Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
As the Coronavirus is spreading rapidly across the world, economies of different countries have been taking a toll. During these times, everyone is looking for the best ways to save and also make money. Choosing and using the best credit card wisely can help you during these times.
Each one of us is now looking for ways to increase savings and reduce spends. It is during times like these that category-specific credit cards come in handy.
For example, Grocery Credit Cards will help you earn rewards on your grocery expenses. A few banks also offer discounts at select grocery outlets. These benefits align with your need of the hour and will help you save money. In the same way, banks offer discounts and reward points for dining and travel expenses as well. This will enable you to enjoy and earn points that can be redeemed at a later date. You can also choose a cashback credit card through which you can earn back cash every time you swipe your card.
Now, let us look at the best credit cards during COVID:
| Bank | Category | Credit Card |
|---|---|---|
| Axis Bank | Travel | Axis Bank Vistara Signature Credit Card |
| SBI Bank | Travel | Yatra SBI Card |
| HDFC Bank | Travel | 6E Rewards - IndiGo HDFC Bank Credit Card |
| Kotak Mahindra Bank | Dining | Feast Gold Credit Card |
| HDFC Bank | Dining | HDFC Diners Club Privilege Credit Card |
| Kotak Mahindra Bank | Dining | Delight Platinum Credit Card |
| SBI Bank | Grocery | Spar SBI Credit Card |
| RBL Bank | Grocery | Shoprite Credit Card |
| Kotak Mahindra Bank | Grocery | Urbane Gold Credit Card |
| HDFC Bank | Cashback | HDFC Bank MoneyBack Credit Card |
| Citi Bank | Cashback | Citi Cashback Card |
This Axis Bank Vistara Signature Credit Card is the best choice if you are fond of travelling with Vistara. Since many people have not been able to see their families for months, a free Vistara premium economy ticket keeps you on the homeward bound track. The Club Vistara Membership is an added benefit with this card while you travel back home.
Travel Benefits
This Yatra SBI Card card makes travelling easier. With flights now taking immense caution and ensuring that sanitation is at its best, you can confidently travel in safety and at the same time avail the benefits that the Yatra SBI card offers.
Travel Benefits
This HDFC credit card gives you a special convenience fee per person. At a time when you are waiting to leave the house and travel, this 6E Rewards - IndiGo HDFC Bank Credit Card will help you do just that.
Travel Benefits
With restaurants now sanitizing their tables and kitchen work stations more than ever, people are slowly starting to dine again. This is when credit cards which offer dining benefits come in handy. You can earn points every time you dine at a partner restaurant and swipe your Kotak Feast Gold Credit Card and redeem them at a later date.
Dining Benefits
With 2x reward points on your weekend dining expenses, you will have a lot of points accumulated for redemption with this HDFC Diners Club Privilege Credit Card. At a time when most people are choosing online deliveries, a free annual membership with Amazon Prime, BigBasket Star, and Zomato Gold is a tempting feature.
Dining Benefits
The RBL Bank Platinum Delight Credit Card enables you to get cashback every time you swipe your card. There’s more to this benefit:
Dining Benefits
With many across the country seeing troubles with their income flow, this Spar SBI credit card will help you optimise on your grocery expenses.
Grocery Benefits
Earn reward points every time you spend on grocery expenses using RBL Bank Shoprite Credit Card. This way, you will not just be spending, but accumulating reward points for the future.
Grocery Benefits
The Kotak Mahindra Urbane Gold Credit Card allows you to earn 3x reward points on your grocery expenses. The card is one of the best choices for you if you are looking to save and earn rewards on your spends.
Grocery Benefits
Along with reward points, you can earn cash points with this credit card. Cashback offers come into great use during the current situation.
Cashback Benefits
The Citi Cash Back Credit Card allows you to earn cashback every time you swipe your card. This is just what you are looking for and aligns with your savings and expense plans.
Cashback Benefits
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