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    First Citizen Citibank Titanium Credit Card

    We found 1 First Citizen Citibank Titanium Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    500
    Response Time Within 30 minutes
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    First Citizen Citibank Titanium Credit Card is Rated as "Satisfactory" by 1 Users

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    Credit Card BYTES FROM OUR KITCHEN

    Are you a voracious shopper? Well, the First Citizen Citibank Titanium Credit Card is the right card for you. Your instant shopping sprees will now get a dependable companion, giving you only the best deals that the shopping world has to offer. Enjoy world class privileges with a First Citizen Citibank Titanium Credit Card and unlimited savings on every retail purchase.

    Overview:

    Hold a First Citizen account with Citibank and enjoy exceptional membership privileges, welcome offers, easy redemption options, exciting rewards and exclusive in-store deals. The First Citizen Citibank Titanium Credit Card offers rewards at Shoppers Stop outlets with instant redemptions, sales previews, parking privileges and attractive beauty and wellness packages.

    Features of an Citibank Rewards Domestic Credit Card:

    The First Citizen Citibank Titanium Credit Card offers value-added services like instant loans, EMI options on credit card purchases above Rs 2,500,easy payment facilities and balance transfer options with repayment plans.

    • Citibank also provides excellent e-banking services like mobile banking, internet banking, SMS banking and CitiPhone banking.
    • CitiAlerts helps you track your account activity with free e-mail and SMS alerts.
    • The SMS banking facility from Citibank offers instant account statements, with details pertaining to your credit card.
    • Customers can view their online statements or get their credit card statements via email.
    • Credit card bills can be paid using Citibank E-PAY, ECS, ATM cash deposits, cheques or on the Citibank web portal.
    • Utility bills can be paid using a First Citizen Citibank Titanium Credit Card and Citibank also provides 24/7 customer service to credit card holders.

    Benefits of an Citibank Rewards Domestic Credit Card:

    • Citibank waives off the annual fee for purchases of Rs.30, 000 and above done with a Citibank Rewards Domestic Credit Card. For purchases below Rs.30, 000, the annual fee charged is Rs 500.
    • Purchase at any Shoppers Stop outlet across India and win accelerated rewards points for every credit card transaction. Accrued points can be redeemed instantly for purchases done at Shoppers Stop outlets for any retail brand.
    • Earn up to 7 First Citizen Points for every Rs 100 spent at Shoppers Stop outlets. Redeem 1 reward point for every Rs.0.70 spent. Earn 1 First Citizen Point for every Rs 1 spent anywhere else. By default, customers can earn 5 First Citizen Points for spends at Shoppers Stop and get two additional points for purchases on preferred retail brands.

    Welcome Offers:

    • Citibank offers Shoppers Stop vouchers as part of the welcome package for Citibank Rewards Domestic Credit Card customers. Shoppers Stop vouchers worth Rs 250 can be redeemed for purchases done during the first month of card issuance. A minimum spend of Rs 1000 is required to redeem one voucher at Shoppers Stop.
    • Customers can also redeem Shoppers Stop vouchers worth Rs 500 on shoppersstop.com, when online purchases worth Rs 2500 or above are made.
    • Purchase any product elsewhere within 30 days of card issuance and get vouchers worth Rs 350 for 500 rewards points.
    • Points that are earned on your First Citizen Citibank Card are usually transferred to Shoppers Stop on a monthly basis.
    • Enjoy attractive Shoppers Stop promotional offers and special previews into sale events.
    • Shoppers Stop offers exclusive payment counters with personalised services for Citibank customers.
    • Get complimentary parking services at Shoppers Stop outlets. Visit the First Citizen Desks at Shoppers Stop to know more about these services.
    • Customers can enjoy special deals on beauty and wellness packages at spas, salons and fitness centers across the country.

    Smart Savings Scheme:

    Expected Spend Voucher Amount Benefits
    Rs.2,000 2 Shoppers Stop vouchers worth Rs.250 A minimum bill amount of Rs 500 or Rs 1000 is required to redeem one voucher.
    Rs.2,500 Rs 500 voucher for shopperstop.com A minimum bill amount of Rs 500 or Rs 2500 is required to redeem the voucher.
    The first spend on the card within 30 days of card issuance. 500 Reward Points One-time
    Rs.1,00,000 (Rs.25,000 per quarter) Annual Spends at Shoppers Stop Rs.3,780/ 5,400 Points earned
    Rs.1,00,000 Annual Spends outside Shoppers Stop 1,000 Points earned

    Rewards Program:

    Shop using your First Citizen Citibank Titanium Credit Card and earn up to 7 rewards points on in-store brands and other retail brands at Shoppers Stop. Accumulated First Citizen points can be redeemed in part or in full during purchases at Shoppers Stop outlets. You can also redeem your First Citizen points on the Shoppers Stop online portal.

    Citibank Privileges:

    Citibank offers exclusive privileges to First Citizen Citibank Titanium Credit Card holders with personal concierge services for planning parties, dinner reservations or any kind of travel assistance. Customers can also enjoy attractive dining discounts of up to 20% at top restaurants, shopping privileges and EMI options at over 2000 retail outlets in India.

    Fees & Charges:

    Annual Fee Rs 0 for spends of Rs.30,000 / Rs.500 for spends lesser than Rs.30,000
    Interest Rate 3.25% per month
    Cash Advance Fees 2% of the amount withdrawn at ATMs in India/ US$7.5 at ATMs worldwide.
    Late Payment Charges Ranges from Rs 300 to 700, depending on the outstanding balance.
    Supplementary Card Fee Nil
    Emergency Card Replacement Available

    Citibank Rewards Domestic Credit Card FAQs

    1. When will my accrued First Citizen points be transferred to my account?
    2. Citibank transfers accrued points to First Citizen Accounts with Shoppers Stop by the 10th of every month.

    3. Are these First Citizen points readily available for redemption to customers?
    4. Yes, transferred First Citizen points can be instantly redeemed by customers at Shoppers Stop outlets.

    5. How does the PayLite balance transfer Program from Citibank work?
    6. Citibank offers this service to customers transferring their existing credit card balances from other banks at half the interest rates with an EMI repayment plan. The interest rate charged by Citibank is 12% per annum with absolutely no paperwork required.

    7. Can I convert my outstanding credit card balance into EMIs?
    8. Yes. Citibank provides you the option of changing your existing First Citizen Citibank Titanium Credit Card balance into monthly installment with lower interest rates.

    9. How do I get an instant loan on my First Citizen Citibank Titanium Credit Card?
    10. Citibank offers instant loans above the credit limit with no documentation and with repayment tenures ranging from 6 to 48 months. The loan will be approved by Citibank and a copy will be dispatched to the customer’s postal address within 3 working days.

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  • First Citizen Citibank Titanium Credit Card Reviews

    • Citibank Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am using CITI bank credit card for more than seven months of time. I have contacted their customer service, also its not required because everything is going in a fine way. Response is fine one with them and there are no worries. I have not faced any hassles with them.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2017
    • Citibank Credit Card
      "Good. Can do better "
      0.5 3.5/5 "Pretty good"
      I hold a credit card with Citibank and it is okay experience. There are offers but not much of discounts like the other banks. The credit limit is also on the average side. The good thing is it is a life time free card and the statements are on time as well.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 23, 2017
    • Citibank Credit Card
      "Beneficial"
      0.5 4.5/5 "Excellent!"
      Citi bank is the one which gives maximum reward points. Also it is very easy to redeem those reward points over the phone as well as we can convert the reward points in to cash. I am using credit card for more than four years. Sometimes I used to get cash back offers from the bank too.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2017
    • Citibank Credit Card
      "Very good services"
      0.5 4.0/5 "Great!"
      Citibank is always good in the communication and they are professional as well. I bank with them for a credit card and I am happy that till date there has not been any kind of issues for the offers or the statements. It has been a smooth process till date.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 23, 2017
    • Citibank Credit Card
      "The best choice"
      0.5 5.0/5 "Blown Away!"
      I do have credit card with many banks. But as per my experience with the banks, CITI is the best choice for the credit card services. I feel more comfortable in using citi card than other bank cards. Annual charges are there for the card but I would request them to waive off the fee based on the usage.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2017
    • Citibank Credit Card
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      Credit card services are really good with CITI bank. I do hold a card for a long time. Everything is perfect with the bank. I did not face any trouble from the bank because of the credit card, their services are really fantastic and approachable.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 23, 2017
    • Citibank Credit Card
      "Fantastic"
      0.5 5.0/5 "Blown Away!"
      Credit card services are really good with CITI bank. I do hold a card for a long time. Everything is perfect with the bank. I did not face any trouble from the bank because of the credit card, their services are really fantastic and approachable.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2017
    • Citibank Credit Card
      "best credit in 10 years of my use"
      0.5 5.0/5 "Blown Away!"
      I have been using credit card since last 10 years and this I keep always with me as without paying any annual charges (now for new customer nominal charges) I get points which has 100% (1 point equals 1 Rs.) value in term of petrol/diesel. I get rs. 500 approx worth monthly. Where most of paid card will give maximum 50% value.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2017
    • Citibank Credit Card
      "Very Good"
      0.5 4.0/5 "Great!"
      Good experience with CITI BANK for my Credit card.I have not faced a single issue with them in the last couple of years.Citibank provides very good customer services and it has been the very best in the response.Its a life time free card. Iam happy with the process the credit limit they have offered me is 3.5 laks Deferentially they offered me 40k that time I was holding Indian oil card and later got one more card and this is my 3rd card this current card is not having that much of good offers like previous one
      Was this review helpful? 0
      , bangalore
      Reviewed on May 21, 2017
    • Citibank Credit Card
      "Very Good"
      0.5 4.0/5 "Great!"
      Unable to comment much about Indian oil platinum credit card its a brand new card as, I had hardly used it for 2 months. Its basically a life time free credit card, also. Based on the salary account they had offer me this card and there was not much of a documentation process too.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 21, 2017
    • Citibank Credit Card
      "Satisfactory"
      0.5 3.0/5 "Satisfactory"
      Iam having Rewards cards from Citi Bank and they have me other card also But I don't find good offers in this card so they have called me and offered me Indian oil platinum card as well they provide the credit limit of 1 laks and initially it was around 55k and its a life time free card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 21, 2017
    • Citibank Credit Card
      "Good card for pertrol and shopping"
      0.5 5.0/5 "Blown Away!"
      Compared to other banks EMI conversion interest rate is very high in CITI bank. There are no annual charges its a life time free credit card. I have an Indian oil card for fuel purpose and the Reward cards for shopping. I am fine with both credit card, I make my credit card payment through auto debit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 19, 2017
    • Citibank Credit Card
      "They need lot of improvement"
      0.5 2.5/5 "Just OK"
      I am not really happy with CITI because when I do online transaction with this card, they wont send OTP immediately but SBI gives OTP on time. CITI should improve their application. But CITI giving good cash back in Amazon however their annual charge is too high.
      Was this review helpful? 0
      , chennai
      Reviewed on May 18, 2017
    • Citibank Credit Card
      "Good reward points card"
      0.5 5.0/5 "Blown Away!"
      CITI bank adding more interest rate on EMI conversion. I used to get the reward points for shopping. I am using this credit card more than three years, still they didn't give any special feature. But I am quite happy with their service and offers.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 18, 2017
    • Citibank Credit Card
      "Good till date"
      0.5 4.0/5 "Great!"
      I am happy being a customer of Citibank because it is always a hassle free experience. The online banking is clear and has all the details on it. Like wise the phone banking easily reachable and the offers on my credit card are always top, including the credit limit.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • Citibank Credit Card
      "Good offers"
      0.5 5.0/5 "Blown Away!"
      Citibank has also offered me a credit card and the offers on the card is the best. I get what I am promised of and the credit limit is also to my satisfaction. The portal has clear information on the statements and I am till date there has been no issues.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 18, 2017
    • Citibank Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      The offers on the credit card are decent from Citibank. They provide excellent services online and offline. There are continuous offers from this bank and they are very good on the reward points. The cash back offers and the discounts are also there.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 18, 2017
    • Citibank Credit Card
      "Good offers"
      0.5 4.0/5 "Great!"
      The offers on the credit card is nice. I get a lot of cash back offers and the rewards are also good and I can redeem them easily too. Citibank has been good in the customer services and they are quick in giving me the details. Overall no hassles faced.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 17, 2017
    • Citibank Credit Card
      "Good experience"
      0.5 4.0/5 "Great!"
      Citibank provides a good credit limit on the credit card and the services and response from them when I call in with a query is satisfactory. The statements are clear and the billing cycle is satisfactory too. There could be more offers on the card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 17, 2017
    • Citibank Credit Card
      "The best bank for credit cards"
      0.5 4.5/5 "Excellent!"
      CITI bank is the best for credit cards. It is the best especially on the rate of interest. But my personal loan was not approved with CITI bank. Otherwise, they used to provide good service and their customer support is approachable. I had no issues with the bank.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 17, 2017
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