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    We found 1 Bank of Maharashtra SBI Platinum Credit Card
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    1st Year Fee
    Rewards
    Joining Perks
    2999
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    Bank of Maharashtra SBI Platinum Credit Card is Rated as "Expected more" by 1 Users
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    Bank of Maharashtra SBI Platinum Credit Card

    Overview:

    The Bank of Maharashtra SBI Platinum Card is a co-branded card designed to bring you maximum benefits on all your expenditure. Earn rewards when you spend more than Rs. 2 lakhs in a year. The card comes loaded with benefits, but the best feature of this card might just be the cash points you can earn as you spend on dining and departmental stores, and even internationally. These points can be used against your credit card bill, so you will save money as you shop.

    Welcome offer:

    SBI and Bank of Maharashtra welcome you with an apparel voucher worth up to Rs. 3000.

    Benefits of Bank of Maharashtra SBI Platinum Card:

    Rewards:

    Earn rewards when you spend on your credit card. If you spend Rs. 4 lakhs or more in a year, you can avail of an apparel voucher worth Rs. 3000 or a full fare one-way domestic flight ticket on Indigo Airlines. SBI retail partners are Raymond's, Lifestyle, Shoppers Stop & Jabong.com.

    Annual Bonus:

    If you spend more than Rs. 2 lakhs annually, you will receive an apparel voucher worth up to Rs. 3000 upon renewal of your card.

    Cash points:

    With your Bank of Maharashtra SBI Platinum Card, you can earn cash points that you can convert to payment towards your outstanding balance. Spend on dining, departmental stores and internationally and you will earn 5x cash points on your purchases. You will earn 10 cash points for every Rs. 100 spent in these categories. You can earn up to 40,000 cash points in a year under the 5x program.

    Golf benefits:

    Get access to more than 200 golf courses worldwide. Get 30% discount on green fees.

    Lounge Access:

    You will receive a complimentary membership to the Elite Priority Pass Program which gives you access to more than 600 lounges in 300 cities around the world. You will also get complimentary access to airport lounges in India and abroad with the VISA Airport Lounge Access Program. Access to lounges carry a usage fee of $27 which will be billed to your credit card.

    Features of Bank of Maharashtra SBI Platinum Card:

    • Withdraw money around the world at over 1 million VISA ATMs including 18,000 ATMs in India. You also get access to over 10,000 SBI ATMs across 100 cities in India.
    • The card is also accepted internationally at 2 million VISA outlets including 2, 85,000 outlets in India.
    • Enjoy access to your account from the comfort of your home. Log on to net banking and access password-protected PDF statements. Manage your account online, check your monthly statements and even pay your bill online.
    • Track your account and stay updated via SMS and email alerts. Know your credit card status, get mini statements, payment confirmations, credit and cash limit updates by subscribing to this facility. Also get special offers through these alerts.
    • Never worry about postal delays or lost statements with E-statements sent to your email address. View your statement anytime and anywhere.
    • Fuel surcharge waivers help you save money every time you refuel at any petrol pump in India. Applicable on transactions of Rs. 500 to Rs. 4000.
    • Pay your utility bills with the Easy Bill Pay Facility which is absolutely free. Sign up for this service and have your bills paid automatically before the due date. You can either set standing instructions or call the SBI Card Helpline to make payments immediately. Earn rewards on these payments.
    • Activate Flexipay on your credit card to convert any spend into an EMI and choose a plan that suits you best. Get low interest rates as well. Call the SBI Card Helpline within 30 days of your transaction to activate this service.
    • You can transfer any other card’s outstanding balance to the Bank of Maharashtra SBI Platinum Card and pay it back at lower rates of interest. Avail of transfer plans that suit your needs. If you have a minimum balance of Rs. 5000 or up to 75% of the credit limit available on your card you can avail of this offer
    • Order bank drafts as you wish by calling the SBI Card Helpline. The amount will billed directly to your card.
    • Carry forward outstanding balances at low rates of interest. Pay the minimum due and pay the rest as per your convenience.
    • Book railway tickets online and have them delivered to you.
    • Get add on cards for your family and share the benefits with them. Add on cards are available for your parents, spouse, siblings and children who are at least 18 years old.
    • In case you lose your card in India or abroad, SBI and Visa will send you an emergency replacement card. Call the SBI helpline for loss of card in India and the Visa helpline for loss of card abroad.

    Important Fees and charges:

    Charge Amount
    Joining fee Rs. 2,999
    Annual fee (per annum) Rs. 2,999
    Add on cards Nil
    Interest free period A zero-interest period is granted for 20-50 days period if the previous month’s outstanding balance is paid in full. Applicable on retail purchases.
    Interest rate Interest charged is up to 3.35% per month (40.2% p.a.) from the date of transaction.
    Minimum Amount due 5% of total outstanding balance or a minimum of Rs. 200 + Govt Service Tax +Any other loan EMIs
    Cash Advance

    Up to 80% of the credit limit at 3.35% per month from transaction date. The maximum withdrawal limit per day is:

    Gold - Rs. 12000

    Platinum/Signature cards - Rs. 15000

    Cash Withdrawal fees

    For SBI ATMs and other local ATMs, 2.5% of the amount withdrawn or Rs. 300, whichever is higher.

    For international ATMs, 3% of the amount withdrawn or Rs. 300, whichever is higher.

    Other fees and charges:

    Charge Amount
    Overlimit 2.5% of the amount over limit or Rs. 500
    Card replacement Rs. 100
    Emergency Card (overseas) Free
    Cheque Pickup Rs. 90
    Cheque Bounce/Invalid Cheque 2% of the cheque amount or a minimum of Rs. 350 up to a maximum Rs. 500.
    Foreign Currency Transaction 3.5% conversion mark up
    Cash OTC Fees Rs.100
    Surcharge on Railway tickets purchased at counters Rs. 30 + 2.5% of the transaction amount
    Surcharge on Railway tickets bought on www.irctc.co.in 1.8% of transaction amount + service charge
    Statement Request Rs. 100 per statement over 2 months old.
    Chargeslip Request Rs. 225 per chargeslip

    Late payment charges:

    Total outstanding balance Late fee
    Rs. 0-200 Nil
    Rs. 201-500 Rs. 100
    Rs. 501-1000 Rs. 200
    Rs. 1001-10000 Rs. 500
    Rs. 10000 and above Rs. 750

    Bank of Maharashtra SBI Platinum Credit Card FAQs:

    1. When will I receive the welcome gift?

      welcome gift of an apparel voucher worth up to Rs. 3000 will be issued to you after you pay the joining fee.

    2. Are there any offers on dining with this card?

      Yes, with the Bank of Maharashtra SBI Platinum Card, VISA offers limited period dining deals and discounts. Please check the brochure for the latest deals.

    3. How do I avail of the fuel surcharge waiver?

      To avail of the surcharge, present your Bank of Maharashtra SBI Platinum Card at any petrol station to make the payment. A maximum of Rs. 250 can be availed per credit card in a month.

    4. What bank services are available on net banking?

      Managing your account online will give you the following benefits:

      • Get card statements immediately for the last 12 months
      • You can hotlist lost or stolen cards
      • Make requests for duplicate credit card statements
      • View the spends analyser to track your expenses and patterns.
    5. How secure is the Bank of Maharashtra SBI Platinum Card for online transactions?

      The Bank of Maharashtra SBI Platinum Card has enhanced security features. Any online transaction is processed via Verified by Visa and MasterCard Secure Code. You can have peace of mind while you transact online.

    6. What do I do if there are fraudulent charges on my credit card?

      Any suspicious transactions should be reported to SBI immediately. If you have lost your card, please report it as soon as possible. Your Bank of Maharashtra SBI Platinum Card comes with complimentary credit card Fraud Liability insurance, which provides cover of up to Rs. 1,00,000. Your card is covered for 48 hours prior to your reporting the lost card and 7 days after.

    Bank of Maharashtra SBI Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      I also bank with State Bank of India for a credit card. There are regular offers and I am informed about the same. The customer services are good and there are no hassles when I approach the bank. The credit limit is also to my satisfaction. Overall no issues.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good overall"
      0.5 5.0/5 "Blown Away!"
      SBI is overall good and the credit limit is also to my satisfaction. The credit card has good features and benefits. The card is accepted all over and the transactions are smooth. The statements are clear and billing cycle is normal too. In all no issues.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with SBI with a limit of 48000. I am not happy with my limit. I have received reward points, but not have received any cash back. I have done an EMI conversion with zero interest. The customer service and response is good with SBI.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Overall good"
      0.5 5.0/5 "Blown Away!"
      It was a very good experience with State Bank of India and the customer services are good. I have taken a credit card from them and there were no hassles in the process. I am satisfied with the offers and the credit limit. There were no hassles overall.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      I am having the State Bank of India credit card from the 1.3 years of time. Customer service is very good and the response is fine one for me with them. I have felt that the credit limit value is good one with them like its around 1 lakh Rupees.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Better"
      0.5 3.0/5 "Satisfactory"
      Customer service is okay one with the State Bank of India credit card and the response is fine one with them. I would like to say that the online portal is really easy to access. Response is better one for me with the State bank of India.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Excellent"
      0.5 5.0/5 "Blown Away!"
      Customer service with the State Bank of India credit card is very good and the response is fine one for me with them. Every time , I got the satisfied result from the State Bank of India credit card. Annual charges were on higher end.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      Customer service is good one with the State Bank of India credit card and the offers with them were really really good too. Benefits are better one for me with the State Bank of India. Online portal of the State Bank of India is really good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Not satisfied with the limit"
      0.5 2.0/5 "Expected more"
      I hold a credit card with SBI with a limit of 69000. i am not satisfied with my limit. I have done some purchases using the card. I have received the cash back but have not received any cash back. The annual charge is 499. Mobile banking so many options are not working,
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good"
      0.5 3.0/5 "Satisfactory"
      The charges are on the average side at SBI for the credit card. The customer services are good and there are the regular offers on the card. There are no hassles in the process and the billing cycle is also satisfactory. In all the statements are clear and on time.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      My credit card is with State Bank of India. They also provide a good credit limit. It is the highest limit and I am happy to use the card as it is accepted all over. There are offers on the card and the customer services and response is good. The statements and billing cycle is also normal.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good. Can reduce ROI"
      0.5 3.0/5 "Satisfactory"
      The services are good at State Bank of India for the credit card. There are no much of offers and there is a facility for EMI. The rate of interest is higher when compared to Axis bank. The credit limit is okay. It would be better if the interest rate is reduced. Else overall good.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 17, 2018
    • SBI Cards Credit Card
      "Good Credit Card"
      0.5 5.0/5 "Blown Away!"
      SBI credit card experience is good, they are good in service. They have very good EMI conversion option, I done few transaction like clothing, petrol and shopping transaction, Recently I purchased clothing in Saravana store, then I converted the amount into an EMI with normal charges.
      Was this review helpful? 0
      , chennai
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Very good card to use"
      0.5 5.0/5 "Blown Away!"
      I have got the SBI SIMPLY SAVE CARD within 20 days of time. The customer support service and the response was good with the state bank of India. The credit limit value is low wit this card , but I am satisfied using this SBI SIMPLY SAVE CREDIT CARD .
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Good for all Shopping"
      0.5 4.0/5 "Great!"
      I am very much okay with SBI card, I have been using past three months compared to other card its best. It has lot of offer railway booking, flight booking, amazon and other e commerce site. Recently I done some shopping through amazon got cash back upto Rs. 500 for Rs. 5000 spend.
      Was this review helpful? 0
      , bangalore
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Its Good"
      0.5 5.0/5 "Blown Away!"
      Whenever I need any help, they are immediately responding on my queries. I have SBI platinum card it has yearly charges around Rs.2300, they are providing voucher for the yearly fee. But the redemption option is very difficult in SBI website. The platform should be user friendly.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Good card to use"
      0.5 4.0/5 "Great!"
      The time taken by the state bank of India to disburse the credit card was more than a month. The customer support need to be quick and fast from the state bank of India. The credit limit value is high with this card and I would say I am satisfied with the credit limit value.
      Was this review helpful? 0
      , kolkata
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Good experience"
      0.5 4.0/5 "Great!"
      I bank with State Bank of India and the credit limit is not much. But the bank provides rewards and offers and the services are good. There are gift vouchers provided too. The response is good and there are no hassles to bank with them. The credit card can also be accessed every where.
      Was this review helpful? 0
      , mumbai
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      I have got the quick response from the State bank of India in regards to my credit card application. The follow up part is very good with the SBI and I have the SBI PRIME CREDIT CARD within the promised time. The credit limit value is very average with this card , still I am satisfied with the limit value.
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Feb 16, 2018
    • SBI Cards Credit Card
      "Need to be clear in the process"
      0.5 4.0/5 "Great!"
      SBI sent me a Air India platinum credit card. The main reason I wanted this card is because I wanted to redeem the points I earn for a one way air ticket fare. But I did not get the same card I needed so I returned it back. I was not told that I need to have ten thousand points to get a waive off on one way fare.
      Was this review helpful? 0
      , new delhi
      Reviewed on Feb 16, 2018
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