Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Bank of Maharashtra SBI Platinum Credit Card

  • We found 1 Bank of Maharashtra SBI Platinum Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    PA PL OTP
    What you'll love
    Documents
    You'll also love
    Think about
    Fee Details

    The Bank of Maharashtra SBI Platinum Card is a co-branded credit card designed to bring you maximum benefits on all your expenditure. Earn rewards when you spend more than Rs. 2 lakhs in a year. The card comes loaded with benefits, but the best feature of this card might just be the cash points you can earn as you spend on dining and departmental stores, and even internationally. These points can be used against your credit card bill, so you will save money as you shop.

    Benefits of Bank of Maharashtra SBI Platinum Card:

    Welcome offer

    • SBI and Bank of Maharashtra welcome you with an apparel voucher worth up to Rs. 3000 from any one of the brands such as Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop and Yatra.com.

    Rewards

    • Earn rewards when you spend on your credit card. If you spend Rs.4 lakh and Rs.5 lakh or more in a year, you can avail of a gift voucher worth Rs.3,000 from any one of the brands such as Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop and Yatra.com.

    Accelerated Reward Points

    • For every Rs.100 spent on your card, earn 2 reward points.

    International Lounge Access:

    • You will receive a complimentary membership to the Priority Pass Program worth $99 which gives you access to more than 1,000 international lounges around the world. Access to lounges carry a fee of $27 which will be billed to your credit card.

    Domestic Lounge Access:

    • You will also get two complimentary access to airport lounges in India every quarter. Access to lounges carry a usage fee of $27 which will be billed to your credit card.

    Features of Bank of Maharashtra SBI Platinum Card:

    Cash On the Go

    • Withdraw money around the world at over 1 million VISA ATMs in India.

    Global Acceptance

    • The card is also accepted internationally at 2 million VISA outlets including 2, 85,000 outlets in India.

    Renewal Gift

    • Enjoy e-vouchers worth Rs.3,000 as a renewal gift on spending Rs.2 lakh annually on your card. You can redeem the voucher from any one of the following brands - Bata/Hush Puppies, Aditya Birla Fashion, Pantaloons, Shoppers Stop and Yatra.com.

    Access to Golf Course

    • Enjoy access to more than 300 golf courses across the globe. You can also enjoy a discount of up to 30% on the green fee.

    Fuel Surcharge Waiver

    • Avail a fuel surcharge waiver of 1% for transactions between Rs.500 and Rs.4000.

    Pay utility bills

    • Pay your utility bills with the Easy Bill Pay Facility which is absolutely free. Sign up for this service and have your bills paid automatically before the due date.
    • You can either set standing instructions or call the SBI Card Helpline to make payments immediately. Earn rewards on these payments.

    Flexipay

    • Activate Flexipay on your credit card to convert any spend worth Rs.2,500 and above into an EMI and choose a plan that suits you best.

    Balance Transfer on EMI

    • You can transfer any other card’s outstanding balance to the Bank of Maharashtra SBI Platinum Card and pay it back at lower rates of interest.

    Easy Money

    • Order bank drafts as you wish by calling the SBI Card Helpline. The amount will be billed directly to your card.

    Book railway tickets online

    • Book railway tickets online through the IRCTC portal.

    Add-on card

    • Get add-on credit cards for your family and share the benefits with them. Add on cards are available for your parents, spouse, siblings, and children who are at least 18 years old.

    Emergency Card Replacement

    • In case you lose your card in India or abroad, SBI and Visa will send you an emergency replacement card. Call the SBI credit card customer care for loss of card in India and the Visa helpline for loss of card abroad.

    Bank of Maharashtra SBI Platinum Card Fees and Charges

    Charges Amount
    Joining fee Rs. 2,999
    Annual fee (per annum) Rs. 2,999
    Add on cards Nil
    Interest free period A zero-interest period is granted for 20-50 days period if the previous month's outstanding balance is paid in full. Applicable on retail purchases.
    Interest rate Interest charged is up to 3.35% per month (40.2% p.a.) from the date of transaction.
    Minimum Amount due 5% of total outstanding balance or a minimum of Rs. 200 + Govt Service Tax +Any other loan EMIs
    Cash Advance Up to 80% of the credit limit at 3.35% per month from transaction date. The maximum withdrawal limit per day is: Rs.15,000.
    Cash Withdrawal fees
    • For SBI ATMs and other local ATMs, 2.5% of the amount withdrawn or Rs.500, whichever is higher.
    • For international ATMs, 2.5% of the amount withdrawn or Rs.500, whichever is higher.
    Overlimit 2.5% of the amount over limit or Rs. 500
    Card replacement Rs. 100
    Emergency Card (overseas) Free
    Cheque Fee Rs. 100
    Payment Dishonor fee 2% of the payment amount, subject to a minimum of Rs.450
    Statement retrieval Rs.100
    Foreign Currency Transaction 3.5% conversion mark up
    Dynamic Currency Conversion 3.50% for all cardholders and 1.99% for Elite cardholders only
    Rewards redemption fee Rs.99
    Cash Payment Fees Rs.199
    Surcharge on Railway tickets purchased at counters Rs. 30 + 2.5% of the transaction amount
    Surcharge on Railway tickets bought on www.irctc.co.in 1.8% of transaction amount + service charge

    Late payment charges:

    Total outstanding balance Late Fee
    Rs.0 – Rs.500 Nil
    Rs.501 – Rs.1000 Rs.400
    Rs.1001 – Rs.10000 Rs.750
    Rs.10001 – Rs.25,000 Rs. 950
    Rs.25,001 – Rs.50,000 Rs.1,100
    Above Rs.50,000 Rs.1,300

    Bank of Maharashtra SBI Platinum Credit Card FAQs

    1. When will I receive the welcome gift?

      Welcome gift of an apparel voucher worth up to Rs. 3000 will be issued to you after you pay the joining fee.

    2. Are there any offers on dining with this card?

      Yes, with the Bank of Maharashtra SBI Platinum Card, VISA offers limited period dining deals and discounts. Please check the brochure for the latest deals.

    3. How do I avail of the fuel surcharge waiver?

      To avail of the surcharge, present your Bank of Maharashtra SBI Platinum Card at any petrol station to make the payment. A maximum of Rs. 250 can be availed per credit card in a month.

    4. What bank services are available on net banking?

      Managing your account online will give you the following benefits:

      • Get card statements immediately for the last 12 months
      • You can hotlist lost or stolen cards
      • Make requests for duplicate credit card statements
      • View the spends analyser to track your expenses and patterns.
    5. How secure is the Bank of Maharashtra SBI Platinum Card for online transactions?

      The Bank of Maharashtra SBI Platinum Card has enhanced security features. Any online transaction is processed via Verified by Visa and MasterCard Secure Code. You can have peace of mind while you transact online.

    6. What do I do if there are fraudulent charges on my credit card?

      Any suspicious transactions should be reported to SBI immediately. If you have lost your card, please report it as soon as possible. Your Bank of Maharashtra SBI Platinum Card comes with complimentary credit card Fraud Liability insurance, which provides cover of up to Rs. 1,00,000. Your card is covered for 48 hours prior to your reporting the lost card and 7 days after.

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

    reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.