Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Axis Bank Miles and More Credit Card

    The Miles and More credit card by Axis Bank are specifically created for frequent flyers and for domestic and international usage during your travels. The card offers you benefits in terms of reward points which can be redeemed as well as complimentary lounge access at more than 30 airports in India. The card also has a wide range of offers for fuel expenses.

    The interest rate charged on the card is 3.4% per month with a joining fee of Rs.3,500 and an annual fee of Rs.3,500 if you opt for the World Credit Card.

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    This premium travel credit card offers unlimited miles every time you use it for carrying out your transactions.

    Travel benefits of the Axis Bank Miles and More Credit Card

    • You earn bonus miles in bulk when you opt for the Axis Bank Miles and More Credit Card.
    • Among the other redemption options, the accrued miles can be redeemed for flight tickets and upgrades.
    • Avail complimentary access to some of the world-class airport lounges with this credit card.

    Axis Bank Miles and More Credit Card features and benefits

    Welcome bonus: The Miles and More Credit Card offers an attractive welcome bonus program to the cardholders as listed below. With the Miles and More credit card, you can avail up to 55,000 miles during the first year. These can be redeemed to enjoy exciting rewards.

    World Select Card 15,000 award miles
    World Card 5,000 award miles

    Annual bonus: The annual bonus that the two variants of the card offer are mentioned below.

    World Select Card 4,000 award miles
    World Card 3,000 award miles

    Rewards on spends: The Axis Bank Miles and More Credit Card offers reward miles to you whenever you use it for your daily transactions.

    World Select Card 6 award miles for every Rs.200 spent
    World Card 4 award miles for every Rs.200 spent

    No expiry for the award miles: You would be excited to know that the award miles come with no expiry date and therefore and so you may retain them for as long as you wish to.

    Priority Pass membership: With the Priority Pass lounge access facility, you can enjoy complimentary access to more than 600 airport lounges around the world. Priority Pass will be issued to you automatically on activation of your credit card.

    World Select Card 4 Priority Pass lounge visits per year
    World Card 2 Priority Pass lounge visits per year

    Redemption options: The rich redemption option includes flight ticket bookings and upgrades, hotel reservations, shopping at partner online and offline stores, car rentals, etc.

    Dining benefit: You can avail a minimum discount of 15% at partner restaurants through the ‘Dining Delights’ program.

    24X7 Concierge services: To enhance your premium lifestyle experiences, the card offers you a dedicated concierge service which assists you in your travel and hotel reservations, gift deliveries and a host of other facilities.

    Card safety

    • The Miles and More credit card comes with the CHIP and PIN feature which provides maximum security against fraudulent activities. The CHIP and PIN feature allows the card to transact and store data in a format that is encrypted.
    • On the CHIP, a PIN is encrypted and only the owner knows the PIN. This CHIP and PIN card can be used directly at the terminals of different merchants.

    Utility bills payment: By issuing a standing instruction on the credit card, you can pay all your utility bills every month through the Axis Bank Bills Pay service.

    Fuel surcharge waiver: Avail fuel surcharge refund of 1% when your fuel transactions range between Rs.400 and Rs.4,000. This is applicable to all the petrol stations across India.

    Easy EMI: For any purchase of over Rs.2,500, you get the option of converting it to EMI which you can easily off in monthly instalments.

    Total miles that can be earned in 1 year
    Monthly Spend World Select Card World Card
    Activation welcome miles on the card 15,000 5,000
    Annual miles on the renewal of card membership 4,000 3,000
    Spend linked miles Rs.1 lakh 36,000 24,000
    Total miles 55,000 32,000

    Comprehensive insurance coverage: With this particular credit card, you enjoy a comprehensive insurance coverage the details of which are mentioned in the following table.

    Features World Select Credit Card World Credit Card
    Lost card liability cover Rs.6 lakh Rs.4 lakh
    Personal accident (air accident only) Rs.4.5 crore Rs.2.5 crore
    Credit shield Rs.5 lakh Rs.1 lakh
    Checked baggage loss $ 500 $ 500
    Baggage delay $ 500 $ 300
    Loss of personal documents and baggage $ 500 $ 300

    Axis Bank Miles and More Credit Card fees and charges

    Type of Charge Amount
    Joining fee World Select Credit Card – Rs.10,000 World Credit Card – Rs.3,500
    Annual fee World Select Credit Card – Rs.4,500 World Credit Card – Rs.3,500
    Finance charges (cash and retail purchases) 2.95% every month
    Fee for cash withdrawal 2.5% (minimum Rs.250) of the amount
    Joining fee for the add-on card Nil
    Annual fee for the add-on card Nil
    Cash payment fee Rs.100
    Replacement of card (stolen, re-issued or lost) NIL
    Late payment fee or overdue penalty If the total payment due is Up to Rs.2,000 – Rs.300 Between Rs.2,001 and Rs.5,000 - Rs.400 Rs.5,001 or more - Rs.600
    Penalty for over limit 3% of the over limit amount (minimum of Rs.500)
    Copy request fee or charge slip retrieval fee NIL
    Fee for outstation cheque Waived off
    Auto-debit reversal or cheque return or dishonour fee Rs.300
    Fee for foreign currency transaction 3.50% of the total transaction value
    Mobile alerts for the transactions Waived off
    Charges for balance enquiry Waived off

    Eligibility to Apply for Axis Bank Miles and More Credit Card

    If you meet the flowing criteria, you are eligible for the Axis Bank Miles and More Credit Card:

    • Your current age is in between 18 years and 70 years
    • The age for the add-on cardholder should be over 15 years
    • You are a Resident of India or Non-Resident Indian

    *These criteria are only indicative and the bank may introduce additional criteria as its discretion.

    Required Documents for Axis Bank Miles and More Credit Card

    • PAN card photocopy or Form 60
    • Colour photograph copies
    • IT return copy/ Latest payslip / Form 16
    • Residence proof (any of the following):
      • Landline telephone bill
      • Passport
      • Ration card
      • Electricity bill
    • Copy of your latest Miles & More Membership Card statement (only for existing Miles & More members)
    • Statement of your existing Miles & More Credit Card (shouldn’t be older than 2 months and only for existing Miles & More members)

    *This is only an indicative list. Additional documents may be needed by the bank at the time of your application.

    FAQs on Axis Bank Miles and More Credit Card

    1. Is there any condition on the expiry of the miles on my Axis Bank Miles and More Credit Card?
    2. To ensure that the miles on your Miles and More Credit Card never expire, just do the following:

      • Be a Miles and More Credit Card user for a minimum of 3 months.
      • Make a minimum of 1 miles-related transaction with your Miles and More Credit Card.
    3. What all benefits do I get under the concierge services on my Axis Bank Miles and More Credit Card?
    4. You get a host of concierge facilities like assistance in travel services, golfing services, wine and dine, arts and culture program ticket bookings, shopping services, business services, and other areas.

    5. How do I use the CHIP and PIN facility on my Axis Bank Miles and More Credit Card at merchant locations?
    6. Just swipe/dip the card into the CHIP reader slot of the payment terminal, enter the ATM PIN, and sign on the charge slip.

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    Elig Not Form Available & Offer table present :true
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