With time, credit cards have proved to be one of the most sought-after financial products available in the market. Credit cards have been instrumental in bringing a sea change in the spending habits of people. It is not only used across the world but it has been influencing the market for a long time now.
There are quite a few reasons for the ever-growing popularity of credit cards in India. They not only make the cardholder’s shopping experience an easy affair but also make payment convenient. Also, credit cards come loaded with benefits and rewards points. These benefits can be utilized to get a good amount of cashback or discount while shopping online and in stores. The reward points, once accumulated, can be redeemed for fabulous gifts. Cardholders can also collect AirMiles that can be redeemed to bag discounted air tickets or products from an airline catalogue. Apart from these, a cardholder can also enjoy fuel surcharge.
Amex Add-on credit cards or supplementary credit cards are issued to the family members of a primary cardholder so that they can enjoy the benefits and privileges together. Almost every banking organization in this country offers add-on credit cards. Similarly, American Express also offers a range of add-on credit cards for the family members of their primary cardholders. Loaded with rewards and benefits, these add-on credit cards make the shopping experience of the cardholders exciting.
Citibank issues add-on credit cards for the following relations of the primary cardholder:
American Express offers add-on or supplementary credit cards for the family members of the primary credit cardholders. The add-on credit card holders get to enjoy the same perks and privileges as the primary cardholder. However, American Express doesn’t provide add-on cards on every credit card that they offer. Also, to avail an add-on credit card, the applicant needs to meet all the eligibility requirements and an approval from the primary cardholder is also needed.
Amex add-on credit cards can be availed by applicants who fulfill the following eligibility criteria:
Other requirements may be applicable based on the terms and conditions set by the bank.
American Express asks an applicant to submit the following documents while applying for an add-on credit card:
The bank might ask for additional documents. Applicants should keep in mind that Amex add-on credit cards are not provided unless all the required KYC (Know-Your-Customer) documents are collected.
To apply for an Amex add-on credit card directly, the applicant can visit the nearest branch of American Express. To apply for an Amex add-on credit card online, the applicant can follow the steps (with the help of the primary cardholder) that have been listed below:
Applicants can also apply for a call back option on the website to apply for an add-on credit card through customer care.
Apply for an Amex Add-on credit card Through Post
Applicants can also send their documents attached with the application form to the following address:
American Express Banking Corp.
Cyber City, Tower C,
DLF Building No.8, Sector 25,
DLF City Phase II Gurgaon, Haryana-122002
An Amex add-on or supplementary credit card comes with a number of advantages. Listed below are some of the features and benefits of an Amex add-on credit card:
|The American Express Membership Rewards Credit Card||Nil|
|The American Express Platinum Travel Credit card||Nil|
|Jet Airways American Express||Nil|
Customers can procure up to 3 add-on credit cards on a primary Amex credit card.
Credit card bill for a supplementary credit card is paid by the primary cardholder.
Credit score will not be calculated for a supplementary credit card. Instead all activities will be reflected in the primary cardholder’s credit report. Hence the add-on credit card must be used judiciously.
The credit limit for an ICICI Bank add-on credit card is either the same or lesser than that of the primary credit card based on the terms and conditions of the bank.
Immediate family members and relatives of the primary cardholder can avail an add-on Amex Bank credit card.
Know More About Other Bank Add-on Credit Card