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    We found 1 Bank of Maharashtra SBI Platinum Credit Card
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    1st Year Fee
    Rewards
    Joining Perks
    2999
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    Bank of Maharashtra SBI Platinum Credit Card is Rated as "Expected more" by 1 Users

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    Bank of Maharashtra SBI Platinum Credit Card

    Overview:

    The Bank of Maharashtra SBI Platinum Card is a co-branded card designed to bring you maximum benefits on all your expenditure. Earn rewards when you spend more than Rs. 2 lakhs in a year. The card comes loaded with benefits, but the best feature of this card might just be the cash points you can earn as you spend on dining and departmental stores, and even internationally. These points can be used against your credit card bill, so you will save money as you shop.

    Welcome offer:

    SBI and Bank of Maharashtra welcome you with an apparel voucher worth up to Rs. 3000.

    Benefits of Bank of Maharashtra SBI Platinum Card:

    Rewards:

    Earn rewards when you spend on your credit card. If you spend Rs. 4 lakhs or more in a year, you can avail of an apparel voucher worth Rs. 3000 or a full fare one-way domestic flight ticket on Indigo Airlines. SBI retail partners are Raymond's, Lifestyle, Shoppers Stop & Jabong.com.

    Annual Bonus:

    If you spend more than Rs. 2 lakhs annually, you will receive an apparel voucher worth up to Rs. 3000 upon renewal of your card.

    Cash points:

    With your Bank of Maharashtra SBI Platinum Card, you can earn cash points that you can convert to payment towards your outstanding balance. Spend on dining, departmental stores and internationally and you will earn 5x cash points on your purchases. You will earn 10 cash points for every Rs. 100 spent in these categories. You can earn up to 40,000 cash points in a year under the 5x program.

    Golf benefits:

    Get access to more than 200 golf courses worldwide. Get 30% discount on green fees.

    Lounge Access:

    You will receive a complimentary membership to the Elite Priority Pass Program which gives you access to more than 600 lounges in 300 cities around the world. You will also get complimentary access to airport lounges in India and abroad with the VISA Airport Lounge Access Program. Access to lounges carry a usage fee of $27 which will be billed to your credit card.

    Features of Bank of Maharashtra SBI Platinum Card:

    • Withdraw money around the world at over 1 million VISA ATMs including 18,000 ATMs in India. You also get access to over 10,000 SBI ATMs across 100 cities in India.
    • The card is also accepted internationally at 2 million VISA outlets including 2, 85,000 outlets in India.
    • Enjoy access to your account from the comfort of your home. Log on to net banking and access password-protected PDF statements. Manage your account online, check your monthly statements and even pay your bill online.
    • Track your account and stay updated via SMS and email alerts. Know your credit card status, get mini statements, payment confirmations, credit and cash limit updates by subscribing to this facility. Also get special offers through these alerts.
    • Never worry about postal delays or lost statements with E-statements sent to your email address. View your statement anytime and anywhere.
    • Fuel surcharge waivers help you save money every time you refuel at any petrol pump in India. Applicable on transactions of Rs. 500 to Rs. 4000.
    • Pay your utility bills with the Easy Bill Pay Facility which is absolutely free. Sign up for this service and have your bills paid automatically before the due date. You can either set standing instructions or call the SBI Card Helpline to make payments immediately. Earn rewards on these payments.
    • Activate Flexipay on your credit card to convert any spend into an EMI and choose a plan that suits you best. Get low interest rates as well. Call the SBI Card Helpline within 30 days of your transaction to activate this service.
    • You can transfer any other card’s outstanding balance to the Bank of Maharashtra SBI Platinum Card and pay it back at lower rates of interest. Avail of transfer plans that suit your needs. If you have a minimum balance of Rs. 5000 or up to 75% of the credit limit available on your card you can avail of this offer
    • Order bank drafts as you wish by calling the SBI Card Helpline. The amount will billed directly to your card.
    • Carry forward outstanding balances at low rates of interest. Pay the minimum due and pay the rest as per your convenience.
    • Book railway tickets online and have them delivered to you.
    • Get add on cards for your family and share the benefits with them. Add on cards are available for your parents, spouse, siblings and children who are at least 18 years old.
    • In case you lose your card in India or abroad, SBI and Visa will send you an emergency replacement card. Call the SBI helpline for loss of card in India and the Visa helpline for loss of card abroad.

    Important Fees and charges:

    Charge Amount
    Joining fee Rs. 2,999
    Annual fee (per annum) Rs. 2,999
    Add on cards Nil
    Interest free period A zero-interest period is granted for 20-50 days period if the previous month’s outstanding balance is paid in full. Applicable on retail purchases.
    Interest rate Interest charged is up to 3.35% per month (40.2% p.a.) from the date of transaction.
    Minimum Amount due 5% of total outstanding balance or a minimum of Rs. 200 + Govt Service Tax +Any other loan EMIs
    Cash Advance

    Up to 80% of the credit limit at 3.35% per month from transaction date. The maximum withdrawal limit per day is:

    Gold - Rs. 12000

    Platinum/Signature cards - Rs. 15000

    Cash Withdrawal fees

    For SBI ATMs and other local ATMs, 2.5% of the amount withdrawn or Rs. 300, whichever is higher.

    For international ATMs, 3% of the amount withdrawn or Rs. 300, whichever is higher.

    Other fees and charges:

    Charge Amount
    Overlimit 2.5% of the amount over limit or Rs. 500
    Card replacement Rs. 100
    Emergency Card (overseas) Free
    Cheque Pickup Rs. 90
    Cheque Bounce/Invalid Cheque 2% of the cheque amount or a minimum of Rs. 350 up to a maximum Rs. 500.
    Foreign Currency Transaction 3.5% conversion mark up
    Cash OTC Fees Rs.100
    Surcharge on Railway tickets purchased at counters Rs. 30 + 2.5% of the transaction amount
    Surcharge on Railway tickets bought on www.irctc.co.in 1.8% of transaction amount + service charge
    Statement Request Rs. 100 per statement over 2 months old.
    Chargeslip Request Rs. 225 per chargeslip

    Late payment charges:

    Total outstanding balance Late fee
    Rs. 0-200 Nil
    Rs. 201-500 Rs. 100
    Rs. 501-1000 Rs. 200
    Rs. 1001-10000 Rs. 500
    Rs. 10000 and above Rs. 750

    Bank of Maharashtra SBI Platinum Credit Card FAQs:

    1. When will I receive the welcome gift?

      welcome gift of an apparel voucher worth up to Rs. 3000 will be issued to you after you pay the joining fee.

    2. Are there any offers on dining with this card?

      Yes, with the Bank of Maharashtra SBI Platinum Card, VISA offers limited period dining deals and discounts. Please check the brochure for the latest deals.

    3. How do I avail of the fuel surcharge waiver?

      To avail of the surcharge, present your Bank of Maharashtra SBI Platinum Card at any petrol station to make the payment. A maximum of Rs. 250 can be availed per credit card in a month.

    4. What bank services are available on net banking?

      Managing your account online will give you the following benefits:

      • Get card statements immediately for the last 12 months
      • You can hotlist lost or stolen cards
      • Make requests for duplicate credit card statements
      • View the spends analyser to track your expenses and patterns.
    5. How secure is the Bank of Maharashtra SBI Platinum Card for online transactions?

      The Bank of Maharashtra SBI Platinum Card has enhanced security features. Any online transaction is processed via Verified by Visa and MasterCard Secure Code. You can have peace of mind while you transact online.

    6. What do I do if there are fraudulent charges on my credit card?

      Any suspicious transactions should be reported to SBI immediately. If you have lost your card, please report it as soon as possible. Your Bank of Maharashtra SBI Platinum Card comes with complimentary credit card Fraud Liability insurance, which provides cover of up to Rs. 1,00,000. Your card is covered for 48 hours prior to your reporting the lost card and 7 days after.

    Bank of Maharashtra SBI Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI from last 1.5 years, the credit card services are best when compared to all other credit cards. Offers like reward points are good in this credit card and i use this credit card for general purpose. I am happy with the credit limit in this SBI credit card.
      Was this review helpful? 0
      , coimbatore
      Reviewed on May 23, 2018
    • SBI Cards Credit Card
      "Waste Credit Card in SBI"
      0.5 1.0/5 "Really Bad"
      I used to try a customer care lots of times. It wont connect at all. They are charing Rs. 500 as annual fee. There is no much offers in this SBI credit card. I have been using this card for 4 years. I used to do online purchase by using this card. They provided me a Rs. 21000 as a credit limit which is very less. They are charging extra if i use more than credit limit. They are charging like over limit usage, Service charges, Low usage charges. I will not recommend this card to anyone.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2018
    • SBI Cards Credit Card
      "EXCELENT"
      0.5 5.0/5 "Blown Away!"
      My overall experience is good. They charge me for late payment fee and it is 3.35%. My reward points is good. Customer service is good and responsive to the customers, Offers i have to check regarding this from my card, I am satisfied with the limit from my card.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2018
    • SBI Cards Credit Card
      "Satisfied"
      0.5 3.0/5 "Satisfactory"
      I have a credit card with SBI from last 5 years, i use this credit card for multipurpose and there was some illegal transaction done on this credit card, it took 6 months for the amount to get refunded. I pay an annual fee of Rs 500 with the credit limit of Rs 70000 in this credit card.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2018
    • SBI Cards Credit Card
      "Average service"
      0.5 3.0/5 "Satisfactory"
      The state bank credit card service was good and I have got the Sbi Simply Save credit card within 7 days of time, they took time to process the credit card application . The process got delayed. The customer support service and the response need to be improved with the State bank of India.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 23, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 3.5/5 "Pretty good"
      SBI provides good services on credit card when compared to all other credit cards. I am using this credit card from last 6 months and i pay an annual fee of Rs 499 for this credit card. Offers like reward points are good with this credit card and i use this credit card for shopping purpose.
      Was this review helpful? 0
      , hyderabad
      Reviewed on May 23, 2018
    • SBI Cards Credit Card
      "Best card to use"
      0.5 5.0/5 "Blown Away!"
      SBI provides good services on credit card when compared to all other credit cards. I am using this credit card from last 11 years and there was no annual fee charged for this credit card. Offers like reward points are good in this credit card and i use net banking for making bill payments.
      Was this review helpful? 0
      , indore
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The service was good from the State bank of India , after the approval I have got the Sbi Simply Save credit card within 10days of time. The customer support service and the response is good from the state bank of India.The credit limit value is good with this card and I am satisfied with it.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      Recently I have got the Insta loan from the State bank of India around 8 months ago, and they have disbursed the loan amount within 8days of time. The customer support service and the response is excellent with the State bank of India. There is no need to submit any kind of documents in getting the insta loan with the State bank of India. The rate of interest and the charges are average with the Sbi.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the Sbi Simply Save credit card for the past 2 years. The customer support service and the response is good from the State bank . The credit limit value is good with this card and I am satisfied with it, it would be good if they can increase the credit limit value in future.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Good Card to use"
      0.5 4.0/5 "Great!"
      I hold a credit card with SBI from last 8 months, there was no annual fee charged at the time of getting this credit card. I am happy with the credit card services provided by this bank. I get good offers on this credit card and i am satisfied with the credit limit in this credit card.
      Was this review helpful? 0
      , secunderabad
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "No Hassles"
      0.5 5.0/5 "Blown Away!"
      State Bank of India is good in the credit card services. I get a lot of good benefits and the credit card limit is also satisfactory. I can access my card online and offline and there has been no issues. The transactions are smooth and the statements are also clear.
      Was this review helpful? 0
      , darbhanga
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I use the SBI Simply save credit card for the past 7months. The customer support service and the response is good from the state bank of India. The credit limit value is good with this card and I am satisfied with it.It would be great if they can increase the credit limit value.
      Was this review helpful? 0
      , gurgaon
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Excellent service"
      0.5 5.0/5 "Blown Away!"
      I have been holding this card for the past six months, the services had been very good so far. There has not been any problems faced from their side so far in banking or using the card. The credit limit has been a little low, and i am expecting an increase in the near future. There has been good reward points for fuel purchases and i have also been using the card for shopping as well.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      The credit card service was good from the State bank of India and i have got the Fbb Sbi platinum credit card within 5 days of time. The customer support service and the response is good from the State bank and I am satisfied with the credit limit value.
      Was this review helpful? 0
      , chennai
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I've been using the SBI Visa Credit card for a while. They offered me a very good limit , Limit is more than 3 lacs. I Make payments online. There were no problems at all with their services. This card is very useful for all my monthly transactions.
      Was this review helpful? 0
      , mumbai
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Very good service"
      0.5 5.0/5 "Blown Away!"
      The state bank sends the credit card statements on time and I use the Sbi Simply Save credit card for more than 6years. The customer support service and the response is good from the State bank . The credit limit value is very low with this card and I am not satisfied with it.
      Was this review helpful? 0
      , new delhi
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.5/5 "Excellent!"
      I've been using the SBI Prime Credit card for almost a 1 Month. The limit they offered is good . I use this card for shopping and all other day to to day transactions. I never faced any problems with the card and their services.
      Was this review helpful? 0
      , ahmedabad
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Good Service"
      0.5 4.0/5 "Great!"
      I've been using the SBI Simply Save card for the past 1.5 years. The Benefits of are good. The limit is just okay but not what I expected. Their service is very good and I never had any issues with the card and their services. Overall it is a good card to use.
      Was this review helpful? 0
      , bangalore
      Reviewed on May 22, 2018
    • SBI Cards Credit Card
      "Good Card to Use"
      0.5 5.0/5 "Blown Away!"
      They have provided me a credit limit of Rs. 16000. I always get a good response from SBI I have called to customer care for billing issue. They given me a prompt response. There was very less time to reach the customer care executive. They will provide Credit limit and it is purely based on the salary.
      Was this review helpful? 0
      , chennai
      Reviewed on May 21, 2018
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