The Bank of Maharashtra SBI Platinum Card is a co-branded credit card designed to bring you maximum benefits on all your expenditure. Earn rewards when you spend more than Rs. 2 lakhs in a year. The card comes loaded with benefits, but the best feature of this card might just be the cash points you can earn as you spend on dining and departmental stores, and even internationally. These points can be used against your credit card bill, so you will save money as you shop.
Welcome offer
Rewards
Accelerated Reward Points
International Lounge Access:
Domestic Lounge Access:
Cash On the Go
Global Acceptance
Renewal Gift
Access to Golf Course
Fuel Surcharge Waiver
Pay utility bills
Flexipay
Balance Transfer on EMI
Easy Money
Book railway tickets online
Add-on card
Emergency Card Replacement
| Charges | Amount |
|---|---|
| Joining fee | Rs. 2,999 |
| Annual fee (per annum) | Rs. 2,999 |
| Add on cards | Nil |
| Interest free period | A zero-interest period is granted for 20-50 days period if the previous month's outstanding balance is paid in full. Applicable on retail purchases. |
| Interest rate | Interest charged is up to 3.35% per month (40.2% p.a.) from the date of transaction. |
| Minimum Amount due | 5% of total outstanding balance or a minimum of Rs. 200 + Govt Service Tax +Any other loan EMIs |
| Cash Advance | Up to 80% of the credit limit at 3.35% per month from transaction date. The maximum withdrawal limit per day is: Rs.15,000. |
| Cash Withdrawal fees |
|
| Overlimit | 2.5% of the amount over limit or Rs. 500 |
| Card replacement | Rs. 100 |
| Emergency Card (overseas) | Free |
| Cheque Fee | Rs. 100 |
| Payment Dishonor fee | 2% of the payment amount, subject to a minimum of Rs.450 |
| Statement retrieval | Rs.100 |
| Foreign Currency Transaction | 3.5% conversion mark up |
| Dynamic Currency Conversion | 3.50% for all cardholders and 1.99% for Elite cardholders only |
| Rewards redemption fee | Rs.99 |
| Cash Payment Fees | Rs.199 |
| Surcharge on Railway tickets purchased at counters | Rs. 30 + 2.5% of the transaction amount |
| Surcharge on Railway tickets bought on www.irctc.co.in | 1.8% of transaction amount + service charge |
| Total outstanding balance | Late Fee |
|---|---|
| Rs.0 – Rs.500 | Nil |
| Rs.501 – Rs.1000 | Rs.400 |
| Rs.1001 – Rs.10000 | Rs.750 |
| Rs.10001 – Rs.25,000 | Rs. 950 |
| Rs.25,001 – Rs.50,000 | Rs.1,100 |
| Above Rs.50,000 | Rs.1,300 |
Welcome gift of an apparel voucher worth up to Rs. 3000 will be issued to you after you pay the joining fee.
Yes, with the Bank of Maharashtra SBI Platinum Card, VISA offers limited period dining deals and discounts. Please check the brochure for the latest deals.
To avail of the surcharge, present your Bank of Maharashtra SBI Platinum Card at any petrol station to make the payment. A maximum of Rs. 250 can be availed per credit card in a month.
Managing your account online will give you the following benefits:
The Bank of Maharashtra SBI Platinum Card has enhanced security features. Any online transaction is processed via Verified by Visa and MasterCard Secure Code. You can have peace of mind while you transact online.
Any suspicious transactions should be reported to SBI immediately. If you have lost your card, please report it as soon as possible. Your Bank of Maharashtra SBI Platinum Card comes with complimentary credit card Fraud Liability insurance, which provides cover of up to Rs. 1,00,000. Your card is covered for 48 hours prior to your reporting the lost card and 7 days after.
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