Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
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  • Citi Rewards Card

    Apply for Citi Rewards Credit Card and rejoice the reward points offered on every purchase. Earn up to 2500 points as welcome gift, 300 monthly bonus reward points, 10X more points on apparel and departmental store purchases. Redeem exciting gifts.
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    We found 1 Citi Rewards Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    1000
    Response Time : Within 30 minutes
    Rs.500 Amazon Voucher
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    Citi Rewards Card is Rated as "Excellent!" by 1999 Users

    Fees & Charges

    Promised Interest Rate

    Customer Service

    Responsiveness

    Credit Card BYTES FROM OUR KITCHEN

    Citi Rewards Credit Card is a standard credit card offered by Citibank that is aimed at providing good deals and offers on customers' shopping experience. Customers can earn extra reward points faster and redeem them to enjoy attractive offers on travel, shopping, etc. Since these reward points do not expire they can be accumulated over time to redeem as Air Miles, cash back and to purchase merchandise.

    Citi Rewards Credit Card Benefits

    Citi Rewards Credit Card offers a host of benefits that are incomparable. These benefits include:

    • Welcome reward points: Cardholders will get 1,500 bonus reward points on the first spend within 30 days of card issuance. Spending Rs.1,000 within first 60 days will bring 1,000 more reward points as part of the welcome gift. The offer is valid on all the Citi Reward Credit Cards booked on or before 31 March 2019.
    • Accelerated reward points: While every Rs.125 spent on the card brings 1 reward point, purchases related to apparel and groceries and other items at departmental stores will bring 10 times more reward points for the same value. Maximum accelerated rewards are capped at 560 points or Rs.7,000 per month. If you spend more than the mentioned amount on apparels and groceries, all such purchases will bring only 1 reward point for every Rs.125.
    • Monthly bonus reward points: By spending Rs.30,000 or more in a month, cardholders will get 300 reward points as a bonus.
    • Various options to redeem reward points: Cardholders need to accumulate a minimum of 250 reward point for redemption.

    The accrued reward points can be redeemed for fuel purchases at Indian Oil outlets (1 RP = Rs.0.25), retail shopping (1RP = Rs.0.30), online shopping (1RP = Rs.0.30), online travel bookings (1RP = Rs.0.25), Air miles on Air India and Jet Airways as Frequent Flyer membership miles (1RP = 0.75 miles), cashback (1RP = Rs.0.35), and gift vouchers (instant redemption). The minimum points required for Air Miles redemption is 100, whereas for cashback is Rs.5,000.

    • Never expiring reward points: Unlike the reward points offered on most of the credit cards, the reward points program on Citi Rewards Credit Card offers the reward points that never expire. Cardholders can start redeeming the points once they reach the 250 mark or can simply leave them in their account to redeem for something big.

    Citi Rewards Credit Card features

    • Annual fee waiver: If the spends in a membership year (12 months from the date of card issuance) exceed or equal to Rs.30,000, cardholders become eligible for the annual fee waiver facility.

    Eligible cardmembers will be exempted from paying the annual fee of Rs.1,000, which is typically charged at the end of the year. While most of the purchases made on the card are considered for calculating the total annual spends there are certain categories which do not qualify for the same. Those include loan EMIs, cash withdrawals, fees and charges and GST.

    • Personal concierge services: Citi Rewards cardholders can get assistance for party planning, sending gifts or flowers, making dining reservations, for travel assistance and much through Citibank's personal concierge service. They simply need to call 1800-114-999 to get assistance from the Bank.
    • Savings on dining bills: Cardholders can save up to 15% on dining spends at select restaurants in their city. The list of partner hotels and restaurants is available on Citibank's website.
    • Easy EMI options at partner stores: Citibank has partnered with more than 2,000 consumer electronics stores, mobile phone stores, retail stores and e-commerce sites to provide the best EMI options for its credit card customers. Citi Rewards cardholders can convert the eligible purchases made at the stores into easy monthly instalments at the best rate of interest.

    Fees And Charges Associated With Citi Rewards Credit Card

    Type of credit card fee/charge Amount (Rs.) Joining fee
    NIL
    Annual fee Rs.1,000
    Interest charge 3.25% per month or 39% per annum
    Cash advance fee 2.5% of the withdrawn amount or Rs.500, whichever is higher
    Over credit limit charge 2.5% of the over limit amount or Rs.500, whichever is higher
    Statement request fee (beyond 3 months) Rs.100
    Late payment fee

    For current balance less than Rs.10,001 - Rs.300

    For current balance of Rs.10,001 to Rs.25,000 - Rs.600

    For current balance above Rs.25,000 - Rs.950

    Cheque return or cheque bounce charges Rs.500 per return
    Reissue of stolen, lost or damaged credit card Rs.100
    Cash payment at Citibank branches Rs.250 per deposit
    Cash payment at Citibank ATMs Rs.100 per deposit

    Citibank Rewards Card Eligibility and Documentation:

    • Individuals who are at least 18 years old and an Indian resident is eligible to apply for Citibank Rewards card.
    • PAN Card, Income slips, address proof, Identity proof will be asked as documentation.
    • Do enquire with Citibank for the exact income criteria before proceeding with the application process.

    How to apply for Citi Rewards Credit Card?

    • Under the Credit Cards section in BankBazaar.com, select the required card and bank.
    • Check the eligibility using BankBazaar's tool. Based on your requirement, a list of credit cards will be carefully curated.
    • You can click on 'Apply' to instantly apply for the credit card.

    FAQs On Citibank Rewards Card:

    1. What all can I redeem by using Citi rewards credit card?
    2. Customers can redeem their Citi rewards credit card points at Indian Oil outlets for fuel, retail and online stores, for Air Miles, cash back, and gift vouchers.

    3. Am I entitled to dining privileges while using this card?
    4. Yes, customers are entitled to dining privileges including a 15% discount at 2,000 select restaurants with Citibank credit cards.

    5. What are the concierge services provided?
    6. The personal concierge service offers help with party planning, sending flowers, making reservations for dining, providing travel assistance, etc.

    7. When does my reward points expire?
    8. Citi rewards credit card reward points do not expire and can be accumulated till the account is active.

    9. Am I eligible to get bonus reward points upon acquiring a Citi Rewards Credit Card?

    Get 1,500 bonus points on the first-spend made within 30 days of card issue and 1,000 bonus points on your first Rs.1,000 spend made within 60 days of card issuance.

    Citibank Rewards Card Reviews

    • Citibank Credit Card
      "I love the card"
      0.5 4.0/5 "Great!"
      As per as i used the card the card which provide more offers and i used this card for mostly online transferring and to refill the fuel also. The basic offers they are providing like 4 rewards point for every Rs. 100 transaction from my CITI bank credit card. I never had any issues with them. Its always good to have the CITI bank credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 18, 2019
    • Citibank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      It has almost been a year since i am using this credit card and the services which they had provided so far has been quite good. They had given me with a good credit limit and they had also provided me with some good benefits. There is some annual charges with this card.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 16, 2019
    • Citibank Credit Card
      "Interest rate to be reduced"
      0.5 3.5/5 "Pretty good"
      The interest rate is bit high when compared to other banks. I am using Citi Rewards card for more than 2 to 3 years. There is an annual fee but they waived off, If I spend about 30K in a year. I get offers and its also good for buying products online.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 16, 2019
    • Citibank Credit Card
      "Useful for online purchase"
      0.5 4.0/5 "Great!"
      Rewards points systems are really good and also I'm getting some offers on Amazon and flipkart which is really good. I'm getting better rewards points compared to my other cards since its a CITI rewards card. I won't use the card for travel usage and ticket booking.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 15, 2019
    • Citibank Credit Card
      "Excellent Service"
      0.5 5.0/5 "Blown Away!"
      I am using this credit card for the last six months and the services of them has been quite good so far. There is a good credit limit with this card and there has also been some good benefits with this card. It has been an annual chargeable card where i am using it for all sort of purchases.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 14, 2019
    • Citibank Credit Card
      "Good Card"
      0.5 5.0/5 "Blown Away!"
      I am comfortable with the CITI bank services hence i have opted for CITI bank credit card. I have got a credit limit of Rs. 60000 and I'm happy about the credit limit. They have not charged me any joining fee. I have got a offer on Amazon online shopping, mybookstore.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 14, 2019
    • Citibank Credit Card
      "Good Card to use"
      0.5 5.0/5 "Blown Away!"
      I have been holding the card for last 14 years. They have not been charged any annual fee. I got a very much good limit of Rs. 1 lakh. I don't get much offers from this credit card. The card variant is a rewards card hence i get a good rewards point for a each and every purchase.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 13, 2019
    • Citibank Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      It was a good experience with Citi Bank credit card. The interest rate was optimum. The process was faster and I got the card within 5 days. The documentation procedure was very easy. I have chosen Citi Rewards card and there was no annual fee, I can get more reward points.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 13, 2019
    • Citibank Credit Card
      "Average Card"
      0.5 4.0/5 "Great!"
      No reason for chosen this CITI rewards card. According to the eligibility i got this card. I'm not sure about the offers provided by them. They have offered me a sufficient credit limit. For the first year, there is no annual fee and from the 2nd year, they are charging Rs. 200 and if i spent more than Rs. 30000 in a year, there is no annual fee. I have received the card on time and the documentation process was fine.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 13, 2019
    • Citibank Credit Card
      "Great offers"
      0.5 5.0/5 "Blown Away!"
      CITI bank rewards credit card which I'm holding. They have a very good offers. They have cashback offer on paytm and bigbasket, grofers. Last 5 years i have been using this card with a zero annual fee. I have never had any issue with the card. If i have any query, the customer care people used to resolve it immediately.
      Was this review helpful? 0
      , pune
      Reviewed on Feb 12, 2019
    • Citibank Credit Card
      "Good Card"
      0.5 4.0/5 "Great!"
      I haven't use the credit card till now because there is no requirement. They have delivered the card on time. CITI bank is giving a very good offers hence i have selected this card. I will get some discount for different products. I have got a very good credit limit and this is a life time free credit card.
      Was this review helpful? 0
      , vadodara
      Reviewed on Feb 02, 2019
    • Citibank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      When I applied for the credit card they have contacted me and provided a proper response after that I did not avail the service from customer support. I hold a Reward card but credit limit is not sufficient, it would be appreciable if they can increase the limit. There is no annual fee for the first year and after that If I use it for certain limit then it will got waived off.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 01, 2019
    • Citibank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I think Citi Bank is too good in credit card because of the credit limit and the service. They have offered me a Reward card and using it from 3 to 4 years. The credit limit is very good and got 60K which was sufficient. There was no annual charges.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 01, 2019
    • Citibank Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      It was a good experience from Citi Bank. This is the first time, I don't have experience with the interest rate. I took a Citi Rewards card through online channel. The credit limit was okay and have no idea about the annual fee. They have taken 3 days to deliver the card.
      Was this review helpful? 0
      , chennai
      Reviewed on Jan 31, 2019
    • Citibank Credit Card
      "Good service"
      0.5 4.0/5 "Great!"
      I had chosen to go with this card since there has been some good offers with this card. The process in getting this card has been quite simple and i am satisfied with the benefits and features with this card. There is an annual charges of 1000 with this card which will get waved off if we use 30,000 annually.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 31, 2019
    • Citibank Credit Card
      "Excellent"
      0.5 4.5/5 "Excellent!"
      I took my credit card from Citi Bank through online channel. Still now have not gone through the rate of interest. I am satisfied with the credit limit on Rewards Credit card. They are charging annual fee but it will be waived If I shop up to 30K in a year. Till now have not got any reward points and I started using the card.
      Was this review helpful? 0
      , pune
      Reviewed on Jan 31, 2019
    • Citibank Credit Card
      "Good "
      0.5 3.5/5 "Pretty good"
      Citi Bank credit card is good. I have taken Reward card through online channel. I did around 10 to 15K but till now there was no reward points. The credit limit was sufficient. If I spend 30K then annual fee will be waived off. The documents are given to the executive.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 31, 2019
    • Citibank Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      I have chosen Citi bank for my Credit card where i have taken Citi rewards credit card , Am satisfied with the credit limit which they have offered . There is annual charges of Rs 1000 which gets waive doff after using certain limit . I have chosen this card based on suggestion and offer Am satisfied with the customer service and response
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 30, 2019
    • Citibank Credit Card
      "Super card"
      0.5 5.0/5 "Blown Away!"
      I use CITI bank rewards credit card. The most of the card depend up on the bank, like they use to charged annual fee in this card,but their is waived off option available in this card, The credit limit i am not much happy ,it is less i felt . They provide good rewards points.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Jan 30, 2019
    • Citibank Credit Card
      "Very Good Service"
      0.5 4.0/5 "Great!"
      The process in getting this card has been good and the card has been delivered on the promised time. I am satisfied with the credit limit with the card and there is some good benefits which comes with this card. I suggest that they can improve the quality of the card, there is some annual charges which will get waved off if we are using a certain limit.
      Was this review helpful? 0
      , mumbai
      Reviewed on Jan 29, 2019
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