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  • First Citizen Citibank Titanium Credit Card

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    Fee Details

    The First Citizen Citibank Titanium Card is a credit card which is brought to you by the bank in collaboration with Shoppers Stop. The card is curated in such a way to provide you with the best offers and deals on your shopping expenses and purchases.

    This credit card comes with a wide range of discount offers and reward points benefits on each purchase you make, whether it is in-store or online.

    Key Highlights of the First Citizen Citibank Titanium Credit Card

    • The annual fee will be waived if purchases exceed Rs.30,000.
    • Welcome benefits of up to Rs.2,050.
    • Accelerated reward points on shopping at Shoppers Stop.
    • Instant redemption of First Citizen reward points against purchases made at Shoppers Stop.
    • For every Rs.100 spent, 1 First Citizen point will be given.

    Features and Benefits of the First Citizen Citibank Titanium Credit Card

    Welcome Offers:

    • Shoppers Stop vouchers worth Rs.250 can be redeemed for purchases done during the first month of card issuance. A minimum spends of Rs.1,000 is required to redeem one voucher at Shoppers Stop.
    • Customers can also redeem Shoppers Stop vouchers worth Rs.500 on shoppersstop.com when online purchases worth Rs.2,500 or above are made.
    • Purchase any product elsewhere within 30 days of card issuance and get vouchers worth Rs.350 for 500 rewards points.
    • Enjoy attractive Shoppers Stop promotional offers and special previews into sale events.
    • Get complimentary parking services at Shoppers Stop outlets. Visit the First Citizen Desks at Shoppers Stop to know more about these services.

    Reward Point Benefits

    • Citibank waives off the annual fee for purchases of Rs.30,000 and above done with the credit card. For purchases below Rs.30,000, the annual fee charged is Rs.500.
    • Earn up to 7 First Citizen Points for every Rs.100 spent at Shoppers Stop outlets. Redeem 1 reward point for every Rs.0.70 spent.
    • Earn 1 First Citizen Point for every Re.1 spent anywhere else. By default, customers can earn 5 First Citizen Points for spends at Shoppers Stop and get two additional points for purchases on preferred retail brands.

    Citibank Benefits (Concierge and Dining):

    Citibank offers exclusive privileges to First Citizen Citibank Titanium Credit Cardholders with personal concierge services for planning parties, dinner reservations or any kind of travel assistance. Customers can also enjoy attractive dining discounts of up to 20% at top restaurants, shopping privileges and EMI options at over 2000 retail outlets in India.

    Fees and Charges for the First Citizen Citibank Titanium Credit Card

    Annual Fee Rs 0 for spends of Rs.30,000 / Rs.500 for spends lesser than Rs.30,000.
    Interest Rate 3.25% per month
    Cash Advance Fees 2.5% of the amount withdrawn at ATMs in India/ US$7.5 at ATMs worldwide. (subject to a minimum of Rs.500).
    Statement Request Charge Rs.100 per request.
    Overlimit Charges 2.5% of the amount over the credit limit. Subjected to a minimum of Rs.500.
    Late Payment Charges Ranges from Rs.450 – Rs.950, depending on the outstanding balance.
    Fuel Transaction Charge 1% of the transaction amount subjected to a minimum of Rs.10.
    Return Cheque Charge Rs.500 per returned cheque.
    Reissue of lost, damaged or stolen card Rs.100
    Supplementary Card Fee Nil
    Outstation Cheque Charge Amount up to Rs.10,000 – Rs.50 per cheque Rs.10,001 to Rs.1,00,000 – Rs.100 per cheque Above Rs.1,00,000 – Rs.150 per cheque
    Emergency Card Replacement Available

    First Citizen Citibank Titanium Credit Card FAQs

    1. When will my accrued First Citizen points be transferred to my account?
    2. Citibank transfers accrued points to First Citizen Accounts with Shoppers Stop by the 10th of every month.

    3. Are these First Citizen points readily available for redemption to customers?
    4. Yes, transferred First Citizen points can be instantly redeemed by customers at Shoppers Stop outlets.

    5. How does the PayLite balance transfer Program from Citibank work?
    6. Citibank offers this service to customers transferring their existing credit card balances from other banks at half the interest rates with an EMI repayment plan. The interest rate charged by Citibank is 12% per annum with absolutely no paperwork required.

    7. Can I convert my outstanding credit card balance into EMIs?
    8. Yes. Citibank provides you with the option of changing your existing First Citizen Citibank Titanium Credit Card balance into monthly installment with lower interest rates.

    9. How do I get an instant loan on my First Citizen Citibank Titanium Credit Card?
    10. Citibank offers instant loans above the credit limit with no documentation and with repayment tenures ranging from 6 to 48 months. The loan will be approved by Citibank and a copy will be dispatched to the customer’s postal address within 3 working days.

      

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    First Citizen Citibank Titanium Credit Card Reviews

    • Citibank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      I do have CITI bank Titanium credit card and am using it from the last four to five years of time. I would like to say that the customer service is not yet experienced and the credit limit value is good too. I am really happy with the CITI bank Titanium credit card.
      Was this review helpful? 1
      , bangalore
      Reviewed on Feb 07, 2018
    • Citibank
      Citibank Credit Card
      "Best service"
      0.5 5.0/5 "Blown Away!"
      I have taken a credit card of CITI bank.The limit is very sufficient to transact,they had given a First citizen credit card i get bets offers for shopping stop transactions like cash back,discounts etc.Net banking is very comfortable to use.
      Was this review helpful? 0
      , new delhi
      Reviewed on Jan 20, 2018
    • Citibank Credit Card
      "GOOD"
      0.5 4.0/5 "Great!"
      From quite a time i am using the credit card of CITI Bank . the customer service is really good from their side . the bank gave me a credit limit of 50K and cash withdraw option there .the bank did not give me a Balance transfer option on the card .its a First citizen card i am using . over all its a good experience .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Nov 29, 2017
    • Citibank Credit Card
      "Good offers"
      0.5 5.0/5 "Blown Away!"
      I had taken a credit card from CITI bank.The limit on the card is 1 lakh.Phone banking service is good and easy to connect with them.I had taken shoppers stop card,most of the offers do get from shoppers stop.sometimes from different online sites as well.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Nov 15, 2017
    • Citibank Credit Card
      "Satisfactory"
      0.5 5.0/5 "Blown Away!"
      I am happy with Citibank credit card, from my experience they are good. I get the pay back points and I could use them at shoppers stop. It is nice, as I have not had any hassles when ever I used my card. The online banking is good and hassle free and easy.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Sep 21, 2017
    • Citibank Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      With Citibank first citizen card I am getting the benefit like are rewards points, cash back offers and other benefits. I am satisfied with the credit limit. I am using this card for more than 8 years. This card is easy to use and I use this card for shopping, online purchases and other usages.
      Was this review helpful? 0
      , kolkata
      Reviewed on Aug 24, 2017
    • Citibank Credit Card
      "Its fine"
      0.5 3.0/5 "Satisfactory"
      My First Citizen CITI Bank Titanium credit card is fairly a new card as its hardly a one month old. I am holding this card for about a month now. This card can be used at Shoppers stop. Everything is fine, they took around 15 days of time for the card issuance.
      Was this review helpful? 0
      , new delhi
      Reviewed on Nov 17, 2016
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