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    Bank of Maharashtra SBI Platinum Credit Card

    We found 1 Bank of Maharashtra SBI Platinum Credit Card

    Card
    1st Year Fee
    Rewards
    Joining Perks
    2999
    Response Time Within 30 minutes
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    Bank of Maharashtra SBI Platinum Credit Card

    Credit Card BYTES FROM OUR KITCHEN

    Overview:

    The Bank of Maharashtra SBI Platinum Card is a co-branded card designed to bring you maximum benefits on all your expenditure. Earn rewards when you spend more than Rs. 2 lakhs in a year. The card comes loaded with benefits, but the best feature of this card might just be the cash points you can earn as you spend on dining and departmental stores, and even internationally. These points can be used against your credit card bill, so you will save money as you shop.

    Welcome offer:

    SBI and Bank of Maharashtra welcome you with an apparel voucher worth up to Rs. 3000.

    Benefits of Bank of Maharashtra SBI Platinum Card:

    Rewards:

    Earn rewards when you spend on your credit card. If you spend Rs. 4 lakhs or more in a year, you can avail of an apparel voucher worth Rs. 3000 or a full fare one-way domestic flight ticket on Indigo Airlines. SBI retail partners are Raymond's, Lifestyle, Shoppers Stop & Jabong.com.

    Annual Bonus:

    If you spend more than Rs. 2 lakhs annually, you will receive an apparel voucher worth up to Rs. 3000 upon renewal of your card.

    Cash points:

    With your Bank of Maharashtra SBI Platinum Card, you can earn cash points that you can convert to payment towards your outstanding balance. Spend on dining, departmental stores and internationally and you will earn 5x cash points on your purchases. You will earn 10 cash points for every Rs. 100 spent in these categories. You can earn up to 40,000 cash points in a year under the 5x program.

    Golf benefits:

    Get access to more than 200 golf courses worldwide. Get 30% discount on green fees.

    Lounge Access:

    You will receive a complimentary membership to the Elite Priority Pass Program which gives you access to more than 600 lounges in 300 cities around the world. You will also get complimentary access to airport lounges in India and abroad with the VISA Airport Lounge Access Program. Access to lounges carry a usage fee of $27 which will be billed to your credit card.

    Features of Bank of Maharashtra SBI Platinum Card:

    • Withdraw money around the world at over 1 million VISA ATMs including 18,000 ATMs in India. You also get access to over 10,000 SBI ATMs across 100 cities in India.
    • The card is also accepted internationally at 2 million VISA outlets including 2, 85,000 outlets in India.
    • Enjoy access to your account from the comfort of your home. Log on to net banking and access password-protected PDF statements. Manage your account online, check your monthly statements and even pay your bill online.
    • Track your account and stay updated via SMS and email alerts. Know your credit card status, get mini statements, payment confirmations, credit and cash limit updates by subscribing to this facility. Also get special offers through these alerts.
    • Never worry about postal delays or lost statements with E-statements sent to your email address. View your statement anytime and anywhere.
    • Fuel surcharge waivers help you save money every time you refuel at any petrol pump in India. Applicable on transactions of Rs. 500 to Rs. 4000.
    • Pay your utility bills with the Easy Bill Pay Facility which is absolutely free. Sign up for this service and have your bills paid automatically before the due date. You can either set standing instructions or call the SBI Card Helpline to make payments immediately. Earn rewards on these payments.
    • Activate Flexipay on your credit card to convert any spend into an EMI and choose a plan that suits you best. Get low interest rates as well. Call the SBI Card Helpline within 30 days of your transaction to activate this service.
    • You can transfer any other card’s outstanding balance to the Bank of Maharashtra SBI Platinum Card and pay it back at lower rates of interest. Avail of transfer plans that suit your needs. If you have a minimum balance of Rs. 5000 or up to 75% of the credit limit available on your card you can avail of this offer
    • Order bank drafts as you wish by calling the SBI Card Helpline. The amount will billed directly to your card.
    • Carry forward outstanding balances at low rates of interest. Pay the minimum due and pay the rest as per your convenience.
    • Book railway tickets online and have them delivered to you.
    • Get add on cards for your family and share the benefits with them. Add on cards are available for your parents, spouse, siblings and children who are at least 18 years old.
    • In case you lose your card in India or abroad, SBI and Visa will send you an emergency replacement card. Call the SBI helpline for loss of card in India and the Visa helpline for loss of card abroad.

    Important Fees and charges:

    Charge Amount
    Joining fee Rs. 2,999
    Annual fee (per annum) Rs. 2,999
    Add on cards Nil
    Interest free period A zero-interest period is granted for 20-50 days period if the previous month’s outstanding balance is paid in full. Applicable on retail purchases.
    Interest rate Interest charged is up to 3.35% per month (40.2% p.a.) from the date of transaction.
    Minimum Amount due 5% of total outstanding balance or a minimum of Rs. 200 + Govt Service Tax +Any other loan EMIs
    Cash Advance

    Up to 80% of the credit limit at 3.35% per month from transaction date. The maximum withdrawal limit per day is:

    Gold - Rs. 12000

    Platinum/Signature cards - Rs. 15000

    Cash Withdrawal fees

    For SBI ATMs and other local ATMs, 2.5% of the amount withdrawn or Rs. 300, whichever is higher.

    For international ATMs, 3% of the amount withdrawn or Rs. 300, whichever is higher.

    Other fees and charges:

    Charge Amount
    Overlimit 2.5% of the amount over limit or Rs. 500
    Card replacement Rs. 100
    Emergency Card (overseas) Free
    Cheque Pickup Rs. 90
    Cheque Bounce/Invalid Cheque 2% of the cheque amount or a minimum of Rs. 350 up to a maximum Rs. 500.
    Foreign Currency Transaction 3.5% conversion mark up
    Cash OTC Fees Rs.100
    Surcharge on Railway tickets purchased at counters Rs. 30 + 2.5% of the transaction amount
    Surcharge on Railway tickets bought on www.irctc.co.in 1.8% of transaction amount + service charge
    Statement Request Rs. 100 per statement over 2 months old.
    Chargeslip Request Rs. 225 per chargeslip

    Late payment charges:

    Total outstanding balance Late fee
    Rs. 0-200 Nil
    Rs. 201-500 Rs. 100
    Rs. 501-1000 Rs. 200
    Rs. 1001-10000 Rs. 500
    Rs. 10000 and above Rs. 750

    Bank of Maharashtra SBI Platinum Credit Card FAQs:

    1. When will I receive the welcome gift?

      welcome gift of an apparel voucher worth up to Rs. 3000 will be issued to you after you pay the joining fee.

    2. Are there any offers on dining with this card?

      Yes, with the Bank of Maharashtra SBI Platinum Card, VISA offers limited period dining deals and discounts. Please check the brochure for the latest deals.

    3. How do I avail of the fuel surcharge waiver?

      To avail of the surcharge, present your Bank of Maharashtra SBI Platinum Card at any petrol station to make the payment. A maximum of Rs. 250 can be availed per credit card in a month.

    4. What bank services are available on net banking?

      Managing your account online will give you the following benefits:

      • Get card statements immediately for the last 12 months
      • You can hotlist lost or stolen cards
      • Make requests for duplicate credit card statements
      • View the spends analyser to track your expenses and patterns.
    5. How secure is the Bank of Maharashtra SBI Platinum Card for online transactions?

      The Bank of Maharashtra SBI Platinum Card has enhanced security features. Any online transaction is processed via Verified by Visa and MasterCard Secure Code. You can have peace of mind while you transact online.

    6. What do I do if there are fraudulent charges on my credit card?

      Any suspicious transactions should be reported to SBI immediately. If you have lost your card, please report it as soon as possible. Your Bank of Maharashtra SBI Platinum Card comes with complimentary credit card Fraud Liability insurance, which provides cover of up to Rs. 1,00,000. Your card is covered for 48 hours prior to your reporting the lost card and 7 days after.

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  • Bank of Maharashtra SBI Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Not bad"
      0.5 2.0/5 "Expected more"
      I am having the SBI Elite card and am using it from the last eight months of time. Credit limit is around 3.5 lakh Rupees till now. Customer service is also a good one with them and the interest rate is the drawback with them, also they will not provide the reason for the extra charges.
      Was this review helpful? 0
      , chennai
      Reviewed on May 27, 2017
    • SBI Cards Credit Card
      "Excellent "
      0.5 5.0/5 "Blown Away!"
      I am having the credit card with the State bank of India and the services are good one with them, also they have contacted me to increase the credit limit. Customer service is good one with them and am using it from the last two months of time.
      Was this review helpful? 0
      , tirupur
      Reviewed on May 27, 2017
    • SBI Cards Credit Card
      "Excellent "
      0.5 4.0/5 "Great!"
      I do have credit card with the SBI and I want to say its the best one because their service aspects are really good while compare with some other competitors. Response is fine one with them and am having this credit card from the last two years of time. Offers are almost good one with them.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 27, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      State bank of India provides good credit card service. I am using the card for long time but I did not gone through any kind of tough situation because of the credit card. I used to get reward points and cash back offers. Good feature of SBI is we can convert all the reward points into cash.
      Was this review helpful? 0
      , pune
      Reviewed on May 27, 2017
    • SBI Cards Credit Card
      "Need to look for customer"
      0.5 3.0/5 "Satisfactory"
      SBI credit card is the one am having from the last three to four years of time. Rate of interest is huge with them and reaching out the customer service is also really a tough one. They are charging the standardized rate of interest on a monthly basis. It looks like something which is P rivaling in the market.
      Was this review helpful? 0
      , chennai
      Reviewed on May 26, 2017
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      With the SBI platinum credit card the interest rates is really high and the customer support is not up to the mark. I don't get any benefits with this card. I hold this card for past 3 years. The Sbi can increase the credit limit with this card. Overall I am satisfied with the service
      Was this review helpful? 0
      , jamnagar
      Reviewed on May 26, 2017
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      It was quite good to use style credit card of State bank of India. . I don't have any charges on my statement no hidden charges anything its clear.credit limit they have offered is 35000 rupees overall experience was fine with state bank of India.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 26, 2017
    • SBI Cards Credit Card
      "Good credit card"
      0.5 3.0/5 "Satisfactory"
      Earlier I had simply save credit card now they upgraded for Platinum card. SBI simply save card has one point for 100 rupees spent. But platinum has two points for 100 rupees. If I wish. I could redeem the points into cash or voucher. Features are good with SBI credit card they got tie up with many outlets like KFC, coffee day etc.
      Was this review helpful? 0
      , narwana
      Reviewed on May 26, 2017
    • SBI Cards Credit Card
      "Convenient Shopping with SBI ELITE"
      0.5 5.0/5 "Blown Away!"
      Almost SBI credit card interest rate is equally good. I am holding Platinum Elite credit card it has the credit limit of Rs.2.4 lakhs. Frequently I shop with my credit card, I purchased many home appliances 65,000 CREDIT LIMIT. There is no annual charges, its a life credit limit, I got maximum cash back of Rs.65,000 which is really great.
      Was this review helpful? 1
      , chennai
      Reviewed on May 26, 2017
    • SBI Cards Credit Card
      "Its Convenient "
      0.5 3.0/5 "Satisfactory"
      I couldn't redeem SBI reward points into cash, I am using SBI credit card for past eight month, I used to get cash back in online shopping upto 10% to 15%. I am happy about it. SBI offered me good credit limit, its very much satisfied. Overall I am happy with their offers.
      Was this review helpful? 0
      , chennai
      Reviewed on May 26, 2017
    • SBI Cards Credit Card
      "DISSATISFIED"
      0.5 1.0/5 "Really Bad"
      When I had been offered this card, i was told it was that the credit limit would be good but the credit limit they have offered is 16k which is very low. The most important feature is on line banking with sufficient credit limit I have called the bank to increase my limit but they just said " Sorry sir no offers running now".
      Was this review helpful? 1
      , udaipur
      Reviewed on May 25, 2017
    • SBI Cards Credit Card
      "The best for a credit card"
      0.5 5.0/5 "Blown Away!"
      SBI is excellent in the services. When ever I call the customer support they respond well and on the same day they sort out what ever my clarification might be. There are reward points and I benefit a lot with this credit card when I use it online as I get 5% to 10% cash back. There is a annual fee of Rs.500 and it is waived off as my transactions crosses the specified limit. I am also happy with the online banking, because when I log in I am able see the details of my outstanding and principle and due date. I do not have to navigate much for information.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2017
    • SBI Cards Credit Card
      "Offers has to be improvement"
      0.5 3.0/5 "Satisfactory"
      SBI interest rate is high they taking high processing fee for EMI conversion, they didn't give any another offers on the credit card. I am using SBI Simply Save credit card for past one year they offered me the credit limit of Rs. 1 lakhs its good.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 25, 2017
    • SBI Cards Credit Card
      "Good to use for railway tickets"
      0.5 5.0/5 "Blown Away!"
      I have SBI IRCTC credit card, I used to book the railway tickets with that card and I am getting good offers with good reward points. For 100 rupees spent - 1 points, last year I have accumulated and got 2000 rupees voucher for the shopping, I am very happy to use.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 25, 2017
    • SBI Cards Credit Card
      "Satisfied with the process"
      0.5 5.0/5 "Blown Away!"
      The offers on the credit card at SBI is good and the best is the fast process in me getting the card. There is a annual fee of 499% and it gets waived off if I swipe my card for a certain limit. The drawback is that the credit limit was lesser than what was promised.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 25, 2017
    • SBI Cards Credit Card
      "Its Good to hold"
      0.5 3.0/5 "Satisfactory"
      I am getting very good follow up calls from SBI on credit card reminder and they updating good offers on time. I am fine with the credit card its good credit limit. I used to get some offers in online shopping, but I am not much aware of other offers.
      Was this review helpful? 1
      , chennai
      Reviewed on May 24, 2017
    • SBI Cards Credit Card
      "The best in banking"
      0.5 4.5/5 "Excellent!"
      I hold a credit card with SBI and the offers are excellent and also the credit limit as well. There are charges on the card and there is no refund as well. I am still happy with the bank as the card is accepted all over and the services are good and the statements are clear.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2017
    • SBI Cards Credit Card
      "Under updattion"
      0.5 4.0/5 "Great!"
      Having SBI simply save card for past 2 years, Availing the benefits like reward points and the cash back offers with this card. The customer service need improvement here. I am happy with the credit limit with this card. The mobile application need to focused a lot. Overall it is an average card to use.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 24, 2017
    • SBI Cards Credit Card
      "It should be transparent"
      0.5 5.0/5 "Blown Away!"
      I am using SBI IRCTC credit card, they are giving best offer on train booking, when I book any railway ticket through my credit card, ticket cost is getting low. But I faced some issues with SBI credit ca rd, I have paid all the out standing due of my card, but SBI impacted credit score hence unable to loan from any bank. I had lot of communication with them but still it was not resolved.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 24, 2017
    • SBI Cards Credit Card
      "Very Good"
      0.5 4.5/5 "Excellent!"
      I am having the credit card with the SBI and I got it from them because I had the salary account with them. Customer service is good one with them and the credit limit is good one and I made it in optimized manner. Online services were good with them before but after merging , I have faced some issues with them.
      Was this review helpful? 0
      , dharapuram
      Reviewed on May 24, 2017
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