citibank Titanium Credit Card and earn up to 7 rewards points on in-store brands and other retail brands at Shoppers Stop. Accumulated First Citizen points can be redeemed in part or in full during purchases at Shoppers Stop outlets. You can also redeem your First Citizen points on the Shoppers Stop online portal.
Citibank offers exclusive privileges to First Citizen Citibank Titanium Credit Card holders with personal concierge services for planning parties, dinner reservations or any kind of travel assistance. Customers can also enjoy attractive dining discounts of up to 20% at top restaurants, shopping privileges and EMI options at over 2000 retail outlets in India.
|Annual Fee||Rs 0 for spends of Rs.30,000 / Rs.500 for spends lesser than Rs.30,000|
|Interest Rate||3.25% per month|
|Cash Advance Fees||2% of the amount withdrawn at ATMs in India/ US$7.5 at ATMs worldwide.|
|Late Payment Charges||Ranges from Rs 300 to 700, depending on the outstanding balance.|
|Supplementary Card Fee||Nil|
|Emergency Card Replacement||Available|
Citibank transfers accrued points to First Citizen Accounts with Shoppers Stop by the 10th of every month.
Yes, transferred First Citizen points can be instantly redeemed by customers at Shoppers Stop outlets.
Citibank offers this service to customers transferring their existing credit card balances from other banks at half the interest rates with an EMI repayment plan. The interest rate charged by Citibank is 12% per annum with absolutely no paperwork required.
Yes. Citibank provides you the option of changing your existing First Citizen Citibank Titanium Credit Card balance into monthly installment with lower interest rates.
Citibank offers instant loans above the credit limit with no documentation and with repayment tenures ranging from 6 to 48 months. The loan will be approved by Citibank and a copy will be dispatched to the customer’s postal address within 3 working days.
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