Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
One Card in partnership with Federal Bank has launched the Federal Bank One Credit Card which you can apply for online. This card is a contactless credit card and a mobile-based card which can be operated via the One Card app. The online process is seamless and easy and can be completed in just few steps. Post approval of your application for a credit card, you not only receive a physical credit card, but also a virtual credit card which you can use to make purchases online.
| Type of Fee | Description of the fee and the fee charged |
|---|---|
| Joining fee |
|
| Annual membership fee |
|
| Re-issuance of card fee |
|
| Fee for cancellation of your card | If the card is cancelled within 6 months of the activation of the virtual credit card – Rs.3,000 |
| Cash advance fee | ATM withdrawal fee – 2.5% of the amount withdrawn subject to a minimum of Rs.500 |
| Service charges for transactions |
|
| Interest |
|
| Charges in case of default | Late payment fee - 2.5% of the total amount due subject to a minimum of Rs.1,000 |
In case of any query related to your credit card, you can get in touch with a One Card customer care executive through any of the channels given below:
FPL Technologies Pvt. Ltd.,
Disha Bldg, Survey No 127,
Mahavir Park, Opposite Sarjaa,
Aundh, Pune 411007
You can send your query in case the company doesn’t resolve your issue on time by sending an email to grievances@fplabs.tech.
If your issue is still unresolved, you can reach out to the lender as per their escalation matrix.
If your issue is not yet resolved, you can write to the Banking Ombudsman, the details of which you can find on the Reserve Bank of India website.
You can download the One Card app to apply for the Federal Bank Credit Card. You will have to submit the necessary details along with certain documents. Post approval, the virtual card will be activated, while a physical credit card will be sent to your communication address.
Yes, this credit card is a contactless card. You will not be required to provide your PIN for amount up to Rs.5,000.
Yes, you can get your mobile number and email ID updated on the One Card app.
In case you lose your card, you can temporarily deactivate it and reactivate it once you find it. In case you have lost it for good, file an FIR and send a copy to One Card to get a replacement card and get your lost card deactivated for good.
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