Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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    We found 1 First Citizen Citibank Titanium Credit Card

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    1st Year Fee
    Rewards
    Joining Perks
    500
    Response Time Within 30 minutes
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    First Citizen Citibank Titanium Credit Card is Rated as "Satisfactory" by 1 Users

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    Credit Card BYTES FROM OUR KITCHEN

    Are you a voracious shopper? Well, the First Citizen Citibank Titanium Credit Card is the right card for you. Your instant shopping sprees will now get a dependable companion, giving you only the best deals that the shopping world has to offer. Enjoy world class privileges with a First Citizen Citibank Titanium Credit Card and unlimited savings on every retail purchase.

    Overview:

    Hold a First Citizen account with Citibank and enjoy exceptional membership privileges, welcome offers, easy redemption options, exciting rewards and exclusive in-store deals. The First Citizen Citibank Titanium Credit Card offers rewards at Shoppers Stop outlets with instant redemptions, sales previews, parking privileges and attractive beauty and wellness packages.

    Features of an Citibank Rewards Domestic Credit Card:

    The First Citizen Citibank Titanium Credit Card offers value-added services like instant loans, EMI options on credit card purchases above Rs 2,500,easy payment facilities and balance transfer options with repayment plans.

    • Citibank also provides excellent e-banking services like mobile banking, internet banking, SMS banking and CitiPhone banking.
    • CitiAlerts helps you track your account activity with free e-mail and SMS alerts.
    • The SMS banking facility from Citibank offers instant account statements, with details pertaining to your credit card.
    • Customers can view their online statements or get their credit card statements via email.
    • Credit card bills can be paid using Citibank E-PAY, ECS, ATM cash deposits, cheques or on the Citibank web portal.
    • Utility bills can be paid using a First Citizen Citibank Titanium Credit Card and Citibank also provides 24/7 customer service to credit card holders.

    Benefits of an Citibank Rewards Domestic Credit Card:

    • Citibank waives off the annual fee for purchases of Rs.30, 000 and above done with a Citibank Rewards Domestic Credit Card. For purchases below Rs.30, 000, the annual fee charged is Rs 500.
    • Purchase at any Shoppers Stop outlet across India and win accelerated rewards points for every credit card transaction. Accrued points can be redeemed instantly for purchases done at Shoppers Stop outlets for any retail brand.
    • Earn up to 7 First Citizen Points for every Rs 100 spent at Shoppers Stop outlets. Redeem 1 reward point for every Rs.0.70 spent. Earn 1 First Citizen Point for every Rs 1 spent anywhere else. By default, customers can earn 5 First Citizen Points for spends at Shoppers Stop and get two additional points for purchases on preferred retail brands.

    Welcome Offers:

    • Citibank offers Shoppers Stop vouchers as part of the welcome package for Citibank Rewards Domestic Credit Card customers. Shoppers Stop vouchers worth Rs 250 can be redeemed for purchases done during the first month of card issuance. A minimum spend of Rs 1000 is required to redeem one voucher at Shoppers Stop.
    • Customers can also redeem Shoppers Stop vouchers worth Rs 500 on shoppersstop.com, when online purchases worth Rs 2500 or above are made.
    • Purchase any product elsewhere within 30 days of card issuance and get vouchers worth Rs 350 for 500 rewards points.
    • Points that are earned on your First Citizen Citibank Card are usually transferred to Shoppers Stop on a monthly basis.
    • Enjoy attractive Shoppers Stop promotional offers and special previews into sale events.
    • Shoppers Stop offers exclusive payment counters with personalised services for Citibank customers.
    • Get complimentary parking services at Shoppers Stop outlets. Visit the First Citizen Desks at Shoppers Stop to know more about these services.
    • Customers can enjoy special deals on beauty and wellness packages at spas, salons and fitness centers across the country.

    Smart Savings Scheme:

    Expected SpendVoucher AmountBenefits
    Rs.2,0002 Shoppers Stop vouchers worth Rs.250A minimum bill amount of Rs 500 or Rs 1000 is required to redeem one voucher.
    Rs.2,500Rs 500 voucher for shopperstop.comA minimum bill amount of Rs 500 or Rs 2500 is required to redeem the voucher.
    The first spend on the card within 30 days of card issuance.500 Reward PointsOne-time
    Rs.1,00,000 (Rs.25,000 per quarter)Annual Spends at Shoppers StopRs.3,780/ 5,400 Points earned
    Rs.1,00,000Annual Spends outside Shoppers Stop1,000 Points earned

    Rewards Program:

    Shop using your First Citizen Citibank Titanium Credit Card and earn up to 7 rewards points on in-store brands and other retail brands at Shoppers Stop. Accumulated First Citizen points can be redeemed in part or in full during purchases at Shoppers Stop outlets. You can also redeem your First Citizen points on the Shoppers Stop online portal.

    Citibank Privileges:

    Citibank offers exclusive privileges to First Citizen Citibank Titanium Credit Card holders with personal concierge services for planning parties, dinner reservations or any kind of travel assistance. Customers can also enjoy attractive dining discounts of up to 20% at top restaurants, shopping privileges and EMI options at over 2000 retail outlets in India.

    Fees & Charges:

    Annual FeeRs 0 for spends of Rs.30,000 / Rs.500 for spends lesser than Rs.30,000
    Interest Rate3.25% per month
    Cash Advance Fees2% of the amount withdrawn at ATMs in India/ US$7.5 at ATMs worldwide.
    Late Payment ChargesRanges from Rs 300 to 700, depending on the outstanding balance.
    Supplementary Card FeeNil
    Emergency Card ReplacementAvailable

    Citibank Rewards Domestic Credit Card FAQs

    1. When will my accrued First Citizen points be transferred to my account?
    2. Citibank transfers accrued points to First Citizen Accounts with Shoppers Stop by the 10th of every month.

    3. Are these First Citizen points readily available for redemption to customers?
    4. Yes, transferred First Citizen points can be instantly redeemed by customers at Shoppers Stop outlets.

    5. How does the PayLite balance transfer Program from Citibank work?
    6. Citibank offers this service to customers transferring their existing credit card balances from other banks at half the interest rates with an EMI repayment plan. The interest rate charged by Citibank is 12% per annum with absolutely no paperwork required.

    7. Can I convert my outstanding credit card balance into EMIs?
    8. Yes. Citibank provides you the option of changing your existing First Citizen Citibank Titanium Credit Card balance into monthly installment with lower interest rates.

    9. How do I get an instant loan on my First Citizen Citibank Titanium Credit Card?
    10. Citibank offers instant loans above the credit limit with no documentation and with repayment tenures ranging from 6 to 48 months. The loan will be approved by Citibank and a copy will be dispatched to the customer’s postal address within 3 working days.

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  • First Citizen Citibank Titanium Credit Card Reviews

    • Citibank Credit Card
      "Best bank"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card of Citibank and the bank is excellent in the overall process. I regularly get updates on the offers I am eligible off and they provide good deals and benefits which are useful to the customer. There are no charges taken for the card too.
      Was this review helpful? 0
      , noida
      Reviewed on Aug 16, 2017
    • Citibank Credit Card
      "Satisfied with the services"
      0.5 4.0/5 "Great!"
      Citibank has also offered me a credit card and the rewards are useful to me. I earn points on my transactions I do and I can use the points online as well. The customer services are good as they respond well to all my queries. There are no charges for my card.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 16, 2017
    • Citibank Credit Card
      "Nice Experience"
      0.5 4.0/5 "Great!"
      Citibank has been good in the credit card services. The deals are good and the overall experience is smooth. From time to time I am informed about the deals and there are no unwanted charges taken. The limit is also up to the mark and the card is accessible all over.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 16, 2017
    • Citibank Credit Card
      "Overall good for everthing"
      0.5 5.0/5 "Blown Away!"
      CITI bank is always outstanding they gives proper notification and gentle reminder before the due date and every month my bills minimum amount gets auto debit from my account. but they are good in reference bonus I got upto 6000 points, I could redeem the points into cash.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • Citibank Credit Card
      "Good to use"
      0.5 5.0/5 "Blown Away!"
      CITI credit card experience is good, I am holding their credit card just six months but its great. Whenever I do any transaction I am getting good reward points, Credit limit is also good based on my salary. CITI Bank payment gate is also awesome, I could able to access the site without any hassles.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 16, 2017
    • Citibank Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Citibank has offered me a credit card as well. The features are too good on the card and the rewards are great. It can be redeemed and the transactions I do can be clearly viewed online and it helps me keep track on it as well. The charges are normal too.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 16, 2017
    • Citibank Credit Card
      "Pre approved credit card"
      0.5 4.0/5 "Great!"
      It was basically a pre- approved credit card provided by CITI Bank and there are no yearly charges too. They had given some fuel surcharge waiver and reward points on this card. No compliments on this card . No issues while issuing the card. Limit is too low here ,it would be great if they provide a better limit
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2017
    • Citibank Credit Card
      "Happy with the services"
      0.5 5.0/5 "Blown Away!"
      For my credit card, I would say Citibank is the best. The bank has given me a excellent credit limit. I got a limit of four lakhs. The other offers and features are there and the transactions are smooth on the card. The customer services are also good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 14, 2017
    • Citibank Credit Card
      "Good CARD to use"
      0.5 5.0/5 "Blown Away!"
      I am fond of using CITI credit card because , CITI Bank is good when it comes to customer interaction and it is much better when compared to others banks .90% of the work can be done online and it is very much easy to change the address online too. Bottomline good service rendered by CITI.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 14, 2017
    • Citibank Credit Card
      "Good Features"
      0.5 5.0/5 "Blown Away!"
      When it comes to credit limit, citi bank is quite good in offering credit limits. On my credit card, the limit is very good. Also I did not find any difficulties in using this card at any instance. All the features are fine with citi bank card but it is a chargeable card.
      Was this review helpful? 0
      , gurgaon
      Reviewed on Aug 14, 2017
    • Citibank Credit Card
      "Excellent Card to use"
      0.5 5.0/5 "Blown Away!"
      I am getting very good rewards from CITIBANK. Initially I was redeeming the reward points with shopping coupons by the online shopping channels, Yearly I am getting 6000 reward points which can be redeemed around Rs.2000 as cash. The credit limit is Rs.50,000 and they are also offering me to increase the limit but I don't want to in crease the limit. I am also getting the referral amount around Rs.2000 per recommendation after the disbursement of the card.
      Was this review helpful? 0
      , pune
      Reviewed on Aug 14, 2017
    • Citibank Credit Card
      "Excellent Card to use"
      0.5 5.0/5 "Blown Away!"
      The Citibank Indian-oil card is meeting my requirement and the credit card is very helpful to do any kind of purchase. I use this card mostly for fuel purposes. This card has reward points in purchase of fuel , which can be redeemed to get extra fuel as well I can also redeem with other products . I am happy with the credit limit. I am having the Indian oil card for past 6 months. The rate of interest is nominal with Citibank.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 14, 2017
    • Citibank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      More than 2 years I am using CITIBANK cash back credit card , The benefits like reward points cash back offers are available with this card. I can redeem the reward points as cash. The rate of interest is nominal with Citibank cash back card. I am happy with the credit limit. I pay the annual fee of RS.500.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 12, 2017
    • Citibank Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      I have been using Citibank credit card from last 12 years, I would say, the limit of the card and the name of the card is changing , At present I am having Citi premier-miles card. This card has the benefits like rewards point which can be used to get the air tickets. I am paying the annual fee of Rs.1000 . I am satisfied with the Citibank credit limit.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 11, 2017
    • Citibank Credit Card
      "Fantastic"
      0.5 4.5/5 "Excellent!"
      I am using CITI bank credit card for more than five years of time. Response features are nominal one for me. I am using this credit card mainly for getting the loan. Customer service and other things are really good one.
      Was this review helpful? 0
      , chennai
      Reviewed on Aug 11, 2017
    • Citibank Credit Card
      "One of the best bank"
      0.5 5.0/5 "Blown Away!"
      CITI is one of the best bank when it comes to credit card services. I am holding this CITI BANK credit card for more than 4 years, online shopping is really good I can shop at any online store for example Amazon and Flip kart and get some discounts too. But the only limitation here is, there are some restrictions when it comes to transactions.
      Was this review helpful? 0
      , new delhi
      Reviewed on Aug 11, 2017
    • Citibank Credit Card
      "Should be Rich"
      0.5 3.0/5 "Satisfactory"
      CITI Bank user log in is not so friendly and attractive, and very difficult to sign in. The navigation part is not upto the mark, but their customer service is doing good job, they are prompt and also CITI bank offered me good credit limit its sufficient.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Aug 08, 2017
    • Citibank Credit Card
      "Fair service"
      0.5 4.0/5 "Great!"
      I regular use credit card. I do hold Citi bank card which is not a life time free card but it will be waived off if I spend the card up to certain limit. I am getting reward points and cash back offers on my credit card but there is no option to convert the points into cash.
      Was this review helpful? 0
      , bangalore
      Reviewed on Aug 07, 2017
    • Citibank Credit Card
      "Too good to hold"
      0.5 5.0/5 "Blown Away!"
      Too good to hold this credit card of CITI. I am holding this credit card for about 6 to 7 years. The best I like here is the reward points programme where I normally redeem my points against fuel where one point is equal to one rupee. No charges when it comes to fuel redemption.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Aug 07, 2017
    • Citibank Credit Card
      "Excellent services"
      0.5 5.0/5 "Blown Away!"
      Citibank has always been excellent in the customer services. The website is the best when compared to the other banks. I hold a credit card and the offers on the card has been excellent and the credit limit is also up to the mark and overall no issues.
      Was this review helpful? 0
      , faridabad
      Reviewed on Aug 05, 2017
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