Santa Claus comes around just once a year. In the meantime, there are Credit Cards.
  • Amex Credit Card Limit

    Amex Credit Card Limit Online
    Amex Credit Card Limit

    Credit limit can be defined as the maximum amount of credit a bank extends to a customer through a line of credit. This is maximum amount that a cardholder can use on a credit card. American Express offers a plethora of credit cards to their customers. However, each credit card comes with its own credit limit. While the credit limit can be increased or decreased, utilising more than the allowed credit limit can invite over-limit charges. Let’s find out more about credit limit on Amex credit cards.

    How to Increase Credit Limit on Amex Credit Card?

    American Express or Amex considers limit enhancement only on cards which are older than six months. To increase your chances of getting a credit enhancement, there shouldn’t be any late payments on the card, the debt-to-income ratio should be good, and the total outstanding balance should be low.

    Application for credit enhancement can be done using three methods: net banking, phone banking and postal mail.

    Net Banking: For Amex credit card users with active net banking, the process to raise a request for credit limit increase is easy. Simply login to your account, click Account Services> Credit Management> Increase line of credit. Enter the four digit personal code located on the top of your credit card number as prompted.

    You will be redirected to a new page, where you will be have to select the desired credit limit and enter your total income and submit the application. The bank will review your application by considering your credit score and repayment history.

    You may shortly receive an SMS/e-mail from the bank about the status of your application.

    Customer Care: You can also approach Amex customer care to apply for credit card limit enhancement. Amex has different helpline numbers for each product. Visit the page https://www.americanexpress.com/india/customerservice/contact-amex-phone.html?india_nav=cscontactmain and find your card specific helpline.

    Mail to Amex Credit Department: You can also send a written request for credit limit increase on your credit card to the bank’s credit department. You need to attach a copy of your latest income tax return, acknowledgement of ITR-V and Form-16 with the letter.

    Mention first 11 digits of your Amex credit card on the documents attached and send them to Credit Department, American Express Banking Corp., Cyber City, Tower C, DLF Building No 8, Sector 25, DLF City Phase I, Gurgaon, Haryana – 122002.

    Amex Credit Card Limit Reviews

    • American Express Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have American Express Credit Card which i have directly applied with American Express Banking corporation.The one best feature is they have a very good reward programs.There was cashback offers as well.Credit limit is good and the credit limit which i have received was 2 lakhs it was too good .I am happy with this credit card.Each and every transaction i will be getting message .The Overall Service is Good to me .
      Was this review helpful? 0
      , ghaziabad
      Reviewed on Mar 25, 2019
    • American Express Credit Card
      "Satisfactory"
      0.5 4.0/5 "Great!"
      Amex Bank is good for the credit card. The customer services is excellent and they are very prompt in the response. There are good deals but the card is not accepted everywhere. I have the option of transferring the limit to pay and I can use it that way.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 25, 2019
    • American Express Credit Card
      "Good service"
      0.5 5.0/5 "Blown Away!"
      I have not used the Amex card till now but the service is okay. The response was prompt and got a proper followups which am satisfied. The credit limit was decent. I have taken The American Express credit card through online channel. The process was happened on time. I have not gone through the terms and conditions.
      Was this review helpful? 0
      , surat
      Reviewed on Mar 25, 2019
    • American Express Credit Card
      "Good Service"
      0.5 5.0/5 "Blown Away!"
      I have applied directly through American express Credit Card.The Credit limit is good .I have got the credit limit is upto2.4 laks .There was cashback offers and reward points as well. I am happy with the American Express Credit Card . I will be getting message for each transactions.I have received the credit card on time .The Overall Service is Good.
      Was this review helpful? 1
      , chennai
      Reviewed on Mar 24, 2019
    • American Express Credit Card
      "Excellent card"
      0.5 5.0/5 "Blown Away!"
      I have been using Amex credit card,it is my corporate credit card,so they have not charged me annual fee in this card,as it is life time free credit card, and i am happy with the credit limit which they have given me in this card,and even the offers was good.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 23, 2019
    • American Express Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I am holding AMERICAN EXPRESS BANK credit card . The credit limit is good. The service which has been given through this card is commendable and i use this card for multipurpose . The card has some charges but if i use till 50000 it will get waive off . Offers are really good.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 23, 2019
    • American Express Credit Card
      "Good card"
      0.5 4.0/5 "Great!"
      I applied for AMERICAN EXPRESS BANK credit card . Good credit limit i have with this card . Benefits were great with this card like , reward points , good cash back offers . Overall the application process was quick and hassle free. I am holding this card for past 1 month .
      Was this review helpful? 0
      , mumbai
      Reviewed on Mar 23, 2019
    • American Express Credit Card
      "They need to increase the credit limit of customer "
      0.5 4.0/5 "Great!"
      I have AMERICAN EXPRESS BANK credit card . I raise the query to cancel the card because the limit which they provide to me was very low i have other card in that i am enjoying good credit limit . There is no joining fee with this card for the first year but next year it is chargeable .
      Was this review helpful? 0
      , vadodara
      Reviewed on Mar 23, 2019
    • American Express Credit Card
      "very good"
      0.5 4.0/5 "Great!"
      This is chargeable-rs-4500 for first year then no charges card and reward point offer in this card and I am satisfied with this limit everything is good of Amex bank and last one and half year I am using this card . And customer service is good and their response is good
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 23, 2019
    • American Express Credit Card
      "Average card"
      0.5 2.0/5 "Expected more"
      My credit card was taken with AMERICAN EXPRESS BANK. There is no joining fee with this card . I am facing some issue like when i use online this card the OTP is not coming on my messages it is coming on my mail . I am holding this card for past 1month .
      Was this review helpful? 0
      , jaipur
      Reviewed on Mar 23, 2019
    • American Express Credit Card
      "Offers should be increased"
      0.5 4.0/5 "Great!"
      There are very less offers on the Amex card and also the acceptability is also less they need to get tie up with many merchandise and other partner, network should be increased. If I go for emi they have interest it is the best part in this card. The support is awesome, they take care of all queries.
      Was this review helpful? 0
      , pune
      Reviewed on Mar 22, 2019
    • American Express Credit Card
      "Need to be transparent in the details"
      0.5 2.0/5 "Expected more"
      The process is very good and on time with Amex Bank. The major drawback is, I was initially informed that it would be a unlimited credit limit and there was a annual fee of 4500. But I could only use a lakh. I am not happy with the non transparent details being provided. I have other cards with four lakhs of limit with a zero annual fee. It would have been better if I was provided with four lakhs atleast. I contacted the customer care to close my card and they have asked me to use it for six months and they would check the transactions and enhance the limit which I am not prepared to do.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 21, 2019
    • American Express Credit Card
      "Happy Customer"
      0.5 5.0/5 "Blown Away!"
      Amex give excellent customer support experience, t he card feature is really great, they give more discount on the travels. I do get the benefits on the air miles and air lounges. Amex has the yearly fee of Rs.3500 its nominal based on the offers and the services. I am very delight with Amex.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 21, 2019
    • American Express Credit Card
      "Satisfied Credit limit"
      0.5 5.0/5 "Blown Away!"
      It has taken 15-20 days of time in on-line process for my American express credit card . i am not getting any update regarding the on-line offer . I am satisfied with the credit limit . I am expecting more offers and cash backs in the upcoming days .
      Was this review helpful? 0
      , gurgaon
      Reviewed on Mar 20, 2019
    • American Express Credit Card
      "Good card"
      0.5 5.0/5 "Blown Away!"
      I have taken Amex credit card through online channel. The benefits are less but overall the card was good. Even the customer service is up to the mark. I have been using the card for around 6 to 8 months. The annual fee is Rs.500, Initially got Rewards card which has 4,500 rupees yearly charge hence cancelled that and taken GOLD CARD.
      Was this review helpful? 0
      , new delhi
      Reviewed on Mar 20, 2019
    • American Express Credit Card
      "Best card"
      0.5 5.0/5 "Blown Away!"
      My credit card was taken with AMERICAN EXPRESS BANK , i am holding this card for past 1 year . They offered good credit limit with this card . Benefits were good shopping offer , reward point and cash back offers . The process was easy to get the card . The card is free for life time .
      Was this review helpful? 0
      , vadodara
      Reviewed on Mar 20, 2019
    • American Express Credit Card
      "Good"
      0.5 5.0/5 "Blown Away!"
      The customer service is very good at Amex Bank. The credit limit is not satisfactory, it is pretty low. I got a limit of 50K only. There are annual charges for the credit card which gets waived off if I use the card to a certain limit. The best is the reward points.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • American Express Credit Card
      "Good"
      0.5 4.0/5 "Great!"
      Amex Bank did not have a joining fee for the credit card. There was only a annual fee of 1K. If I use the card for 1.5 lakh for a year, the fee will be waived off. The credit limit is good. There are reward points which can be used for online shopping and also for bill payments.
      Was this review helpful? 0
      , bangalore
      Reviewed on Mar 20, 2019
    • American Express Credit Card
      "GOOD"
      0.5 5.0/5 "Blown Away!"
      I have been holding the credit card with the AMERICAN EXPRESS BANKING CORPORATION the credit limit with this card is very good as it is user friendly also it is user friendly to access. There are good offers with this card which is sufficient with this credit card.
      Was this review helpful? 0
      , chennai
      Reviewed on Mar 20, 2019
    • American Express Credit Card
      "Experience is good"
      0.5 5.0/5 "Blown Away!"
      I bank with Amex Bank for the credit card. The customer support is good and I am happy with the process. There are no annual charges for the first year and from the second years there is a fee of 1500 which gets waived off if I use the card to a certain limit.
      Was this review helpful? 0
      , hyderabad
      Reviewed on Mar 20, 2019
    Common Loader Icon

    Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

  • reTH65gcmBgCJ7k
    This Page is BLOCKED as it is using Iframes.