The Miles and More credit card by Axis Bank are specifically created for frequent flyers and for domestic and international usage during your travels. The card offers you benefits in terms of reward points which can be redeemed as well as complimentary lounge access at more than 30 airports in India. The card also has a wide range of offers for fuel expenses.
The interest rate charged on the card is 3.4% per month with a joining fee of Rs.3,500 and an annual fee of Rs.3,500 if you opt for the World Credit Card.
This premium travel credit card offers unlimited miles every time you use it for carrying out your transactions.
Welcome bonus: The Miles and More Credit Card offers an attractive welcome bonus program to the cardholders as listed below. With the Miles and More credit card, you can avail up to 55,000 miles during the first year. These can be redeemed to enjoy exciting rewards.
| World Select Card | 15,000 award miles |
| World Card | 5,000 award miles |
Annual bonus: The annual bonus that the two variants of the card offer are mentioned below.
| World Select Card | 4,000 award miles |
| World Card | 3,000 award miles |
Rewards on spends: The Axis Bank Miles and More Credit Card offers reward miles to you whenever you use it for your daily transactions.
| World Select Card | 6 award miles for every Rs.200 spent |
| World Card | 4 award miles for every Rs.200 spent |
No expiry for the award miles: You would be excited to know that the award miles come with no expiry date and therefore and so you may retain them for as long as you wish to.
Priority Pass membership: With the Priority Pass lounge access facility, you can enjoy complimentary access to more than 600 airport lounges around the world. Priority Pass will be issued to you automatically on activation of your credit card.
| World Select Card | 4 Priority Pass lounge visits per year |
| World Card | 2 Priority Pass lounge visits per year |
Redemption options: The rich redemption option includes flight ticket bookings and upgrades, hotel reservations, shopping at partner online and offline stores, car rentals, etc.
Dining benefit: You can avail a minimum discount of 15% at partner restaurants through the ‘Dining Delights’ program.
24X7 Concierge services: To enhance your premium lifestyle experiences, the card offers you a dedicated concierge service which assists you in your travel and hotel reservations, gift deliveries and a host of other facilities.
Card safety
Utility bills payment: By issuing a standing instruction on the credit card, you can pay all your utility bills every month through the Axis Bank Bills Pay service.
Fuel surcharge waiver: Avail fuel surcharge refund of 1% when your fuel transactions range between Rs.400 and Rs.4,000. This is applicable to all the petrol stations across India.
Easy EMI: For any purchase of over Rs.2,500, you get the option of converting it to EMI which you can easily off in monthly instalments.
| Total miles that can be earned in 1 year | |||
| Monthly Spend | World Select Card | World Card | |
| Activation welcome miles on the card | 15,000 | 5,000 | |
| Annual miles on the renewal of card membership | 4,000 | 3,000 | |
| Spend linked miles | Rs.1 lakh | 36,000 | 24,000 |
| Total miles | 55,000 | 32,000 | |
Comprehensive insurance coverage: With this particular credit card, you enjoy a comprehensive insurance coverage the details of which are mentioned in the following table.
| Features | World Select Credit Card | World Credit Card |
|---|---|---|
| Lost card liability cover | Rs.6 lakh | Rs.4 lakh |
| Personal accident (air accident only) | Rs.4.5 crore | Rs.2.5 crore |
| Credit shield | Rs.5 lakh | Rs.1 lakh |
| Checked baggage loss | $ 500 | $ 500 |
| Baggage delay | $ 500 | $ 300 |
| Loss of personal documents and baggage | $ 500 | $ 300 |
| Type of Charge | Amount |
|---|---|
| Joining fee | World Select Credit Card – Rs.10,000 World Credit Card – Rs.3,500 |
| Annual fee | World Select Credit Card – Rs.4,500 World Credit Card – Rs.3,500 |
| Finance charges (cash and retail purchases) | 2.95% every month |
| Fee for cash withdrawal | 2.5% (minimum Rs.250) of the amount |
| Joining fee for the add-on card | Nil |
| Annual fee for the add-on card | Nil |
| Cash payment fee | Rs.100 |
| Replacement of card (stolen, re-issued or lost) | NIL |
| Late payment fee or overdue penalty | If the total payment due is Up to Rs.2,000 – Rs.300 Between Rs.2,001 and Rs.5,000 - Rs.400 Rs.5,001 or more - Rs.600 |
| Penalty for over limit | 3% of the over limit amount (minimum of Rs.500) |
| Copy request fee or charge slip retrieval fee | NIL |
| Fee for outstation cheque | Waived off |
| Auto-debit reversal or cheque return or dishonour fee | Rs.300 |
| Fee for foreign currency transaction | 3.50% of the total transaction value |
| Mobile alerts for the transactions | Waived off |
| Charges for balance enquiry | Waived off |
If you meet the flowing criteria, you are eligible for the Axis Bank Miles and More Credit Card:
*These criteria are only indicative and the bank may introduce additional criteria as its discretion.
*This is only an indicative list. Additional documents may be needed by the bank at the time of your application.
To ensure that the miles on your Miles and More Credit Card never expire, just do the following:
You get a host of concierge facilities like assistance in travel services, golfing services, wine and dine, arts and culture program ticket bookings, shopping services, business services, and other areas.
Just swipe/dip the card into the CHIP reader slot of the payment terminal, enter the ATM PIN, and sign on the charge slip.
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.
100% PAPERLESS APPROVAL 
