The Citibank First Citizen Citi Credit Card was curated to make your shopping experiences easier and hassle-free.
|Reward points benefits:||
|Joining fee and Annual fee||Would be informed by the bank at the time of sourcing the card|
|Cash advance fee||2.5% of the amount withdrawn or a minimum amount of Rs.500|
|Late payment fee||If the statement balance is
|Over credit limit fee||2.5% on the amount which will be over the credit limit. The minimum will be Rs.500. (The amount will exclude charges, taxes and fees).|
|Cheque return or bounce fee||Rs.500 per returned cheque|
|Railway ticket booking surcharge||1.8% of the transaction value|
|Re-issue of the card||NIL|
For Salaried and Self-employed applicants
The foreign currency mark-up fee on this First Citizen Citi Credit Card is 3.50% of the amount transacted.
Citibank transfers accrued points to First Citizen Accounts with Shoppers Stop by the 10th of every month.
Yes, transferred First Citizen points can be instantly redeemed by customers at Shoppers Stop outlets.
Citibank offers instant loans above the credit limit with no documentation and with repayment tenures ranging from 6 to 48 months. The loan will be approved by Citibank and a copy will be dispatched to the customer’s postal address within 3 working days.
Yes, self-employed persons should also submit the same documents as a salaried person.
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