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    We found 1 Bank of Maharashtra SBI Platinum Credit Card
    Card
    1st Year Fee
    Rewards
    Joining Perks
    2999
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    Bank of Maharashtra SBI Platinum Credit Card

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    Bank of Maharashtra SBI Platinum Credit Card

    Overview:

    The Bank of Maharashtra SBI Platinum Card is a co-branded card designed to bring you maximum benefits on all your expenditure. Earn rewards when you spend more than Rs. 2 lakhs in a year. The card comes loaded with benefits, but the best feature of this card might just be the cash points you can earn as you spend on dining and departmental stores, and even internationally. These points can be used against your credit card bill, so you will save money as you shop.

    Welcome offer:

    SBI and Bank of Maharashtra welcome you with an apparel voucher worth up to Rs. 3000.

    Benefits of Bank of Maharashtra SBI Platinum Card:

    Rewards:

    Earn rewards when you spend on your credit card. If you spend Rs. 4 lakhs or more in a year, you can avail of an apparel voucher worth Rs. 3000 or a full fare one-way domestic flight ticket on Indigo Airlines. SBI retail partners are Raymond's, Lifestyle, Shoppers Stop & Jabong.com.

    Annual Bonus:

    If you spend more than Rs. 2 lakhs annually, you will receive an apparel voucher worth up to Rs. 3000 upon renewal of your card.

    Cash points:

    With your Bank of Maharashtra SBI Platinum Card, you can earn cash points that you can convert to payment towards your outstanding balance. Spend on dining, departmental stores and internationally and you will earn 5x cash points on your purchases. You will earn 10 cash points for every Rs. 100 spent in these categories. You can earn up to 40,000 cash points in a year under the 5x program.

    Golf benefits:

    Get access to more than 200 golf courses worldwide. Get 30% discount on green fees.

    Lounge Access:

    You will receive a complimentary membership to the Elite Priority Pass Program which gives you access to more than 600 lounges in 300 cities around the world. You will also get complimentary access to airport lounges in India and abroad with the VISA Airport Lounge Access Program. Access to lounges carry a usage fee of $27 which will be billed to your credit card.

    Features of Bank of Maharashtra SBI Platinum Card:

    • Withdraw money around the world at over 1 million VISA ATMs including 18,000 ATMs in India. You also get access to over 10,000 SBI ATMs across 100 cities in India.
    • The card is also accepted internationally at 2 million VISA outlets including 2, 85,000 outlets in India.
    • Enjoy access to your account from the comfort of your home. Log on to net banking and access password-protected PDF statements. Manage your account online, check your monthly statements and even pay your bill online.
    • Track your account and stay updated via SMS and email alerts. Know your credit card status, get mini statements, payment confirmations, credit and cash limit updates by subscribing to this facility. Also get special offers through these alerts.
    • Never worry about postal delays or lost statements with E-statements sent to your email address. View your statement anytime and anywhere.
    • Fuel surcharge waivers help you save money every time you refuel at any petrol pump in India. Applicable on transactions of Rs. 500 to Rs. 4000.
    • Pay your utility bills with the Easy Bill Pay Facility which is absolutely free. Sign up for this service and have your bills paid automatically before the due date. You can either set standing instructions or call the SBI Card Helpline to make payments immediately. Earn rewards on these payments.
    • Activate Flexipay on your credit card to convert any spend into an EMI and choose a plan that suits you best. Get low interest rates as well. Call the SBI Card Helpline within 30 days of your transaction to activate this service.
    • You can transfer any other card’s outstanding balance to the Bank of Maharashtra SBI Platinum Card and pay it back at lower rates of interest. Avail of transfer plans that suit your needs. If you have a minimum balance of Rs. 5000 or up to 75% of the credit limit available on your card you can avail of this offer
    • Order bank drafts as you wish by calling the SBI Card Helpline. The amount will billed directly to your card.
    • Carry forward outstanding balances at low rates of interest. Pay the minimum due and pay the rest as per your convenience.
    • Book railway tickets online and have them delivered to you.
    • Get add on cards for your family and share the benefits with them. Add on cards are available for your parents, spouse, siblings and children who are at least 18 years old.
    • In case you lose your card in India or abroad, SBI and Visa will send you an emergency replacement card. Call the SBI helpline for loss of card in India and the Visa helpline for loss of card abroad.

    Important Fees and charges:

    Charge Amount
    Joining fee Rs. 2,999
    Annual fee (per annum) Rs. 2,999
    Add on cards Nil
    Interest free period A zero-interest period is granted for 20-50 days period if the previous month’s outstanding balance is paid in full. Applicable on retail purchases.
    Interest rate Interest charged is up to 3.35% per month (40.2% p.a.) from the date of transaction.
    Minimum Amount due 5% of total outstanding balance or a minimum of Rs. 200 + Govt Service Tax +Any other loan EMIs
    Cash Advance

    Up to 80% of the credit limit at 3.35% per month from transaction date. The maximum withdrawal limit per day is:

    Gold - Rs. 12000

    Platinum/Signature cards - Rs. 15000

    Cash Withdrawal fees

    For SBI ATMs and other local ATMs, 2.5% of the amount withdrawn or Rs. 300, whichever is higher.

    For international ATMs, 3% of the amount withdrawn or Rs. 300, whichever is higher.

    Other fees and charges:

    Charge Amount
    Overlimit 2.5% of the amount over limit or Rs. 500
    Card replacement Rs. 100
    Emergency Card (overseas) Free
    Cheque Pickup Rs. 90
    Cheque Bounce/Invalid Cheque 2% of the cheque amount or a minimum of Rs. 350 up to a maximum Rs. 500.
    Foreign Currency Transaction 3.5% conversion mark up
    Cash OTC Fees Rs.100
    Surcharge on Railway tickets purchased at counters Rs. 30 + 2.5% of the transaction amount
    Surcharge on Railway tickets bought on www.irctc.co.in 1.8% of transaction amount + service charge
    Statement Request Rs. 100 per statement over 2 months old.
    Chargeslip Request Rs. 225 per chargeslip

    Late payment charges:

    Total outstanding balance Late fee
    Rs. 0-200 Nil
    Rs. 201-500 Rs. 100
    Rs. 501-1000 Rs. 200
    Rs. 1001-10000 Rs. 500
    Rs. 10000 and above Rs. 750

    Bank of Maharashtra SBI Platinum Credit Card FAQs:

    1. When will I receive the welcome gift?

      welcome gift of an apparel voucher worth up to Rs. 3000 will be issued to you after you pay the joining fee.

    2. Are there any offers on dining with this card?

      Yes, with the Bank of Maharashtra SBI Platinum Card, VISA offers limited period dining deals and discounts. Please check the brochure for the latest deals.

    3. How do I avail of the fuel surcharge waiver?

      To avail of the surcharge, present your Bank of Maharashtra SBI Platinum Card at any petrol station to make the payment. A maximum of Rs. 250 can be availed per credit card in a month.

    4. What bank services are available on net banking?

      Managing your account online will give you the following benefits:

      • Get card statements immediately for the last 12 months
      • You can hotlist lost or stolen cards
      • Make requests for duplicate credit card statements
      • View the spends analyser to track your expenses and patterns.
    5. How secure is the Bank of Maharashtra SBI Platinum Card for online transactions?

      The Bank of Maharashtra SBI Platinum Card has enhanced security features. Any online transaction is processed via Verified by Visa and MasterCard Secure Code. You can have peace of mind while you transact online.

    6. What do I do if there are fraudulent charges on my credit card?

      Any suspicious transactions should be reported to SBI immediately. If you have lost your card, please report it as soon as possible. Your Bank of Maharashtra SBI Platinum Card comes with complimentary credit card Fraud Liability insurance, which provides cover of up to Rs. 1,00,000. Your card is covered for 48 hours prior to your reporting the lost card and 7 days after.

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  • Bank of Maharashtra SBI Platinum Credit Card Reviews

    • SBI Cards Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      Service was very good from SBI,transaction was very slow from SBI. Interest rate was 12.5 emi was fine, I even use to get regular offers from SBI I uses my SBI credit card only to purchase and online shopping , I have a suggestion they have to improve their support and customer service when ever I contact it will be busy .
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • SBI Cards Credit Card
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      It was an good service from SBI ,I use to get proper response from SBI representatives,when ever I contact them and I uses SBI visa card from which I use to get good regular offers . Transaction part was also very fast with SBI ,so overall I can say it was an excellent service .
      Was this review helpful? 0
      , ahmedabad
      Reviewed on Sep 19, 2017
    • SBI Cards Credit Card
      "Good for fuel"
      0.5 5.0/5 "Blown Away!"
      SBI gave me better offers than CITI bank, every month they provides two movie tickets fee at bookmyshow.com, I am getting good cash back in fuel filling and the credit limit is good. SBI is providing good cash back offers in E commerce website.
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 19, 2017
    • SBI Cards Credit Card
      "Offers are good"
      0.5 5.0/5 "Blown Away!"
      The credit card at SBI is also having the best of offers. The credit limit is perfect and there are no charges related to my account. The transactions I make is clearly mentioned online and the statements are on time with a convenient billing cycle.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 19, 2017
    • SBI Cards Credit Card
      "Very special card"
      0.5 5.0/5 "Blown Away!"
      SBI is very special to me also SBI has offered me a complimentary credit card. They provide special discount for shopping for example If I use the card at big bazaar I used to get 10% discount and it is applicable for all the transactions but it is meant for specific products only. Name of the credit card is Style credit card
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • SBI Cards Credit Card
      "Good to have SBI card"
      0.5 4.5/5 "Excellent!"
      Now a days other banks also giving good offers in credit card but SBI is good in flexibility EMI with 2% of interest rate and also I am getting good reward point, recently I brought wallet through the points. And also they are giving cash back offers.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • SBI Cards Credit Card
      "Very good credit card"
      0.5 5.0/5 "Blown Away!"
      SBI credit card is very good, SBI rate of interest is very less, on the same lines SBI offers some discounts on movie tickets too. I was able to get very good discount at BOOK MY SHOW buy one get one free. Rest everything is good with SBI.
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 19, 2017
    • SBI Cards Credit Card
      "EXCELLENT"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with State bank Of India and the services are excellent from them.They provide me with all the basic offers and the credit limit is also good. There are points that can be redeemed online and the annual charges for this card is 499 rupees.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • SBI Cards Credit Card
      "Good cash back credit card"
      0.5 5.0/5 "Blown Away!"
      Before four month I have taken SBI credit card through online channel. They didn't give any complimentary offers but their service is good than CITI bank. Credit limit is also good, SBI is giving more cash back, in amazon, I purchased Info focus mobile worth Rs. 9000 with 10% discount on my credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 19, 2017
    • SBI Cards Credit Card
      "Nice experience"
      0.5 5.0/5 "Blown Away!"
      I hold a credit card with State Bank of India. The offers and the credit limit I have is pretty good. This bank provides more offers online and there is also a balance transfer facility. I get clear statements and it is on time too. Overall it is a hassle free experience.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 19, 2017
    • SBI Cards Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      The credit limit is very less on the SBI credit card. I was initially given 50K and it is not enhanced after which. I am also not happy with the billing date. I have asked for 1st of the month and the bank does it on the 6th, which is also not a good experience.
      Was this review helpful? 0
      , dehradun
      Reviewed on Sep 19, 2017
    • SBI Cards Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I have the SBI bank credit card .I get good offers from this card and I can redeem points everywhere. It has been just four months now I had been using this card,the limit is really good its 58000 thousand.annual charges for this card is five hundred rupees
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 18, 2017
    • SBI Cards Credit Card
      "GOOD SERVICE"
      0.5 4.0/5 "Great!"
      I can say the service of SBI was very good ,even I use to get good regular offers from SBI . I can use my SBI credit card anywhere so never got any queries in that,even the representatives will be very helpful , so overall service was good .
      Was this review helpful? 0
      , bangalore
      Reviewed on Sep 18, 2017
    • SBI Cards Credit Card
      "Excellent card to use"
      0.5 5.0/5 "Blown Away!"
      For more than 15 years I am using the SBI credit card. I got the Elite credit card for past 2 years. The customer service is good with SBI. The Rate of interest is low with the SBI elite card. I use this card for all type of purchases, petrol and for electric bill payments. I am happy with the credit limit, I pay the annual fee of Rs.5000.
      Was this review helpful? 0
      , chennai
      Reviewed on Sep 18, 2017
    • SBI Cards Credit Card
      "Very good banking services"
      0.5 5.0/5 "Blown Away!"
      SBI has also heeded to my request for enhancing my credit limit. The bank has done a good job and I am happy with the process. The transactions are good and they are clear in the billing. It would be more great if I get some offers on the card. It would be more useful.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 18, 2017
    • SBI Cards Credit Card
      "Good EMI options"
      0.5 4.0/5 "Great!"
      I am fond of EMI options which is there on my SBI credit card. However SBI is charging more when it comes to EMI options. I am holding this credit card for about 8 years. I am very much happy with the line of credit which is there on the card which is 75k also I am looking forward for the card up-gradation also,
      Was this review helpful? 0
      , hyderabad
      Reviewed on Sep 18, 2017
    • SBI Cards Credit Card
      "Better card to use"
      0.5 4.0/5 "Great!"
      I am using the SBI Visa platinum credit card for past 1 year. I am happy with the credit limit, because I got the credit limit of Rs,75,000. There is no annual fee for this card card. The rate of interest is average with this card. I use this card for petrol, mobile bill, and for other restaurants bills.
      Was this review helpful? 0
      , nagpur
      Reviewed on Sep 18, 2017
    • SBI Cards Credit Card
      "Deals and services are good"
      0.5 4.0/5 "Great!"
      State Bank of India has also offered me a credit card. The features on the card is good, I get deals often and the deals online are also decent. The limit is good and the bank updates me about the deals as well. There are no charges and in all it is smooth.
      Was this review helpful? 0
      , mumbai
      Reviewed on Sep 18, 2017
    • SBI Cards Credit Card
      "Average"
      0.5 3.0/5 "Satisfactory"
      Though the offers are good on the SBI credit card and they also have a decent credit limit. There are a lot charges taken and the interest rate is also a bit high. The customer services could be more swift. Else the bank does not charge me any hidden fees.
      Was this review helpful? 0
      , kolkata
      Reviewed on Sep 18, 2017
    • SBI Cards Credit Card
      "EXCELLENT SERVICE"
      0.5 5.0/5 "Blown Away!"
      I am one of the happiest customer of SBI credit card service and I uses my credit card for more than 10 years ,till now I never had any issues with their service and I am very comfortable with their service . Even their representatives where also very helpful always ,overall it was an very excellent service from SBI .
      Was this review helpful? 0
      , new delhi
      Reviewed on Sep 17, 2017
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