Welcome Benefits
Reward Point Benefits
Annual Fee Benefits
Dining and Concierge Privileges:
| Type of Charge | Amount |
|---|---|
| Annual Fee | No annual fee for spends more than Rs.30,000. Rs.1,000 charged for spends lesser than Rs 30,000. |
| Joining Fee | Nil |
| Interest Rate | 3.75% per month |
| Cash Advance Fees | 2.0% on the amount withdrawn |
| Late Payment Charges | Between Rs 300 to Rs 700, depending on the outstanding balance |
| Late Payment Fee (eff. 25th jan '21) |
|
| Over credit limit charge | 2.5% of the amount (excluding fees, charges and taxes) over the credit limit, subject to a minimum of Rs.500. |
| Returned Payment Charge (Cheque/ ECS/ ACH/ SI bounce charge) | Rs.500 per returned payment |
| Reissue of lost/stolen or damaged card | NIL |
| Cash deposit at Citi branches | Rs.250 per deposit |
The eligibility criteria for the Citibank Rewards Domestic Credit Card is as follows:
| Criteria | Requirement |
|---|---|
| Age | Minimum 25 years and maximum 65 years (for self-employed) Minimum 25 years and maximum 60 years (for salaried individuals) |
The following documents will be required to be produced in order to apply for an Citibank Rewards Domestic Credit Card:
The list of documents is subject to the bank’s requirement. You might be required to provide additional documents as per the requirement of the bank.
For more details follow this link - Citi Credit Card Detailed T&Cs
Yes. The interest rate charged on a Citibank Rewards Domestic Credit Card varies depending on a customer’s spending patterns, payback and utilisation.
No, accrued points do not have an expiry period and customers can use these points whenever they want to.
No, since this is a credit card targeted towards usage only in India, international transactions with merchants outside the country are not allowed.
Yes, for making any kind of redemption, customers need to redeem atleast a minimum of 250 points.
Yes, customers can avail supplementary cards along with a primary Citibank Rewards Domestic Credit Card.
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