|Credit Card Fee Type||Charges|
|Joining Fee||Would be informed by the bank at the time of sourcing the card|
|Cash advance fee||2.5% of the amount withdrawn or a minimum amount of Rs.500|
|Interest rate||3.75% per month (45.00% annualized)|
|Late payment fee||If the statement balance is
|Over credit limit fee||2.5% on the amount which will be over the credit limit. The minimum will be Rs.500. (The amount will exclude charges, taxes and fees).|
|Cheque return or bounce fee||Rs.500 per returned cheque|
|Railway ticket booking surcharge||1.8% of the transaction value|
|Re-issue of the card||NIL|
|Cash deposit at Citi branches||Rs.250 per deposit|
A person should meet the required eligibility criteria to get a Citi Cash Back credit card, which are:
For salaried employees
For self-employed individuals
For more details, visit - https://www.online.citibank.co.in/credit-card/apply/documents?eOfferCode=INCCUADDPROF01.
You can apply for the Citi Cash Back Card directly from the Citibank website Or, you can also apply for the credit card on BankBazaar, from the same page you’re currently on, to enjoy the exclusive partner offers and additional benefits.
Follow the steps to apply now:
Once the documents are submitted successfully, you will receive an acknowledgement message carrying the application ID. You can use the same to track your capplication status in the later stage.
The customers can choose to pay their credit card bills via various options such as online banking, Citibank E-Pay, NEFT / RTGS, ATM deposits and ECS debits.
Yes, customers can get instant online statements of their credit card from the web portal of Citibank by entering their details.
Citi Alerts help you track your account activity with free SMS and email alerts.
Yes, customers do have the option of converting the outstanding balance on the credit card into EMIs. This will allow them to pay smaller amounts at one time, also with a lower rate of interest. To know more visit the website of Citibank or you can also call the Citibank credit card customer care helpline.
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